Entry Level Credit Analyst Jobs
New grad credit analyst jobs are open to recent graduates and entry level candidates with zero to two years of experience, where strong internship work or a finance-focused portfolio can carry more weight than a lengthy resume. Most openings are on-site roles across Banking & Financial Services, Investment & Asset Management, and Distribution & Wholesale, with employers like M&T Bank, Western Alliance Bank, and Citi hiring at this level now.
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This position is responsible for conducting activities resulting in the timely collection or resolution of delinquent balances within an assigned portfolio of customers’ accounts receivable is the core of the role performed by the Credit Analyst Level I.
Essential Duties:
- Reviewing weekly accounts receivable aging reports to prioritize collection calls
- Calling customers with past due balances, averaging 20-30 calls per day
- Maintaining weekly COD warning and delinquent customer notification spreadsheet
- Keeping sales representative informed regarding any delinquent customers within their territory
- Understanding and adhering to the credit policies and procedures in the collection and reporting of delinquent accounts
- Regular and reliable attendance.
- Performing other duties as assigned to meet business needs
Qualifications:
- A High school diploma/GED
- A minimum of two years of accounting experience, preferably within a distribution business.
- Some college courses in business or accounting preferred
Corporate Summary:
At Shamrock Foods Company, people come first – our associates, our customers, and the families we serve across the nation. A privately-held, family-owned and -operated Forbes 500 company, Shamrock is an innovator in the food industry and has been since being founded in Arizona in 1922.
Our Mission:
At Shamrock Foods Company, we live by our founding family’s motto to “treat associates like family and customers like friends.”
Why work for us?
Benefits are a major part of your overall compensation, and we believe offering them at an affordable cost is not only the right thing to do, but it helps keep you and your family healthy. That’s why Shamrock Foods pays for the majority of your health insurance, allowing you to take home more of your paycheck. And it doesn’t stop there - our associates also enjoy additional benefits such as 401(k) Savings Plan, Profit Sharing, Paid Time Off, as well as our incredible growth opportunities, continued education and wellness programs.
Equal Opportunity Employer
At Shamrock Foods Co all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, sexual orientation, gender identity or any other basis protected by applicable law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
This position is responsible for conducting activities resulting in the timely collection or resolution of delinquent balances within an assigned portfolio of customers’ accounts receivable is the core of the role performed by the Credit Analyst Level I.
Essential Duties:
- Reviewing weekly accounts receivable aging reports to prioritize collection calls
- Calling customers with past due balances, averaging 20-30 calls per day
- Maintaining weekly COD warning and delinquent customer notification spreadsheet
- Keeping sales representative informed regarding any delinquent customers within their territory
- Understanding and adhering to the credit policies and procedures in the collection and reporting of delinquent accounts
- Regular and reliable attendance.
- Performing other duties as assigned to meet business needs
Qualifications:
- A High school diploma/GED
- A minimum of two years of accounting experience, preferably within a distribution business.
- Some college courses in business or accounting preferred
Corporate Summary:
At Shamrock Foods Company, people come first – our associates, our customers, and the families we serve across the nation. A privately-held, family-owned and -operated Forbes 500 company, Shamrock is an innovator in the food industry and has been since being founded in Arizona in 1922.
Our Mission:
At Shamrock Foods Company, we live by our founding family’s motto to “treat associates like family and customers like friends.”
Why work for us?
Benefits are a major part of your overall compensation, and we believe offering them at an affordable cost is not only the right thing to do, but it helps keep you and your family healthy. That’s why Shamrock Foods pays for the majority of your health insurance, allowing you to take home more of your paycheck. And it doesn’t stop there - our associates also enjoy additional benefits such as 401(k) Savings Plan, Profit Sharing, Paid Time Off, as well as our incredible growth opportunities, continued education and wellness programs.
Equal Opportunity Employer
At Shamrock Foods Co all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, sexual orientation, gender identity or any other basis protected by applicable law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
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Who's Hiring
Top Industries Hiring
- Banking & Financial Services26
- Investment & Asset Management6
- Distribution & Wholesale3
- Technology & Software2
- Construction & Real Estate2
Entry Level Credit Analyst Jobs: Frequently Asked Questions
How do I get an entry level credit analyst job?
Employers hiring entry level credit analysts typically look for a degree in finance, accounting, economics, or a related field, along with familiarity with financial statements and credit concepts. Internship experience gives candidates a clear edge, but a well-organized portfolio demonstrating credit analysis or loan modeling work can substitute effectively. Proficiency in Excel and attention to detail in written credit memos are consistently valued at this stage.
Which companies hire entry level credit analysts?
Companies hiring entry level credit analysts right now include M&T Bank, Western Alliance Bank, and Citi, based on current listings on Migrate Mate as of August 2026. Hiring at this level comes from a broad mix of employers, including regional banks, commercial lenders, credit unions, and corporate finance teams across multiple sectors.
Are there remote entry level credit analyst jobs?
Yes, though on-site roles still make up the majority of openings at this level. About 24% of entry level credit analyst openings are remote or hybrid as of August 2026, so candidates willing to work on-site will have access to the widest range of opportunities while remote options continue to grow.
Are these new grad credit analyst jobs?
Yes, many of these openings are new grad and junior roles that welcome recent graduates and candidates with little or no professional experience. A new grad-friendly posting typically welcomes zero to two years of experience and treats internships, coursework projects, or a relevant portfolio as qualifying background. Searching for roles that explicitly list a degree as the primary requirement is a reliable way to identify them.
Which industries hire the most entry level credit analysts?
Entry Level credit analyst roles concentrate in Banking & Financial Services, Investment & Asset Management, and Distribution & Wholesale, based on current listings on Migrate Mate as of August 2026. These sectors drive consistent hiring at the entry level because credit risk assessment and lending activity are core functions that require ongoing analyst support, creating steady demand for candidates starting their careers.