Chief Credit Officer Jobs
Chief Credit Officer jobs are open across banking, credit unions, mortgage lending, and consumer finance, at every level from senior director to executive, with specializations in portfolio risk management, commercial credit underwriting, and regulatory compliance. Scan the live roles below and apply to whichever ones fit.
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Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for supporting Credit Officers on a daily basis in the underwriting, monitoring, and management of their portfolios. Key responsibilities include managing end-to-end processes involving credit underwriting, ongoing monitoring, and portfolio management of financing, treasury management, and traded products transactions. Job expectations include acting as a primary liaison with the credit teams, operations, and other business partners.
Responsibilities:
Coordinates pre- and post-closing activities which may include due diligence activities, creation of approval documents, and interaction with operations
Monitors requirements by creating and clearing monitoring ticklers and sourcing required financial statements and other documents per the terms of the credit agreement or other documentation
Identifies and resolves data quality issues
Identifies opportunities to improve operational efficiency
Understands policy and procedures and ensures compliance
Required Qualifications:
Credit Guidelines and lending procedures
Underwriting systems
Credit documentation verification
Commercial Lending and Commercial products
Desired Qualifications:
Time management
Organization
Portfolio monitoring
Skills:
Attention to Detail
Data Collection and Entry
Record Keeping
Oral Communications
Written Communications
Collaboration
Customer and Client Focus
Planning
Prioritization
Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent
**Role can be filled as a level II or III at manager's discretion
Shift:
1st shift (United States of America)Hours Per Week:
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Find Chief Credit Officer JobsChief Credit Officer Job Market
Who's Hiring
- Rent-A-Center107

- JPMorganChase60

- Intuit48

- Bank of America42

- Farmers Home Furniture36

Top Industries Hiring
- Banking & Financial Services36
- Technology & Software10
- Distribution & Wholesale4
- Telecommunications2
- Accounting & Auditing2
What Employers Look For
The qualifications that appear most often in chief credit officer jobs.
- 10 or more years of progressive credit underwriting and portfolio management experience
- Deep knowledge of credit risk frameworks, loan policy development, and regulatory compliance
- Experience presenting to boards, audit committees, and bank examiners
- Strong background in commercial, consumer, or real estate credit analysis
- Proficiency with credit risk management systems and loan origination platforms
- Bachelor's degree in finance, accounting, or economics, with an MBA or CPA preferred
Tips for Your Chief Credit Officer Job Search
Quantify credit portfolio outcomes on your resume
Hiring managers for chief credit officer roles want to see portfolio size, loss rates reduced, and risk-adjusted returns improved under your watch. Replace duty-based bullet points with concrete outcomes tied to credit quality metrics and regulatory exam results.
Tailor your resume to the institution type
A community bank, a large regional lender, and a fintech credit platform have very different credit cultures. Emphasize relationship banking and CRA compliance for community banks, and stress data-driven decisioning and model risk governance for fintech roles.
Apply early to roles that fit
Migrate Mate lists chief credit officer openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings that match your credit specialty
Filter openings by asset class focus, whether commercial real estate, C&I lending, consumer credit, or structured finance. Applying to roles that align with your specific underwriting background makes your application far more compelling to credit risk committees.
Prepare a credit philosophy statement for interviews
Boards and CEOs hiring a chief credit officer often ask you to articulate your credit culture and risk appetite framework. Draft a concise statement covering your approach to credit concentration limits, exception lending, and how you balance growth with asset quality.
Negotiate beyond base salary in executive credit roles
Chief credit officer offers typically include incentive compensation tied to credit quality benchmarks, so clarify how those metrics are defined and measured before accepting. Ask specifically about how regulatory findings or charge-off spikes affect your variable pay.
Chief Credit Officer Jobs: Frequently Asked Questions
Which companies are hiring the most chief credit officers?
Rent-A-Center, JPMorganChase, and Intuit are hiring the most chief credit officers right now, with openings concentrated in Texas, New York, and California, based on current listings on Migrate Mate as of November 2026. Activity tends to cluster around institutions expanding commercial lending programs or responding to regulatory pressure on credit quality.
How many chief credit officer jobs are remote?
About 69% of chief credit officer openings are fully remote or hybrid as of November 2026, reflecting the executive oversight nature of the role. Sub-functions like credit policy development, model validation, and credit analytics tend to offer the most location flexibility, while roles requiring direct examiner interaction or board presence are more frequently on-site.
How do you become a chief credit officer?
Most chief credit officers build a foundation in credit analysis or commercial underwriting, then progress through senior underwriter, credit team lead, and regional credit officer roles before reaching the C-suite. Along the way, earning a chartered financial analyst designation or completing a graduate credit program strengthens your candidacy, as does direct experience managing regulatory examinations and presenting credit quality reports to senior leadership.
Can you get hired as a chief credit officer with limited executive experience?
Some institutions, particularly community banks or early-stage fintechs, hire candidates into chief credit officer roles with strong director-level credit backgrounds rather than prior C-suite titles. Your path to overcoming the experience gap is demonstrating that you have already owned credit policy decisions, managed a team of underwriters, and interfaced with examiners, even if your title has not yet been an officer-level one.
What does the chief credit officer interview process look like?
The process typically begins with a screening call from a senior HR leader or retained search firm, followed by a technical interview with the CEO or CFO focused on your credit philosophy and regulatory history. Later rounds usually involve a presentation to the board's risk or audit committee, where you outline your approach to credit culture, concentration risk, and loan loss reserve methodology before final offer discussions begin.
Where can I find and apply to chief credit officer jobs?
You can find and apply to chief credit officer jobs on Migrate Mate, which lists current openings from across the United States in one place. Search for roles that match your credit specialty and institution type, then apply directly to each listing that fits your background and career goals.
See All 2,015+ Chief Credit Officer Jobs
Find roles that match your experience and apply in just a few clicks.
Find Chief Credit Officer Jobs