H-1B Visa Loan Specialist Jobs
H-1B visa jobs for Loan Specialists are available at banks, credit unions, mortgage companies, and fintech lenders that regularly sponsor foreign nationals. These roles typically qualify as specialty occupations when they require a bachelor's degree in finance, economics, or a related field. Employers file an LCA and I-129 petition on your behalf, covering your initial three-year status period.
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Are you looking for a long-term opportunity with a growing financial services company that rewards performance and gives back to its community? If so, please read on!
This position earns a competitive salary of $36,000 per year (paid hourly), plus an uncapped monthly bonus that averages $8,000 annually! In addition, we offer amazing benefits and perks, including health, dental, and vision insurance with employer contribution as well as paid time off (PTO), paid holidays, a 401(k) plan with company match after one year, regular bonuses, and short and long-term disability. If this sounds like the right opportunity in the financial services industry for you, apply today!
As a Sr. Consumer Loan Specialist, you will be a key team member in the branch. Your primary responsibility is to ensure a positive total customer experience while originating consumer loans, completing loan applications, developing strong customer relationships and meeting sales goals. You will also assist the Branch Manager with daily operational tasks and set and be a role model to other team members. The successful candidate will possess a professional demeanor, outgoing/positive attitude, reliability, and excellent oral and written communication skills.
ABOUT REPUBLIC FINANCE
We have helped our customers meet their personal finance goals for more than 70 years by providing a variety of consumer loans, flexible lending options, and incomparable customer service. We are proud to serve over 300,000 customers in more than 250 communities throughout the US, and we continue to expand into new states each year! Our Core Values are at the heart of everything we do with a focus on Our Team, Our Customers, and Our Performance. With a commitment to our customers, we identify lending options that fit each of their unique needs. Not only are we dedicated to serving our customers, but we are also dedicated to giving back to our communities. Company-wide, we participate in various philanthropic efforts such as volunteer opportunities, food drives and back to school drives as well as an annual fundraiser for St. Jude Children's Research Hospital.
Our growing company offers a bright future for our employees. We work to provide a clear career path and many growth opportunities for all of our team members. Our supportive culture is one where we all work together to continuously improve and reach our goals. We show our appreciation for our employees by offering great benefits and competitive pay and by rewarding performance.
JOB RESPONSIBILITIES:
- Actively seeks opportunities to originate new loan business with new and existing customers.
- Evaluates customer needs to recommend the best consumer loan and voluntary product solutions.
- Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants.
- Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing.
- Takes ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans.
- Closes loans, assembles loan folders, and breaks down files.
- Consistently meets or exceeds loan goals.
- Responsible for day-to-day servicing of an ever-growing, complex consumer loan portfolio.
- Applies analytical skills to quickly and efficiently resolve any customer issues.
- Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance.
- Processes insurance claims, follow-ups and payments daily and maintains insurance log.
- Provides excellent customer care through daily transactions, customer inquiries and problem resolution.
- Adheres to corporate, legal, and regulatory policies, guidelines, and requirements regarding compliance.
- Answers incoming phone calls; checks branch’s voicemail.
- Assists Branch Manager with miscellaneous operational tasks such as daily initialization, preparing daily deposit and importing live checks.
REQUIREMENTS
- High school diploma or equivalent.
- Minimum of 2 years of experience in a goal oriented, incentive based sales role.
- 1+ years of experience in the consumer finance industry preferred.
- Professional demeanor, positive attitude, strong communication and customer relations skills.
- Ability to work well independently, as well as a dedicated team member.
- Ability to work in a fast-paced environment and successfully navigate priorities.
- Proficiency with Windows and Microsoft Office Suite.
- Valid driver's license, reliable transportation, and auto insurance.
- Willingness to comply with our company policy regarding employment credit check, background checks and drug screening.
- Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products. Eligibility is based on a criminal background check conducted by the state’s department of insurance.
BENEFITS:
We offer a competitive compensation and benefits package including:
- Health, Dental, & Vision Insurance
- 15 days of Paid Time Off (PTO) to start + 1 additional personal day
- 401k + employer match
- Company provided Life Insurance & Long Term Disability
- Employee Assistance Program - Confidential mental health support
Additional benefits with Republic Finance include:
- Access to LinkedIn Learning's library of 10,000+ professional development courses
- Employee of the Month Program
- Philanthropic support for multiple charities including an annual drive for St. Jude Children's Research Hospital
- Professional offices with a friendly team environment
- Monthly incentive bonus pay
- Internal promotions
Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.
Overview:
Are you looking for a long-term opportunity with a growing financial services company that rewards performance and gives back to its community? If so, please read on!
This position earns a competitive salary of $36,000 per year (paid hourly), plus an uncapped monthly bonus that averages $8,000 annually! In addition, we offer amazing benefits and perks, including health, dental, and vision insurance with employer contribution as well as paid time off (PTO), paid holidays, a 401(k) plan with company match after one year, regular bonuses, and short and long-term disability. If this sounds like the right opportunity in the financial services industry for you, apply today!
As a Sr. Consumer Loan Specialist, you will be a key team member in the branch. Your primary responsibility is to ensure a positive total customer experience while originating consumer loans, completing loan applications, developing strong customer relationships and meeting sales goals. You will also assist the Branch Manager with daily operational tasks and set and be a role model to other team members. The successful candidate will possess a professional demeanor, outgoing/positive attitude, reliability, and excellent oral and written communication skills.
ABOUT REPUBLIC FINANCE
We have helped our customers meet their personal finance goals for more than 70 years by providing a variety of consumer loans, flexible lending options, and incomparable customer service. We are proud to serve over 300,000 customers in more than 250 communities throughout the US, and we continue to expand into new states each year! Our Core Values are at the heart of everything we do with a focus on Our Team, Our Customers, and Our Performance. With a commitment to our customers, we identify lending options that fit each of their unique needs. Not only are we dedicated to serving our customers, but we are also dedicated to giving back to our communities. Company-wide, we participate in various philanthropic efforts such as volunteer opportunities, food drives and back to school drives as well as an annual fundraiser for St. Jude Children's Research Hospital.
Our growing company offers a bright future for our employees. We work to provide a clear career path and many growth opportunities for all of our team members. Our supportive culture is one where we all work together to continuously improve and reach our goals. We show our appreciation for our employees by offering great benefits and competitive pay and by rewarding performance.
JOB RESPONSIBILITIES:
- Actively seeks opportunities to originate new loan business with new and existing customers.
- Evaluates customer needs to recommend the best consumer loan and voluntary product solutions.
- Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants.
- Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing.
- Takes ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans.
- Closes loans, assembles loan folders, and breaks down files.
- Consistently meets or exceeds loan goals.
- Responsible for day-to-day servicing of an ever-growing, complex consumer loan portfolio.
- Applies analytical skills to quickly and efficiently resolve any customer issues.
- Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance.
- Processes insurance claims, follow-ups and payments daily and maintains insurance log.
- Provides excellent customer care through daily transactions, customer inquiries and problem resolution.
- Adheres to corporate, legal, and regulatory policies, guidelines, and requirements regarding compliance.
- Answers incoming phone calls; checks branch’s voicemail.
- Assists Branch Manager with miscellaneous operational tasks such as daily initialization, preparing daily deposit and importing live checks.
REQUIREMENTS
- High school diploma or equivalent.
- Minimum of 2 years of experience in a goal oriented, incentive based sales role.
- 1+ years of experience in the consumer finance industry preferred.
- Professional demeanor, positive attitude, strong communication and customer relations skills.
- Ability to work well independently, as well as a dedicated team member.
- Ability to work in a fast-paced environment and successfully navigate priorities.
- Proficiency with Windows and Microsoft Office Suite.
- Valid driver's license, reliable transportation, and auto insurance.
- Willingness to comply with our company policy regarding employment credit check, background checks and drug screening.
- Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products. Eligibility is based on a criminal background check conducted by the state’s department of insurance.
BENEFITS:
We offer a competitive compensation and benefits package including:
- Health, Dental, & Vision Insurance
- 15 days of Paid Time Off (PTO) to start + 1 additional personal day
- 401k + employer match
- Company provided Life Insurance & Long Term Disability
- Employee Assistance Program - Confidential mental health support
Additional benefits with Republic Finance include:
- Access to LinkedIn Learning's library of 10,000+ professional development courses
- Employee of the Month Program
- Philanthropic support for multiple charities including an annual drive for St. Jude Children's Research Hospital
- Professional offices with a friendly team environment
- Monthly incentive bonus pay
- Internal promotions
Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.
See all 189+ H-1B Visa Loan Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new H-1B Visa Loan Specialist Jobs.
Get Access To All JobsTips for Finding H-1B Visa Sponsorship as a Loan Specialist
Frame your credentials around specialty occupation
Pull up your O*NET profile for Loan Specialist roles and confirm which duties map to degree-level financial analysis. Your resume and cover letter should foreground those tasks, not general customer service or processing work, which won't support an H-1B visa petition.
Verify prevailing wage before salary negotiations
Run your target city and job title through the OFLC Wage Search before any offer conversation. Your employer must pay at least the DOL-certified prevailing wage on the LCA, so knowing the Level I through Level IV range prevents late-stage surprises during filing.
Target lenders already in the H-1B pipeline
Search Migrate Mate for Loan Specialist roles filtered by verified H-1B sponsorship history. Employers with active LCA filings in financial services have established immigration counsel and internal processes, cutting weeks off your onboarding timeline compared to first-time sponsors.
Clarify multi-state worksite plans early
If the role involves hybrid work or rotations across branches in different metro areas, each worksite needs its own certified LCA before you work there. Raise this with the hiring manager before the offer stage so the employer's immigration attorney can plan accordingly.
Account for cap timing when accepting offers
H-1B cap selection rules have changed recently, so confirm your start-date eligibility with USCIS guidance before signing an offer. If you're already on a valid status, an October 1 start date affects onboarding planning and your employer's premium processing decision.
Use your six-year cap window strategically
H-1B status starts at three years and extends to a six-year maximum under the cap. If your employer plans to sponsor your green card, ask whether a PERM labor certification will be filed early enough to preserve AC21 portability rights before your six years expire.
H-1B Visa Loan Specialist: Frequently Asked Questions
Does a Loan Specialist role qualify as a specialty occupation for H-1B purposes?
Yes, when the position requires a bachelor's degree or higher in finance, economics, accounting, or a closely related field as a minimum entry requirement. Roles centered on credit analysis, underwriting, or structured lending products typically meet the specialty occupation standard. Positions framed around general customer service or clerical processing without a degree requirement do not qualify, so the job description the employer submits to USCIS must clearly tie duties to degree-level knowledge.
Which types of employers sponsor H-1B visas for Loan Specialists?
Commercial banks, regional credit unions, mortgage banks, fintech lenders, and investment-linked lending platforms are the most common sponsors. Larger institutions with dedicated immigration teams move fastest because they have standing relationships with immigration counsel. You can browse verified H-1B sponsors for Loan Specialist roles on Migrate Mate, which surfaces employers with documented LCA filing history in financial services.
What documents should I prepare before applying for Loan Specialist roles with H-1B sponsors?
Gather your academic transcripts and degree certificates, particularly if your credentials are from outside the U.S., since employers often request a foreign credential evaluation through NACES-member agencies. You'll also want reference letters that speak to degree-level financial analysis work, not just operational tasks. Having your I-94 and current visa documents organized speeds up the employer's internal immigration review before the LCA filing begins.
How does the LCA process work for a Loan Specialist position?
Your employer files a Labor Condition Application with DOL before submitting the I-129 petition to USCIS. The LCA certifies the offered wage meets or exceeds the DOL prevailing wage for your job title and worksite location. DOL targets a seven-business-day certification window, though timelines can vary. Each distinct worksite where you'll work must be listed on its own certified LCA before you begin work there.
Can I switch employers after my H-1B is approved for a Loan Specialist job?
Yes, H-1B portability under AC21 lets you change employers once your I-485 adjustment of status application has been pending for 180 days or more, provided the new role is in the same or similar occupational classification. Outside that scenario, your new employer must file a fresh H-1B transfer petition and receive a receipt notice before your first day. You don't need to leave the U.S. or restart the cap process for a same-classification transfer.