Intern Jobs at Affirm with Visa Sponsorship
Affirm hires interns across engineering, product, and finance functions, and the company has a consistent track record of sponsoring work authorization for international students. If you're on F-1 OPT or CPT, or planning ahead for H-1B, Affirm is worth targeting.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights and develop credit strategies. It also requires a lot of cross-functional partnership. Working with the Machine Learning and Engineering team to develop new underwriting models, with the Product teams to develop new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Support the launch of new products by designing and implementing credit strategies
* Partner with Machine Learning and Engineering teams on building effective credit risk capabilities
BASIC QUALIFICATIONS
2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Curious and passionate to learn new things and think outside the box
Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
Experience/knowledge with Machine Learning is a plus
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
A passion for finding insights in data and driving changes based on those insights
Intelligence + Humility. Hubris is the fastest way to blow up a business!
Grit. Lots of grit. You’ll wear 7 hats and not love all of them
This position requires either equivalent practical experience or a Bachelor’s degree in a related field
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights and develop credit strategies. It also requires a lot of cross-functional partnership. Working with the Machine Learning and Engineering team to develop new underwriting models, with the Product teams to develop new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Support the launch of new products by designing and implementing credit strategies
* Partner with Machine Learning and Engineering teams on building effective credit risk capabilities
BASIC QUALIFICATIONS
2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Curious and passionate to learn new things and think outside the box
Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
Experience/knowledge with Machine Learning is a plus
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
A passion for finding insights in data and driving changes based on those insights
Intelligence + Humility. Hubris is the fastest way to blow up a business!
Grit. Lots of grit. You’ll wear 7 hats and not love all of them
This position requires either equivalent practical experience or a Bachelor’s degree in a related field
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Intern Jobs at Affirm Jobs
Time Your CPT Authorization Before Accepting Offers
Affirm internships often have firm start dates tied to university recruiting cycles. Get your CPT authorization letter from your DSO finalized before signing an offer, so there's no gap between acceptance and your first day.
Align Your Degree Field With the Role
Affirm's intern roles in risk, data science, and software engineering require a direct match between your degree program and the position. USCIS scrutinizes specialty occupation alignment tightly for OPT, so confirm your major maps to the job description before applying.
Target Affirm's Structured Intern Recruiting Window
Affirm recruits interns through campus programs and early application cycles, typically opening roles in late summer and fall. Applying through official channels during this window, rather than through general job boards, puts your application in front of the right hiring teams.
Confirm E-Verify Enrollment Before Your Start Date
F-1 OPT requires your employer to be enrolled in E-Verify. Affirm participates, but confirm this with HR early. If your EAD card is delayed, knowing Affirm's E-Verify status lets you plan the timing of your I-9 verification accurately.
Browse Verified Intern Roles Using Migrate Mate
Filtering for Affirm intern openings by visa type saves time during a tight recruiting window. Use Migrate Mate to surface Affirm roles that explicitly list H-1B or OPT sponsorship, so you're not guessing at individual job descriptions.
Ask Recruiting About Post-Intern H-1B Conversion Paths
If your goal is a return offer and eventual H-1B sponsorship, raise this directly with Affirm's recruiting team during interviews. Companies in fintech commonly support cap-season filings for converted full-time hires, and understanding Affirm's timeline helps you plan your OPT expiration accordingly.
Intern at Affirm jobs are hiring across the US. Find yours.
Find Intern at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Interns?
Affirm sponsors H-1B visas primarily for full-time employees rather than active interns. Most international interns at Affirm work under F-1 CPT or OPT authorization during the internship itself. However, Affirm does support H-1B sponsorship for interns who receive and accept return offers for full-time roles, making the internship a practical pathway toward longer-term sponsorship.
Which visa types are commonly used for Intern roles at Affirm?
F-1 CPT is the most common authorization for Affirm interns still enrolled in a degree program, since it allows paid work directly related to your field of study. F-1 OPT is used when students intern after completing coursework. TN authorization is available for Canadian and Mexican nationals in qualifying roles. Affirm is enrolled in E-Verify, which is required for OPT employment.
How do I apply for Intern jobs at Affirm?
Applications go through Affirm's careers page, where intern roles are listed by team and location. Affirm recruits heavily through university partnerships and on-campus events, so connecting with their campus recruiting team early in the fall gives you an advantage. You can also browse and filter Affirm's open intern positions by visa sponsorship type on Migrate Mate before applying directly.
What qualifications does Affirm look for in Intern candidates?
Affirm's intern roles in engineering typically require coursework or project experience in software development, data structures, or machine learning. Finance and risk internships favor candidates with exposure to financial modeling, credit analysis, or statistical methods. For OPT or CPT to apply, your program of study must directly align with the role. Practical projects, internship experience, and relevant coursework strengthen applications significantly.
How do I plan my timeline if I want to intern at Affirm on F-1 OPT?
You can apply for OPT up to 90 days before your program end date, and USCIS targets a 90-day processing window, though delays occur. Request your EAD early and confirm your authorized start date before committing to Affirm's offer. Since OPT has a 60-day unemployment limit, aligning your authorization window with Affirm's internship start date is critical to staying in status throughout.
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