Mid Level Credit Repair Specialist Jobs
Mid level credit repair specialist jobs go to professionals ready to own client case portfolios, guide junior staff through dispute resolution workflows, and make compliance-driven decisions with minimal oversight. Openings are concentrated across Banking & Financial Services, Investment & Asset Management, and Fintech, with a mix of on-site, remote, and hybrid settings, and employers like JPMorganChase, Regions Bank, and Lpl Financial hiring at this level now.
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Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Administration Senior Analyst independently executes complex underwriting support and credit monitoring responsibilities, partners closely with Portfolio Managers, Underwriters, and Credit Leadership, and ensures credit files are complete, accurate, and ready to support sound credit decisions.
Accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined. Ensures actions and behaviors align with Fifth Third’s commitment to doing the right thing for customers and colleagues while operating within the Bank’s risk appetite.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Independently serves as the primary point of contact for complex renewals, reviews, and portfolio monitoring activities.
- Review financial statements and credit requests, identify gaps or inconsistencies, and obtain additional information needed to support credit decisions.
- Build and manage facility renewals and reviews in nCino in preparation for underwriting and approval.
- Ensure accuracy, completeness, and organization of credit documentation within nCino, DocMan, and FileNet.
- Perform and validate Borrowing Entity PD Ratings and Obligation LGD Ratings in accordance with policy.
- Proactively monitor covenants and portfolio risks, identifying and escalating emerging issues or trends.
- Prepare pipeline, portfolio, and ad-hoc reporting for Credit Leadership and internal partners.
- Serve as an informal resource to Credit Administration Analysts by providing guidance and sharing best practices.
- Identify process improvement opportunities and escalate recommendations to leadership.
SUPERVISORY RESPONSIBILITY:
May provide informal guidance or mentoring to Credit Administration Analysts.
MINIMUM KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED:
- Bachelor’s degree in accounting, finance, economics, or related field preferred.
- Minimum of three years of credit analysis, loan review, or credit administration experience, preferably in banking.
- Demonstrated ability to independently manage complex work and exercise sound judgment.
- Strong analytical, organizational, and communication skills.
- Proficiency in Microsoft Word and Excel; familiarity with nCino and internal systems preferred.
COMPENSATION:
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page or by consulting with your talent acquisition partner.
LOCATION:
Detroit, Michigan 48226
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Administration Senior Analyst independently executes complex underwriting support and credit monitoring responsibilities, partners closely with Portfolio Managers, Underwriters, and Credit Leadership, and ensures credit files are complete, accurate, and ready to support sound credit decisions.
Accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined. Ensures actions and behaviors align with Fifth Third’s commitment to doing the right thing for customers and colleagues while operating within the Bank’s risk appetite.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Independently serves as the primary point of contact for complex renewals, reviews, and portfolio monitoring activities.
- Review financial statements and credit requests, identify gaps or inconsistencies, and obtain additional information needed to support credit decisions.
- Build and manage facility renewals and reviews in nCino in preparation for underwriting and approval.
- Ensure accuracy, completeness, and organization of credit documentation within nCino, DocMan, and FileNet.
- Perform and validate Borrowing Entity PD Ratings and Obligation LGD Ratings in accordance with policy.
- Proactively monitor covenants and portfolio risks, identifying and escalating emerging issues or trends.
- Prepare pipeline, portfolio, and ad-hoc reporting for Credit Leadership and internal partners.
- Serve as an informal resource to Credit Administration Analysts by providing guidance and sharing best practices.
- Identify process improvement opportunities and escalate recommendations to leadership.
SUPERVISORY RESPONSIBILITY:
May provide informal guidance or mentoring to Credit Administration Analysts.
MINIMUM KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED:
- Bachelor’s degree in accounting, finance, economics, or related field preferred.
- Minimum of three years of credit analysis, loan review, or credit administration experience, preferably in banking.
- Demonstrated ability to independently manage complex work and exercise sound judgment.
- Strong analytical, organizational, and communication skills.
- Proficiency in Microsoft Word and Excel; familiarity with nCino and internal systems preferred.
COMPENSATION:
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page or by consulting with your talent acquisition partner.
LOCATION:
Detroit, Michigan 48226
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
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Who's Hiring
Top Industries Hiring
- Banking & Financial Services31
- Investment & Asset Management16
- Fintech5
- Education3
- Manufacturing3
Mid Level Credit Repair Specialist Jobs: Frequently Asked Questions
How do I get a mid level credit repair specialist job?
Position your experience around ownership, not just task completion. Highlight cases you managed independently, dispute strategies you developed, and results like improved client credit scores or reduced derogatory items. Tailor your resume to show familiarity with the Fair Credit Reporting Act, bureau dispute processes, and client communication. Employers at this level want specialists who can operate without constant supervision and handle complex credit files confidently.
Which companies hire mid level credit repair specialists?
Companies hiring mid level credit repair specialists right now include JPMorganChase, Regions Bank, and Lpl Financial, based on current listings on Migrate Mate as of November 2026. At this level, hiring tends to come from credit services firms, financial technology companies, and consumer finance organizations that need experienced specialists who can manage caseloads and mentor newer team members.
Are there remote mid level credit repair specialist jobs?
Yes, and the share is meaningful. About 24% of mid level credit repair specialist openings are remote or hybrid as of November 2026, reflecting the digital nature of bureau dispute work and client communication. Employers across the country post remote roles for specialists who can manage client files, track disputes, and coordinate with credit bureaus entirely through cloud-based platforms.
How do I move up to a mid level credit repair specialist role?
Moving into a mid level role comes from building depth over your early years, not just logging time. Focus on mastering the full dispute cycle, learning how to read and interpret credit reports across all three bureaus, and taking ownership of client outcomes rather than just executing assigned tasks. Demonstrating measurable results, like consistently higher score improvements or faster dispute resolution times, signals to employers that you are ready for greater responsibility.
Which industries hire the most mid level credit repair specialists?
Mid Level credit repair specialist roles concentrate in Banking & Financial Services, Investment & Asset Management, and Fintech, based on current listings on Migrate Mate as of November 2026. These sectors drive demand because they serve large volumes of consumers managing debt, rebuilding financial standing, or navigating lending requirements, creating steady need for experienced specialists who can handle complex cases and deliver consistent client outcomes.