Senior Level Health Actuary Jobs
Senior level health actuary jobs place experienced professionals in charge of pricing strategy, reserve analysis, and the technical direction of actuarial teams driving decisions across health plans and insurers. Hiring concentrates in Insurance, Consulting & Professional Services, and Technology & Software, with on-site, hybrid, and remote openings available from employers like Pacific Life, Milliman, and National Life hiring at this level now.
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Showing 5 of 49+ Senior Level Health Actuary jobs
General Information
- Posting Location: New York, New York
- Posting Location: Wilmington, Delaware
Description and Requirements
Join our Global Risk Management Group, where you’ll play a key role in safeguarding the company, ensuring we deliver on our commitments to customers and stakeholders, and driving responsible growth. As part of our team, you’ll identify, monitor, and mitigate both financial and non-financial risks across the organization. Leverage your expertise as the second line of defense to advise our business on effective risk management strategies. This means challenging ideas, implementing robust controls, and enforcing guardrails to foster responsible business growth. Join us in advancing MetLife’s legacy of trust through exemplary risk management practices.
The AVP and Actuary is responsible for owning the Insurance Risk Economic Capital (EC) framework and overseeing actuarial assumptions, with responsibility for reporting, planning, methodology, and ongoing evolution of capabilities across the enterprise. This is an exciting opportunity to lead the transformation of EC processes from manual, spreadsheet-driven workflows to automated, scalable, and insight-driven capabilities, while ensuring strong governance, transparency, and control. In parallel, the role will provide independent review and challenge of actuarial assumptions, including increasing use of AI and advanced analytics in assumption setting. Over time, this role will play a key part in repositioning Insurance Risk for an AI-enabled environment, strengthening how experiences and emerging risks are translated into business decisions.
- End-to-End Ownership of Economic Capital
- Own the Insurance Risk EC framework, including reporting, planning, methodologies, and outputs.
- Ensure EC results are accurate, timely, and decision-useful, with strong governance and auditability.
- Serve as the central point of accountability for EC across Insurance Risk and Actuarial stakeholders.
- Continuously evolve EC methodologies to reflect changes in business strategy, products, and risk profile.
-
Modernize EC Reporting & Production
- Lead the transformation of EC reporting toward automated, controlled, and scalable processes.
- Significantly reduce reliance on manual spreadsheets and fragmented workflows.
- Establish sustainable production processes with clear controls, data lineage, and documentation
- Foster a shift from production-focused work to insight-driven analysis within the team.
- Introduce and scale use of automation, data analytics, and AI-enabled tools where appropriate.
-
Own and Enhance EC Planning & Projections
- Own the EC planning process, including projection of capital aligned with business plans and strategic initiatives.
- Improve efficiency, consistency, and transparency of forward-looking capital analysis.
- Enable scenario-based and dynamic capital planning, supporting decision-making across the organization.
-
Incorporate AI and Emerging Risks into EC
- Own the approach for integrating AI-related risks into the EC framework
- Ensure risks such as model instability, bias, and data drift are appropriately reflected in capital assessments.
- Evolve practices over time as AI usage expands
-
Actuarial Assumption Review & Challenge
- Provide independent review and challenge of key actuarial assumptions, including mortality, morbidity, and PHB behavior assumptions.
- Evaluate assumption-setting methodologies, experience studies, and use of advanced analytics and AI models.
- Ensure assumptions are appropriate, explainable, and aligned with observed experience and forward-looking risks.
-
Cross-Functional Leadership & Influence
- Work closely with Actuarial, Product, Finance, Capital Management, and Modeling teams.
- Act as a bridge between risk, business, and technical teams, enabling alignment and execution.
- Influence senior stakeholders through clear communication of complex risk and capital insights
- 10+ years in insurance, actuarial, or risk management role
- FSA/ASA (or equivalent) strongly preferred
-
Strong understanding of:
- Economic capital frameworks
- Actuarial assumptions and experience studies
- Insurance product risks
- Experience improving or transforming reporting, modeling, or analytics processes
-
Familiarity with:
- Data and analytics tools (e.g., Python, visualization tools)
- Automation approaches
- AI / advanced analytics concepts
- Strong analytical, problem-solving, and communication skills
#LI-SP1
- Strong sense of ownership and accountability for critical enterprise processes
- Comfortable challenging actuarial assumptions with credibility and independence
- Curious and forward-looking, with interest in AI, analytics, and evolving risk practices
- Collaborative leader who can influence across functions without direct authority
Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, paid time off, paid holidays, volunteer time off, tuition assistance and much more!
About MetLife
Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World’s 25 Best Workplaces™, as well as the Fortune 100 Best Companies to Work For®, MetLife, through its subsidiaries and affiliates, is one of the world’s leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.
Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we’re inspired to transform the next century in financial services. At MetLife, it’s #AllTogetherPossible. Join us!
MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law (“protected characteristics”).
If you need an accommodation due to a disability, please email us at accommodations@metlife.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.
MetLife maintains a drug-free workplace.
General Information
- Posting Location: New York, New York
- Posting Location: Wilmington, Delaware
Description and Requirements
Join our Global Risk Management Group, where you’ll play a key role in safeguarding the company, ensuring we deliver on our commitments to customers and stakeholders, and driving responsible growth. As part of our team, you’ll identify, monitor, and mitigate both financial and non-financial risks across the organization. Leverage your expertise as the second line of defense to advise our business on effective risk management strategies. This means challenging ideas, implementing robust controls, and enforcing guardrails to foster responsible business growth. Join us in advancing MetLife’s legacy of trust through exemplary risk management practices.
The AVP and Actuary is responsible for owning the Insurance Risk Economic Capital (EC) framework and overseeing actuarial assumptions, with responsibility for reporting, planning, methodology, and ongoing evolution of capabilities across the enterprise. This is an exciting opportunity to lead the transformation of EC processes from manual, spreadsheet-driven workflows to automated, scalable, and insight-driven capabilities, while ensuring strong governance, transparency, and control. In parallel, the role will provide independent review and challenge of actuarial assumptions, including increasing use of AI and advanced analytics in assumption setting. Over time, this role will play a key part in repositioning Insurance Risk for an AI-enabled environment, strengthening how experiences and emerging risks are translated into business decisions.
- End-to-End Ownership of Economic Capital
- Own the Insurance Risk EC framework, including reporting, planning, methodologies, and outputs.
- Ensure EC results are accurate, timely, and decision-useful, with strong governance and auditability.
- Serve as the central point of accountability for EC across Insurance Risk and Actuarial stakeholders.
- Continuously evolve EC methodologies to reflect changes in business strategy, products, and risk profile.
-
Modernize EC Reporting & Production
- Lead the transformation of EC reporting toward automated, controlled, and scalable processes.
- Significantly reduce reliance on manual spreadsheets and fragmented workflows.
- Establish sustainable production processes with clear controls, data lineage, and documentation
- Foster a shift from production-focused work to insight-driven analysis within the team.
- Introduce and scale use of automation, data analytics, and AI-enabled tools where appropriate.
-
Own and Enhance EC Planning & Projections
- Own the EC planning process, including projection of capital aligned with business plans and strategic initiatives.
- Improve efficiency, consistency, and transparency of forward-looking capital analysis.
- Enable scenario-based and dynamic capital planning, supporting decision-making across the organization.
-
Incorporate AI and Emerging Risks into EC
- Own the approach for integrating AI-related risks into the EC framework
- Ensure risks such as model instability, bias, and data drift are appropriately reflected in capital assessments.
- Evolve practices over time as AI usage expands
-
Actuarial Assumption Review & Challenge
- Provide independent review and challenge of key actuarial assumptions, including mortality, morbidity, and PHB behavior assumptions.
- Evaluate assumption-setting methodologies, experience studies, and use of advanced analytics and AI models.
- Ensure assumptions are appropriate, explainable, and aligned with observed experience and forward-looking risks.
-
Cross-Functional Leadership & Influence
- Work closely with Actuarial, Product, Finance, Capital Management, and Modeling teams.
- Act as a bridge between risk, business, and technical teams, enabling alignment and execution.
- Influence senior stakeholders through clear communication of complex risk and capital insights
- 10+ years in insurance, actuarial, or risk management role
- FSA/ASA (or equivalent) strongly preferred
-
Strong understanding of:
- Economic capital frameworks
- Actuarial assumptions and experience studies
- Insurance product risks
- Experience improving or transforming reporting, modeling, or analytics processes
-
Familiarity with:
- Data and analytics tools (e.g., Python, visualization tools)
- Automation approaches
- AI / advanced analytics concepts
- Strong analytical, problem-solving, and communication skills
#LI-SP1
- Strong sense of ownership and accountability for critical enterprise processes
- Comfortable challenging actuarial assumptions with credibility and independence
- Curious and forward-looking, with interest in AI, analytics, and evolving risk practices
- Collaborative leader who can influence across functions without direct authority
Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, paid time off, paid holidays, volunteer time off, tuition assistance and much more!
About MetLife
Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World’s 25 Best Workplaces™, as well as the Fortune 100 Best Companies to Work For®, MetLife, through its subsidiaries and affiliates, is one of the world’s leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.
Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we’re inspired to transform the next century in financial services. At MetLife, it’s #AllTogetherPossible. Join us!
MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law (“protected characteristics”).
If you need an accommodation due to a disability, please email us at accommodations@metlife.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.
MetLife maintains a drug-free workplace.
See All 49 Senior Level Health Actuary Jobs
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Find JobsSenior Level Health Actuary Job Market
Who's Hiring
- Pacific Life12
- Milliman7
- National Life5
- AIG3
- American National Insurance3
Top Industries Hiring
- Insurance36
- Consulting & Professional Services9
- Technology & Software3
- Construction & Real Estate3
- Healthcare & Medical Services2
Senior Level Health Actuary Jobs: Frequently Asked Questions
How do I get a senior level health actuary job?
Employers at this level look for candidates who have led pricing, reserving, or risk modeling projects with minimal oversight and can communicate results to executive stakeholders. Fellowship credentials (FSA or FCAS) are typically expected, and experience mentoring junior actuaries or owning a line of business end-to-end gives candidates a clear edge. Demonstrating that you have shaped methodology, not just applied it, is what separates senior candidates.
Which companies hire senior level health actuarys?
Companies hiring senior level health actuarys right now include Pacific Life, Milliman, and National Life, based on current listings on Migrate Mate as of July 2026. Hiring at this level comes primarily from large health insurers, managed care organizations, actuarial consulting firms, and employer-sponsored benefit plan administrators that need actuaries who can own complex analytical workstreams.
Are there remote senior level health actuary jobs?
Yes, remote and hybrid arrangements are well established at the senior level. About 49% of senior level health actuary openings are remote or hybrid as of July 2026, reflecting the fact that experienced actuaries with strong stakeholder communication skills can deliver results without being on-site full time. Fully remote roles are more common at senior levels than at earlier career stages.
What makes a health actuary role senior level?
Senior health actuary roles are defined by ownership and scope rather than task execution. Professionals at this stage set methodology, make independent recommendations on pricing or reserving, and are accountable for outcomes rather than deliverables. They typically mentor associate and credentialed actuaries, represent the actuarial function in cross-functional discussions, and are expected to identify problems before they are assigned rather than waiting for direction.
Which industries hire the most senior level health actuarys?
Senior level health actuary roles concentrate in Insurance, Consulting & Professional Services, and Technology & Software, based on current listings on Migrate Mate as of July 2026. These sectors drive hiring at this level because they manage large, complex risk pools that require actuarial leadership with the experience to govern models, validate assumptions, and present findings directly to regulators or executive leadership.