Collections Specialist Jobs

Collections Specialist jobs are open across banking, healthcare, retail credit, and debt servicing, at every level from entry-level to senior and team lead, with specializations in medical billing recovery, commercial collections, and consumer debt resolution. Find a role that fits below and apply directly.

Find Collections Specialist Jobs

Overview

Open roles149+
Top stateTexas
Top employerDHR Health
Top cityHouston, TX
Work type59% On-site
Top industryStaffing

Showing 3 of 149+ Collections Specialist jobs

Patient Accounting Collections Specialist
We won't show you this job again
Added 1d ago
Patient Accounting Collections Specialist
Presbyterian Healthcare Services
Albuquerque, New Mexico
Customer Service
Customer Success
Customer Support
$16.66 - $26.7/hr
High school diploma or GED
10,000+

Have you applied for this role?

Patient Financial Services - Self-Pay Collections Specialist
We won't show you this job again
Added 1d ago
Patient Financial Services - Self-Pay Collections Specialist
Presbyterian Healthcare Services
Albuquerque, New Mexico
Customer Service
Customer Success
Customer Support
$16.66 - $26.7/hr
High school diploma or GED
10,000+

Have you applied for this role?

Project Billing & Collections Specialist
We won't show you this job again
Added 4d ago
Project Billing & Collections Specialist
Exo Group, LLC
The Woodlands, Texas
Customer Service
Customer Success
Customer Support
$30 - $38/hr
Associate's degree in accounting

Have you applied for this role?

See All 149+ Collections Specialist Jobs

Find roles that match your experience and apply in just a few clicks.

Find Collections Specialist Jobs

Collections Specialist Job Market

Who's Hiring

DHR Health4 open roles
United Surgical Partners4 open roles
Jobot3 open roles

Top Industries Hiring

  • Staffing & Recruiting
  • Healthcare & Medical Services

What Employers Look For

The qualifications that appear most often in collections specialist jobs.

  • One to three years of collections or accounts receivable experience
  • Working knowledge of the Fair Debt Collection Practices Act
  • Proficiency with collections software such as CUBS, Ontario Systems, or similar platforms
  • Strong written and verbal communication skills for debtor negotiation
  • High school diploma or associate degree, with a bachelor's preferred for senior roles
  • Experience with skip-tracing tools and credit bureau reporting processes

Tips for Your Collections Specialist Job Search

Quantify your recovery results on resumes

Collections resumes that land interviews show concrete outcomes: recovery rates, portfolio sizes managed, and average days-to-collect. Hiring managers in this field want proof you move accounts forward, not just that you made calls or sent letters.

Highlight compliance knowledge in your application

Collections roles are heavily regulated, so your resume and cover letter should explicitly mention your familiarity with the Fair Debt Collection Practices Act and any state-level regulations you've worked under. Skipping this detail costs you interviews even when your experience is strong.

Apply early to roles that fit

Migrate Mate lists collections specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.

Target your search by account type

Collections roles differ sharply between medical, commercial, and consumer debt, and employers often want someone who already knows their account type. Filter your search accordingly rather than applying broadly, since a commercial collections background rarely translates cleanly to a medical billing recovery role.

Prepare skip-tracing and negotiation examples

Interviewers for collections positions commonly ask how you located hard-to-reach debtors or structured a repayment plan. Have two or three specific scenarios ready that show your process from first contact through resolution, including any tools or systems you used to work the account.

Negotiate by citing your recovery metrics

When you receive an offer, your strongest lever is documented performance data from past roles. Recovery rate, average portfolio value, and cost-to-collect figures make your case far more effectively than years of experience alone, so pull those numbers from your previous performance reviews before the offer conversation.

Collections Specialist Jobs: Frequently Asked Questions

Which companies are hiring the most collections specialists?

The most active employers for collections specialists right now are DHR Health, United Surgical Partners, and Jobot, and the most openings are in Texas, Florida, and California, based on current listings on Migrate Mate as of November 2026. Healthcare systems, credit card issuers, and third-party debt agencies tend to post the highest volume of collections roles year-round.

How many collections specialist jobs are remote?

About 41% of collections specialist openings are fully remote or hybrid as of November 2026, reflecting sustained demand for phone-based and digital collections work. Consumer debt and medical billing recovery roles are the most likely to be listed as remote, while commercial collections and in-person payment negotiation positions more commonly require on-site presence.

How do you become a collections specialist?

Start by gaining experience in customer service, accounts receivable, or billing, where you develop negotiation and documentation habits. Study the Fair Debt Collection Practices Act so you can speak to compliance in interviews. Familiarity with collections management software accelerates your candidacy, and some employers offer on-the-job licensing support for roles that require a state debt collector license.

Can I get a collections specialist job with little or no experience?

Yes, many entry-level collections roles require only a high school diploma and are willing to train candidates who come from customer service, call center, or retail backgrounds. Emphasize any experience handling difficult conversations, processing payments, or following compliance scripts. Demonstrating a calm, persistent communication style matters more than collections-specific experience at the entry level.

What does the collections specialist interview process look like?

Most collections interviews include a phone or video screen focused on your communication style and compliance awareness, followed by an in-person or virtual interview with scenario-based questions about handling disputes, missed payments, and debtor negotiation. Some employers add a role-play exercise simulating a collections call. References from prior supervisors who can speak to your follow-through and professionalism are commonly requested before an offer is extended.

Where can I find and apply to collections specialist jobs?

You can find and apply to collections specialist jobs on Migrate Mate, which lists current openings from employers across the United States. The listings cover roles in banking, healthcare, consumer debt, and commercial collections at every experience level. Find roles that fit your background and apply directly to each listing.

See All 149+ Collections Specialist Jobs

Find roles that match your experience and apply in just a few clicks.

Find Collections Specialist Jobs