Debt Collector Jobs in California
Debt collector jobs in California represent one of the most active markets in the country, with steady demand across financial services, healthcare revenue cycle, utilities, and third-party collection agencies at every level from entry-level representative through senior account manager and team lead. Los Angeles, San Diego, and Sacramento generate the highest volume of openings, anchored by large employers such as Bank of America, Kaiser Permanente, and Alorica, all of which maintain significant California operations. The most in-demand specialties are medical debt collection, auto finance recovery, and commercial collections. Find a role that fits below and apply directly.
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As part of our aggressive growth strategy, we are seeking Debt + Equity Producers to join Northmarq's San Francisco, CA office. This individual will become a top Producer who wants to take their production to the next level. Our unique, entrepreneurial approach to building and supporting teams allows our Producers to develop a business within our platform. This position will be given autonomy to create their own business model and will be responsible for the leadership and bottom-line success of their team.
Position Responsibilities
- Originate, underwrite, package, and appraise real estate and prepare investment proposals, with particular emphasis on multi-family business.
- Knowledge of investment standards, criteria, and program requirements, including money availability of institutional investors.
- Understands the closing and servicing function of the correspondent system.
- Key relationships will be established with real estate owners/borrowers, investors, lenders, brokers, bankers, contractors, and other real estate groups. Additionally, interactions with attorneys, environmental specialists, surveyors, and title companies are crucial.
What We're Looking For
- Education: A four-year college degree, preferably with a major in real estate finance or business. An MBA degree is desirable.
- Work Experience: A minimum of five years of experience as a CRE mortgage banker or equivalent.
- Strong verbal and written communication skills, with an ability to articulate thoughts effectively.
- Proven problem-solving skills, successfully originating real estate investment transactions aligning with the needs of both the property owner and the investor.
- Ability to fully analyze all aspects of an investment from both the property owner's and investor's perspectives.
- Expertise in negotiation with personal connections to major local real estate owners and investors.
- Knowledge of multi-family loans and familiarity with Agency business (Fannie Mae and Freddie Mac) is a plus.
- Active Memberships in local and national industry organizations.
- Willingness to engage in frequent local travel with occasional out-of-state travel.
Required Professional Certifications or Licenses: The candidate must hold a current valid real estate license in the state where they will work prior to starting the program or obtain one within the first 120 days of beginning with Northmarq.
California Residents: Northmarq carefully considers multiple factors to determine compensation, including a candidate’s education, training, and experience. The minimum starting salary for the Debt + Equity Producer position is $68,640.00 annually [$33.00 per hour] plus bonus and full benefits offered. The compensation that is offered to a successful candidate will depend on the candidate’s skills, qualifications, and experience.
As part of our aggressive growth strategy, we are seeking Debt + Equity Producers to join Northmarq's San Francisco, CA office. This individual will become a top Producer who wants to take their production to the next level. Our unique, entrepreneurial approach to building and supporting teams allows our Producers to develop a business within our platform. This position will be given autonomy to create their own business model and will be responsible for the leadership and bottom-line success of their team.
Position Responsibilities
- Originate, underwrite, package, and appraise real estate and prepare investment proposals, with particular emphasis on multi-family business.
- Knowledge of investment standards, criteria, and program requirements, including money availability of institutional investors.
- Understands the closing and servicing function of the correspondent system.
- Key relationships will be established with real estate owners/borrowers, investors, lenders, brokers, bankers, contractors, and other real estate groups. Additionally, interactions with attorneys, environmental specialists, surveyors, and title companies are crucial.
What We're Looking For
- Education: A four-year college degree, preferably with a major in real estate finance or business. An MBA degree is desirable.
- Work Experience: A minimum of five years of experience as a CRE mortgage banker or equivalent.
- Strong verbal and written communication skills, with an ability to articulate thoughts effectively.
- Proven problem-solving skills, successfully originating real estate investment transactions aligning with the needs of both the property owner and the investor.
- Ability to fully analyze all aspects of an investment from both the property owner's and investor's perspectives.
- Expertise in negotiation with personal connections to major local real estate owners and investors.
- Knowledge of multi-family loans and familiarity with Agency business (Fannie Mae and Freddie Mac) is a plus.
- Active Memberships in local and national industry organizations.
- Willingness to engage in frequent local travel with occasional out-of-state travel.
Required Professional Certifications or Licenses: The candidate must hold a current valid real estate license in the state where they will work prior to starting the program or obtain one within the first 120 days of beginning with Northmarq.
California Residents: Northmarq carefully considers multiple factors to determine compensation, including a candidate’s education, training, and experience. The minimum starting salary for the Debt + Equity Producer position is $68,640.00 annually [$33.00 per hour] plus bonus and full benefits offered. The compensation that is offered to a successful candidate will depend on the candidate’s skills, qualifications, and experience.
See All 6 Debt Collector Jobs in California
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Find Debt Collector JobsDebt Collector Jobs by City in California
Where California roles are concentrated, by current openings.
Debt Collector Job Market in California
A snapshot from current California openings, updated as new roles post.
Who's Hiring
- Cooley LLP3
- CommonSpirit Health1
- JPMorganChase1
- NorthMarq1
Top Industries Hiring
- Consulting & Professional Services3
- Law & Legal Services3
- Banking & Financial Services1
- Healthcare & Medical Services1
What California Employers Look For
The qualifications that appear most often in debt collector jobs across California.
- Rosenthal Fair Debt Collection Practices Act compliance knowledge required for California roles
- High school diploma or equivalent with at least one year of collections or accounts receivable experience
- Proficiency in collections software such as CUBS, FACS, or similar debt management platforms
- Strong negotiation and conflict resolution skills with demonstrated ability to meet recovery targets
- Familiarity with the Fair Debt Collection Practices Act and California consumer protection statutes
- Bilingual fluency in English and Spanish preferred for many California markets and accounts
Debt Collector Jobs in California: Frequently Asked Questions
How do you become a debt collector in California?
California does not require individual debt collectors to hold a state license, but employers collecting consumer debt in California must be licensed under the California Consumer Financial Protection Law, administered by the Department of Financial Protection and Innovation. Most employers hire candidates with a high school diploma and train them on state-specific laws including the Rosenthal Fair Debt Collection Practices Act. Completing a related associate degree or certification in finance or business strengthens your application.
Which companies hire debt collectors in California?
Employers hiring debt collectors in California right now include Cooley LLP, CommonSpirit Health, and JPMorganChase, based on current listings on Migrate Mate as of June 2026. California's large healthcare systems, major banks, and third-party collection agencies are among the most consistent sources of full-time openings across the state.
Which California cities have the most debt collector jobs?
San Francisco, Daly City, and Los Angeles have the most debt collector openings in California. Los Angeles dominates because of its concentration of major banks, healthcare networks, and large third-party collection agencies, while Sacramento and San Diego generate steady volume through state government-adjacent creditors, regional health systems, and financial services firms headquartered in those metros.
Are there remote debt collector jobs in California?
Yes, and more than most fields. Debt collection is largely phone and computer-based, making it well suited to remote work. About 0% of debt collector openings tied to California are remote or hybrid as of June 2026, reflecting how broadly employers have adopted flexible arrangements since the shift to distributed teams. Outbound collection, account resolution, and skip-tracing roles are the most commonly offered remotely.
How can I get hired as a debt collector in California with little or no experience?
The most realistic entry path is applying directly for junior collector or collections representative roles at large third-party agencies such as Alorica or Conduent, which run structured onboarding programs for candidates without prior collections experience. Moving laterally from customer service, call center, or billing and coding roles is common and widely accepted by California employers. Completing a course in the Rosenthal Fair Debt Collection Practices Act and demonstrating familiarity with California consumer protection law gives entry-level candidates a clear edge in interviews.
Where can I find and apply to debt collector jobs in California?
You can find and apply to debt collector jobs in California on Migrate Mate, which lists current openings from employers hiring across the state right now. Search the listings to find roles that match your experience level, location preference, and specialty, then apply directly to the ones that fit.
See All 6 Debt Collector Jobs in California
Find roles in California that match your experience and apply in just a few clicks.
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