Senior Level Director of Credit Risk Jobs
Senior level director of credit risk jobs place experienced professionals in charge of enterprise-wide credit strategy, risk governance frameworks, and the teams that model, monitor, and manage portfolio exposure. Openings are concentrated across Banking & Financial Services, Fintech, and Telecommunications, with a mix of on-site, remote, and hybrid settings, and employers like JPMorganChase, T-Mobile, and Airwallex hiring at this level now.
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About Airwallex
Airwallex is the AI-native financial operating system for a real-time, intelligent economy. More than 675,000 businesses, including McLaren Racing, Qantas, SHEIN, and TikTok, use us, directly or through our platform partners, to run their financial operations or build and monetize financial products of their own. We started in Melbourne in 2015 to build the infrastructure global commerce runs on. We're the regulated backbone behind global payments: not by accident, but by design. A decade plus, 85+ licenses, and a financial infrastructure spanning North America, Europe, the Middle East, and Asia-Pacific. We're co-headquartered in San Francisco and Singapore, with more than 2,700 people across 27 offices. We hire builders with founder-level energy, people who move fast with good judgment, dig in with real curiosity, and make calls from first principles rather than waiting to be told what to do. Read our operating principles to see it in full.
How you'll make impact
As Senior Manager, Credit Risk, you’ll lead Airwallex’s global second-line oversight of credit, FX, and counterparty risk. You’ll set the guardrails that support responsible growth across merchant acquiring, charge cards, FX, treasury, settlement, and banking-partner activities.
- Lead Airwallex’s global second-line oversight of credit, FX, and counterparty risk, setting the guardrails that support responsible growth across merchant acquiring, charge cards, FX, treasury, settlement, and banking-partner activities.
- Own the global risk framework, risk appetite, limits, governance, and portfolio oversight across products and legal entities, providing independent challenge to first-line decisions and trusted advice to senior leaders.
- Oversee credit exposures and challenge underwriting strategies, customer and merchant risk policies, credit assessments, limit-setting methodologies, exception processes, and mitigation strategies.
- Establish and monitor second-line controls for FX and counterparty exposures, including pre-funding, settlement, customer activity, treasury flows, banking partners, payment partners, merchants, and customers.
- Lead proactive monitoring of portfolio trends and early-warning indicators, support risk committee decisions and material approvals, and represent Credit Risk in regulatory examinations, audits, and banking-partner reviews.
This role is based in Dallas, Texas and is fully remote.
Essentials
- 10–15 years of progressively senior experience across credit risk, counterparty risk, FX risk, treasury risk, or related financial risk disciplines within banking, payments, fintech, or another highly regulated financial services environment.
- Deep experience designing, implementing, and governing second-line credit risk frameworks in a complex, multi-jurisdictional organization.
- Strong understanding of credit risk identification, measurement, underwriting, limit management, monitoring, mitigation, provisioning, loss recognition, and capital implications.
- Demonstrated experience managing risk across multiple product lines, such as merchant acquiring, commercial or charge cards, B2B lending, payment processing, FX, treasury, settlement, or banking-partner activities.
- Practical experience overseeing FX and counterparty risk, including exposure measurement, concentration risk, limits, settlement risk, prefunding, collateral or other mitigants, and escalation governance.
- Proven ability to challenge first-line decisions and communicate clear risk positions to senior executives, commercial leaders, product and operations teams, banking partners, auditors, and regulators.
Preferred
- Advanced degree such as an MBA or Master's in Finance, Economics, Risk Management, or a related field.
- Professional certification such as FRM, PRM, CFA, or an equivalent qualification.
- Experience with automated decisioning engines, credit scoring models, portfolio analytics, or alternative data used in underwriting and monitoring.
- Familiarity with IFRS 9, expected credit loss methodologies, stress testing, or other relevant prudential and accounting frameworks.
- Strong data literacy and familiarity with SQL, Python, or similar tools used to analyze portfolio, exposure, and loss trends.
- Experience working in a regulated payments fintech, digital bank, or financial institution with multiple licenses and banking partnerships.
- Comfort operating in a high-growth environment with evolving priorities and a bias for practical, scalable execution.
You'll thrive here if
- You own the outcome and you don't wait for permission to fix what's broken.
- You're comfortable making decisions with incomplete information and moving quickly anyway.
- You've operated in a compliance-heavy environment and know how to move fast without cutting the corners that matter.
- You connect dots across functions and hold the big picture without losing grip on the details.
- You communicate clearly and directly across cultures, and you're thoughtful about how context shifts meaning across borders.
Learn more about your team
Regulatory & Compliance is where we build the trust, discipline, and operational resilience required to scale a generational financial platform. As Airwallex grows across 30+ markets, this team turns regulatory complexity into strategic control. You'll lead compliance, enterprise risk, and regulatory engagement in a way that protects the business while letting it move with conviction. Our ambition goes beyond meeting expectations: we're building a risk posture that acts as a competitive moat, grounded in ownership, proactive regulatory partnerships, and frameworks that scale globally while respecting local nuance. It's a team for strategic operators with sharp judgment, high standards, and the confidence to execute at pace in a high-stakes environment. You'll thrive here if you can balance rigor with progress and influence across functions. If you want to architect the benchmark for trust and resilience in global finance, your work here will have a massive impact.
Applicant Safety Policy: Fraud and Third-Party Recruiters
To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page. Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.
Equal opportunity
Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.
Compensation Range:
$128K - $210K
About Airwallex
Airwallex is the AI-native financial operating system for a real-time, intelligent economy. More than 675,000 businesses, including McLaren Racing, Qantas, SHEIN, and TikTok, use us, directly or through our platform partners, to run their financial operations or build and monetize financial products of their own. We started in Melbourne in 2015 to build the infrastructure global commerce runs on. We're the regulated backbone behind global payments: not by accident, but by design. A decade plus, 85+ licenses, and a financial infrastructure spanning North America, Europe, the Middle East, and Asia-Pacific. We're co-headquartered in San Francisco and Singapore, with more than 2,700 people across 27 offices. We hire builders with founder-level energy, people who move fast with good judgment, dig in with real curiosity, and make calls from first principles rather than waiting to be told what to do. Read our operating principles to see it in full.
How you'll make impact
As Senior Manager, Credit Risk, you’ll lead Airwallex’s global second-line oversight of credit, FX, and counterparty risk. You’ll set the guardrails that support responsible growth across merchant acquiring, charge cards, FX, treasury, settlement, and banking-partner activities.
- Lead Airwallex’s global second-line oversight of credit, FX, and counterparty risk, setting the guardrails that support responsible growth across merchant acquiring, charge cards, FX, treasury, settlement, and banking-partner activities.
- Own the global risk framework, risk appetite, limits, governance, and portfolio oversight across products and legal entities, providing independent challenge to first-line decisions and trusted advice to senior leaders.
- Oversee credit exposures and challenge underwriting strategies, customer and merchant risk policies, credit assessments, limit-setting methodologies, exception processes, and mitigation strategies.
- Establish and monitor second-line controls for FX and counterparty exposures, including pre-funding, settlement, customer activity, treasury flows, banking partners, payment partners, merchants, and customers.
- Lead proactive monitoring of portfolio trends and early-warning indicators, support risk committee decisions and material approvals, and represent Credit Risk in regulatory examinations, audits, and banking-partner reviews.
This role is based in Dallas, Texas and is fully remote.
Essentials
- 10–15 years of progressively senior experience across credit risk, counterparty risk, FX risk, treasury risk, or related financial risk disciplines within banking, payments, fintech, or another highly regulated financial services environment.
- Deep experience designing, implementing, and governing second-line credit risk frameworks in a complex, multi-jurisdictional organization.
- Strong understanding of credit risk identification, measurement, underwriting, limit management, monitoring, mitigation, provisioning, loss recognition, and capital implications.
- Demonstrated experience managing risk across multiple product lines, such as merchant acquiring, commercial or charge cards, B2B lending, payment processing, FX, treasury, settlement, or banking-partner activities.
- Practical experience overseeing FX and counterparty risk, including exposure measurement, concentration risk, limits, settlement risk, prefunding, collateral or other mitigants, and escalation governance.
- Proven ability to challenge first-line decisions and communicate clear risk positions to senior executives, commercial leaders, product and operations teams, banking partners, auditors, and regulators.
Preferred
- Advanced degree such as an MBA or Master's in Finance, Economics, Risk Management, or a related field.
- Professional certification such as FRM, PRM, CFA, or an equivalent qualification.
- Experience with automated decisioning engines, credit scoring models, portfolio analytics, or alternative data used in underwriting and monitoring.
- Familiarity with IFRS 9, expected credit loss methodologies, stress testing, or other relevant prudential and accounting frameworks.
- Strong data literacy and familiarity with SQL, Python, or similar tools used to analyze portfolio, exposure, and loss trends.
- Experience working in a regulated payments fintech, digital bank, or financial institution with multiple licenses and banking partnerships.
- Comfort operating in a high-growth environment with evolving priorities and a bias for practical, scalable execution.
You'll thrive here if
- You own the outcome and you don't wait for permission to fix what's broken.
- You're comfortable making decisions with incomplete information and moving quickly anyway.
- You've operated in a compliance-heavy environment and know how to move fast without cutting the corners that matter.
- You connect dots across functions and hold the big picture without losing grip on the details.
- You communicate clearly and directly across cultures, and you're thoughtful about how context shifts meaning across borders.
Learn more about your team
Regulatory & Compliance is where we build the trust, discipline, and operational resilience required to scale a generational financial platform. As Airwallex grows across 30+ markets, this team turns regulatory complexity into strategic control. You'll lead compliance, enterprise risk, and regulatory engagement in a way that protects the business while letting it move with conviction. Our ambition goes beyond meeting expectations: we're building a risk posture that acts as a competitive moat, grounded in ownership, proactive regulatory partnerships, and frameworks that scale globally while respecting local nuance. It's a team for strategic operators with sharp judgment, high standards, and the confidence to execute at pace in a high-stakes environment. You'll thrive here if you can balance rigor with progress and influence across functions. If you want to architect the benchmark for trust and resilience in global finance, your work here will have a massive impact.
Applicant Safety Policy: Fraud and Third-Party Recruiters
To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page. Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.
Equal opportunity
Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.
Compensation Range:
$128K - $210K
See All 7 Senior Level Director of Credit Risk Jobs
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Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Fintech
- Telecommunications
- Investment & Asset Management
Senior Level Director of Credit Risk Jobs: Frequently Asked Questions
How do I get a senior level director of credit risk job?
Candidates who land senior level director of credit risk roles typically demonstrate ownership of a full credit risk function, not just execution within one. Employers look for experience setting policy, presenting to executive stakeholders and boards, and leading analysts or managers through credit cycles. A strong background in model validation, portfolio stress testing, or regulatory compliance gives candidates a measurable edge at this stage.
Which companies hire senior level director of credit risks?
Companies hiring senior level director of credit risks right now include JPMorganChase, T-Mobile, and Airwallex, based on current listings on Migrate Mate as of November 2026. At this level, hiring tends to concentrate in large banks, regional lenders, insurance carriers, and financial technology firms managing substantial consumer or commercial credit portfolios.
Are there remote senior level director of credit risk jobs?
Yes, though fully remote roles at director level are less common than hybrid arrangements. About 14% of senior level director of credit risk openings are remote or hybrid as of November 2026, reflecting employer expectations that senior leaders engage cross-functionally in person for strategy sessions, audits, and team oversight while retaining schedule flexibility.
What makes a director of credit risk role senior level?
Senior level director of credit risk roles are defined by scope and accountability. These positions own the credit risk strategy for an entire portfolio, business line, or institution, rather than supporting one part of it. They require deep technical expertise in credit modeling, regulatory frameworks, and capital requirements, combined with the leadership responsibility of managing analysts, coaching junior directors, and advising executive leadership on risk appetite.
Which industries hire the most senior level director of credit risks?
Senior Level director of credit risk roles concentrate in Banking & Financial Services, Fintech, and Telecommunications, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring at this level because they carry large, complex credit portfolios subject to regulatory oversight, requiring experienced leaders who can balance risk controls with business growth objectives.