Entry Level Credit Analyst Jobs
New grad credit analyst jobs are open to recent graduates and entry level candidates with zero to two years of experience, where strong internship work or a finance-focused portfolio can carry more weight than a lengthy resume. Most openings are on-site roles across Banking & Financial Services, Investment & Asset Management, and Insurance, with employers like Western Alliance Bank, JPMorganChase, and First Horizon Bank hiring at this level now.
Find JobsOverview
Showing 5 of 34+ Entry Level Credit Analyst jobs
Position Summary
The Credit Analyst will have expertise in the credit worthiness of potential and existing businesses and independently make recommendations using customer financials and reports.
Essential Duties and Responsibilities
- Perform objective, in-depth credit evaluation and financial analysis independently.
- Analyze and interpret financial statements and reports to determine credit risk involved.
- Synthesize analyses to make recommendations that affect credit extension or credit denial.
- Perform credit risk calculations and assessments on current and new customers and make credit level recommendations.
- Proactively monitor customer credit status using all available internal reporting and systems.
- Conduct research via internet, company websites and news-based reporting agencies to verify and/or obtain general information and financials on publicly traded companies and/or existing accounts.
- Maintain current knowledge of industry, legal, compliance, and market risk related issues involved in the approval of credit. Utilize knowledge of subject matter expertise in making credit recommendations.
- Identify and resolve credit issues.
- Create reports and other tools to identify and resolve credit issues.
- Analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution.
- Proactively engage with internal (sales and operations teams) and external customers to collect delinquent accounts and communicate/escalate credit related issues to senior management in a timely manner.
- Communicate clear and precise informative/evaluative results and recommendations to all levels of management and customers.
- Manage own personal time and assigned tasks.
- Other duties as assigned.
Qualifications
- 2 to 4 years of experience and College degree in Accounting or Finance required.
- Must possess strong knowledge of accepted accounting principles.
- Must possess advanced analytical and financial analysis skills.
- Must understand various chapters of the bankruptcy codes.
- Must know and understand a variety of financial instruments such as letters of credit and personal guarantees and how to appropriately use them.
- Possess the knowledge and ability to gather and interpret data, compile information, and prepare reports.
- Excellent verbal and written communication skills.
- Ability to interact professionally and effectively with internal and external customers in person and over the phone and recognize when to escalate events to management.
- Strong organizational and time management skills.
- Ability to handle multiple tasks simultaneously while paying attention to detail.
- Must be able to work under pressure and independently with minimal supervision to meet deadlines and other requirements.
- Systems experience: ERP systems experience, SAP is a plus. Proficiency in Excel and Word required.
- Knowledge of Dunn and Bradstreet and other credit reference agencies.
- Minimum of three to five years’ financial analysis or credit analysis experience required.
- Prior credit analysis experience in the transportation industry preferred.
Essential Job Functions
- Maintain regular and punctual attendance.
- Work cooperatively with others.
- Interact with employees and customers in an appropriate manner.
- Complete assigned tasks/projects in a timely manner.
- Comply with all Company policies and procedures.
The above statements are intended to describe the general nature of work being performed. They are not to be construed as an exhaustive list of all responsibilities, duties and skills required.
Benefits
Yusen offers a generous Employee Benefits Package including:
- Medical, Dental, and Vision beginning the 1st of the month following start date
- 401k with a company match
- Standard 10 days PTO
- Eligible for bonus plan
- 7 Paid Holidays
- Eligible for OT pay if applicable
- Flexible Spending Accounts, Life and Accidental Death & Dismemberment Insurance, Short & Long Term Disability, Tuition Assistance Program, Commuter Benefits, vacation, and much more
Any and all benefits offered are subject to the eligibility requirements, terms, and provisions set forth in the respective policies and plan documents, which you may request from Human Resources.
About Yusen Logistics (Americas)
Yusen Logistics is working to become the world’s preferred supply chain logistics company. Our complete offer is designed to forge better connections between businesses, customers and communities – through innovative supply chain management, freight forwarding, warehousing and distribution services. As a company we’re dedicated to a culture of continuous improvement, ensuring everyone who works with us is committed, connected and creative in making us the world’s preferred choice.
Yusen Logistics (Americas) Inc. values each individual employee and is committed to a diverse and inclusive workforce by providing equal employment opportunities for all applicants without regard to race, religion, color, sex, national origin, citizenship status, uniform service member status, age, disability, sexual and gender orientation, genetic information, or any other protected status in accordance with all applicable federal, state and local laws.
Los Angeles County Only: Yusen Logistics (Americas) Inc. will consider qualified applicants with a criminal history pursuant to the California Fair Chance Act. You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check, if Yusen Logistics (Americas) Inc. is concerned about a conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction, provide mitigating evidence, or challenge the accuracy of the background report. Find out more about the Fair Chance Act by visiting the Civil Rights Department Fair Chance Act webpage.
Position Summary
The Credit Analyst will have expertise in the credit worthiness of potential and existing businesses and independently make recommendations using customer financials and reports.
Essential Duties and Responsibilities
- Perform objective, in-depth credit evaluation and financial analysis independently.
- Analyze and interpret financial statements and reports to determine credit risk involved.
- Synthesize analyses to make recommendations that affect credit extension or credit denial.
- Perform credit risk calculations and assessments on current and new customers and make credit level recommendations.
- Proactively monitor customer credit status using all available internal reporting and systems.
- Conduct research via internet, company websites and news-based reporting agencies to verify and/or obtain general information and financials on publicly traded companies and/or existing accounts.
- Maintain current knowledge of industry, legal, compliance, and market risk related issues involved in the approval of credit. Utilize knowledge of subject matter expertise in making credit recommendations.
- Identify and resolve credit issues.
- Create reports and other tools to identify and resolve credit issues.
- Analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution.
- Proactively engage with internal (sales and operations teams) and external customers to collect delinquent accounts and communicate/escalate credit related issues to senior management in a timely manner.
- Communicate clear and precise informative/evaluative results and recommendations to all levels of management and customers.
- Manage own personal time and assigned tasks.
- Other duties as assigned.
Qualifications
- 2 to 4 years of experience and College degree in Accounting or Finance required.
- Must possess strong knowledge of accepted accounting principles.
- Must possess advanced analytical and financial analysis skills.
- Must understand various chapters of the bankruptcy codes.
- Must know and understand a variety of financial instruments such as letters of credit and personal guarantees and how to appropriately use them.
- Possess the knowledge and ability to gather and interpret data, compile information, and prepare reports.
- Excellent verbal and written communication skills.
- Ability to interact professionally and effectively with internal and external customers in person and over the phone and recognize when to escalate events to management.
- Strong organizational and time management skills.
- Ability to handle multiple tasks simultaneously while paying attention to detail.
- Must be able to work under pressure and independently with minimal supervision to meet deadlines and other requirements.
- Systems experience: ERP systems experience, SAP is a plus. Proficiency in Excel and Word required.
- Knowledge of Dunn and Bradstreet and other credit reference agencies.
- Minimum of three to five years’ financial analysis or credit analysis experience required.
- Prior credit analysis experience in the transportation industry preferred.
Essential Job Functions
- Maintain regular and punctual attendance.
- Work cooperatively with others.
- Interact with employees and customers in an appropriate manner.
- Complete assigned tasks/projects in a timely manner.
- Comply with all Company policies and procedures.
The above statements are intended to describe the general nature of work being performed. They are not to be construed as an exhaustive list of all responsibilities, duties and skills required.
Benefits
Yusen offers a generous Employee Benefits Package including:
- Medical, Dental, and Vision beginning the 1st of the month following start date
- 401k with a company match
- Standard 10 days PTO
- Eligible for bonus plan
- 7 Paid Holidays
- Eligible for OT pay if applicable
- Flexible Spending Accounts, Life and Accidental Death & Dismemberment Insurance, Short & Long Term Disability, Tuition Assistance Program, Commuter Benefits, vacation, and much more
Any and all benefits offered are subject to the eligibility requirements, terms, and provisions set forth in the respective policies and plan documents, which you may request from Human Resources.
About Yusen Logistics (Americas)
Yusen Logistics is working to become the world’s preferred supply chain logistics company. Our complete offer is designed to forge better connections between businesses, customers and communities – through innovative supply chain management, freight forwarding, warehousing and distribution services. As a company we’re dedicated to a culture of continuous improvement, ensuring everyone who works with us is committed, connected and creative in making us the world’s preferred choice.
Yusen Logistics (Americas) Inc. values each individual employee and is committed to a diverse and inclusive workforce by providing equal employment opportunities for all applicants without regard to race, religion, color, sex, national origin, citizenship status, uniform service member status, age, disability, sexual and gender orientation, genetic information, or any other protected status in accordance with all applicable federal, state and local laws.
Los Angeles County Only: Yusen Logistics (Americas) Inc. will consider qualified applicants with a criminal history pursuant to the California Fair Chance Act. You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check, if Yusen Logistics (Americas) Inc. is concerned about a conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction, provide mitigating evidence, or challenge the accuracy of the background report. Find out more about the Fair Chance Act by visiting the Civil Rights Department Fair Chance Act webpage.
See All 34 Entry Level Credit Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
Find JobsEntry Level Credit Analyst Job Market
Who's Hiring
Top Industries Hiring
- Banking & Financial Services17
- Investment & Asset Management3
- Insurance2
- News & Publishing2
- Distribution & Wholesale2
Entry Level Credit Analyst Jobs: Frequently Asked Questions
How do I get an entry level credit analyst job?
Employers hiring entry level credit analysts typically look for a degree in finance, accounting, economics, or a related field, along with familiarity with financial statements and credit concepts. Internship experience gives candidates a clear edge, but a well-organized portfolio demonstrating credit analysis or loan modeling work can substitute effectively. Proficiency in Excel and attention to detail in written credit memos are consistently valued at this stage.
Which companies hire entry level credit analysts?
Companies hiring entry level credit analysts right now include Western Alliance Bank, JPMorganChase, and First Horizon Bank, based on current listings on Migrate Mate as of November 2026. Hiring at this level comes from a broad mix of employers, including regional banks, commercial lenders, credit unions, and corporate finance teams across multiple sectors.
Are there remote entry level credit analyst jobs?
Yes, though on-site roles still make up the majority of openings at this level. About 17% of entry level credit analyst openings are remote or hybrid as of November 2026, so candidates willing to work on-site will have access to the widest range of opportunities while remote options continue to grow.
Are these new grad credit analyst jobs?
Yes, many of these openings are new grad and junior roles that welcome recent graduates and candidates with little or no professional experience. A new grad-friendly posting typically welcomes zero to two years of experience and treats internships, coursework projects, or a relevant portfolio as qualifying background. Searching for roles that explicitly list a degree as the primary requirement is a reliable way to identify them.
Which industries hire the most entry level credit analysts?
Entry Level credit analyst roles concentrate in Banking & Financial Services, Investment & Asset Management, and Insurance, based on current listings on Migrate Mate as of November 2026. These sectors drive consistent hiring at the entry level because credit risk assessment and lending activity are core functions that require ongoing analyst support, creating steady demand for candidates starting their careers.