Financial Engineer Jobs
Financial Engineer jobs are open across banking, asset management, fintech, and insurance, from new-grad quant analyst to senior and principal levels, with specializations in derivatives pricing, risk modeling, and structured products. See the openings below and apply to the ones that match your experience.
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Showing 5 of 91+ Financial Engineer jobs
Required Skills
About micro1
Our AI recruiting agent sources and vets domain experts for our data platform that enables rapid production of high-quality training data. Our research spans high-value, specialized domains (legal, medical, finance, coding, etc.), where expert-level data is the hardest to produce and most valuable for advanced model performance. Our pipeline performance system ensures both quality and velocity.
Job Title: Software Engineer (Staff), Financial Platform & Infra
Job Type: Full-time
Location: Remote
The Role
We're looking for a Staff Software Engineer to architect and build our financial infrastructure from the ground up. You'll own the systems powering global payouts, payment processing, ledgering, reconciliation, and financial controls, ensuring every expert gets paid accurately and on time.
This is a highly hands-on, high-ownership role for an engineer who has previously designed and built financial systems at scale. You'll set the technical direction for our payments infrastructure, working closely with engineering, finance, operations, and leadership to build reliable systems that can support our next stage of growth.
What You'll Be Doing
- Architect and build scalable financial infrastructure from scratch, owning the technical roadmap for global payments and payouts.
- Design reliable, idempotent payment workflows across multiple currencies, payment rails, and providers, with safe retries and robust failure handling.
- Build double-entry ledgering, reconciliation, and audit systems to ensure accurate tracking of financial transactions.
- Integrate global payment providers, banking partners, and payout rails, including ACH, SEPA, SWIFT, and local payment networks.
- Develop financial controls, monitoring, approval workflows, and fraud prevention mechanisms to safeguard money movement.
- Design resilient, event-driven systems capable of handling provider outages, delayed settlements, failed transactions, and high transaction volumes.
- Lead architectural decisions, technical design reviews, and complex migrations while maintaining payment accuracy and operational continuity.
- Partner directly with founders, finance, and operations to translate complex financial requirements into reliable, scalable engineering solutions.
- Establish engineering best practices for financial correctness, observability, incident response, and long-term platform reliability.
What We're Looking For
- 8+ years of backend software engineering experience, including significant technical ownership of production financial systems.
- Proven experience architecting and building payment, payout, or ledger infrastructure from scratch, taking systems from initial design through production and scale.
- Deep understanding of payment processing, money movement, transaction lifecycles, idempotency, concurrency, and distributed systems.
- Hands-on experience designing double-entry ledgers, financial reconciliation processes, and auditable transaction systems.
- Experience integrating payment providers and banking infrastructure across multiple payment rails, currencies, and geographies.
- Strong backend engineering skills in TypeScript or similar languages, with expertise in SQL, relational databases, and event-driven architectures.
- Experience building highly reliable financial systems with robust failure handling, monitoring, security, and operational controls.
- Strong understanding of financial data integrity, transaction consistency, and safe migrations of business-critical systems.
- Demonstrated ability to independently own complex technical initiatives, make architectural decisions, and deliver production systems in fast-moving environments.
- Excellent communication skills and the ability to collaborate effectively with engineering, finance, operations, and executive stakeholders.
Preferred Qualifications
- Experience building global contractor payouts, payroll infrastructure, or cross-border payment platforms.
- Familiarity with financial compliance requirements, including KYC/KYB, sanctions screening, tax documentation, and audit controls.
- Experience scaling financial platforms to process millions of dollars monthly across multiple countries.
- Familiarity with SOC 2, PCI DSS, or financial audit requirements.
- Experience with stablecoin or crypto-based payment infrastructure.
- Experience building internal finance tools, reconciliation dashboards, or payment operations platforms.
- Experience leveraging AI coding agents and AI-assisted development workflows in production engineering.
Compensation & Benefits Notice
The national pay range for this full-time position is base salary of $200,000 –$260,000. All employees are eligible for equity compensation, and employees may also receive performance-based bonuses, dependent on role and subject to company policies. micro1 provides a comprehensive benefits package, including up to 100% reimbursement for health-insurance premiums, paid time off, a 401(K) plan with a company match, and additional benefits designed to support a high-performing, remote-first workforce.
micro1 is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, genetic information, veteran status, or any other characteristic protected by applicable local laws, regulations and ordinances. If you need assistance and/or a reasonable accommodation during the application process, reach out to support@micro1.ai.
Our hiring process utilizes artificial intelligence tools to assist in candidate screening and assessment. Our AI tools are designed to complement, not replace, human decision-making.
Apply now
Required Skills
About micro1
Our AI recruiting agent sources and vets domain experts for our data platform that enables rapid production of high-quality training data. Our research spans high-value, specialized domains (legal, medical, finance, coding, etc.), where expert-level data is the hardest to produce and most valuable for advanced model performance. Our pipeline performance system ensures both quality and velocity.
Job Title: Software Engineer (Staff), Financial Platform & Infra
Job Type: Full-time
Location: Remote
The Role
We're looking for a Staff Software Engineer to architect and build our financial infrastructure from the ground up. You'll own the systems powering global payouts, payment processing, ledgering, reconciliation, and financial controls, ensuring every expert gets paid accurately and on time.
This is a highly hands-on, high-ownership role for an engineer who has previously designed and built financial systems at scale. You'll set the technical direction for our payments infrastructure, working closely with engineering, finance, operations, and leadership to build reliable systems that can support our next stage of growth.
What You'll Be Doing
- Architect and build scalable financial infrastructure from scratch, owning the technical roadmap for global payments and payouts.
- Design reliable, idempotent payment workflows across multiple currencies, payment rails, and providers, with safe retries and robust failure handling.
- Build double-entry ledgering, reconciliation, and audit systems to ensure accurate tracking of financial transactions.
- Integrate global payment providers, banking partners, and payout rails, including ACH, SEPA, SWIFT, and local payment networks.
- Develop financial controls, monitoring, approval workflows, and fraud prevention mechanisms to safeguard money movement.
- Design resilient, event-driven systems capable of handling provider outages, delayed settlements, failed transactions, and high transaction volumes.
- Lead architectural decisions, technical design reviews, and complex migrations while maintaining payment accuracy and operational continuity.
- Partner directly with founders, finance, and operations to translate complex financial requirements into reliable, scalable engineering solutions.
- Establish engineering best practices for financial correctness, observability, incident response, and long-term platform reliability.
What We're Looking For
- 8+ years of backend software engineering experience, including significant technical ownership of production financial systems.
- Proven experience architecting and building payment, payout, or ledger infrastructure from scratch, taking systems from initial design through production and scale.
- Deep understanding of payment processing, money movement, transaction lifecycles, idempotency, concurrency, and distributed systems.
- Hands-on experience designing double-entry ledgers, financial reconciliation processes, and auditable transaction systems.
- Experience integrating payment providers and banking infrastructure across multiple payment rails, currencies, and geographies.
- Strong backend engineering skills in TypeScript or similar languages, with expertise in SQL, relational databases, and event-driven architectures.
- Experience building highly reliable financial systems with robust failure handling, monitoring, security, and operational controls.
- Strong understanding of financial data integrity, transaction consistency, and safe migrations of business-critical systems.
- Demonstrated ability to independently own complex technical initiatives, make architectural decisions, and deliver production systems in fast-moving environments.
- Excellent communication skills and the ability to collaborate effectively with engineering, finance, operations, and executive stakeholders.
Preferred Qualifications
- Experience building global contractor payouts, payroll infrastructure, or cross-border payment platforms.
- Familiarity with financial compliance requirements, including KYC/KYB, sanctions screening, tax documentation, and audit controls.
- Experience scaling financial platforms to process millions of dollars monthly across multiple countries.
- Familiarity with SOC 2, PCI DSS, or financial audit requirements.
- Experience with stablecoin or crypto-based payment infrastructure.
- Experience building internal finance tools, reconciliation dashboards, or payment operations platforms.
- Experience leveraging AI coding agents and AI-assisted development workflows in production engineering.
Compensation & Benefits Notice
The national pay range for this full-time position is base salary of $200,000 –$260,000. All employees are eligible for equity compensation, and employees may also receive performance-based bonuses, dependent on role and subject to company policies. micro1 provides a comprehensive benefits package, including up to 100% reimbursement for health-insurance premiums, paid time off, a 401(K) plan with a company match, and additional benefits designed to support a high-performing, remote-first workforce.
micro1 is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, genetic information, veteran status, or any other characteristic protected by applicable local laws, regulations and ordinances. If you need assistance and/or a reasonable accommodation during the application process, reach out to support@micro1.ai.
Our hiring process utilizes artificial intelligence tools to assist in candidate screening and assessment. Our AI tools are designed to complement, not replace, human decision-making.
Apply now
Financial Engineer Jobs by Experience Level
See All 91 Financial Engineer Jobs
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Find Financial Engineer JobsFinancial Engineer Job Market
Who's Hiring
Top Industries Hiring
- Insurance
- Technology & Software
- Banking & Financial Services
- Law & Legal Services
- Consulting & Professional Services
What Employers Look For
The qualifications that appear most often in financial engineer jobs.
- Proficiency in Python and C++ for quantitative model development and backtesting
- Advanced degree in financial engineering, mathematics, physics, or a related quantitative field
- Experience building and validating derivatives pricing or risk models
- Familiarity with Bloomberg, Reuters, or similar market data platforms
- Knowledge of stochastic calculus, numerical methods, and Monte Carlo simulation
- FRM, CFA, or CQF certification preferred for risk-focused or investment roles
Tips for Your Financial Engineer Job Search
Quantify your modeling work precisely
Hiring managers for financial engineer roles want to see the actual impact of your models. Replace vague descriptions with specific outcomes: the asset class you modeled, the data volume you processed, and the business decision your output drove.
Tailor your resume to each desk
A rates desk and an equities desk look for different toolkits even at the same firm. Rearrange your skills section so the most relevant languages, libraries, and instruments appear first for each specific opening you apply to.
Apply early to roles that fit
Migrate Mate lists financial engineer openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for take-home pricing assignments
Many financial engineer interviews include a timed or take-home modeling exercise. Practice coding a clean, well-commented options pricer or risk calculator from scratch so you can produce readable, production-quality work under time pressure.
Show ownership of the full model lifecycle
Employers distinguish candidates who built models from those who only maintained them. Use your interview answers to walk through a model from initial design through validation, production deployment, and ongoing monitoring to demonstrate end-to-end ownership.
Negotiate total compensation, not just base
Financial engineering offers at banks and asset managers often include discretionary bonuses, deferred equity, and profit-sharing that can exceed base pay. Get the full picture of each component in writing before comparing two offers or accepting.
Financial Engineer Jobs: Frequently Asked Questions
Which companies are hiring the most financial engineers?
The most active employers for financial engineers right now are GEICO, EY, and Rippling, and the most openings are in New York, California, and Virginia, based on current listings on Migrate Mate as of November 2026. Demand is concentrated at large investment banks, asset managers, and fintech firms building proprietary trading and risk infrastructure.
How many financial engineer jobs are remote?
About 89% of financial engineer openings are fully remote or hybrid as of November 2026, reflecting the hands-on collaboration most quantitative desks require. Model validation, risk analytics, and some structured products roles tend to offer the most remote flexibility compared to trading-floor-adjacent positions.
How do you become a financial engineer?
Start with a strong quantitative foundation in mathematics, statistics, or physics, then pursue a master's or Ph.D. in financial engineering, computational finance, or a closely related field. Build practical programming skills in Python and C++, complete at least one internship on a quant desk or in risk, and develop a portfolio of pricing or risk models you can demonstrate to employers.
How do you get hired as a financial engineer with little experience?
Focus on roles labeled quantitative analyst, risk analyst, or model validation associate, which typically accept candidates who are early in their careers. Build a GitHub portfolio with clean, documented implementations of classic models such as Black-Scholes or VaR calculators. Interning at a fintech startup or joining a university trading club can substitute for formal industry experience when you apply to entry-level desks.
What does the financial engineer interview process look like?
Most financial engineer interviews begin with a recruiter screen, followed by a technical phone round covering probability, stochastic calculus, and coding problems in Python or C++. Finalists typically complete a take-home or on-site modeling exercise, then present their solution to a panel of quants. Senior candidates may also face a business case discussion about model limitations and production risk.
Where can I find and apply to financial engineer jobs?
You can find and apply to financial engineer jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your experience level and specialization, then apply directly to each one that fits.
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Find roles that match your experience and apply in just a few clicks.
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