Software Developer Jobs in Charlotte, NC
Software Developer jobs in Charlotte are in strong demand, concentrated in Uptown, South End, and the University Research Park corridor across fintech, healthcare technology, and enterprise software. Employers actively hiring include Wells Fargo, U.S. Bank, and Lowe's Home Improvement. See the openings below and apply to the ones that match your experience.
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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
This position will be responsible for the analysis, design, testing, development and maintenance of best in class software experiences. The candidate is a self-motivated individual who can collaborate with a team and across the organization. The candidate takes responsibility of the software artifacts produced adhering to U.S. Bank standards in order to ensure minimal impact to the customer experience. The candidate will be adept with the agile software development lifecycle and DevOps principles.
Essential Responsibilities:
Design, develop, test, deploy, and support highly scalable, secure, and resilient applications using Java, Spring Boot, Microservices, and Cloud-Native Architectures.
Lead the design and implementation of Blockchain Connectivity, Digital Asset Servicing, Tokenization, Custody Solutions, Settlement Processing, and Real-Time Payments.
Build and optimize Event-Driven Architectures, APIs, integration services, and high-volume transaction processing platforms.
Develop enterprise solutions for mission-critical financial systems with a focus on Scalability, Performance, Reliability, and Security.
Partner with business, product, architecture, operations, compliance, risk, and security teams to deliver innovative technical solutions.
Drive engineering excellence through Domain-Driven Design (DDD), API-First Development, DevOps, Automation, and Secure Coding Practices.
Lead architecture reviews, code reviews, technical design sessions, and governance activities to ensure alignment with enterprise standards.
Champion Site Reliability Engineering (SRE) principles, proactive monitoring, observability, and continuous platform improvement.
- Bachelor’s degree, or equivalent work experience
- Five to six years of relevant experience
Required Skills & Experience
Advanced expertise in Java, Spring Framework, Spring Boot, REST APIs, Microservices Architecture, and enterprise application development.
Strong experience building and deploying applications on Cloud Platforms with Containerization and Kubernetes.
Expertise in Event-Driven Systems using Apache Kafka or similar messaging technologies.
Deep understanding of Distributed Systems, Object-Oriented Design, Software Design Patterns, and Domain-Driven Design (DDD).
Experience designing and supporting High-Throughput, Low-Latency, and Mission-Critical Transaction Processing Systems.
Strong knowledge of CI/CD Pipelines, Infrastructure Automation, Observability, Monitoring, and modern DevOps Practices.
Understanding of Digital Assets, Blockchain Technologies, Tokenization Platforms, and Enterprise Blockchain Integration.
Knowledge of Stablecoins, Digital Wallets, Tokenized Asset Lifecycles, Custody Models, Settlement Workflows, and Blockchain-Based Transaction Processing.
Passion for Emerging Technologies, innovation, and continuous learning within the digital assets ecosystem.
Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,605.00 - $131,300.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
See All 82 Software Developer Jobs in Charlotte
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Find Software Developer JobsSoftware Developer Job Market in Charlotte
Who's Hiring
- Wells Fargo17

- U.S. Bank14

- Lowe's Home Improvement10

- Intuit7

- The Clearing House Payments Company7T
Top Industries Hiring
- Consulting & Professional Services
Software Developer Jobs in Charlotte: Frequently Asked Questions
How do I get a software developer job in Charlotte?
Focus your search on Charlotte's three strongest hiring sectors: financial technology, healthcare IT, and enterprise software. Uptown and South End host the densest concentration of tech-forward employers, while the University Research Park area draws engineering and research-oriented teams. Candidates who demonstrate experience with cloud platforms, agile workflows, or financial systems integrations tend to stand out in Charlotte's market, where many employers prioritize practical project history over credentials alone.
Which companies hire software developers in Charlotte?
Companies currently hiring software developers in Charlotte include Wells Fargo, U.S. Bank, and Lowe's Home Improvement, per current listings on Migrate Mate as of September 2026. Charlotte's hiring mix skews heavily toward large financial institutions, regional health systems, and mid-size technology companies that have relocated or expanded operations in the metro over the past several years.
Are there remote software developer jobs in Charlotte?
Yes, software development is among the most remote-compatible roles available, and Charlotte reflects that nationally. About 71% of software developer openings tied to Charlotte are remote or hybrid as of September 2026, with fully remote options most common in back-end, cloud infrastructure, and data engineering roles. On-site requirements are most typical for teams embedded in financial operations or healthcare systems that handle regulated data.
How can I get a software developer job in Charlotte with little or no experience?
The most realistic entry path in Charlotte is targeting QA engineer, junior developer, or technical support roles at mid-size fintech and healthcare IT companies, which tend to hire more entry-level talent than large banks or established enterprises. Local coding bootcamp graduates frequently land first roles through employer partnerships with organizations like Charlotte-area tech accelerators. Building a visible GitHub portfolio and contributing to open-source projects gives entry-level candidates a concrete edge when competing for junior openings in the Charlotte market.
Which industries hire the most software developers in Charlotte?
Most software developer openings in Charlotte sit in Consulting & Professional Services, per current listings on Migrate Mate as of September 2026. Charlotte's position as a major U.S. banking hub and its fast-growing healthcare corridor create sustained, year-round demand for software talent that goes well beyond typical tech-sector hiring.
Related Jobs in North Carolina
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