OPT Property Casualty Insurance Jobs
Property casualty insurance roles in underwriting, claims, and risk analysis regularly sponsor F-1 OPT students, particularly those with finance, actuarial science, or business degrees. Most positions qualify as specialty occupations under STEM OPT extension criteria, giving you up to 36 months of work authorization to build your career in the U.S. insurance industry.
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Description:
Our not-so-secret sauce.
Award-winning, inclusive, Top Workplace culture doesn’t happen overnight. It’s a result of hard work by extraordinary people. More than 11,000 of the industry’s brightest talent drive our efforts to deliver purposeful work and meaningful impact every day. Learn more about what makes us different and how you can thrive as a Claims Advocate – Property and Casualty at Marsh McLennan Agency (MMA).
MMA provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With 200 offices across North America, we combine the personalized service model of a local consultant with the global resources of the world’s leading professional services firm, Marsh (NYSE: MRSH).
Applicants must be within driving distance to one of our MMA Southeast offices to be considered for this role and have the ability to commute to the office a minimum of three days per week.
A day in the life.
As a Claims Advocate – Property and Casualty, you will:
- Utilize Origami to track and update claims and leverage EPIC to obtain copies of policies for assigned accounts.
- Manage and handle claims of low complexity from intake through resolution.
- Assigned multiple client accounts to actively monitor and manage.
- Proactively follow up on open P&C claims across property, general liability, and auto lines to ensure timely progression toward resolution.
- Negotiate with adjusters on behalf of clients to drive favorable claims outcomes.
- Apply a proactive coverage mindset to assigned casualty claims, anticipating potential issues and identifying opportunities to strengthen client outcomes.
- Develop loss analysis reports including but not limited to Loss Summaries.
- Prepare and organize materials for claim review meetings and stewardship meetings for assigned accounts.
- Collaborate with the Claims Intake Team to support accurate and timely claim reporting, serving as a knowledgeable resource throughout the intake process.
- Execute all other claims-related duties as assigned.
Our future colleague.
We’d love to meet you if your professional track record includes these skills:
- Bachelor's Degree in any field or applicable 2+ years of experience in the insurance industry
- Excellent organization and time management skills
- Strong communication and customer service abilities
- Ability to research and analyze problems independently
- Multi-tasking capability with strong attention to detail
- Ability to self-check work for accuracy
- Proficiency in Microsoft Word and Excel
- Willingness to learn Origami and EPIC systems
- Prior insurance (brokerage or carrier) experience preferred
- A shared commitment to company values; Integrity, Collaboration, Passion, Innovation, Accountability
- Property and Casualty Adjuster License or willingness to obtain within 90 days required.
We know there are excellent candidates who might not check all of these boxes. Don’t be shy. If you’re close, we’d be very interested in meeting you.
Valuable benefits.
We value and respect the impact our colleagues make every day both inside and outside our organization. We’ve built a culture that promotes colleague well-being through robust benefit programs and resources, encourages professional and personal development, and celebrates opportunities to pursue the projects and causes that give colleagues fulfillment outside of work.
Some benefits included in this role are:
- Medical, dental and vision insurance
- 401K and company match program
- Company-paid life and disability
- Generous paid time off programs
- Employee assistance program (EAP)
- Volunteer paid time off (VTO)
- Career mobility
- Employee networking groups
- Tuition reimbursement and professional development opportunities
- Charitable contribution match programs
- Stock purchase opportunities
Who you are is who we are.
We embrace a culture that celebrates and promotes the many backgrounds, heritages and perspectives of our colleagues and clients. We are always seeking those with ethics, talent, and ambition who are interested in joining our client-focused teams.
Marsh McLennan and its affiliates are EOE Minority/Female/Disability/Vet/Sexual Orientation/Gender Identity employers.
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Get Access To All JobsTips for Finding OPT Sponsorship in Property Casualty Insurance
Target carriers over brokers first
Large insurance carriers like national and regional insurers have established HR processes for OPT students and file H-1B visa petitions annually. Brokerages vary widely. Starting with carriers gives you a more predictable sponsorship path after your OPT period ends.
Pursue actuarial or underwriting designations
Credentials like the Associate in Commercial Underwriting or early actuarial exams signal to employers that you're investing in a long-term insurance career. That commitment makes sponsoring your H-1B feel lower-risk and easier to justify internally to hiring managers.
Confirm your role qualifies for STEM OPT
Many property casualty roles in data analytics, actuarial science, and risk modeling fall under STEM-eligible CIP codes. Verify your degree program qualifies before accepting an offer, so you can maximize your 36-month authorization window rather than the standard 12.
File your OPT EAD application early
USCIS can take 90 days or more to process EAD applications. Submit up to 90 days before your program end date. A delayed EAD can push back your start date, which complicates onboarding and creates unnecessary friction with an otherwise willing employer.
Ask about H-1B sponsorship before final interviews
Raise visa sponsorship directly during the late interview stage, not in the first call. Frame it as confirming their process: most large carriers have done this before. Waiting until an offer is extended often wastes time if sponsorship was never possible.
Understand the E-Verify requirement for STEM OPT
STEM OPT extensions require your employer to be enrolled in E-Verify. Confirm this before signing your offer letter. Most national insurers and financial services firms already participate, but smaller regional agencies may not, which would limit you to 12 months of authorization.
Property Casualty Insurance OPT: Frequently Asked Questions
Do property casualty insurance companies sponsor F-1 OPT students?
Many do, particularly large carriers and reinsurers that hire regularly for underwriting, claims analysis, and actuarial roles. These companies have existing HR infrastructure for sponsoring H-1B visas and are familiar with OPT work authorization. You can browse property casualty insurance employers that sponsor OPT students directly on Migrate Mate.
Does a property casualty insurance role qualify as a STEM occupation for OPT extension purposes?
It depends on your specific degree and the role's responsibilities. Actuarial analyst, data analyst, and risk modeling positions often qualify when tied to STEM-eligible CIP codes in mathematics, statistics, or computer science. General underwriting or claims roles tied to a business degree may qualify for only 12 months of standard OPT, not the 36-month STEM extension.
What degrees do property casualty insurance employers look for in OPT candidates?
Actuarial science, mathematics, statistics, finance, and risk management are the most sought-after backgrounds. Data analytics and computer science degrees are increasingly valued as carriers invest in predictive modeling and insurtech. Business administration degrees can qualify for underwriting and claims roles, though they may not support a STEM OPT extension.
Can I work for an independent insurance agency on OPT?
Yes, but smaller independent agencies are less likely to be enrolled in E-Verify, which is required for STEM OPT. They also sponsor H-1B petitions far less frequently than national carriers. If you plan to pursue a STEM OPT extension or need H-1B sponsorship after OPT, a national carrier or large specialty insurer is a safer target.
How early should I start applying for property casualty insurance jobs as an OPT student?
Start at least three to four months before your program ends. You can apply for OPT up to 90 days before your graduation date, and USCIS processing adds another 60 to 90 days for EAD approval. Beginning your job search early gives you time to secure an offer and have your EAD in hand before your intended start date.