Credit Advisor Jobs
Credit Advisor jobs are open across banking, credit unions, fintech, and consumer finance, from entry-level to senior and management, with specializations in personal credit counseling, mortgage advisory, and commercial credit analysis. Find a role that fits below and apply directly.
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Showing 5 of 16+ Credit Advisor jobs
Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for developing new Commercial Real Estate credit relationships with strategic wealth clients, driving funded loan balances and revenue growth while increasing profitability, managing existing portfolios, and educating Advisors on solutions and risk appetite. Key responsibilities include responsibility for the Commercial Real Estate lending products by partnering with Advisors, Underwriting, Risk, product leaders, Portfolio Management, and Servicing and Fulfillment. Job expectations include applying thought leadership and credit expertise to structure credit solutions to meet ultra-high-net-worth client's needs.
The Commercial Real Estate Lending Executive supports product strategy, process optimization, training, field marketing, portfolio management, deal review, and credit approval across assigned markets and client segments. The role evaluates complex opportunities, assesses sponsor, collateral, market, cash-flow, and structural risk, recommends terms and mitigants, and facilitates timely escalation and decisioning. The executive partners with the Commercial Real Estate Product Executive and Underwriting Executive to promote consistent execution under applicable Lending Underwriting Guidelines, product procedures, and policies. The role also identifies recurring product, process, policy, and training needs; monitors asset-quality trends; and supports responsible loan and revenue growth while maintaining long-term risk standards.
As part of GWIM Credit, the executive works across Sales, Underwriting, Portfolio Management, and Servicing and with Merrill and Bank of America Private Bank leadership and Advisors to optimize product delivery and serve as a subject-matter expert on client opportunities.
Responsibilities
- Leads the growth of funded loans and revenue, while mitigating risks and adhering to regulatory requirements
- Develops, deepens, and sustains relationships with market leadership, Advisors, and clients, while building credibility
- Creates a client-centric culture by applying in-depth knowledge of clients, timely renewals, and issue resolution, and providing competitive deal structuring while serving as the key point of contact for credit clients
- Educates key partners and Advisors on platform capabilities and risk appetite to increase engagement and penetration
- Partners and collaborates with Advisors, Underwriting, Risk, Operations, and Portfolio Management to deliver a seamless client experience
- Maintains asset quality within the defined Global Wealth and Investment Management risk appetite limits
- Serve as the primary CRE credit resource, providing competitive structuring, issue resolution, and a consistent client experience.
- Evaluate complex CRE transactions across sponsor strength, collateral fundamentals, market conditions, cash flow, valuation, and structure; recommend appropriate terms and mitigants.
- Monitor assigned markets and portfolio segments for emerging risks, asset-quality trends, and growth opportunities, and communicate actionable insights.
- Partner with Product and Underwriting leadership on policy, process, product, and training improvements that strengthen execution and the client and employee experience.
Required Qualifications
- 10+ years of progressively responsible CRE lending, underwriting, credit approval, or related commercial credit experience.
- Demonstrated experience evaluating, structuring, and approving complex CRE transactions across multiple property types.
- Strong knowledge of property cash-flow analysis, valuation, sponsor and market assessment, loan structuring, portfolio management, and risk mitigation.
- Executive-level written and verbal communication skills, including presenting complex credit matters to senior leadership and Risk.
- Ability to influence across Advisors, Underwriting, Risk, Portfolio Management, Operations, and senior leadership while managing multiple priorities in a fast-paced environment.
Desired Qualifications
- Experience serving high-net-worth clients in Wealth Management, Private Bank, or a similar platform.
- CRE product management, product strategy, underwriting guidance, lending policy, process improvement, or professional training experience.
- Knowledge of regulatory, risk-management, and portfolio-governance considerations applicable to CRE lending.
- Bachelor’s degree in Finance, Accounting, Real Estate, Economics, Business, or a related field.
Shift:
1st shift (United States of America)Hours Per Week:
40Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for developing new Commercial Real Estate credit relationships with strategic wealth clients, driving funded loan balances and revenue growth while increasing profitability, managing existing portfolios, and educating Advisors on solutions and risk appetite. Key responsibilities include responsibility for the Commercial Real Estate lending products by partnering with Advisors, Underwriting, Risk, product leaders, Portfolio Management, and Servicing and Fulfillment. Job expectations include applying thought leadership and credit expertise to structure credit solutions to meet ultra-high-net-worth client's needs.
The Commercial Real Estate Lending Executive supports product strategy, process optimization, training, field marketing, portfolio management, deal review, and credit approval across assigned markets and client segments. The role evaluates complex opportunities, assesses sponsor, collateral, market, cash-flow, and structural risk, recommends terms and mitigants, and facilitates timely escalation and decisioning. The executive partners with the Commercial Real Estate Product Executive and Underwriting Executive to promote consistent execution under applicable Lending Underwriting Guidelines, product procedures, and policies. The role also identifies recurring product, process, policy, and training needs; monitors asset-quality trends; and supports responsible loan and revenue growth while maintaining long-term risk standards.
As part of GWIM Credit, the executive works across Sales, Underwriting, Portfolio Management, and Servicing and with Merrill and Bank of America Private Bank leadership and Advisors to optimize product delivery and serve as a subject-matter expert on client opportunities.
Responsibilities
- Leads the growth of funded loans and revenue, while mitigating risks and adhering to regulatory requirements
- Develops, deepens, and sustains relationships with market leadership, Advisors, and clients, while building credibility
- Creates a client-centric culture by applying in-depth knowledge of clients, timely renewals, and issue resolution, and providing competitive deal structuring while serving as the key point of contact for credit clients
- Educates key partners and Advisors on platform capabilities and risk appetite to increase engagement and penetration
- Partners and collaborates with Advisors, Underwriting, Risk, Operations, and Portfolio Management to deliver a seamless client experience
- Maintains asset quality within the defined Global Wealth and Investment Management risk appetite limits
- Serve as the primary CRE credit resource, providing competitive structuring, issue resolution, and a consistent client experience.
- Evaluate complex CRE transactions across sponsor strength, collateral fundamentals, market conditions, cash flow, valuation, and structure; recommend appropriate terms and mitigants.
- Monitor assigned markets and portfolio segments for emerging risks, asset-quality trends, and growth opportunities, and communicate actionable insights.
- Partner with Product and Underwriting leadership on policy, process, product, and training improvements that strengthen execution and the client and employee experience.
Required Qualifications
- 10+ years of progressively responsible CRE lending, underwriting, credit approval, or related commercial credit experience.
- Demonstrated experience evaluating, structuring, and approving complex CRE transactions across multiple property types.
- Strong knowledge of property cash-flow analysis, valuation, sponsor and market assessment, loan structuring, portfolio management, and risk mitigation.
- Executive-level written and verbal communication skills, including presenting complex credit matters to senior leadership and Risk.
- Ability to influence across Advisors, Underwriting, Risk, Portfolio Management, Operations, and senior leadership while managing multiple priorities in a fast-paced environment.
Desired Qualifications
- Experience serving high-net-worth clients in Wealth Management, Private Bank, or a similar platform.
- CRE product management, product strategy, underwriting guidance, lending policy, process improvement, or professional training experience.
- Knowledge of regulatory, risk-management, and portfolio-governance considerations applicable to CRE lending.
- Bachelor’s degree in Finance, Accounting, Real Estate, Economics, Business, or a related field.
Shift:
1st shift (United States of America)Hours Per Week:
40Credit Advisor Jobs by Experience Level
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Find Credit Advisor JobsCredit Advisor Job Market
Who's Hiring
Top Industries Hiring
- Investment & Asset Management
What Employers Look For
The qualifications that appear most often in credit advisor jobs.
- Bachelor's degree in finance, business, economics, or a related field
- Proficiency in credit analysis and loan underwriting principles
- Familiarity with Fair Credit Reporting Act and consumer lending regulations
- Experience using core banking or loan origination software systems
- Strong client communication and consultative advising skills
- NMLS registration or state licensing for mortgage-related credit advisory roles
Tips for Your Credit Advisor Job Search
Tailor your resume to credit products
Generic finance resumes get ignored. List the specific credit products you've advised on, whether auto loans, personal lines of credit, or business credit facilities, and pair each with a concrete outcome like a portfolio metric or approval rate improvement you contributed to.
Highlight your FCRA and compliance knowledge
Credit advisor job listings routinely screen for Fair Credit Reporting Act familiarity and consumer protection compliance. If you've completed any FCRA training or worked under a compliance framework, call it out explicitly in a skills section or in your work history context.
Target openings by credit product type
Credit advisor roles differ sharply between consumer, mortgage, and commercial credit. When searching, filter by the product type you have the most experience in so you're not competing against candidates with a tighter specialty match than yours.
Apply early to roles that fit
Migrate Mate lists credit advisor openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for scenario-based interview questions
Interviewers for credit advisor roles commonly walk you through a client scenario, such as a borrower with thin credit history requesting a large loan, and ask how you'd advise them. Practice structuring your responses around risk assessment, product options, and client communication in that order.
Negotiate using your book of business data
If you're moving from one institution to another, your strongest negotiating asset is documented portfolio performance. Compile figures on client retention, credit quality outcomes, or revenue from advisory work before you get to the offer stage, even if employers don't ask upfront.
Credit Advisor Jobs: Frequently Asked Questions
Which companies are hiring the most credit advisors?
Lpl Financial, Capital One, and ENGIE are hiring the most credit advisors right now, with openings concentrated in Texas, Virginia, and Wisconsin, based on current listings on Migrate Mate as of November 2026. Regional banks and credit unions account for a large share of active postings alongside national consumer lenders.
How many credit advisor jobs are remote?
About 20% of credit advisor openings are fully remote or hybrid as of November 2026, with remote availability highest in personal credit counseling and financial wellness advisory roles. Branch-based consumer lending and in-person mortgage advisory positions are more likely to require on-site presence.
How do you become a credit advisor?
Start by completing a bachelor's degree in finance, business, or economics, then gain entry-level experience in banking, lending, or financial services where you work directly with credit products. Pursue relevant certifications such as the NFCC financial counseling credential and, if advising on mortgage products, obtain your NMLS license. Building familiarity with credit reporting systems and consumer lending regulations accelerates your path to a full advisory role.
Can you get hired as a credit advisor with little experience?
Yes, some employers hire credit advisors at the entry level if you have a relevant degree and strong analytical or customer service skills. Credit unions and community banks are more likely to train candidates who lack direct credit advising experience. Demonstrating knowledge of credit scoring models and showing you can explain financial concepts clearly to clients can offset a shorter work history.
What does the credit advisor interview process look like?
Most credit advisor hiring processes include an initial screening call with HR, followed by one or two rounds with a hiring manager or team lead. Expect at least one scenario-based question where you walk through how you'd advise a client on a specific credit situation. Some employers add a written assessment or case study focused on credit analysis before or after the manager interview.
Where can I find and apply to credit advisor jobs?
You can find and apply to credit advisor jobs on Migrate Mate, which lists current openings from across the United States. Find the roles that fit your experience and specialization, then apply directly to each listing from the page.
See All 16 Credit Advisor Jobs
Find roles that match your experience and apply in just a few clicks.
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