Vice President of Commercial Lending Jobs
Vice President of Commercial Lending jobs are open across community banks, regional banks, credit unions, and commercial finance companies, at every level from emerging leader to executive, with specializations in portfolio management, business development, and credit underwriting. Find a role that fits below and apply directly.
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About us
Founded in 1993, Bayview Asset Management is an investment management firm focused on investments in mortgage and consumer credit, including whole loans, asset-backed securities, mortgage servicing rights, and other credit-related assets.
OUR TEAM
The Correspondent Lending team supports Bayview’s mortgage business by building and managing relationships with mortgage banking clients whose products and processes align with company guidelines.
The team works closely with prospective and established clients to communicate Bayview’s mortgage products and fulfillment services, support client approval and contracting, and generate loan purchase opportunities.
Our work requires strong knowledge of mortgage products, underwriting guidelines, compliance requirements, and evolving business and regulatory conditions, and using that knowledge to develop strong business to business relationships.
If you are a relationship-focused mortgage professional who can work independently while collaborating across teams, this role offers an opportunity to contribute directly to client growth and portfolio activity.
Position Summary
The Vice President, Correspondent Lending is responsible for representing the company’s mortgage products to prospective and established clients. This role sources, qualifies, and manages mortgage banking clients and applies a strong understanding of company products, policies, and guidelines in support of building and maintaining client relationships and loan purchase activity.
Responsibilities:
- Identify mortgage banks that originate and fund mortgage products that meet company guidelines.
- Communicate and present the company’s mortgage products and fulfillment services to clients.
- Assist with the approval of clients and establishment of contracts with qualified customers.
- Develop strong business to business relationships and position the company’s products and services with new and established clients and generate loan purchases.
- Assist with ongoing client monitoring to support the counterparty risk team with company contract terms.
- Act in accordance with company policies, practices, and procedures.
- Complete special tasks assigned by the manager, as needed.
QUALIFICATIONS:
- Bachelor’s degree (BS/BA).
- Minimum of 10+ years of mortgage industry experience.
- Minimum of 3 - 5 years of correspondent business development experience.
SKILLS:
- Excellent verbal and written communication skills.
- Knowledge of FNMA, FHLMC, GNMA, FHA, and Bayview product requirements and underwriting guidelines.
- Knowledge of State Housing Finance Agency product requirements and underwriting guidelines.
- Knowledge of Non-Agency product requirements and underwriting guidelines.
- Knowledge of federal and state compliance regulations.
- Knowledge of Customer Relationship and mortgage business AI tools and usage.
- Ability to develop deep business process knowledge and remain current on business and regulatory changes.
- Ability to be self-directed and make independent decisions.
- Strong problem-solving and decision-making skills.
- Strong interpersonal skills with the ability to build and maintain internal and external business relationships.
- Ability to work effectively in a collaborative team environment.
LOCATION and COMPENSATION:
- This role will be fully remote within a Southern Texas (preferably Houston, San Antonio, or Austin areas).
- While this role is remote, it is an in-person sales role within a southern Texas area, the expectation will be regular systematic travel to client/customer sites.
- Salary may vary based on work experience, market conditions, location, and qualifications/training.
Physical Demands and Work Environment
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit and use hands to handle, touch or feel objects, tools, or controls. The employee frequently is required to talk and hear. The noise level in the work environment is usually moderate. The employee is occasionally required to stand; walk; reach with hands and arms. The employee is rarely required to stoop, kneel, crouch, or crawl. The employee must regularly lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, color vision, and the ability to adjust focus.
EEOC
Bayview is an Equal Employment Opportunity employer. All aspects of consideration for employment and employment with the Company are governed on the basis of merit, competence and qualifications without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, or any other category protected by federal, state, or local law.
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Find JobsVice President of Commercial Lending Job Market
Who's Hiring
- JPMorganChase18

- Information Technology Senior Management Forum3
- MUFG2

- Morgan Stanley2

- Citi1

Top Industries Hiring
- Banking & Financial Services
- Investment & Asset Management
- Fintech
What Employers Look For
The qualifications that appear most often in vice president of commercial lending jobs.
- 7 or more years of commercial lending or business banking experience
- Demonstrated experience managing and growing a commercial loan portfolio
- Strong credit analysis and underwriting skills across multiple loan types
- Experience with commercial real estate, C&I, or SBA lending structures
- Bachelor's degree in finance, business, accounting, or a related field
- Familiarity with regulatory compliance requirements including BSA and CRA
Tips for Your Vice President of Commercial Lending Job Search
Quantify your loan portfolio performance
Hiring managers want to see the size and quality of the portfolios you've managed, not just your title. Lead your resume with dollar volume, credit quality ratios, and growth numbers so reviewers can benchmark your scope against their own institution.
Tailor applications to institution type
A community bank and a large regional lender expect different things from a VP candidate. Align your language to the institution's size, market focus, and regulatory environment before you apply, so your experience reads as a direct match rather than a lateral transfer.
Apply early to roles that fit
Migrate Mate lists vice president of commercial lending openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Highlight credit approval authority limits
Many job descriptions specify the approval authority they need in a VP. If yours matches or exceeds what the posting lists, state it explicitly on your resume. Leaving that figure out forces reviewers to guess, and they rarely guess in your favor.
Prepare a client acquisition narrative for interviews
Interviewers at this level almost always ask how you built your book of business. Have a specific story ready that covers your prospecting approach, the relationship timeline, and the loan structures you closed, with enough detail to show repeatable process, not just luck.
Negotiate beyond base salary at the offer stage
Total compensation for this role often includes production bonuses, profit-sharing, and loan origination incentives that vary widely by institution. Ask for the full incentive plan in writing before you accept, so you can compare offers on the same basis.
Vice President of Commercial Lending Jobs: Frequently Asked Questions
Which companies are hiring the most vice president of commercial lendings?
The companies hiring the most vice president of commercial lendings right now include JPMorganChase, Information Technology Senior Management Forum, and MUFG, with the largest share of openings in New York, Ohio, and Texas, based on current listings on Migrate Mate as of November 2026. Regional and community banks consistently account for the highest volume of active postings at this level.
How many vice president of commercial lending jobs are remote?
About 81% of vice president of commercial lending openings are fully remote or hybrid as of November 2026, with fully on-site roles still common given the relationship-driven nature of commercial lending. Portfolio review, credit analysis, and loan administration support functions tend to offer the most flexibility, while business development and client-facing roles are more likely to require an in-market presence.
How do you become a vice president of commercial lending?
Most vice presidents of commercial lending move up through commercial banking or business banking analyst and relationship manager roles, building credit underwriting skills and a client portfolio over several years. Getting comfortable with credit memos, loan structuring, and regulatory compliance early accelerates promotion. Some employers also value professional development through banking association programs or formal credit training certifications.
Can you get hired as a vice president of commercial lending with limited experience?
Candidates with fewer than the typical years of experience can still compete by demonstrating a strong credit background, a developing book of business, or specialized knowledge in a loan type the institution prioritizes. Some banks hire internally from assistant VP or senior relationship manager roles when a candidate shows leadership readiness, so moving up within one institution is a practical path.
What does the vice president of commercial lending interview process look like?
The process typically starts with a phone screen from HR or a hiring manager, followed by one or two rounds of in-person or video interviews with senior lending leadership. Candidates are often asked to walk through a credit deal they structured, discuss how they manage problem loans, and explain their approach to business development. A final conversation with a division head or chief lending officer is common before an offer is extended.
Where can I find and apply to vice president of commercial lending jobs?
You can find and apply to vice president of commercial lending jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your background and apply directly to each listing without having to visit multiple sites or track down separate application portals.
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