Casualty Claims Adjuster Jobs
Casualty Claims Adjuster jobs are open across insurance carriers, third-party administrators, and self-insured corporations, at every level from entry-level examiner to senior and team lead, with specializations in auto liability, bodily injury, and workers' compensation. Find a role that fits below and apply directly.
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Overview
As a Senior Casualty Claims Specialist / Field Insurance Adjuster, you will investigate, evaluate and resolve complex casualty and personal injury claims through clear analysis, responsive service, and sound judgment. You will assess liability, review coverage, document findings, and communicate with clients and other involved parties. Field work may include meeting with involved parties, scene investigations, obtaining statements and official reports.
Your impact: Thorough, fair claim decisions help clients understand next steps and support timely, compliant resolutions.
Join our dynamic team and become a vital part of delivering exceptional claims service in the insurance industry. Your expertise will help ensure fair and accurate claim settlements while providing outstanding service. This position offers an exciting opportunity to apply your analysis skills and knowledge of insurance laws in a fast-paced environment committed to integrity and excellence.
Job Summary
Koning & Associates is a Western Regional Independent Insurance Adjusting Company. Founded over 41 years ago, we provide investigations annually to over 200 insurance company clients from around the country on claims within California, Nevada and Arizona via our 15 locations.
WE HAVE A RARE OPENING IN OUR SAN JOSE OFFICE!
If you thrive in a progressive environment that is based on integrity, hard work and commitment to service and quality, we encourage you to consider a career at Koning & Associates and join our team of experienced field adjusters.
⮚ This is a Resident Adjuster position. **Only local current California residents need apply.**
⮚ The current position requires a dependable vehicle. Travel will encompass all South Bay Counties, Oakland/ East Bay, and San Francisco.
Our experienced adjusters and investigators are fact finders who assist in the investigation, inspection, evaluation and adjustment of Commercial and Personal Lines Liability claims.
DUTIES:
- Conduct thorough on-site investigations of casualty claims, including auto accidents and general liability incidents, which may include interviewing insureds, claimants, witnesses, and other involved parties.
- Review and analyze insurance claims to determine validity and coverage. Evaluate damages and medical expenses. Negotiate settlements with claimants and attorneys to reach fair resolutions efficiently.
- Analyze claim details to identify potential fraud indicators and ensure compliance with all relevant insurance laws.
- Maintain detailed documentation of all claim activities, findings, and correspondence within online claims database system.
- Manage multiple claims simultaneously with excellent organizational skills while prioritizing urgent cases for prompt resolution.
- Prepare detailed reports outlining findings, recommendations, and decisions related to each claim.
ESSENTIAL JOB REQUIREMENTS:
The requirements listed below are representative of the knowledge, skill, and/or ability required.
- We are seeking applicants with a minimum 7 years of Field Claims experience, including experience in handling of General Liability and Personal Lines.
- Strong analysis skills with the ability to assess complex claim information accurately and efficiently.
- Excellent negotiation abilities coupled with superior claims skills to handle sensitive situations professionally.
- Exceptional oral and written communication skills for clear reporting. The ability to provide accurate and timely reports to our customers is critical.
- Ability to work independently in the field while managing time effectively across multiple cases.
- Prior experience as an Independent Adjuster is preferred, but not required.
BENEFITS:
Koning & Associates offers a comprehensive compensation and benefit package that includes:
- Base Salary, combined with commission income based on billable hours and expense reimbursement. Open ended earning potential.
- HMO/PPO Health Insurance Plan (after 60 days)
- Dental Plan (after 60 days)
- Long Term Disability Insurance
- 401K Plan
Join our team as a Senior Casualty Claims Specialist / Field Insurance Adjuster where your expertise will contribute significantly to our commitment to excellence!
Pay: $85,000.00 - $120,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Flexible schedule
- Flexible spending account
- Health insurance
- Life insurance
- Vision insurance
- Work from home
Experience:
- Insurance Claims: 7 years (Required)
Work Location: Remote
See All 6 Casualty Claims Adjuster Jobs
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Find Casualty Claims Adjuster JobsCasualty Claims Adjuster Job Market
Who's Hiring


What Employers Look For
The qualifications that appear most often in casualty claims adjuster jobs.
- Active adjuster license in one or more states required
- 2 to 5 years of casualty claims handling experience preferred
- Proficiency with claims management software such as Guidewire or Xactimate
- Strong working knowledge of coverage analysis and bodily injury evaluation
- Bachelor's degree in business, insurance, or a related field
- Professional designation such as AIC or CPCU strongly preferred
Tips for Your Casualty Claims Adjuster Job Search
Tailor your resume to claim type
Hiring managers scan for the specific line of business you've handled. Lead each role description with the claim type, whether auto liability, general liability, or workers' comp, and pair it with the average caseload size you managed.
Highlight your adjuster license portfolio
Many postings require licenses in multiple states. List every active adjuster license you hold, including the state and license number, in a dedicated credentials section so recruiters can verify fit before the first call.
Target postings by coverage authority level
Job listings often specify a reserves authority threshold. Match your application to roles where your authority level aligns closely, since pitching well above or below your experience signals poor self-awareness to hiring managers.
Apply early to roles that fit
Migrate Mate lists casualty claims adjuster openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare scenario answers for coverage disputes
Interviewers frequently present a coverage denial scenario and ask how you'd document and communicate the decision. Practice walking through your analysis of policy language, the reservation of rights letter, and the follow-up conversation with the claimant.
Negotiate start date around licensing timelines
If a role requires a non-resident license you don't yet hold, raise it in your offer conversation. Many carriers will extend the start date or cover the exam fee, but only if you surface the gap before the offer is finalized.
Casualty Claims Adjuster Jobs: Frequently Asked Questions
Which companies are hiring the most casualty claims adjusters?
The companies hiring the most casualty claims adjusters right now include Liberty Mutual Insurance, Koning & Associates, and Midwest Family Mutual, with the largest share of openings in Iowa, Michigan, and Florida, based on current listings on Migrate Mate as of November 2026. Regional carriers and third-party administrators often post the highest volume of mid-level roles.
How many casualty claims adjuster jobs are remote?
About 100% of casualty claims adjuster openings are fully remote or hybrid as of November 2026, reflecting broad carrier adoption of virtual claims handling. Bodily injury and auto liability roles tend to have the highest remote availability, while complex litigation or field inspection positions are more likely to require in-person presence.
How do you become a casualty claims adjuster?
Start by earning a bachelor's degree in a business or insurance-related field, then sit for an adjuster licensing exam in your home state. Many candidates enter through a trainee or examiner role at a carrier or third-party administrator, handling low-complexity claims under supervision before advancing to independent casualty files. Earning a designation like AIC or CPCU accelerates progression into senior roles.
Can you get hired as a casualty claims adjuster with little experience?
Yes, many carriers hire entry-level examiners and train them on specific lines of business from the ground up. Candidates with customer service, legal assistant, or paralegal backgrounds are competitive because they demonstrate written communication and documentation discipline. Getting your adjuster license before applying signals seriousness and removes a common barrier employers face with new hires.
What does the casualty claims adjuster interview process look like?
Most employers run a phone screen focused on your license status and claim type experience, followed by a structured competency interview that includes scenario questions on coverage interpretation, reserves setting, and claimant communication. Some carriers add a written exercise where you review a hypothetical loss and draft a coverage position letter. Final rounds often involve a panel with a claims manager and a team lead.
Where can I find and apply to casualty claims adjuster jobs?
You can find and apply to casualty claims adjuster jobs on Migrate Mate, which lists current openings from across the United States in one place. Find roles that match your license type, claim specialty, and experience level, then apply directly to each listing.
See All 6 Casualty Claims Adjuster Jobs
Find roles that match your experience and apply in just a few clicks.
Find Casualty Claims Adjuster Jobs