Lower Visa Sponsorship Jobs USA
Lower is a mortgage and financial services company that has sponsored work visas including H-1B visa and F-1 OPT, making it an option for international candidates in fintech and lending. Sponsorship activity is limited, so targeting the right roles and timing your application carefully matters.
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INTRODUCTION
Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.
With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.
JOB DESCRIPTION
We are seeking an experienced Bilingual Loan Officer Assistant fluent in Spanish and English to assist borrowers in their home buying or refinance journey.
You'll work a hybrid schedule at our Phoenix, AZ office supporting a licensed Loan Officer.
What you'll do:
- Front-end support for Loan Officer, speak with clients regarding goals, needs, and qualifications; after qualifying conversation, collaborate alongside Loan Officer for next steps in the financing process
- Assist clients through closing by answering basic questions, and providing customer service to all parties throughout the transaction
- Advise client of any additional, updated or missing documents needed to proceed
- Prepare the loan for Loan Processor to take over
- Order appraisals and FHA Case numbers
- Develop rapport and maintain strong working relationships with internal and external clients
- Other duties or special projects as assigned
WHO YOU ARE:
- 2+ years of experience in the mortgage industry as Loan Officer Assistant, Loan Processor, Loan Officer, etc.
- Fluent in English and Spanish
- Working knowledge of Encompass preferred
- Excellent communication skills including phone, personal contact and written
- Ability to problem solve and exercise a high degree of initiative
- Reliability and consistently positive attitude
- Must possess good judgement, be able to accept responsibility and handle confidential information
- Ability to work well in a team-oriented atmosphere
WHY YOU’LL LOVE IT:
- We will give you all the training and tools you need to achieve and sustain long-lasting success
- You’ll feel rewarded for your work—both financially through uncapped commission and through knowing you’ve made a difference to your customers by helping them with one of the most important life decisions
- You’ll receive ongoing mentorship from Senior team members and take part in weekly Loan Advisor trainings
- We’ll provide you with plenty of new and warm leads so that you can spend your time where it matters most… with the customer
- You’ll utilize best-in-class systems to help you do your job efficiently and effectively
- You’ll have a built-in path to promotion – we’re growing, and we want you to grow with us.
WHAT YOU'LL GET:
- Competitive compensation plan
- Extended benefit offerings, including medical/dental/vision, paid holidays, paid time off, parental leave, life insurance, short- and long-term disability, and 401K with company match
- Corporate wellness program
- Discount on home mortgage refinances or purchases
Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Job Roles at Lower
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Get Access To All JobsTips for Finding Lower Visa Sponsorship Jobs USA
Focus on technical and data roles
Lower's sponsorship history in Banking & Financial Services skews toward specialized technical positions. Software engineering, data, and product roles in fintech companies like Lower are more likely to receive H-1B support than generalist or sales-facing positions.
Prioritize OPT-friendly timing
Lower has sponsored F-1 OPT candidates, making it worth targeting during your OPT window. Applying while already authorized removes the immediate sponsorship burden and builds a relationship before an H-1B petition becomes necessary.
Understand the sponsorship scale before applying
Lower sponsors visas but is not among the highest-volume sponsors in financial services. Go in with a realistic picture of their capacity and be prepared to make a strong case for why your role specifically requires sponsorship.
Research their mortgage and lending tech stack
Lower operates at the intersection of fintech and mortgage lending. Aligning your skills with their core product areas, like digital lending platforms or loan origination systems, strengthens your candidacy for the technical roles most likely to receive sponsorship.
Ask about sponsorship policy early in the process
With a company sponsoring at a measured volume, confirming their willingness to sponsor your specific visa type before the final interview rounds saves time for both sides. TN candidates especially should clarify eligibility given its distinct requirements.
Use a verified sponsor filter when searching
Not every fintech company that lists open roles actually sponsors visas. Migrate Mate surfaces verified sponsors so you can filter by real sponsorship history and focus your applications on companies like Lower that have a documented track record.
Frequently Asked Questions
Does Lower sponsor H-1B visas?
Yes, Lower has sponsored H-1B visas. Their sponsorship activity is limited in scale compared to large financial institutions, so competition for sponsored roles can be meaningful. Candidates with highly specialized skills in mortgage technology, software engineering, or data are best positioned to secure H-1B support from a company of this size.
What visa types does Lower sponsor?
Lower has sponsored H-1B and F-1 OPT visas, and TN visas are listed among their supported types. This makes them relevant for Canadian and Mexican nationals in eligible professional categories, as well as recent graduates on OPT and experienced professionals pursuing H-1B sponsorship in the financial services and fintech space.
Which departments or roles at Lower are most likely to be sponsored?
Based on their fintech and mortgage lending focus, technical roles, including software engineers, data analysts, and product specialists with expertise in digital lending or loan origination, are the most likely candidates for visa sponsorship. Roles with niche technical requirements that are hard to fill domestically tend to receive the strongest sponsorship consideration at companies sponsoring at Lower's volume.
What does the application timeline look like for sponsored roles at Lower?
For H-1B candidates, timing depends heavily on the annual lottery, which runs in the spring for an October 1 start date. F-1 OPT candidates have more flexibility since OPT authorization allows immediate work while the H-1B process is initiated. TN candidates can move faster, as TN status can often be obtained at the border or port of entry without the same multi-month lead time.
How do I find open sponsored roles at Lower?
Migrate Mate is the most direct way to find roles at Lower that come with real sponsorship history attached. Rather than sorting through job listings with no visibility into whether a company actually files visas, Migrate Mate lets you filter by verified sponsors in Banking & Financial Services so you can apply with confidence that sponsorship is a genuine option.