Collections Analyst Jobs
Collections Analyst jobs are open across banking, healthcare, retail credit, and debt management agencies, at every level from entry-level to senior and team lead, with specializations in commercial collections, consumer collections, and recovery analytics. Find a role that fits below and apply directly.
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- Help design, implement and continuously improve the collections process to minimize collection risk while maintaining the customer relationship.
- Provide support to internal customers (Sales Service Reps and Account Managers) through meaningful metrics, standard reports, credit evaluation and collections trends.
- Monitor US & Canadian AR aging reports for assigned customers.
- Expedite collection of receivables for assigned accounts.
- Remove roadblocks through cooperative problem resolution and relationship building.
- Ensure payment remittances are received and processed in a timely and accurate manner.
- Collaboratively work with the AR Cash Applications Analyst to ensure payments or credits on account that are unapplied to invoices are researched and resolved timely.
- Use spreadsheets to analyze discrepancies between customer and company receivable details.
- Communicate with Sales Service Reps and Account Managers to provide information on customer delinquencies and credit issues and participate in the development and implementation of solutions.
- Access and understand D&B and CRM credit reports and provide credit-related input to Management for customer decisions.
- Communicate with customers and document the information obtained from these communications.
- Willingness to cross-train and serve as a backup for the essential functions of other teammates.
- Experience resolving high-volume discrepancies that warrant in-depth investigations and implementing process improvements.
- Energetic, eager to learn, process-improvement driven, well organized and self-motivated.
- Experience in dealing with large customers on a commercial level.
- Good computer and typing skills.
- Excellent verbal and written communication skills, including the ability to effectively communicate with internal and external customers.
- Able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service.
- Able to work independently and complete assignments within parameters of provided instructions, prescribed routines and standard practices.
- Bachelor degree in Business Administration, Accounting or Finance preferred
- Five + years of credit and collections experience, including the evaluation of customer credit
- Working knowledge of SAP business system software is strongly preferred
- Proficient in Microsoft Office applications (Word and Excel) a plus
- Exposure to international collections a plus
- This individual must have commercial experience
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Find Collections Analyst JobsCollections Analyst Job Market
Who's Hiring


Top Industries Hiring
- Technology & Software
- Banking & Financial Services
- Agriculture & Farming
- Healthcare & Medical Services
- Consulting & Professional Services
What Employers Look For
The qualifications that appear most often in collections analyst jobs.
- 1-3 years of collections, accounts receivable, or credit experience
- Proficiency in collections management software or CRM platforms
- Knowledge of the Fair Debt Collection Practices Act and relevant regulations
- Strong written and verbal communication skills for debtor contact
- Associate or bachelor's degree in finance, business, or a related field
- Experience with skip tracing, account research, or payment negotiation
Tips for Your Collections Analyst Job Search
Tailor your resume to collection metrics
Hiring managers for collections analyst roles scan for quantified outcomes, so lead each bullet with what you recovered, reduced, or resolved. Reference portfolio aging categories, delinquency rates, or recovery percentages rather than listing generic duties.
Highlight your compliance and regulatory knowledge
Collections roles are closely regulated, so your resume should call out familiarity with the Fair Debt Collection Practices Act and any state-level regulations you have worked under. Candidates who omit this get screened out early, even with strong numbers.
Apply early to roles that fit
Migrate Mate lists collections analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Name the collections software you have used
Job postings for collections analysts frequently filter by platform experience, so list every system you have worked in, whether that is collections management software, CRM tools, or spreadsheet-based tracking. Vague references to 'systems' do not pass applicant tracking filters.
Prepare a skip-trace or account-research example
Interviewers often ask how you locate hard-to-reach accounts or verify debtor information. Have a concrete example ready that walks through the specific tools and steps you used, not a general description of your process.
Negotiate by citing portfolio complexity, not just tenure
When discussing compensation, frame your value around the account volume, dollar balance, or complexity of the portfolios you have managed. Collections employers respond to portfolio scope arguments more than years-of-experience arguments alone.
Collections Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most collections analysts?
DarkOwl, Northwest Bank, and Azenta Life Sciences are hiring the most collections analysts right now, with openings concentrated in Pennsylvania, Texas, and Florida, based on current listings on Migrate Mate as of November 2026. Demand tends to be highest at large banks, healthcare revenue cycle firms, and third-party debt management agencies.
How many collections analyst jobs are remote?
About 77% of collections analyst openings are fully remote or hybrid as of November 2026, with remote availability skewing toward roles focused on outbound calling, account monitoring, and payment plan management rather than in-person negotiation or courthouse-based skip tracing work.
How do you become a collections analyst?
Start by building experience in accounts receivable, customer service, or credit roles where you handle overdue accounts. Learn the Fair Debt Collection Practices Act inside and out, get comfortable with collections or CRM software, and develop negotiation skills through direct debtor contact. Many employers promote from within, so entry-level collections or AR positions are a common starting point.
Can you get hired as a collections analyst with little experience?
Yes, many employers will consider candidates with strong customer service or accounts receivable backgrounds even without dedicated collections titles. Emphasize any experience you have negotiating payment arrangements, managing overdue accounts, or working in a regulated customer-contact environment. Demonstrating fluency with spreadsheets and willingness to learn collections-specific software helps close the gap quickly.
What does the collections analyst interview process look like?
Most employers start with a phone screen focused on your experience with account resolution and regulatory compliance, followed by one or two in-person or video rounds. Expect scenario questions about how you handle disputed debts, uncooperative account holders, or accounts approaching charge-off. Some employers add a brief written exercise or ask you to walk through a sample aging report.
Where can I find and apply to collections analyst jobs?
You can find and apply to collections analyst jobs on Migrate Mate, which lists current openings from across the United States in one place. Find roles that match your experience and apply directly to each listing.
See All 63 Collections Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
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