Insurance Advisor Jobs
Insurance Advisor jobs are open across life, health, property, and casualty sectors, from entry-level to senior and management roles, with specializations in employee benefits, retirement planning, and commercial lines. Scan the live roles below and apply to whichever ones fit.
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Licensed Insurance Advisor
Emma Ratliff & Associates, LLC | American Family Insurance
Location: Oskaloosa, Iowa
Job Type: Full-Time | In-Person
Pay: $18.00–$22.00 per hour, plus commissions and performance bonuses
Schedule: Monday–Friday | Early Fridays (office closes at 3:00 PM)
Join Our Team!
Emma Ratliff & Associates is looking for an experienced, motivated insurance professional to join our team in Oskaloosa, Iowa!
We're a relationship-focused American Family Insurance agency that believes in taking care of our customers, supporting one another, and creating opportunities to grow.
We're looking for someone who takes pride in their work, enjoys connecting with people, and has the confidence and initiative to take ownership of their responsibilities.
This position offers a balance of sales, customer relationships, and account management. It's an excellent opportunity for someone who enjoys helping people, building relationships, and contributing to the success of a growing agency.
What You'll Do
Sales & Agency Growth
- Quote, present, and close new business opportunities.
- Follow up on agency-provided leads and outstanding quotes.
- Generate new business through referrals, networking, and proactive outreach.
- Identify cross-selling opportunities within our established customer base.
- Proactively discuss and recommend life insurance solutions.
- Build relationships with prospective customers and local businesses.
- Work toward individual production goals while contributing to agency growth.
Customer Relationships & Retention
- Conduct proactive insurance reviews with existing customers.
- Identify coverage gaps, discounts, and additional protection opportunities.
- Review renewal policies and recommend appropriate coverage changes.
- Strengthen customer relationships through meaningful conversations and follow-up.
- Identify and assist with retaining at-risk customers.
- Educate customers on available insurance products and coverage options.
Customer Service & Account Management
- Assist customers with policy changes, endorsements, billing questions, and claims-related inquiries.
- Resolve customer concerns professionally and efficiently.
- Manage assigned accounts, tasks, and follow-ups from beginning to end.
- Maintain accurate customer records and documentation.
- Collaborate with team members to deliver an exceptional customer experience.
Who We're Looking For
Our ideal candidate is someone who:
- Is dependable, accountable, and consistently follows through.
- Takes initiative and works independently without constant supervision.
- Enjoys sales, building relationships, and helping customers.
- Is confident identifying opportunities and asking for business.
- Has excellent communication and organizational skills.
- Can prioritize responsibilities in a busy office environment.
- Is detail-oriented and takes ownership of their work.
- Brings a positive, team-oriented attitude to work each day.
- Wants to contribute to the long-term success of our agency.
Required Qualifications
- Previous insurance agency experience.
- Active Property & Casualty insurance license.
- Active Life Insurance license before employment begins.
- Strong understanding of insurance products, coverages, and customer needs.
- Experience with insurance sales, customer service, or account management.
- Ability to work full-time, in person, in Oskaloosa, Iowa.
Preferred Qualifications
- Two or more years of insurance agency experience.
- Experience with personal lines, commercial, or farm insurance.
- Proven success in insurance sales, customer retention, or account management.
- Experience conducting policy reviews and identifying cross-selling opportunities.
Compensation & Benefits
We believe in rewarding hard work, supporting our team, and creating opportunities for professional and personal growth.
Competitive Compensation
- $18.00–$22.00 per hour, based on experience and qualifications.
- New business and life insurance commissions.
- Additional performance bonuses and incentive opportunities.
Employee Benefits
- Dental insurance.
- Vision insurance.
- Short-term disability insurance.
- Long-term disability insurance.
- Group term life insurance.
- Retirement plan with employer match.
- Paid time off and paid holidays.
- Professional development and growth opportunities.
Benefits are subject to plan eligibility and applicable agency policies.
Schedule & Flexibility
This is a full-time, in-office position with regular Monday–Friday business hours and early Fridays (office closes at 3 PM).
We understand the importance of work-life balance and offer flexibility for occasional personal and family commitments with advance approval.
Occasional evening or weekend hours may be needed for sales activities, customer outreach, or agency events.
Why Join Emma Ratliff & Associates?
We believe a successful agency starts with a great team.
We work hard, support one another, and celebrate our successes together. We believe in maintaining high standards while creating an environment where people enjoy coming to work.
We offer an established customer base, agency-provided sales opportunities, competitive compensation, comprehensive benefits, and opportunities to grow professionally.
We're looking for someone who wants to be more than just another employee. We want someone who takes pride in their work, values relationships, and is excited to contribute to what we're building.
If you're an experienced insurance professional who is dependable, motivated, and ready to make an impact, we'd love to hear from you!
Apply today!
Emma Ratliff & Associates, LLC
American Family Insurance
Oskaloosa, Iowa
Pay: $18.00 - $22.00 per hour
Expected hours: 36.0 – 40.0 per week
Benefits:
- 401(k) matching
- Dental insurance
- Disability insurance
- Paid time off
- Vision insurance
Application Question(s):
- Briefly describe your experience with insurance sales, including quoting, closing business, and identifying additional coverage opportunities.
- Our team values initiative, teamwork, and providing great customer service. This role involves independently managing daily responsibilities, building customer relationships, and working toward individual sales goals. Does this sound like a work environment where you would thrive?
Experience:
- working in an insurance agency: 1 year (Required)
License/Certification:
- Property & Casualty Insurance License (Required)
- Life Insurance License (Preferred)
Shift availability:
- Day Shift (Required)
Ability to Commute:
- Oskaloosa, IA 52577 (Required)
Work Location: In person
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Find Insurance Advisor JobsInsurance Advisor Job Market
Who's Hiring
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in insurance advisor jobs.
- Active state insurance license in life, health, property, or casualty lines
- Proven experience meeting or exceeding individual sales or production targets
- Strong client relationship management and consultative selling skills
- Proficiency with CRM platforms to manage pipelines and client records
- Bachelor's degree in business, finance, or a related field preferred
- Professional designations such as CLU, ChFC, or CPCU are a plus
Tips for Your Insurance Advisor Job Search
List your licenses front and center
Hiring managers for insurance advisor roles scan for state licenses immediately. Put your active licenses, like Series 6, Series 63, or state P&C and life and health licenses, in a dedicated section at the top of your resume, not buried in a skills list.
Quantify your book of business
Vague claims about client relationships don't land. Describe the size of your book, your retention rate, or how many new policies you wrote in a year. Even rough figures give hiring managers a concrete sense of your production capacity.
Target openings by carrier versus independent
Captive carrier roles and independent agency positions require different value propositions. If you've worked with multiple carriers, emphasize your ability to shop coverage. If you're captive-experienced, highlight product depth and company-specific sales systems instead.
Apply early to roles that fit
Migrate Mate lists insurance advisor openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for a needs-analysis role-play
Many insurance advisor interviews include a live scenario where you walk through a client consultation. Practice asking discovery questions about coverage gaps, life events, and risk tolerance before your interview so your responses feel natural, not scripted.
Negotiate on comp structure, not just base
Insurance advisor compensation often mixes base salary, commissions, and renewal bonuses. When you get an offer, ask how the commission split is structured, what the vesting schedule looks like on renewals, and whether production bonuses are capped.
Insurance Advisor Jobs: Frequently Asked Questions
Which companies are hiring the most insurance advisors?
The most active employers for insurance advisors right now are AYS, The Baldwin, and Independent Contractor/Consultant, and the most openings are in Texas, Illinois, and California, based on current listings on Migrate Mate as of November 2026. Demand tends to be strongest at regional carriers, national brokerages, and financial services firms with insurance divisions.
How many insurance advisor jobs are remote?
About 77% of insurance advisor openings are fully remote or hybrid as of November 2026, with remote work most common in group benefits consulting, Medicare advisory, and life insurance sales roles where client meetings happen by phone or video rather than in person.
How do you become an insurance advisor?
Start by passing your state's licensing exam for the lines you want to sell, such as life and health or property and casualty. Most states require pre-licensing coursework before you can sit for the exam. Once licensed, entry-level advisor roles at agencies or carriers provide hands-on training, and you can add designations like CLU or ChFC over time to advance into more complex planning or management roles.
Can you get hired as an insurance advisor with no experience?
Yes, many carriers and independent agencies hire candidates without direct insurance experience as long as they're willing to get licensed. If you're coming from retail, banking, or any customer-facing sales role, emphasize your consultative approach and your ability to build relationships quickly. Some employers sponsor your licensing exam costs in exchange for a production commitment during your first year.
What does the insurance advisor interview process look like?
Most insurance advisor interviews run two to three rounds. The first is typically a phone screen focused on your sales background and licensing status. A second in-person or video interview often includes a needs-analysis role-play where you demonstrate how you'd approach a client consultation. Final rounds may involve a meeting with a branch manager or regional director, and sometimes a review of your production history or references.
Where can I find and apply to insurance advisor jobs?
You can find and apply to insurance advisor jobs on Migrate Mate, which lists current openings from across the United States. Search the roles available, find the ones that match your license type, experience level, and preferred work arrangement, and apply directly to each listing that fits.
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