Senior Level Mortgage Specialist Jobs
Senior level mortgage specialist jobs put experienced professionals in charge of complex loan portfolios, underwriting decisions, and the teams or workflows that drive production outcomes. Roles cover 41% remote and hybrid settings across Banking & Financial Services, Construction & Real Estate, and Investment & Asset Management, with employers like AmeriHome Mortgage Company, City National Bank, and Rocket Mortgage hiring at this level now.
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Showing 5 of 34+ Senior Level Mortgage Specialist jobs
Job Description
Requisition ID
Department
Job Function
Location
Role Location Designation
Location Designation: Hybrid - 4 days per week
About New York Life Investments
With over $800 billion in assets under management, NYLIM is a Pensions & Investments' Top 30 Largest Money Manager and one of the largest global asset managers serving institutional, retail and insurance clients. NYLIM brings together the firm’s global investment teams under one unified brand, combining specialized expertise with the strength and stability of New York Life.
Our platform is built on disciplined active management, deep investment capabilities and a long-term partnership approach designed to deliver enduring value across market cycles and help clients navigate the next era of investing.
More powerful, together, we combine the agility of specialized investment teams with the scale and longevity of a leading mutual institution.
Business Overview
New York Life Real Estate Investors (NYL REI) is the real estate investment platform within New York Life Investment Management. With over $73.2 billion in assets under management as of December 31, 2025, NYL REI invests across real estate equity, debt and securities strategies, serving institutional investors and the New York Life General Account.
Leveraging more than a century of real estate investment experience,
New York Life Real Estate Investors (“REI”) believes that investment principles which incorporate sustainability best practices promote favorable relative returns for our clients over the long term.
- A strong knowledge of Eastern U.S. real estate markets and commercial properties including, but not limited to, industrial, retail, multi-family, office, and hotels.
- Excellent analytical, quantitative, and technical skills, including the ability to analyze, underwrite and forecast property cash flows and valuations using Argus and Excel software.
- The ability to size and price loans with proper structural features and negotiate term sheets and loan commitments.
- Successful track record and experience in the commercial mortgage loan origination, due diligence, and loan closing/negotiation processes.
- Team player who is organized, efficient, proactive, conscientious and assumes accountability and responsibility for specific performance and work product.
- Strong interpersonal, relationship-building skills, and marketing skills. Excellent written and verbal communication and presentation skills. Creative problem-solver with strong research skills.
- The ability to gather, analyze, and interpret real estate market data/trends and financial information. The ability to independently and pro-actively interact with, and gather data from borrowers, brokers, property managers, appraisers, attorneys, and other real estate professionals.
- The ability to multi-task and effectively respond to changes in workflow, priorities, and workload in a team environment.
- Construction lending and/or structured lending experience a plus
- Bachelor’s and/or Master’s degree in Finance, Real Estate, Accounting, or related disciplines
- 10 to 15+ years of experience as a commercial mortgage underwriter/originator preferably with a major financial institution or mortgage brokerage company.
- A qualified candidate will have a proven track record in commercial mortgage loan originations, a strong work ethic and the ability to work well in a team setting. An industry recognized designation such as CCIM or CFA, or course work toward either of these designations is a plus.
Pay Transparency
Salary Range: $170,000-$260,000
Overtime eligible: Exempt
Discretionary bonus eligible: Yes
Sales bonus eligible: No
Actual base salary will be determined based on several factors but not limited to individual’s experience, skills, qualifications, and job location. Additionally, employees are eligible for an annual discretionary bonus. In addition to base salary, employees may also be eligible to participate in an incentive program.
Company Overview
At New York Life, our 180-year legacy of purpose and integrity fuels our future. As we evolve into a more technology-, data-, and AI-enabled organization, we remain grounded in the values that drive lasting impact.
Our diverse business portfolio creates opportunities to make a difference across industries and communities—inviting bold thinking, collaborative problem-solving, and purpose-driven innovation. Here, you’ll find the rare balance of long-standing stability and forward momentum, supported by an inclusive team that honors tradition while embracing progress.
As a Fortune 100 mutual company, we offer a place to grow your skills, contribute to meaningful work, and deliver solutions that matter. Your ideas drive what’s next, and your growth powers it.
Our Benefits
We provide a full package of benefits for employees – and have unique offerings for a modern workforce, including leave programs, adoption assistance, and student loan repayment programs. Based on feedback from our employees, we continue to refine and add benefits to our offering, so that you can flourish both inside and outside of work. Click here to discover more about our comprehensive benefit options or visit our NYL Benefits Site.
Our Commitment to Inclusion
At New York Life, fostering an inclusive workplace is fundamental to who we are and how we serve our communities. We have a longstanding commitment to creating an environment where individuals can contribute their best and succeed together. This foundation is rooted in our core values of humanity and integrity, ensuring that every employee feels valued and supported. By embracing a broad range of perspectives and experiences, we achieve greater success and fulfill our promise of providing financial security and peace of mind to families across all communities. Click here to learn more about New York Life’s leadership in this space.
Recognized as one of Fortune’s World’s Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners. To learn more about career opportunities at New York Life, please visit the Careers page of www.NewYorkLife.com.
Visit our LinkedIn to see how our employees and agents are leading the industry and impacting communities.
Visit our Newsroom to learn more about how our company is constantly evolving to meet our clients' and employees’ needs.
Job Requisition ID: 94220
Read More
Job Description
Requisition ID
Department
Job Function
Location
Role Location Designation
Location Designation: Hybrid - 4 days per week
About New York Life Investments
With over $800 billion in assets under management, NYLIM is a Pensions & Investments' Top 30 Largest Money Manager and one of the largest global asset managers serving institutional, retail and insurance clients. NYLIM brings together the firm’s global investment teams under one unified brand, combining specialized expertise with the strength and stability of New York Life.
Our platform is built on disciplined active management, deep investment capabilities and a long-term partnership approach designed to deliver enduring value across market cycles and help clients navigate the next era of investing.
More powerful, together, we combine the agility of specialized investment teams with the scale and longevity of a leading mutual institution.
Business Overview
New York Life Real Estate Investors (NYL REI) is the real estate investment platform within New York Life Investment Management. With over $73.2 billion in assets under management as of December 31, 2025, NYL REI invests across real estate equity, debt and securities strategies, serving institutional investors and the New York Life General Account.
Leveraging more than a century of real estate investment experience,
New York Life Real Estate Investors (“REI”) believes that investment principles which incorporate sustainability best practices promote favorable relative returns for our clients over the long term.
- A strong knowledge of Eastern U.S. real estate markets and commercial properties including, but not limited to, industrial, retail, multi-family, office, and hotels.
- Excellent analytical, quantitative, and technical skills, including the ability to analyze, underwrite and forecast property cash flows and valuations using Argus and Excel software.
- The ability to size and price loans with proper structural features and negotiate term sheets and loan commitments.
- Successful track record and experience in the commercial mortgage loan origination, due diligence, and loan closing/negotiation processes.
- Team player who is organized, efficient, proactive, conscientious and assumes accountability and responsibility for specific performance and work product.
- Strong interpersonal, relationship-building skills, and marketing skills. Excellent written and verbal communication and presentation skills. Creative problem-solver with strong research skills.
- The ability to gather, analyze, and interpret real estate market data/trends and financial information. The ability to independently and pro-actively interact with, and gather data from borrowers, brokers, property managers, appraisers, attorneys, and other real estate professionals.
- The ability to multi-task and effectively respond to changes in workflow, priorities, and workload in a team environment.
- Construction lending and/or structured lending experience a plus
- Bachelor’s and/or Master’s degree in Finance, Real Estate, Accounting, or related disciplines
- 10 to 15+ years of experience as a commercial mortgage underwriter/originator preferably with a major financial institution or mortgage brokerage company.
- A qualified candidate will have a proven track record in commercial mortgage loan originations, a strong work ethic and the ability to work well in a team setting. An industry recognized designation such as CCIM or CFA, or course work toward either of these designations is a plus.
Pay Transparency
Salary Range: $170,000-$260,000
Overtime eligible: Exempt
Discretionary bonus eligible: Yes
Sales bonus eligible: No
Actual base salary will be determined based on several factors but not limited to individual’s experience, skills, qualifications, and job location. Additionally, employees are eligible for an annual discretionary bonus. In addition to base salary, employees may also be eligible to participate in an incentive program.
Company Overview
At New York Life, our 180-year legacy of purpose and integrity fuels our future. As we evolve into a more technology-, data-, and AI-enabled organization, we remain grounded in the values that drive lasting impact.
Our diverse business portfolio creates opportunities to make a difference across industries and communities—inviting bold thinking, collaborative problem-solving, and purpose-driven innovation. Here, you’ll find the rare balance of long-standing stability and forward momentum, supported by an inclusive team that honors tradition while embracing progress.
As a Fortune 100 mutual company, we offer a place to grow your skills, contribute to meaningful work, and deliver solutions that matter. Your ideas drive what’s next, and your growth powers it.
Our Benefits
We provide a full package of benefits for employees – and have unique offerings for a modern workforce, including leave programs, adoption assistance, and student loan repayment programs. Based on feedback from our employees, we continue to refine and add benefits to our offering, so that you can flourish both inside and outside of work. Click here to discover more about our comprehensive benefit options or visit our NYL Benefits Site.
Our Commitment to Inclusion
At New York Life, fostering an inclusive workplace is fundamental to who we are and how we serve our communities. We have a longstanding commitment to creating an environment where individuals can contribute their best and succeed together. This foundation is rooted in our core values of humanity and integrity, ensuring that every employee feels valued and supported. By embracing a broad range of perspectives and experiences, we achieve greater success and fulfill our promise of providing financial security and peace of mind to families across all communities. Click here to learn more about New York Life’s leadership in this space.
Recognized as one of Fortune’s World’s Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners. To learn more about career opportunities at New York Life, please visit the Careers page of www.NewYorkLife.com.
Visit our LinkedIn to see how our employees and agents are leading the industry and impacting communities.
Visit our Newsroom to learn more about how our company is constantly evolving to meet our clients' and employees’ needs.
Job Requisition ID: 94220
Read More
See All 34 Senior Level Mortgage Specialist Jobs
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Find JobsSenior Level Mortgage Specialist Job Market
Who's Hiring
- AmeriHome Mortgage Company5
- City National Bank3
- Rocket Mortgage3
- Community Financial System3
- Rate2
Top Industries Hiring
- Banking & Financial Services21
- Construction & Real Estate6
- Investment & Asset Management3
- Staffing & Recruiting2
- Insurance1
Senior Level Mortgage Specialist Jobs: Frequently Asked Questions
How do I get a senior level mortgage specialist job?
Employers at this level look for candidates who have owned full loan pipelines end-to-end, not just processed files. Demonstrating experience with complex loan structures, regulatory compliance, and the ability to guide junior staff carries significant weight. A strong history of closing volume, minimal error rates, and cross-functional collaboration with underwriters, processors, and compliance teams will set you apart in a competitive candidate pool.
Which companies hire senior level mortgage specialists?
Companies hiring senior level mortgage specialists right now include AmeriHome Mortgage Company, City National Bank, and Rocket Mortgage, based on current listings on Migrate Mate as of July 2026. Hiring at this level is concentrated among regional banks, national lenders, credit unions, and mortgage banking firms that require experienced professionals to manage high-volume or high-complexity origination operations.
Are there remote senior level mortgage specialist jobs?
Yes, though availability varies by employer and specialization. About 41% of senior level mortgage specialist openings are remote or hybrid as of July 2026, reflecting the industry's broader shift toward flexible work arrangements for experienced originators and advisors who can manage client relationships and compliance responsibilities independently.
What makes a mortgage specialist role senior level?
Senior level mortgage specialist roles are defined by the scope of ownership, not just tenure. These positions involve managing complex loan scenarios, making independent underwriting judgments, maintaining accountability for pipeline performance, and mentoring less experienced team members. Where mid-level roles execute within defined parameters, senior roles set those parameters, resolve escalated issues, and contribute directly to departmental strategy and production goals.
Which industries hire the most senior level mortgage specialists?
Senior Level mortgage specialist roles concentrate in Banking & Financial Services, Construction & Real Estate, and Investment & Asset Management, based on current listings on Migrate Mate as of July 2026. These sectors drive hiring at this level because they manage the highest loan volumes, the most complex borrower profiles, and the regulatory demands that require senior-level expertise to navigate effectively.