Remote SIU Investigator Jobs
Remote SIU Investigator jobs are open across the U.S. at insurance carriers, third-party administrators, and specialized investigation firms running distributed teams. Demand is active in insurance, financial services, and healthcare, with employers like VRC Investigations, Centene, and Oscar Health posting remote openings now. Scan the live roles below and apply to whichever ones fit.
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Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for Insurance Fraud Investigator (SIU) to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.
Remote position, and must be located in the Houston, Texas
SCOPE:
As a Insurance Fraud Investigator I(SIU) for UAIC, you will be responsible for conducting field as well as desk investigations to detect fraud on high complexity claims involving staged auto accidents, fraud rings, and questionable medical treatment. You will provide investigative expertise to limit exposure and protect company assets. These investigations involve auto liability private passenger and commercial auto lines for non-standard policies. Investigations may include database searches, Examinations Under Oath, and scene canvasses. Focusing on thoroughness, quality, timeliness, and cost control. Our special investigator II will prepare and submit SIU investigative reports covering all phases of the investigation in each case for approval. You will maintain continued contact during investigations with supervision, internal legal professionals, external medical professionals, government/regulatory agencies, NICB, Law Enforcement, and outsourced vendors. The Investigator will also be responsible for effectively carrying out investigations of alleged Fraud, Waste, and Abuse by medical providers, body shops, and others.
DUTIES:
- Conduct clinic inspections and examinations under oath.
- Conduct in-depth research and review of suspected fraudulent or abusive patterns to develop sufficient evidence to conclusively establish facts involving insureds, claimants, medical and auto body shop providers, or other entities.
- Collect, utilize, and interpret data from a variety of computer-generated reports and other sources; thereby identifying and documenting questionable patterns related to medical modalities, procedures, and other practices which merit further investigation.
- Maintains assigned investigation files, documents evidence, and prepares comprehensive investigation reports at the completion of each investigation.
- Assist in conducting comprehensive interviews: medical and other providers aforementioned, insureds/claimants in the presence of their attorneys where applicable, and witnesses to obtain statements and information admissible under accepted rules of evidence in civil and criminal court proceedings.
- Conducts special projects initiatives/investigations referred by the House Counsel.
- Establishes and maintains liaison with NICB, Law Enforcement officers, and others to obtain assistance in conducting, facilitating, and enhancing investigations.
- Knowledgeable about all applicable insurance regulations, especially PIP regulations to ensure duties and assignments are carried out within the requirements of applicable law and office expectations.
- Mentor and teach less experienced investigators, promoting teamwork and collaboration among the department. Encourage sharing of insights, experiences, and best practices within the SIU team.
EDUCATION:
- Associate or bachelor’s degree in a related field preferred and/or 5 years of related work experience.
- Bilingual (English & Spanish)
- Knowledge of current procedural terminology.
- Strong critical thinking and analytical skills with the ability to interpret data and trends.
- In-depth knowledge of applicable fraud statutes, regulations, and industry best practices.
- High degree of integrity as demonstrated by appropriate treatment of confidential information, and adherence to policies, rules, and regulations.
- Effective communication and interpersonal skills, with the ability to build and maintain relationships with internal and external stakeholders.
- Excellent organizational and project management abilities, with a keen eye for detail.
- Expert knowledge of medical claims processing and investigations, a strong plus.
- Experience in CPT codes and medical terminology is highly preferred.
- Detail-oriented investigator with strong organizational and time management abilities
- Analytical and interview skills: ability to make deductions; logical and sequential thinker.
- Computer literate; database and Internet proficient. Has knowledge of available resources (internal and external) to assist in investigations.
- Ability to work with others in a team environment.
BENEFITS:
- 401(k) Retirement Savings Plan with employer match.
- Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
- Paid Time Off, Holidays, and Leave programs.
- Flexible spending accounts
- Basic Life Insurance and Voluntary Life/ADD
- Short Term and Long-Term Disability
UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/.
UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.
Compensation Notice: Compensation ranges and estimates displayed by third-party job platforms may be automatically generated and may not reflect United Auto Insurance's established compensation range for this position. Where required by applicable law, United Auto Insurance will provide the applicable pay range and other required compensation information. For questions regarding compensation for this position, please contact our Recruiting Team.
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Who's Hiring



What Employers Look For
The qualifications that appear most often in remote SIU investigator jobs.
- Three to five years of experience in insurance claims investigation or law enforcement
- Active state private investigator license in the jurisdiction where the role is based
- Proficiency with ISO ClaimSearch and industry fraud detection databases
- Certified Fraud Examiner (CFE) designation or willingness to obtain within a set period
- Experience conducting and recording claimant and witness statements
- Ability to conduct covert surveillance and document findings in detailed written reports
Tips for Your Remote SIU Investigator Job Search
Apply early to remote roles that fit
Migrate Mate lists remote siu investigator openings from across the U.S. in one place. Check it regularly and apply directly to roles that match your investigation background, since competitive remote postings at insurance carriers and TPAs fill fast.
Show your written case documentation skills
Remote SIU employers can't watch you work, so your writing becomes your work product. Include samples of case summaries, investigation reports, or fraud referral memos in your application materials. Concrete documentation demonstrates you can communicate findings clearly without in-person follow-up.
Highlight your case management software experience
Remote investigation teams rely on platforms like Xactimate, ClaimsPro, or proprietary carrier systems to coordinate casework. Name the specific tools you've used in your resume. Familiarity with async workflows and digital evidence management tells remote hiring managers you can operate without office infrastructure.
Get a fraud certification before you apply
Earning a Certified Fraud Examiner designation or a state-specific insurance fraud certification signals competence to remote employers who can't assess you through in-office observation. It also broadens the range of carriers and TPAs willing to interview you for distributed SIU roles.
Remote SIU Investigator Jobs: Frequently Asked Questions
How do I get a remote siu investigator job?
Target insurance carriers, third-party claims administrators, and self-insured corporations that run distributed SIU teams, since those employers are built to manage remote investigators. Remote hiring managers screen heavily for self-direction, clear written reporting, and proficiency with case management software. Candidates who can show completed investigations, documentation quality, and comfort working without in-office supervision stand out most.
Which companies hire remote siu investigators?
Remote siu investigator roles are posted by VRC Investigations, Centene, and Oscar Health and others right now, based on current remote listings on Migrate Mate as of November 2026. These tend to be insurance carriers, third-party administrators, and specialized investigation firms with the distributed infrastructure to support investigators working from anywhere.
Can you get a remote siu investigator job with no experience?
Yes, but remote entry roles are harder to land because you'll need to manage casework independently from day one with minimal oversight. Some third-party administrators and smaller investigation firms hire entry-level remote candidates. Showing relevant background in claims handling, law enforcement, or fraud analysis, alongside strong written communication, can open the door when direct SIU experience is thin.
Do you need a degree for remote siu investigator jobs?
Not always. Many remote employers care more about demonstrated investigation skills, claims knowledge, or fraud detection experience than a specific degree. Certifications like the Certified Fraud Examiner credential and a track of completed, documented cases often carry as much weight as formal education, particularly at carriers and TPAs focused on output over credentials.
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