OPT Mortgage Specialist Jobs

INTRODUCTION

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

You have the drive, ambition and skills, and we want to give you the opportunity. Zions Bank is full of people just like you who share the same values and work ethic. Our diverse workforce offers endless opportunities to expand your skills and gain valuable experience that will help you advance your career. Let’s talk about how we can help one another succeed.

ROLE AND RESPONSIBILITIES

• Be responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals from real estate agents, builders, developers and branches.

• Ensure compliance with regulatory guidelines in the performance of loan originator duties.

• Interview potential applicants to develop information concerning their needs, desires and other information; obtain and review pertinent financial and credit data.

• Be responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.

• Ensure any re-disclosures are made timely.

• Order appraisals through system, arrange for title search and obtain necessary documents.

• Be responsible to communicate with the customer throughout the process and work with processors through closing.

• Originate residential home loan.

BASIC QUALIFICATIONS

• A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience.

• A combination of education and experience may meet requirements.

• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.

• Ability to successfully solicit loans.

• Good problem solving skills.

• Ability to work independently.

• Strong interpersonal skills.

• Demonstrated ability to handle multiple priorities.

• Strong verbal and written communication skills.

• Ability to work effectively in high pressure environment.

• Ability to work with various types of computer software, including mortgage specific software.

BENEFITS

• Medical, Dental and Vision Insurance - START DAY ONE!

• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.

• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.

• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays.

• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.

• Mental health benefits including coaching and therapy sessions.

• Tuition Reimbursement for qualifying employees.

• Employee Ambassador preferred banking products.