Claims Analyst Jobs for OPT Students
Claims Analyst roles in insurance, healthcare, and finance regularly appear on OPT job listings, and many employers are experienced with F-1 work authorization. Your OPT period gives you up to 12 months to work, with a potential 24-month STEM extension if your degree qualifies.
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This position is National Remote. You'll enjoy the flexibility to telecommute from anywhere within the U.S. as you take on some tough challenges.
Optum Insight is improving the flow of health data and information to create a more connected system. We remove friction and drive alignment between care providers and payers, and ultimately consumers. Our deep expertise in the industry and innovative technology empower us to help organizations reduce costs while improving risk management, quality and revenue growth. Ready to help us deliver results that improve lives? Join us to start Caring. Connecting. Growing together.
Medical Claims Analyst (MCA) is responsible for the intake processing and triage of all initial claim documents in a high-volume environment. This includes but is not limited to referral processing, obtaining required documents, medical records sorting and processing, preparing payment calculations, preparing the claim for a Nurse review, apply all Nurse findings to the claim, prepare and send reports, prepare and send provider packets.
This position is full-time, Monday - Friday. Employees are required to have flexibility to work an 8-hour shift schedule during our normal business hours of 8:00 am - 5:00pm MST (working hours only). It may be necessary, given the business need, to work occasional overtime.
We offer 4 weeks of on-the-job training. The hours of training will be aligned with your schedule.
Primary Responsibilities:
- Provide expertise or general claims support by reviewing, researching, investigating, negotiating, processing and adjusting claims
- Analyze and identify trends and provide reports as necessary
- Consistently meet established productivity, schedule adherence and quality standards
This is a challenging role that takes an ability to thoroughly review, analyze and research complex healthcare claims in order to identify discrepancies, verify pricing, confirm prior authorizations and process them for payment. You'll need to be comfortable navigating across various computer systems to locate critical information. Attention to detail is critical to ensure accuracy which will support timely processing of the member's claim.
You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
- High School Diploma / GED OR equivalent years of work experience
- Must be 18 years OR older
- 1+ years of experience in a related environment (i.e. office, administrative, clerical, customer service, etc.) using phones and computers as the primary job tools
- Proficiency with computer and Windows PC applications, which includes the ability to learn new and complex computer system applications
- Experience with Microsoft Word (create correspondence and work within templates) and Microsoft Outlook (email and calendar management)
- Intermediate experience with Microsoft Excel (Sorting and filtering data, using formulas, and working with Tables)
- Ability to work Monday - Friday, 08:00AM - 05:00PM MST
Preferred Qualifications:
- Familiarity with UB04's
- 1+ years of experience processing medical, dental, prescription or mental health claims
- 1+ years of experience processing insurance claims or billing/collections in a healthcare or commercial setting
- Understand and maintain HIPAA confidentiality and privacy standards when completing assigned work
Telecommuting Requirements:
- Ability to keep all company sensitive documents secure (if applicable)
- Required to have a dedicated work area established that is separated from other living areas and provides information privacy.
- Must live in a location that can receive a UnitedHealth Group approved high-speed internet connection or leverage an existing high-speed internet service.
Soft Skills:
-
Attention to detail
-
All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The hourly pay for this role will range from $17.98 - $32.12 per hour based on full-time employment. We comply with all minimum wage laws as applicable.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone - of every race, gender, sexuality, age, location, and income - deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

This position is National Remote. You'll enjoy the flexibility to telecommute from anywhere within the U.S. as you take on some tough challenges.
Optum Insight is improving the flow of health data and information to create a more connected system. We remove friction and drive alignment between care providers and payers, and ultimately consumers. Our deep expertise in the industry and innovative technology empower us to help organizations reduce costs while improving risk management, quality and revenue growth. Ready to help us deliver results that improve lives? Join us to start Caring. Connecting. Growing together.
Medical Claims Analyst (MCA) is responsible for the intake processing and triage of all initial claim documents in a high-volume environment. This includes but is not limited to referral processing, obtaining required documents, medical records sorting and processing, preparing payment calculations, preparing the claim for a Nurse review, apply all Nurse findings to the claim, prepare and send reports, prepare and send provider packets.
This position is full-time, Monday - Friday. Employees are required to have flexibility to work an 8-hour shift schedule during our normal business hours of 8:00 am - 5:00pm MST (working hours only). It may be necessary, given the business need, to work occasional overtime.
We offer 4 weeks of on-the-job training. The hours of training will be aligned with your schedule.
Primary Responsibilities:
- Provide expertise or general claims support by reviewing, researching, investigating, negotiating, processing and adjusting claims
- Analyze and identify trends and provide reports as necessary
- Consistently meet established productivity, schedule adherence and quality standards
This is a challenging role that takes an ability to thoroughly review, analyze and research complex healthcare claims in order to identify discrepancies, verify pricing, confirm prior authorizations and process them for payment. You'll need to be comfortable navigating across various computer systems to locate critical information. Attention to detail is critical to ensure accuracy which will support timely processing of the member's claim.
You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
- High School Diploma / GED OR equivalent years of work experience
- Must be 18 years OR older
- 1+ years of experience in a related environment (i.e. office, administrative, clerical, customer service, etc.) using phones and computers as the primary job tools
- Proficiency with computer and Windows PC applications, which includes the ability to learn new and complex computer system applications
- Experience with Microsoft Word (create correspondence and work within templates) and Microsoft Outlook (email and calendar management)
- Intermediate experience with Microsoft Excel (Sorting and filtering data, using formulas, and working with Tables)
- Ability to work Monday - Friday, 08:00AM - 05:00PM MST
Preferred Qualifications:
- Familiarity with UB04's
- 1+ years of experience processing medical, dental, prescription or mental health claims
- 1+ years of experience processing insurance claims or billing/collections in a healthcare or commercial setting
- Understand and maintain HIPAA confidentiality and privacy standards when completing assigned work
Telecommuting Requirements:
- Ability to keep all company sensitive documents secure (if applicable)
- Required to have a dedicated work area established that is separated from other living areas and provides information privacy.
- Must live in a location that can receive a UnitedHealth Group approved high-speed internet connection or leverage an existing high-speed internet service.
Soft Skills:
-
Attention to detail
-
All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The hourly pay for this role will range from $17.98 - $32.12 per hour based on full-time employment. We comply with all minimum wage laws as applicable.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone - of every race, gender, sexuality, age, location, and income - deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.
How to Get Visa Sponsorship as a Claims Analyst
Lead with your analytical credentials
Claims Analyst roles require strong data interpretation and attention to detail. Highlight coursework or projects in statistics, finance, or risk management. Employers hiring OPT students want evidence you can handle complex claims workflows from day one.
Target employers familiar with OPT
Large insurers and healthcare systems routinely hire OPT students and have HR teams experienced with I-20 verification and EAD processing. Smaller firms may require more education upfront, so prioritize companies with established international hiring practices.
Address your OPT timeline proactively
Be ready to explain your authorized work period and potential STEM extension eligibility. Employers appreciate clarity early. Knowing your exact OPT end date and whether your degree qualifies for extension removes uncertainty from the hiring conversation.
Pursue relevant certifications
Credentials like the Associate in Claims designation signal serious commitment to the field. Earning or actively pursuing an industry certification strengthens your application and demonstrates long-term career intent, which matters to employers weighing OPT sponsorship decisions.
Emphasize compliance and detail-oriented experience
Claims roles involve regulatory compliance, documentation accuracy, and procedural adherence. Highlight any academic or internship experience involving auditing, data verification, or policy review. These transferable skills directly address what hiring managers look for.
Use your CPT experience strategically
If you completed a CPT internship in insurance, healthcare billing, or financial services, position it as direct industry experience. Employers hiring for Claims Analyst roles view relevant CPT work as equivalent to early-career professional experience.
Claims Analyst jobs are hiring across the US. Find yours.
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Get Access To All JobsFrequently Asked Questions
Can F-1 OPT students work as Claims Analysts?
Yes. Claims Analyst is a professional role that falls within business, finance, and insurance fields, which are standard OPT-eligible employment categories. Your job must be directly related to your degree field, so degrees in finance, business administration, economics, or a related discipline typically satisfy that requirement. Confirm alignment with your DSO before accepting an offer.
Do Claims Analyst employers typically sponsor OPT students?
Many do. Large insurance carriers, third-party administrators, and healthcare systems regularly hire OPT students because the role's analytical requirements align well with candidates from quantitative degree programs. Smaller regional firms may be less familiar with OPT but can still hire you. Browse open Claims Analyst positions on Migrate Mate to find employers already open to F-1 work authorization.
Does a Claims Analyst role qualify for the STEM OPT extension?
It depends on your degree, not the job title. If your underlying degree is in a STEM-designated field such as statistics, computer science, or a quantitative business program, and your Claims Analyst role directly applies that knowledge, you may qualify for the 24-month extension. Confirm your degree's CIP code with your DSO and verify your employer can meet E-Verify requirements before applying.
What degree fields are most relevant for OPT Claims Analyst positions?
Finance, business administration, economics, accounting, statistics, and health informatics are the most common degree backgrounds for Claims Analyst roles. Your OPT employment must be related to your degree, so the stronger the connection between your coursework and claims work, the cleaner your authorization. Degrees in data science or actuarial science also map well onto analytical claims functions.
How should I handle the OPT work authorization question during interviews?
State your authorization status clearly and early. Let the employer know you have a valid EAD, your authorized work period, and whether you may qualify for a STEM extension. Avoid being vague. Employers are far more comfortable proceeding when candidates demonstrate they understand their own status and can provide documentation promptly, rather than raising the topic only after an offer is extended.
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