Debt Collector Jobs
Debt Collector jobs are open across financial services, healthcare, telecommunications, and third-party collections agencies, at levels from entry-level to senior and team lead, with specializations in medical debt, commercial accounts, and skip tracing. Find a role that fits from the openings below and apply directly.
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Showing 5 of 55+ Debt Collector jobs
General Information
Location
New York, New York
Working Schedule
Full-Time
Work Arrangement
Hybrid
Travel Required
10%
Relocation Assistance Available
No
Posted Date
17-Jun-2026
Job ID
18318
Description and Requirements
The Team You Will Join
Step into a role where your expertise makes a real impact. At MetLife Investment Management (MIM), our Private Capital team is redefining strategies beyond traditional markets. You’ll work with corporate private credit, infrastructure debt, private asset-based finance, residential credit and alternative strategies crafting portfolios that create long-term value for our investors. We take a disciplined approach to sourcing and structuring investments, building them for the future. Work with a team that thrives on collaboration to create customized solutions for our clients. If you’re ready to challenge yourself and grow your career, this is where you belong.
The Opportunity
Senior Director – Infrastructure Debt, Renewable Structured Finance, Tax Equity – New York, NY / Whippany, NJ
MetLife Investment Management (“MIM”) is hiring a Senior Director to actively manage a $1 billion+ portfolio of tax equity, leveraged lease, and equity position as well as to underwrite and execute on new infrastructure debt investments as part of the Infrastructure Debt, Americas & APAC team. The Senior Director will focus on maximizing the value of the portfolio and ongoing portfolio management. Additional opportunities to support an expanding infrastructure debt platform as well as tax credit investing. MIM’s Infrastructure Debt platform manages ~$40 billion of AUM with an average deployment over $5 billion over the past five years across infrastructure sectors including power & energy, transportation, digital, social, and utilities. The Infrastructure Debt team sits within MIM’s Private Fixed Income platform which also includes corporate credit, asset-based finance, single family rentals, and residential whole loans. The Senior Director will join a global team of ~20 infrastructure investment professionals located in the firm’s NJ/NY, London, and Santiago, Chile offices. The position is located in the New York, NY / Whippany, NJ offices and reports to the Head of Infrastructure Debt, Americas & APAC.
The Team You Will Join
Infrastructure Debt – Americas & APAC
The Infrastructure Debt team at MetLife Investment Management is responsible for investing in project finance and infrastructure private placement assets. The Americas & APAC team, based in Whippany, NJ, focuses on transactions in the United States, Latin America, and the Asia Pacific region. The Infrastructure Debt platform manages approximately ~$40 billion (12/31/2025) of project finance and infrastructure debt on behalf of affiliated and unaffiliated clients. The team sits within MIM’s Private Fixed Income platform, which manages $143 billion (12/31/2025) across infrastructure debt, corporate credit, asset-based finance, single family rentals, and residential whole loans supported by a 100+ year history of private debt origination. MIM is the institutional asset management business of MetLife, Inc. (“MetLife”) and provides public fixed income, private fixed income, and real estate investment solutions to institutional investors worldwide. MIM had $742 billion of total assets under management as of December 31, 2025. MetLife has helped generations of people around the world protect their families and finances. We are one of the world’s leading financial services companies, providing insurance, annuities, employee benefits, and asset management to our individual and institutional customers.
Key Responsibilities
Portfolio Management
- Actively manage portfolio of almost thirty investments consisting of lease, tax and direct equity investments in primarily infrastructure-related assets such as wind, solar, geothermal, gas, and transmission lines and transportation.
- Evaluate and negotiate potential sale opportunities for tax equity, leverage lease, and equity positions.
- Negotiate amendments, waivers, restructurings, and other operational and credit related requirements with related parties such as lessees, partners, sponsors, asset and O&M managers, counsels, regulators and governmental entities.
- Oversee and ensure ongoing monitoring of portfolio investments (including annual reviews), including credit performance, covenant compliance, and market developments.
- Partner with Client Portfolio Management to update clients on their portfolios (including recurring formal portfolio reviews, monthly Net Investment Income/cashflow/tax forecasts to key client(s), internal client control database signoffs) and respond to client inquiries and reporting needs.
- Maximize investment returns by ensuring each investment’s counterparties (e.g. lessees, partners) are adhering to the relevant agreements and market standards and modeled assumptions.
- Negotiate economic impacts of investment modifications during hold period, as well as investment realizations (exits).
- Maintain senior oversight of portfolio investments originated.
- Participate in issuer and sponsor credit update meetings.
Origination, Structuring & Execution
- Underwrite & execute new infrastructure debt transactions.
- Ability to source tax equity and tax credit deals for MetLife’s general account viewed favorably.
- Collaborate with senior Infrastructure Debt team members on development of investment opportunities and product opportunities.
- Participate in credit committee processes and provide clear investment recommendations supported by robust diligence and risk analysis.
- Prepare investment recommendations related to portfolio transactions and present them to clients.
- Direct transaction execution from mandate through closing, coordinating internal stakeholders and external counsel.
Leadership, Team Development & Platform Growth
- Lead and mentor one analyst responsible for ongoing portfolio management compliance duties. provide coaching, performance feedback, and career development support.
- Foster a strong risk culture and support disciplined underwriting approach across the team.
- Contribute to broader Private Fixed Income and MIM initiatives, including product development, cross-platform collaboration, and process improvement.
Required Qualifications
Required:
- Detailed knowledge of tax equity and leverage lease investment structures including transferability, partnership flips, and back-leverage.
- Ability to negotiate and transact ongoing modification requests and exits from investments.
- Bachelor’s degree required; MBA and/or CFA strongly preferred.
- 15+ years of infrastructure and/or project finance credit and origination experience, including deep structuring expertise.
- Experience with infrastructure lending, preferably both in bank and bond/note formats.
- Experience in the power & energy sector, including renewables.
- Proven leadership experience managing transaction teams and developing investment professionals.
- Strong credit judgment, financial analysis skills, and ability to balance risk and return.
- Excellent written and verbal communication skills and ability to present complex investment views clearly.
- Willingness to travel as required.
Preferred Qualifications
Preferred:
- Experience with private placements and bespoke project finance structures.
- Experience with construction lending, term debt, holdco financings, and preferred equity.
- Experience supporting institutional clients, separately managed accounts, commingled funds, and CLOs.
- Familiarity with Bloomberg and Salesforce or similar tools.
Location Expectation: This is a hybrid role requiring a minimum of 3 days per week in office.
The expected salary range for this position is $275,000 - $300,000. This role may also be eligible for annual short-term incentive compensation and stock-based long-term incentives. All incentives and benefits are subject to the applicable plan terms.
Benefits We Offer
Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, paid time off, paid holidays, volunteer time off, tuition assistance and much more!
About MetLife
Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World’s 25 Best Workplaces™, as well as the Fortune 100 Best Companies to Work For®, MetLife, through its subsidiaries and affiliates, is one of the world’s leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.
Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we’re inspired to transform the next century in financial services. At MetLife, it’s #AllTogetherPossible. Join us!
MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law (“protected characteristics”). If you need an accommodation due to a disability, please email us at accommodations@metlife.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.
MetLife maintains a drug-free workplace.
General Information
Location
New York, New York
Working Schedule
Full-Time
Work Arrangement
Hybrid
Travel Required
10%
Relocation Assistance Available
No
Posted Date
17-Jun-2026
Job ID
18318
Description and Requirements
The Team You Will Join
Step into a role where your expertise makes a real impact. At MetLife Investment Management (MIM), our Private Capital team is redefining strategies beyond traditional markets. You’ll work with corporate private credit, infrastructure debt, private asset-based finance, residential credit and alternative strategies crafting portfolios that create long-term value for our investors. We take a disciplined approach to sourcing and structuring investments, building them for the future. Work with a team that thrives on collaboration to create customized solutions for our clients. If you’re ready to challenge yourself and grow your career, this is where you belong.
The Opportunity
Senior Director – Infrastructure Debt, Renewable Structured Finance, Tax Equity – New York, NY / Whippany, NJ
MetLife Investment Management (“MIM”) is hiring a Senior Director to actively manage a $1 billion+ portfolio of tax equity, leveraged lease, and equity position as well as to underwrite and execute on new infrastructure debt investments as part of the Infrastructure Debt, Americas & APAC team. The Senior Director will focus on maximizing the value of the portfolio and ongoing portfolio management. Additional opportunities to support an expanding infrastructure debt platform as well as tax credit investing. MIM’s Infrastructure Debt platform manages ~$40 billion of AUM with an average deployment over $5 billion over the past five years across infrastructure sectors including power & energy, transportation, digital, social, and utilities. The Infrastructure Debt team sits within MIM’s Private Fixed Income platform which also includes corporate credit, asset-based finance, single family rentals, and residential whole loans. The Senior Director will join a global team of ~20 infrastructure investment professionals located in the firm’s NJ/NY, London, and Santiago, Chile offices. The position is located in the New York, NY / Whippany, NJ offices and reports to the Head of Infrastructure Debt, Americas & APAC.
The Team You Will Join
Infrastructure Debt – Americas & APAC
The Infrastructure Debt team at MetLife Investment Management is responsible for investing in project finance and infrastructure private placement assets. The Americas & APAC team, based in Whippany, NJ, focuses on transactions in the United States, Latin America, and the Asia Pacific region. The Infrastructure Debt platform manages approximately ~$40 billion (12/31/2025) of project finance and infrastructure debt on behalf of affiliated and unaffiliated clients. The team sits within MIM’s Private Fixed Income platform, which manages $143 billion (12/31/2025) across infrastructure debt, corporate credit, asset-based finance, single family rentals, and residential whole loans supported by a 100+ year history of private debt origination. MIM is the institutional asset management business of MetLife, Inc. (“MetLife”) and provides public fixed income, private fixed income, and real estate investment solutions to institutional investors worldwide. MIM had $742 billion of total assets under management as of December 31, 2025. MetLife has helped generations of people around the world protect their families and finances. We are one of the world’s leading financial services companies, providing insurance, annuities, employee benefits, and asset management to our individual and institutional customers.
Key Responsibilities
Portfolio Management
- Actively manage portfolio of almost thirty investments consisting of lease, tax and direct equity investments in primarily infrastructure-related assets such as wind, solar, geothermal, gas, and transmission lines and transportation.
- Evaluate and negotiate potential sale opportunities for tax equity, leverage lease, and equity positions.
- Negotiate amendments, waivers, restructurings, and other operational and credit related requirements with related parties such as lessees, partners, sponsors, asset and O&M managers, counsels, regulators and governmental entities.
- Oversee and ensure ongoing monitoring of portfolio investments (including annual reviews), including credit performance, covenant compliance, and market developments.
- Partner with Client Portfolio Management to update clients on their portfolios (including recurring formal portfolio reviews, monthly Net Investment Income/cashflow/tax forecasts to key client(s), internal client control database signoffs) and respond to client inquiries and reporting needs.
- Maximize investment returns by ensuring each investment’s counterparties (e.g. lessees, partners) are adhering to the relevant agreements and market standards and modeled assumptions.
- Negotiate economic impacts of investment modifications during hold period, as well as investment realizations (exits).
- Maintain senior oversight of portfolio investments originated.
- Participate in issuer and sponsor credit update meetings.
Origination, Structuring & Execution
- Underwrite & execute new infrastructure debt transactions.
- Ability to source tax equity and tax credit deals for MetLife’s general account viewed favorably.
- Collaborate with senior Infrastructure Debt team members on development of investment opportunities and product opportunities.
- Participate in credit committee processes and provide clear investment recommendations supported by robust diligence and risk analysis.
- Prepare investment recommendations related to portfolio transactions and present them to clients.
- Direct transaction execution from mandate through closing, coordinating internal stakeholders and external counsel.
Leadership, Team Development & Platform Growth
- Lead and mentor one analyst responsible for ongoing portfolio management compliance duties. provide coaching, performance feedback, and career development support.
- Foster a strong risk culture and support disciplined underwriting approach across the team.
- Contribute to broader Private Fixed Income and MIM initiatives, including product development, cross-platform collaboration, and process improvement.
Required Qualifications
Required:
- Detailed knowledge of tax equity and leverage lease investment structures including transferability, partnership flips, and back-leverage.
- Ability to negotiate and transact ongoing modification requests and exits from investments.
- Bachelor’s degree required; MBA and/or CFA strongly preferred.
- 15+ years of infrastructure and/or project finance credit and origination experience, including deep structuring expertise.
- Experience with infrastructure lending, preferably both in bank and bond/note formats.
- Experience in the power & energy sector, including renewables.
- Proven leadership experience managing transaction teams and developing investment professionals.
- Strong credit judgment, financial analysis skills, and ability to balance risk and return.
- Excellent written and verbal communication skills and ability to present complex investment views clearly.
- Willingness to travel as required.
Preferred Qualifications
Preferred:
- Experience with private placements and bespoke project finance structures.
- Experience with construction lending, term debt, holdco financings, and preferred equity.
- Experience supporting institutional clients, separately managed accounts, commingled funds, and CLOs.
- Familiarity with Bloomberg and Salesforce or similar tools.
Location Expectation: This is a hybrid role requiring a minimum of 3 days per week in office.
The expected salary range for this position is $275,000 - $300,000. This role may also be eligible for annual short-term incentive compensation and stock-based long-term incentives. All incentives and benefits are subject to the applicable plan terms.
Benefits We Offer
Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, paid time off, paid holidays, volunteer time off, tuition assistance and much more!
About MetLife
Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World’s 25 Best Workplaces™, as well as the Fortune 100 Best Companies to Work For®, MetLife, through its subsidiaries and affiliates, is one of the world’s leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.
Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we’re inspired to transform the next century in financial services. At MetLife, it’s #AllTogetherPossible. Join us!
MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law (“protected characteristics”). If you need an accommodation due to a disability, please email us at accommodations@metlife.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.
MetLife maintains a drug-free workplace.
See All 55+ Debt Collector Jobs
Jump back to the full list of openings and apply to any debt collector role that fits.
Find Debt Collector JobsDebt Collector Job Market
A snapshot from current openings nationwide, updated as new roles post.
Who's Hiring
- Cooley LLP9
- MetLife6
- Deutsche Bank5
- Audax Management Company (Ny)3
- Infojini2
Top Industries Hiring
- Investment & Asset Management17
- Law & Legal Services11
- Consulting & Professional Services9
- Insurance6
- Healthcare & Medical Services5
What Employers Look For
The qualifications that appear most often in debt collector jobs.
- 1-2 years of collections or accounts receivable experience in a call center environment
- Working knowledge of the Fair Debt Collection Practices Act and relevant state regulations
- Proficiency with collections management software such as Latitude, CUBS, or similar platforms
- Strong negotiation and skip-tracing skills for locating and contacting debtors
- High school diploma or GED required, associate degree preferred by most employers
- Experience meeting daily call quotas and monthly recovery targets in a metrics-driven role
Tips for Your Debt Collector Job Search
Tailor your resume for compliance language
Hiring managers in collections scan for Fair Debt Collection Practices Act familiarity before anything else. Weave FDCPA, TCPA, and state-specific compliance terms into your work history naturally, not just in a skills list, so your resume clears automated screening.
Quantify recovery results without percentages
Instead of citing a recovery rate, describe the dollar volume of accounts you managed and the average days-to-collect you achieved. Concrete account portfolio size and call volume figures make your impact verifiable and specific to collections work.
Filter openings by dialer platform experience
Roles using Latitude, CUBS, or FACS collections software are a different day-to-day than those on generic CRM platforms. Targeting postings that match the systems you already know cuts your ramp time and signals readiness to hiring managers immediately.
Apply early to roles that fit
Migrate Mate lists debt collector openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for a live roleplay in the interview
Most collections interviews include a mock call where you negotiate repayment with the interviewer acting as a debtor. Practice stating the debt amount clearly, handling a dispute objection, and pivoting to a payment plan without sounding scripted or aggressive.
Negotiate base pay before discussing incentives
Collections roles often lead with commission or bonus structure, which can obscure a low base. Confirm the guaranteed hourly or monthly floor before discussing the incentive plan, and ask what percentage of collectors in the last quarter actually hit the target tier.
Debt Collector Jobs: Frequently Asked Questions
Which companies are hiring the most debt collectors?
The companies hiring the most debt collectors right now include Cooley LLP, MetLife, and Deutsche Bank, with the largest share of openings in New York, California, and Massachusetts, based on current listings on Migrate Mate as of June 2026. Healthcare systems and third-party agencies tend to post the highest volume of openings year-round.
How many debt collector jobs are remote?
About 20% of debt collector openings are fully remote or hybrid as of June 2026, with the highest remote share in third-party collections and medical billing recovery roles. In-office positions are more common at banks and credit unions where compliance monitoring requires on-site dialer and call-recording systems.
How do you become a debt collector?
Start by earning a high school diploma, then build familiarity with the Fair Debt Collection Practices Act through free online resources or a short compliance course. Apply to entry-level collections associate or accounts receivable roles, which provide on-the-job training on dialer systems and negotiation scripts. Consistent performance in early roles opens paths to senior collector and team lead positions.
Can you get hired as a debt collector with no experience?
Yes, many employers hire candidates with no direct collections experience if they can demonstrate strong phone communication skills and a customer service background. Retail, call center, or billing support roles translate well. Mentioning any exposure to payment disputes, billing inquiries, or account resolution in your resume and interview significantly strengthens an entry-level application.
What does the debt collector interview process look like?
Most debt collector interviews run two to three stages: a phone screen focused on compliance knowledge and schedule availability, a face-to-face or video interview covering your collections or customer service background, and a live mock call where you negotiate a payment with the interviewer. Some employers also run a background check and credit review before extending an offer.
Where can I find and apply to debt collector jobs?
You can find and apply to debt collector jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your experience level and preferred work setting, then apply directly to each listing that fits.
See All 55+ Debt Collector Jobs
Jump back to the full list of openings and apply to any debt collector role that fits.
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