Entry Level Group Underwriter Jobs
New grad group underwriter jobs welcome recent graduates and entry level candidates with zero to two years of experience, where strong internship work or coursework in risk assessment can matter more than a long resume. Most openings are on-site roles across Insurance, Banking & Financial Services, and Electronics & Hardware, with employers like Risksmith Insurance Services, Risksmith Insurance Services, and Stewart Title hiring at this level now.
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Showing 5 of 90+ Entry Level Group Underwriter jobs
Job Description and Requirements
We are currently seeking a talented Mortgage Underwriter to join our growing team. This will be a work from home position. All applicants must reside within the State of Texas and have the capability of performing all of the work from their home in Texas.
The Mortgage Underwriter will be responsible for underwriting mortgage loans and home equity loans ensuring compliance with appropriate portfolio and/or secondary market guidelines. They will examine loan documentation for accuracy and completeness and analyze and assess loan information to render an unbiased lending decision for credit worthiness. In addition, they will provide cross sell recommendations as warranted, maintain service level agreement turn-times, and refer loans outside of approving limits to management for approval.
Essential Functions & Responsibilities:
- Loan Application – Review for accuracy and completeness. Provide Loan Officers and Processors feedback for training purposes.
- Title – Review title commitments/searches to ensure vesting matches the loan.
- Credit Analysis – Analyze the borrower’s willingness and ability to repay the mortgage debt. This includes review of credit reports, income verification, tax return analysis and consideration of other compensating factors.
- Appraisal - Evaluate appraisal or other valuation methodology to determine suitability for loan collateral. Assist with resolving appraisal review concerns when warranted.
- Compliance – Ensure all fair lending and mortgage regulatory policies are followed. All other duties as assigned (note: essential functions and responsibilities may change or new ones may be assigned at any time with or without notice).
Requirements:
- High School Diploma/GED
- 1-3 years of job related work experience
- Proficient analytical skills and mortgage lending regulation knowledge
- Excellent verbal and written communication skills
- Strong organizational skills to perform multiple tasks
- Ability to meet production, quality and service standards along with providing coaching and feedback to ensure loan quality
- Demonstrated experience in real estate lending regulations including but not limited to TILA, RESPA, HMDA, ECOA and Flood Disaster Protection Act
- Working knowledge of Fannie Mae Desktop Underwriting and PMI underwriting guidelines
- Home Equity Lending experience
- Capable and experienced in manual credit risk evaluation Experience with Microsoft applications and Internet navigation
Preferred:
- Underwriting designations such as CRU, ARU, DE or SAR
- Experience with Encompass LOS Some College/Associate's Degree
All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.
Job Description and Requirements
We are currently seeking a talented Mortgage Underwriter to join our growing team. This will be a work from home position. All applicants must reside within the State of Texas and have the capability of performing all of the work from their home in Texas.
The Mortgage Underwriter will be responsible for underwriting mortgage loans and home equity loans ensuring compliance with appropriate portfolio and/or secondary market guidelines. They will examine loan documentation for accuracy and completeness and analyze and assess loan information to render an unbiased lending decision for credit worthiness. In addition, they will provide cross sell recommendations as warranted, maintain service level agreement turn-times, and refer loans outside of approving limits to management for approval.
Essential Functions & Responsibilities:
- Loan Application – Review for accuracy and completeness. Provide Loan Officers and Processors feedback for training purposes.
- Title – Review title commitments/searches to ensure vesting matches the loan.
- Credit Analysis – Analyze the borrower’s willingness and ability to repay the mortgage debt. This includes review of credit reports, income verification, tax return analysis and consideration of other compensating factors.
- Appraisal - Evaluate appraisal or other valuation methodology to determine suitability for loan collateral. Assist with resolving appraisal review concerns when warranted.
- Compliance – Ensure all fair lending and mortgage regulatory policies are followed. All other duties as assigned (note: essential functions and responsibilities may change or new ones may be assigned at any time with or without notice).
Requirements:
- High School Diploma/GED
- 1-3 years of job related work experience
- Proficient analytical skills and mortgage lending regulation knowledge
- Excellent verbal and written communication skills
- Strong organizational skills to perform multiple tasks
- Ability to meet production, quality and service standards along with providing coaching and feedback to ensure loan quality
- Demonstrated experience in real estate lending regulations including but not limited to TILA, RESPA, HMDA, ECOA and Flood Disaster Protection Act
- Working knowledge of Fannie Mae Desktop Underwriting and PMI underwriting guidelines
- Home Equity Lending experience
- Capable and experienced in manual credit risk evaluation Experience with Microsoft applications and Internet navigation
Preferred:
- Underwriting designations such as CRU, ARU, DE or SAR
- Experience with Encompass LOS Some College/Associate's Degree
All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.
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Find JobsEntry Level Group Underwriter Job Market
Who's Hiring
- Risksmith Insurance Services60
- Stewart Title3
- LBC Mortgage2
- Chubb Insurance2
Top Industries Hiring
- Insurance80
- Banking & Financial Services5
- Electronics & Hardware1
- Healthcare & Medical Services1
Entry Level Group Underwriter Jobs: Frequently Asked Questions
How do I get an entry level group underwriter job?
Start by building foundational knowledge in insurance principles, risk analysis, and group benefit structures through coursework or certifications like the CPCU or AINS. Employers at the entry level look for analytical thinking, attention to detail, and comfort working with data. Internship experience in underwriting, claims, or actuarial support gives candidates a clear edge, and a well-organized resume that highlights relevant projects or coursework can open doors even without full-time experience.
Which companies hire entry level group underwriters?
Companies hiring entry level group underwriters right now include Risksmith Insurance Services, Risksmith Insurance Services, and Stewart Title, based on current listings on Migrate Mate as of November 2026. At this level, hiring tends to come from large insurance carriers, benefits administration firms, and regional insurers that run structured training programs for new talent.
Are there remote entry level group underwriter jobs?
Yes, though most entry level roles still favor on-site or hybrid arrangements to support structured training and mentorship. About 17% of entry level group underwriter openings are remote or hybrid as of November 2026, so candidates who need location flexibility should filter for those options specifically when searching current listings.
Are these new grad group underwriter jobs?
Yes, many of the listings on this page are new grad and junior roles that explicitly welcome candidates with little or no full-time experience. A posting is new-grad friendly when it lists zero to two years of experience as sufficient, accepts internships or co-ops in place of work history, or welcomes a relevant degree alongside a strong portfolio of coursework or case projects.
Which industries hire the most entry level group underwriters?
Entry Level group underwriter roles concentrate in Insurance, Banking & Financial Services, and Electronics & Hardware, based on current listings on Migrate Mate as of November 2026. These sectors drive consistent entry level hiring because they manage large employee populations and require dedicated underwriting teams to assess, price, and administer group health, life, and disability benefit plans.