OPT Property Casualty Insurance Jobs
Property casualty insurance roles in underwriting, claims, and risk analysis regularly sponsor F-1 OPT students, particularly those with finance, actuarial science, or business degrees. Most positions qualify as specialty occupations under STEM OPT extension criteria, giving you up to 36 months of work authorization to build your career in the U.S. insurance industry.
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Get Access To All JobsTitle: Account Executive, Construction
Location: Overland Park, Kansas
Date: March 2026
Classification: Salaried Exempt
Bonus Structure: Quarterly Bonus tied to Construction Client Retention
Reports to: Vice President, Construction Unit Leader
Current Book: $2,500,000 | Growth Target: $5,000,000 Book within 3 years
Career Path Progression: Account Executive II, Construction à Senior Account Executive
Role Mission
Serve as the primary risk advisor and strategic quarterback for a defined book of Construction clients, delivering sophisticated risk management, insurance program design, and renewal execution aligned to each client’s operating model, growth strategy, and risk tolerance.
What This Role Is
The Account Executive, Construction is a senior individual‑contributor role responsible for owning the client relationship, leading renewal and placement strategy, and coordinating internal and external stakeholders to deliver best‑in‑class outcomes for upper‑middle‑market Construction clients.
This role combines technical insurance expertise, consultative advisory capability, and disciplined execution. The Account Executive is accountable for client retention, program quality, and overall client experience across the full policy lifecycle.
Core Responsibilities:
Client Advisory & Risk Strategy
- Develop a deep understanding of each client’s Construction operations, contractual risk transfer, project delivery methods, and loss profile.
- Design and recommend coverage strategies, limits, and program structures aligned to client risk tolerance and financial objectives.
- Translate complex insurance concepts into clear, actionable recommendations for executive level‑ client stakeholders.
Renewal & Placement Leadership
- Lead all renewal and new business placement activity, including service planning, market strategy, timeline management, and execution.
- Create and oversee insurance specifications, submission materials, and carrier presentations.
- Evaluate coverage terms, pricing, and structures; negotiate effectively with carriers to optimize outcomes.
Program Execution & Carrier Management
- Structure and manage complex Construction insurance programs, including large deductibles, self-insured retentions, and layered placements as appropriate.
- Build and maintain strong carrier relationships to ensure market access, responsiveness, and competitive positioning.
- Monitor market conditions, coverage trends, and regulatory developments impacting Construction risks.
Internal Collaboration & Delivery
- Act as the quarterback for the client team, coordinating closely with Account Managers, Producers, and internal specialists.
- Ensure accuracy, timeliness, and quality across all deliverables.
- Identify opportunities to expand Virtus services through cross sell and enhanced advisory offerings.
Value Created
- Retained and highly satisfied Construction clients
- Optimized insurance programs and cost outcomes
- Reduced risk exposure and improved client decision-making
- Strong carrier partnerships supporting long term client success
Who Thrives at Virtus
- Embodies the Virtus Core Values: Better Tomorrow, Fearless Pursuit, One Virtus
- Operates with ownership, accountability, and attention to detail
- Communicates with confidence, clarity, and executive polish
- Thrives in a fast paced, growth oriented, team based environment
- Values process, quality, and continuous improvement
Experience & Qualifications
- 2+ years of experience independently managing a Construction focused book of business
- Demonstrated expertise in Construction insurance programs and risk management
- Experience working with upper middle-market clients ($250k–$750k revenue accounts)
- Strong presentation, negotiation, and client facing communication skills
- Bachelor’s degree required; CPCU or other industry designations preferred
Active Property & Casualty license required
Physical Requirements:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sit; use hands to handle or feel and talk or hear. The employee is frequently required to reach with hands and arms. The employee is occasionally required to stand and walk. Specific vision abilities required by this job include close and distance vision.
Travel:
Approximately 25%+ dependent on client needs.
Why Virtus? Virtus is a seven-time Best Places to Work in Insurance award winner, built on a culture of ownership, excellence, and collaboration. We are redefining what a modern insurance advisory firm looks like - empowering our people to think strategically, act decisively, and build enduring client relationships.
Push Forward - We've got your back!
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
Title: Account Executive, Construction
Location: Overland Park, Kansas
Date: March 2026
Classification: Salaried Exempt
Bonus Structure: Quarterly Bonus tied to Construction Client Retention
Reports to: Vice President, Construction Unit Leader
Current Book: $2,500,000 | Growth Target: $5,000,000 Book within 3 years
Career Path Progression: Account Executive II, Construction à Senior Account Executive
Role Mission
Serve as the primary risk advisor and strategic quarterback for a defined book of Construction clients, delivering sophisticated risk management, insurance program design, and renewal execution aligned to each client’s operating model, growth strategy, and risk tolerance.
What This Role Is
The Account Executive, Construction is a senior individual‑contributor role responsible for owning the client relationship, leading renewal and placement strategy, and coordinating internal and external stakeholders to deliver best‑in‑class outcomes for upper‑middle‑market Construction clients.
This role combines technical insurance expertise, consultative advisory capability, and disciplined execution. The Account Executive is accountable for client retention, program quality, and overall client experience across the full policy lifecycle.
Core Responsibilities:
Client Advisory & Risk Strategy
- Develop a deep understanding of each client’s Construction operations, contractual risk transfer, project delivery methods, and loss profile.
- Design and recommend coverage strategies, limits, and program structures aligned to client risk tolerance and financial objectives.
- Translate complex insurance concepts into clear, actionable recommendations for executive level‑ client stakeholders.
Renewal & Placement Leadership
- Lead all renewal and new business placement activity, including service planning, market strategy, timeline management, and execution.
- Create and oversee insurance specifications, submission materials, and carrier presentations.
- Evaluate coverage terms, pricing, and structures; negotiate effectively with carriers to optimize outcomes.
Program Execution & Carrier Management
- Structure and manage complex Construction insurance programs, including large deductibles, self-insured retentions, and layered placements as appropriate.
- Build and maintain strong carrier relationships to ensure market access, responsiveness, and competitive positioning.
- Monitor market conditions, coverage trends, and regulatory developments impacting Construction risks.
Internal Collaboration & Delivery
- Act as the quarterback for the client team, coordinating closely with Account Managers, Producers, and internal specialists.
- Ensure accuracy, timeliness, and quality across all deliverables.
- Identify opportunities to expand Virtus services through cross sell and enhanced advisory offerings.
Value Created
- Retained and highly satisfied Construction clients
- Optimized insurance programs and cost outcomes
- Reduced risk exposure and improved client decision-making
- Strong carrier partnerships supporting long term client success
Who Thrives at Virtus
- Embodies the Virtus Core Values: Better Tomorrow, Fearless Pursuit, One Virtus
- Operates with ownership, accountability, and attention to detail
- Communicates with confidence, clarity, and executive polish
- Thrives in a fast paced, growth oriented, team based environment
- Values process, quality, and continuous improvement
Experience & Qualifications
- 2+ years of experience independently managing a Construction focused book of business
- Demonstrated expertise in Construction insurance programs and risk management
- Experience working with upper middle-market clients ($250k–$750k revenue accounts)
- Strong presentation, negotiation, and client facing communication skills
- Bachelor’s degree required; CPCU or other industry designations preferred
Active Property & Casualty license required
Physical Requirements:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sit; use hands to handle or feel and talk or hear. The employee is frequently required to reach with hands and arms. The employee is occasionally required to stand and walk. Specific vision abilities required by this job include close and distance vision.
Travel:
Approximately 25%+ dependent on client needs.
Why Virtus? Virtus is a seven-time Best Places to Work in Insurance award winner, built on a culture of ownership, excellence, and collaboration. We are redefining what a modern insurance advisory firm looks like - empowering our people to think strategically, act decisively, and build enduring client relationships.
Push Forward - We've got your back!
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
See all 39+ OPT Property Casualty Insurance Jobs
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Get Access To All JobsTips for Finding OPT Sponsorship in Property Casualty Insurance
Target carriers over brokers first
Large insurance carriers like national and regional insurers have established HR processes for OPT students and file H-1B visa petitions annually. Brokerages vary widely. Starting with carriers gives you a more predictable sponsorship path after your OPT period ends.
Pursue actuarial or underwriting designations
Credentials like the Associate in Commercial Underwriting or early actuarial exams signal to employers that you're investing in a long-term insurance career. That commitment makes sponsoring your H-1B feel lower-risk and easier to justify internally to hiring managers.
Confirm your role qualifies for STEM OPT
Many property casualty roles in data analytics, actuarial science, and risk modeling fall under STEM-eligible CIP codes. Verify your degree program qualifies before accepting an offer, so you can maximize your 36-month authorization window rather than the standard 12.
File your OPT EAD application early
USCIS can take 90 days or more to process EAD applications. Submit up to 90 days before your program end date. A delayed EAD can push back your start date, which complicates onboarding and creates unnecessary friction with an otherwise willing employer.
Ask about H-1B sponsorship before final interviews
Raise visa sponsorship directly during the late interview stage, not in the first call. Frame it as confirming their process: most large carriers have done this before. Waiting until an offer is extended often wastes time if sponsorship was never possible.
Understand the E-Verify requirement for STEM OPT
STEM OPT extensions require your employer to be enrolled in E-Verify. Confirm this before signing your offer letter. Most national insurers and financial services firms already participate, but smaller regional agencies may not, which would limit you to 12 months of authorization.
Property Casualty Insurance OPT: Frequently Asked Questions
Do property casualty insurance companies sponsor F-1 OPT students?
Many do, particularly large carriers and reinsurers that hire regularly for underwriting, claims analysis, and actuarial roles. These companies have existing HR infrastructure for sponsoring H-1B visas and are familiar with OPT work authorization. You can browse property casualty insurance employers that sponsor OPT students directly on Migrate Mate.
Does a property casualty insurance role qualify as a STEM occupation for OPT extension purposes?
It depends on your specific degree and the role's responsibilities. Actuarial analyst, data analyst, and risk modeling positions often qualify when tied to STEM-eligible CIP codes in mathematics, statistics, or computer science. General underwriting or claims roles tied to a business degree may qualify for only 12 months of standard OPT, not the 36-month STEM extension.
What degrees do property casualty insurance employers look for in OPT candidates?
Actuarial science, mathematics, statistics, finance, and risk management are the most sought-after backgrounds. Data analytics and computer science degrees are increasingly valued as carriers invest in predictive modeling and insurtech. Business administration degrees can qualify for underwriting and claims roles, though they may not support a STEM OPT extension.
Can I work for an independent insurance agency on OPT?
Yes, but smaller independent agencies are less likely to be enrolled in E-Verify, which is required for STEM OPT. They also sponsor H-1B petitions far less frequently than national carriers. If you plan to pursue a STEM OPT extension or need H-1B sponsorship after OPT, a national carrier or large specialty insurer is a safer target.
How early should I start applying for property casualty insurance jobs as an OPT student?
Start at least three to four months before your program ends. You can apply for OPT up to 90 days before your graduation date, and USCIS processing adds another 60 to 90 days for EAD approval. Beginning your job search early gives you time to secure an offer and have your EAD in hand before your intended start date.