Credit Underwriter Visa Sponsorship Jobs in North Carolina
Credit underwriter visa sponsorship jobs in North Carolina are concentrated in Charlotte's major financial hub, home to Bank of America, Truist, and Wells Fargo regional operations, alongside growing opportunities in Raleigh-Durham. Employers here sponsor H-1B visa and other work visas for qualified underwriting professionals with strong credit analysis backgrounds.
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Get Access To All JobsINTRODUCTION
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
ABOUT THE ROLE
This role is a great opportunity to highlight the unique nature of the Sports Finance & Advisory team and attract candidates who are interested in building deep industry expertise while working in a highly collaborative environment.
As a dedicated specialty team, Sports Finance & Advisory operates with an integrated coverage model, providing financing solutions and strategic advice exclusively to organizations within the sports ecosystem. This position offers a unique opportunity to develop deep industry expertise, build relationships across the sports landscape, and work alongside experienced professionals focused on one of the most dynamic sectors in commercial banking.
This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing transactions or portfolios of limited to moderate complexity, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.
Responsibilities
- Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
- Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements
- Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
- Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
- Has credit approval for certain credit actions
- Leads loan structure conversations and completion of loan documentation with internal/external legal partners
BASIC QUALIFICATIONS
- BA/BS degree required
- 3 to 10 years of Commercial Banking (Middle Market, Large Corporate or Leveraged Finance) underwriting experience
- Proficiency in accounting principles, financial statement analysis and financial modeling
- Solid foundation in credit analysis, including evaluation of business risk, industry trends and capital structures
- Understanding of credit documentation, including term sheets, credit agreements and ancillary agreements (e.g. security, guarantee and intercreditor agreements)
- Strong written and verbal communication skills
- Unwavering attention to detail and accuracy
- Ability to work in a fast paced, deadline driven environment
- Ability to juggle and prioritize multiple transactions and responsibilities at a time
PREFERRED QUALIFICATIONS
- Experience with the syndicated loan execution process
- Knowledge of derivative products and documentation (i.e. ISDA agreements)
- Capability to conduct negotiations with clients
SHIFT
1st shift (United States of America)
HOURS PER WEEK
40
INTRODUCTION
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
ABOUT THE ROLE
This role is a great opportunity to highlight the unique nature of the Sports Finance & Advisory team and attract candidates who are interested in building deep industry expertise while working in a highly collaborative environment.
As a dedicated specialty team, Sports Finance & Advisory operates with an integrated coverage model, providing financing solutions and strategic advice exclusively to organizations within the sports ecosystem. This position offers a unique opportunity to develop deep industry expertise, build relationships across the sports landscape, and work alongside experienced professionals focused on one of the most dynamic sectors in commercial banking.
This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing transactions or portfolios of limited to moderate complexity, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.
Responsibilities
- Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
- Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements
- Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
- Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
- Has credit approval for certain credit actions
- Leads loan structure conversations and completion of loan documentation with internal/external legal partners
BASIC QUALIFICATIONS
- BA/BS degree required
- 3 to 10 years of Commercial Banking (Middle Market, Large Corporate or Leveraged Finance) underwriting experience
- Proficiency in accounting principles, financial statement analysis and financial modeling
- Solid foundation in credit analysis, including evaluation of business risk, industry trends and capital structures
- Understanding of credit documentation, including term sheets, credit agreements and ancillary agreements (e.g. security, guarantee and intercreditor agreements)
- Strong written and verbal communication skills
- Unwavering attention to detail and accuracy
- Ability to work in a fast paced, deadline driven environment
- Ability to juggle and prioritize multiple transactions and responsibilities at a time
PREFERRED QUALIFICATIONS
- Experience with the syndicated loan execution process
- Knowledge of derivative products and documentation (i.e. ISDA agreements)
- Capability to conduct negotiations with clients
SHIFT
1st shift (United States of America)
HOURS PER WEEK
40
Credit Underwriter Job Roles in North Carolina
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Search Credit Underwriter Jobs in North CarolinaCredit Underwriter Jobs in North Carolina: Frequently Asked Questions
Which companies sponsor visas for credit underwriters in North Carolina?
Charlotte-based financial institutions are the most active sponsors for credit underwriter roles in North Carolina. Bank of America, Truist Financial, and Wells Fargo have regional operations there and have filed Labor Condition Applications for underwriting and credit analysis positions. Regional banks, credit unions, and insurance companies in the Research Triangle area also periodically sponsor visa holders for mid-to-senior underwriting roles.
Which visa types realistically fit credit underwriter roles in North Carolina?
The H-1B is the most common path, as credit underwriting qualifies as a specialty occupation requiring a bachelor's degree in finance, accounting, economics, or a related field. The H-1B1 visa is available to Chilean and Singaporean nationals. Australian nationals may pursue the E-3 visa. EB-2 and EB-3 employment-based green cards are viable longer-term options. F-1 students may use OPT to work in the role while exploring employer sponsorship.
Which cities in North Carolina have the most credit underwriter sponsorship jobs?
Charlotte is the dominant market, anchored by its status as the second-largest U.S. banking center, with a high concentration of commercial and consumer credit underwriting roles. Raleigh and Durham offer growing opportunities, particularly through regional banks and fintech-adjacent lenders tied to the Research Triangle's expanding financial services sector. Winston-Salem also has a smaller but active presence through regional banking employers.
How to find credit underwriter visa sponsorship jobs in North Carolina?
Migrate Mate lists North Carolina employers with verified visa sponsorship history for credit underwriter roles, letting you search by city and filter to companies that have actively filed for underwriting positions. This saves time compared to manually reviewing employer histories. Charlotte's financial district and the Raleigh-Durham corridor are worth prioritizing, as both have consistent demand for credit analysis and underwriting professionals across commercial, residential, and specialty lending.
Are there any state-specific factors that affect credit underwriter visa sponsorship in North Carolina?
North Carolina's regulatory environment and its position as a major banking headquarters state make it one of the stronger markets for sponsored underwriting roles. The state's university system, including UNC Chapel Hill, NC State, and Duke, produces finance and business graduates who may enter OPT-eligible underwriting roles. Charlotte's density of large bank employers also means more documented LCA filing history compared to smaller markets, giving candidates more verifiable sponsorship data to work with.
What is the prevailing wage for sponsored credit underwriter jobs in North Carolina?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.