Independent Claims Adjuster Jobs
Independent Claims Adjuster jobs are open across insurance carriers, third-party administrators, and self-insured corporations, with specializations in property, casualty, and auto claims, at every level from entry-level to senior and team lead. Scan the live roles below and apply to whichever ones fit.
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See related jobsVanguard is defined in the Oxford Dictionary as ?a group of people leading the way in new developments or ideas?. Vanguard Claims Administration is no different. Whether you are a client, an employee or a key vendor, you will find your exposure to the VANGUARD team to be a refreshing change from the ordinary! If you are looking for a change for the better and believe that you have the skills necessary to excel with an energetic, fast growing entity, we would like to talk to you.
We are currently in search of enthusiastic Independent Property Field Adjusters (1099 Contractors) in and around Plymouth, Massachusetts to conduct inspections of insureds' properties, writing estimates and compiling claim reports. In this role you will contact insureds to arrange a time to travel to the loss site to conduct a thorough analysis of the property damage, evaluate damages and compile an estimate using Xactimate in addition to producing IA reports for claims. It is imperative the Field Adjusters we assign claims to deliver compassionate service that is fast, fair and easy to ensure customer retention. You will work independently, prioritizing responsibilities, and managing your own workload while ensuring that you are meeting the customer service standards for our carriers.
Specific responsibilities include:
- Communicate and negotiate effectively with our customers and vendors
- Treat customers respectfully and compassionately
- Solve problems, make decisions, and take action
- Conduct research, investigate details, and estimate damage
- Create an organized work routine in a virtual environment
- Work independently and responsibly to handle claims in a professional and caring manner
- Support Vanguard?s commitment to the highest ethical standards
- Manage communication, verbally or in writing, regarding claim processes/procedures with other customers, employees, leaders and Catastrophe Team.
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Find JobsIndependent Claims Adjuster Job Market
Who's Hiring
What Employers Look For
The qualifications that appear most often in independent claims adjuster jobs.
- Active adjuster license in one or more states required
- Experience handling property, auto, or liability claims files end to end
- Proficiency with claims management software such as Xactimate or Symbility
- Strong written communication skills for drafting coverage determinations and reports
- Ability to conduct field inspections and document physical damage accurately
- Associate or bachelor's degree preferred, or equivalent claims experience accepted
Tips for Your Independent Claims Adjuster Job Search
Tailor your resume to claim type
Property, auto, and liability adjusting require different expertise, so your resume should emphasize the specific loss types you've handled. Carriers scan for terms like 'structural damage assessment' or 'bodily injury evaluation,' not just 'claims experience.'
List adjuster licenses by state
Many postings require licensure in specific states. Create a dedicated credentials section that lists every state license you hold, the license number format each state uses, and any pending reciprocal applications you're pursuing.
Apply early to roles that fit
Migrate Mate lists independent claims adjuster openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings by catastrophe deployment preference
Some roles are desk-based, others require storm or CAT deployment on short notice. Filter for postings that match your availability and flag your CAT experience or willingness to travel prominently in your cover letter.
Prepare field scenario answers for interviews
Interviewers for independent adjuster roles routinely ask how you'd handle a disputed coverage decision or a hostile claimant. Walk through a real case you managed, the documentation you used, and how you reached a defensible resolution.
Negotiate fee schedule terms, not just base pay
Independent adjuster compensation often includes per-file fees, reinspection rates, and mileage reimbursement. Before accepting an offer, clarify the full fee schedule and confirm whether the volume commitments the employer describes are contractually guaranteed.
Independent Claims Adjuster Jobs: Frequently Asked Questions
Which companies are hiring the most independent claims adjusters?
The companies hiring the most independent claims adjusters right now include Vanguard Claims Administration, Accurate Claims, and Border Area Adjustment, with the largest share of openings in Nebraska, Wisconsin, and Connecticut, based on current listings on Migrate Mate as of November 2026. Demand tends to spike after major weather events, so hiring volume shifts throughout the year.
How many independent claims adjuster jobs are remote?
About 50% of independent claims adjuster openings are fully remote or hybrid as of November 2026, with desk adjuster roles handling auto and liability claims making up the largest share of remote work. Field adjuster positions that require on-site inspections remain predominantly in-person.
How do you become an independent claims adjuster?
Start by obtaining an adjuster license in your home state, which typically requires completing a pre-licensing course and passing a state exam. Build foundational experience through an entry-level role at an insurance carrier or third-party administrator. Gaining hands-on exposure to property or auto claims, learning estimating software, and pursuing reciprocal licenses in additional states strengthens your profile for independent contractor work.
Can you get hired as an independent claims adjuster with little experience?
Yes, some carriers and staffing firms hire entry-level adjusters and provide on-the-job training, particularly for inside or desk roles handling lower-complexity claims. Completing a state adjuster licensing course, earning a designation such as the Associate in Claims, and demonstrating strong documentation habits can help you compete even without direct claims experience.
What does the independent claims adjuster interview process look like?
Most hiring processes include an initial phone screen focused on your licensing status and claims background, followed by a structured interview that covers how you handle coverage disputes, document losses, and communicate decisions to claimants. Some employers add a practical exercise asking you to review a sample file and explain your coverage analysis. Field roles may also include a discussion of your geographic availability and travel flexibility.
Where can I find and apply to independent claims adjuster jobs?
You can find and apply to independent claims adjuster jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your license states, claims specialty, and preferred work arrangement, then apply directly to each listing that fits.
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