Data Science Analyst Jobs at Affirm with Visa Sponsorship
Affirm hires Data Science Analysts to build credit risk models, fraud detection systems, and consumer lending analytics across its buy-now-pay-later platform. The company has a consistent track record of sponsoring work visas for this function, supporting candidates through H-1B, OPT, and permanent residency pathways.
See All Data Science Analyst at Affirm JobsOverview
Showing 5 of 190+ Data Science Analyst Jobs at Affirm jobs
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
See all 190+ Data Science Analyst Jobs at Affirm
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Data Science Analyst Jobs at Affirm.
Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights across a variety of functions. It also requires a lot of cross-functional partnership including working with the Machine Learning and Quantitative Market teams in developing new models/frameworks, with the Merchant Pricing and Merchant Risk teams to value different merchants, with the Fraud team to detect fraudulent activities, as part of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage advanced data analytics to derive insights and optimize credit strategies
Perform portfolio analytics including out of trend investigations and attribution analysis
Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities
Monitor portfolio as well as macroeconomic trends impacting loan performance
Drive adjustments to our underwriting and marketing strategies to mitigate risk
Contribute in enhancing the end-to-end portfolio management monitoring framework
BASIC QUALIFICATIONS
Passion and drive to change banking, payments and online marketing for the better
3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
Curiosity to learn about data, models and algorithms
Extensive experience with SQL and Python
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
* A passion for finding insights in data and driving change based on those insights
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000-190,000
USA base pay range (all other U.S. states) per year: $124,000-174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
LOCATION
For U.S. positions that could be performed in Los Angeles or San Francisco
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights across a variety of functions. It also requires a lot of cross-functional partnership including working with the Machine Learning and Quantitative Market teams in developing new models/frameworks, with the Merchant Pricing and Merchant Risk teams to value different merchants, with the Fraud team to detect fraudulent activities, as part of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage advanced data analytics to derive insights and optimize credit strategies
Perform portfolio analytics including out of trend investigations and attribution analysis
Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities
Monitor portfolio as well as macroeconomic trends impacting loan performance
Drive adjustments to our underwriting and marketing strategies to mitigate risk
Contribute in enhancing the end-to-end portfolio management monitoring framework
BASIC QUALIFICATIONS
Passion and drive to change banking, payments and online marketing for the better
3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
Curiosity to learn about data, models and algorithms
Extensive experience with SQL and Python
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
* A passion for finding insights in data and driving change based on those insights
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000-190,000
USA base pay range (all other U.S. states) per year: $124,000-174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
LOCATION
For U.S. positions that could be performed in Los Angeles or San Francisco
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
See all 190+ Data Science Analyst at Affirm jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Data Science Analyst at Affirm roles.
Get Access To All JobsTips for Finding Data Science Analyst Jobs at Affirm Jobs
Frame your portfolio around financial risk modeling
Affirm's data science work centers on credit underwriting and loan performance. Before applying, build out project examples involving classification models, risk scoring, or A/B testing on financial outcomes. Generic ML projects won't differentiate you in a fintech context.
Search for Affirm roles on Migrate Mate
Filter for Data Science Analyst openings at Affirm on Migrate Mate, which surfaces roles verified for visa sponsorship eligibility. This saves time you'd otherwise spend manually confirming sponsorship willingness on each job listing.
Target Affirm's product analytics teams directly
Affirm typically hires data science analysts across credit, growth, and merchant verticals. Tailoring your application to a specific team signals domain fit. Review published job descriptions carefully to identify which vertical aligns with your modeling experience.
Confirm OPT or CPT authorization timing before your start date
If you're on F-1 status, your OPT authorization must be active before your Affirm start date. USCIS processing for EAD cards can take several weeks, so file early and align your start date accordingly to avoid authorization gaps.
Understand how H-1B sponsorship fits Affirm's offer process
Affirm sponsors H-1B petitions, but the offer letter and job code must reflect a specialty occupation classification. During offer negotiation, confirm with the recruiter whether the role is coded as a data science position, since job title accuracy affects the DOL Labor Condition Application.
Plan your PERM timeline if you're targeting permanent residency
For EB-2 or EB-3 green card sponsorship, the DOL PERM labor certification process typically takes 12 to 18 months before an I-140 petition can be filed. Raising this with your hiring manager during onboarding, not after a year, puts you ahead of most candidates.
Data Science Analyst at Affirm jobs are hiring across the US. Find yours.
Find Data Science Analyst at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Data Science Analysts?
Yes, Affirm sponsors H-1B visas for Data Science Analyst roles. The process requires Affirm to file a Labor Condition Application with the DOL certifying prevailing wage compliance, followed by the H-1B petition with USCIS. Cap-subject candidates must be selected in the annual lottery, which opens in March for an October 1 start date.
How do I apply for Data Science Analyst jobs at Affirm?
Apply directly through Affirm's careers page or use Migrate Mate to browse verified Data Science Analyst openings at Affirm filtered by visa sponsorship eligibility. Tailor your resume to highlight quantitative modeling, SQL proficiency, and any experience with consumer lending or payments data. The process typically includes a recruiter screen, technical assessment, and panel interviews.
Which visa types does Affirm commonly use for Data Science Analysts?
Affirm supports several visa pathways for Data Science Analysts, including H-1B for specialty occupation workers, F-1 OPT and CPT for students completing degrees, and TN visas for Canadian and Mexican nationals in qualifying professional categories. For longer-term sponsorship, Affirm also pursues EB-2 and EB-3 Green Card sponsorship through the PERM process for eligible employees.
What qualifications does Affirm expect for Data Science Analyst roles?
Affirm typically looks for a bachelor's or master's degree in statistics, computer science, mathematics, economics, or a related quantitative field. Strong SQL skills, experience with Python or R, and familiarity with experimentation frameworks and causal inference are common requirements. Fintech or financial services exposure, especially in credit risk or consumer lending, is a meaningful differentiator at Affirm specifically.
How do I time my H-1B application if I'm on OPT and receive an Affirm offer?
If your OPT expires before October 1 and you're cap-subject, you'll need a 24-month STEM OPT extension (if eligible) to bridge the gap. USCIS requires the extension request to be filed before your standard OPT expires. Work with Affirm's immigration counsel early in the process to confirm your authorization remains continuous through the H-1B cap-gap period.
See which Data Science Analyst at Affirm employers are hiring and sponsoring visas right now.
Search Data Science Analyst at Affirm Jobs