OPT Mortgage Specialist Jobs
Mortgage Specialist roles involve advising clients on loan products, assessing borrower eligibility, and guiding applications through underwriting. F-1 OPT students in finance, economics, or business can qualify. Your OPT work authorization is employer-specific, so securing a sponsor willing to support potential H-1B visa transition is essential from day one.
Find OPT Mortgage Specialist JobsOverview
Showing 5 of 82+ Mortgage Specialist jobs
See all 82+ Mortgage Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Specialist roles.
Get Access To All JobsThank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career—a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description
At Regions, the Mortgage Production Manager supervises production within a mortgage banking branch and also produces individual sales production.
Primary Responsibilities
- Develops existing and cultivates new origination sources for one or more mortgage products
- Manages the staff's workflow and assigns prospective loan requests
- Monitors and manages branch performance and reports findings to Senior Management
- Makes sales calls on potential or existing customers as established in Regions' marketing plan to develop new business or retain existing business
- Prepares files for underwriting, loan committee, private mortgage insurance company and investors including preparation of loan approval sheet
- Determines solutions for complex issues presented by operations and sales teams
- May work with subordinate loan officers on more complex or problematic loans
This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay. This position is incentive eligible. This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to https://fedregistry.nationwidelicensingsystem.org for more information.
Requirements
- Bachelor's degree
- Five (5) years of mortgage lending, real estate, retail sales or related experience
Preferences
- Two (2) years of management experience
Skills And Competencies
- Ability to manage competing priorities
- Effective leadership skills
- Effective problem solving skills
- Effective sales techniques
- Excellent communication skills
- Good presentation and business acumen
- Great organizational skills
- Knowledgeable of all aspects of mortgage lending
Position Type
Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Minimum Job Range Target: $39,251.49 USD
Median $58,963.20 USD
Incentive Pay Plans
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser. https://www.regions.com/about-regions/welcome-portal/benefits
Location Details
Greenway Plaza
Location: Houston, Texas
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career—a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description
At Regions, the Mortgage Production Manager supervises production within a mortgage banking branch and also produces individual sales production.
Primary Responsibilities
- Develops existing and cultivates new origination sources for one or more mortgage products
- Manages the staff's workflow and assigns prospective loan requests
- Monitors and manages branch performance and reports findings to Senior Management
- Makes sales calls on potential or existing customers as established in Regions' marketing plan to develop new business or retain existing business
- Prepares files for underwriting, loan committee, private mortgage insurance company and investors including preparation of loan approval sheet
- Determines solutions for complex issues presented by operations and sales teams
- May work with subordinate loan officers on more complex or problematic loans
This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay. This position is incentive eligible. This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to https://fedregistry.nationwidelicensingsystem.org for more information.
Requirements
- Bachelor's degree
- Five (5) years of mortgage lending, real estate, retail sales or related experience
Preferences
- Two (2) years of management experience
Skills And Competencies
- Ability to manage competing priorities
- Effective leadership skills
- Effective problem solving skills
- Effective sales techniques
- Excellent communication skills
- Good presentation and business acumen
- Great organizational skills
- Knowledgeable of all aspects of mortgage lending
Position Type
Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Minimum Job Range Target: $39,251.49 USD
Median $58,963.20 USD
Incentive Pay Plans
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser. https://www.regions.com/about-regions/welcome-portal/benefits
Location Details
Greenway Plaza
Location: Houston, Texas
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
See all 82+ OPT Mortgage Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new OPT Mortgage Specialist Jobs.
Get Access To All JobsTips for Finding OPT Sponsorship as a Mortgage Specialist
Target lenders with established visa sponsorship history
Large banks, credit unions, and mortgage companies are more likely to have HR infrastructure for sponsoring work visas. Focus your applications on institutions that have filed H-1B visa petitions before, as they understand the process and are less likely to withdraw offers.
Get your NMLS license early
Most Mortgage Specialist roles require a Nationwide Multistate Licensing System license. Starting the application process before your job search concludes signals employer-readiness and removes a common hiring hesitation, especially for OPT candidates who already face additional onboarding considerations.
Be upfront about your OPT timeline in conversations
Mortgage lending involves long client relationships and licensing requirements, so employers think long-term. Addressing your OPT expiration date and H-1B sponsorship timeline early avoids late-stage offer withdrawals and shows you have a clear plan for maintaining authorization.
Emphasize quantitative and compliance skills in your resume
Mortgage Specialists work with financial ratios, debt-to-income calculations, and regulatory frameworks like RESPA and TILA. Highlighting these technical competencies from your coursework or internships demonstrates immediate job readiness and reduces perceived risk for employers considering OPT sponsorship.
Consider roles at mortgage technology companies
Fintech lenders and mortgage software firms often blend financial and technical work, making them more comfortable hiring international candidates. They tend to have stronger sponsorship track records than traditional brokerages and may offer faster paths to H-1B petitions for high-performing OPT employees.
Use your OPT end date to negotiate a sponsorship commitment
Before accepting an offer, ask directly whether the employer supports H-1B sponsorship for strong performers. Getting a clear answer upfront, ideally reflected in your offer letter, protects you from investing months in a role that won't support your long-term work authorization.
Mortgage Specialist OPT: Frequently Asked Questions
Can F-1 OPT students legally work as Mortgage Specialists in the United States?
Yes. F-1 OPT work authorization permits employment in any role directly related to your field of study, and Mortgage Specialist positions qualify for students with degrees in finance, economics, business administration, or related fields. Your work must be tied to your degree field to remain compliant with OPT regulations, so confirm the role aligns before accepting an offer.
Do Mortgage Specialist employers typically sponsor H-1B visas for OPT hires?
Sponsorship varies significantly by employer type. Large national banks and mortgage servicers are more likely to sponsor than small independent brokerages, which often lack the legal infrastructure for visa petitions. When browsing Mortgage Specialist openings on Migrate Mate, you can filter specifically for employers that sponsor OPT and H-1B candidates, which saves significant time in your search.
Does working as a Mortgage Specialist qualify for STEM OPT extension?
It depends on your degree. If you graduated from a STEM-designated program, such as a quantitative finance, financial engineering, or data analytics degree, and your Mortgage Specialist role involves substantial quantitative or analytical work, you may qualify for the 24-month STEM OPT extension. A standard finance or business degree without a STEM designation does not qualify, giving you only the standard 12-month OPT period.
Does working as a Mortgage Specialist require a state license, and how does that interact with OPT status?
Most Mortgage Specialist roles require an NMLS license, and some states require additional state-level licensing. OPT status does not disqualify you from obtaining these licenses, but the process takes time. Starting your NMLS application before your job search ends is advisable. Confirm with each state's licensing authority whether your visa status affects any background check or surety bond requirements.
What happens to my OPT authorization if my Mortgage Specialist employer closes or downsizes?
If you lose your job, you enter a mandatory unemployment reporting period. OPT allows a maximum of 90 days of unemployment for standard OPT holders, or 150 days with an approved STEM extension. You must report any employment changes to your DSO promptly. Finding a new qualifying role within that window is essential to maintaining lawful status and avoiding a gap in your record.