Entry Level Commercial Lines Underwriter Jobs
New grad commercial lines underwriter jobs attract recent graduates and entry level candidates with zero to two years of experience, where a strong internship background or coursework in risk and insurance can matter more than a long resume. Most openings are on-site roles across Insurance, with employers like Risksmith Insurance Services, Risksmith Insurance Services, and The Cincinnati Insurance Companies hiring at this level now.
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INTRODUCTION
Join us as a Underwriter I Specialist - Marine to make more of your expertise and experience.
Who we are
At AIG, we are reimagining the way we help customers to manage risk. Join us to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.
Make your mark in Underwriting Specialty Lines - Marine
AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber and Multinational Clients. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.
How you will create an impact:
- Delivering strategic account reviews and preparing associated file documentation.
- Adhering to underwriting guidelines and discipline.
- Assisting management with the implementation of profit center strategic initiatives and providing technical support on other projects.
- Assisting regional manager and product leaders in developing existing and establishing new processes and procedures to streamline efficiency.
- Contributing to the development of less experienced staff.
- Participating in special underwriting projects as needed.
- Providing superior customer service to brokers and clients (internal & external).
What you will need to succeed:
- Understanding of Insurance and associated risks including fundamentals of loss trends, loss triangles, and ratemaking etc.
- Must be detail-oriented, possess analytical and critical thinking skills, decision making based on level of authority, problem solving.
- Effective in dynamic environment, adaptable, comfortable with ambiguity, working at pace and prioritizing multiple tasks.
- Strong communication skills (written and verbal), collaboration, building trust with wide range of colleagues and clients.
- Needs to have a financial understanding, appetite for learning about the industry, negotiating and focused on profitable business.
- 1+ years of relevant professional experience; Commercial Insurance Company, Agency or Brokerage experience preferred.
- Bachelor’s degree from a four-year college or university preferred.
Ready to set the standard? We would love to hear from you.
For positions based in New York, the base salary range is $81,000-$109,000. For positions based in Chicago, the base salary range is $84,000-$111,500. In addition, the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. Your actual compensation will be dependent on your skills, experience, and qualifications. If your compensation expectations are above the posted range, we still encourage you to apply—your unique background matters to us. In addition, we’re proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview
At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.
Enjoy benefits that take care of what matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.
Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.
Welcome to a culture of inclusion
We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.
AIG reserves the right to conduct a criminal background check, tailored to the requirements of a job, after a conditional employment offer is made. Unless otherwise required by law, AIG does not automatically exclude any applicant with a criminal conviction for a job or class or jobs. For more information about Philadelphia law specifically, copy and paste the following link within your browser: http://www.phila.gov/HumanRelations/PDF/BTB%20POSTER%20FINAL_3-9-16.pdf
Functional Area:
UW - Underwriting
National Union Fire Insurance Company of Pittsburgh, Pa.
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Find JobsEntry Level Commercial Lines Underwriter Job Market
Who's Hiring
- Risksmith Insurance Services53

- The Cincinnati Insurance Companies2

- Chubb Insurance1

- National Union Fire Insurance Company of Pittsburgh, Pa.1

Top Industries Hiring
- Insurance
Entry Level Commercial Lines Underwriter Jobs: Frequently Asked Questions
How do I get an entry level commercial lines underwriter job?
Start by building foundational knowledge through insurance coursework, a relevant internship, or an industry designation like the CPCU or AU. Employers hiring at this level look for candidates who understand basic risk assessment, can read financial statements, and communicate clearly with brokers. A degree in business, finance, or risk management strengthens your application, but demonstrated aptitude and internship exposure carry real weight at the entry level.
Which companies hire entry level commercial lines underwriters?
Companies hiring entry level commercial lines underwriters right now include Risksmith Insurance Services, Risksmith Insurance Services, and The Cincinnati Insurance Companies, based on current listings on Migrate Mate as of November 2026. At this level, regional carriers, national insurers, and insurance intermediaries all hire new talent, often through structured underwriting training programs designed for candidates with limited professional experience.
Are there remote entry level commercial lines underwriter jobs?
Yes, though on-site and hybrid roles remain common at this level. About 2% of entry level commercial lines underwriter openings are remote or hybrid as of November 2026, reflecting employer preference for in-person mentorship and training during the early stages of an underwriting career. Fully remote roles do exist but tend to favor candidates who already have some relevant internship or coursework background.
Are these new grad commercial lines underwriter jobs?
Yes, these listings include new grad, recent graduate, and junior commercial lines underwriter roles. A new grad-friendly posting typically welcomes zero to two years of experience, accepts internship work or relevant coursework in place of full-time history, and may reference a formal training or development program. If a job description lists internship experience as sufficient, it is a strong signal the role is open to new grads.
Which industries hire the most entry level commercial lines underwriters?
Entry Level commercial lines underwriter roles concentrate in Insurance, based on current listings on Migrate Mate as of November 2026. These sectors generate consistent demand for underwriting talent at the junior level because their commercial clients require ongoing risk evaluation, policy issuance, and account management that entry level underwriters are trained to support under supervision.