OPT Credit Risk Manager Jobs
Credit Risk Manager roles qualify as specialty occupations under OPT, making them a strong fit for F-1 students with degrees in finance, economics, or statistics. Most positions require quantitative modeling skills and familiarity with regulatory frameworks like Basel III. Your 12-month OPT window, or 24-month STEM extension if your degree qualifies, gives you meaningful time to build a sponsorship case.
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Get Access To All JobsPosition Summary:
We are seeking an energetic, analytical, and self-motivated professional with at least 5 years of experience to join our Finance team. This role offers broad exposure to credit risk management, corporate insurance, treasury operations, cash flow management, and contract review, with opportunities for professional growth and future leadership. Salary $106K-125K
ESSENTIAL FUNCTIONS:
- Credit & Risk Management: Assess customer creditworthiness, establish credit limits, monitor exposure, and provide credit recommendations to support sound business decisions.
- Insurance & Risk Mitigation: Coordinate global insurance programs, manage renewals and claims, and ensure appropriate coverage for business operations and contractual requirements.
- Treasury & Cash Flow: Prepare cash flow forecasts, optimize working capital, support banking relationships and financing agreements, monitor foreign exchange exposure, and assist with liquidity planning and treasury reporting.
- Contract & Manufacturing Support: Review customer and supplier contracts for financial and risk exposure, collaborate with cross-functional teams on negotiations, and support funding and cash flow needs for supply chain and manufacturing operations.
GUIDELINES (ABILITIES, KNOWLEDGE, AND SKILLS):
- Strong financial statement analysis, commercial credit, cash management, and working capital knowledge.
- Excellent analytical, problem-solving, communication, and organizational skills.
- A proactive, detail-oriented professional who thrives in a fast-paced environment.
- Builds strong cross-functional relationships.
- Manages competing priorities.
- Eager to expand their expertise and grow into a broader leadership role.
EDUCATION/EXPERIENCE:
- Bachelor’s degree in Finance, Business, Economics, or a related field.
- At least 5 years of experience in credit, treasury, risk management, insurance, financial analysis, or corporate finance.
- Advanced Microsoft Excel skills; ERP experience (SAP, Oracle, or similar) preferred.
Preferred:
- Experience in technology, electronics manufacturing, supply chain, or international business; familiarity with commercial credit platforms, foreign exchange, or trade finance.
- Mandarin proficiency is a plus.
BENEFITS:
We offer a competitive compensation, health insurance, profit sharing and 401k matching to help you and your family build a healthy and secure future.
- Group healthcare choices that include a 100% employer paid option for employees and eligible dependents to provide strong support for employee well-being and preventative care, including comprehensive medical, dental, vision, and flexible savings account plans.
- A generous 401(K) plan with immediate matching contributions that helps build future financial security through a 401(k) plan with employer matching.
- Generous paid time off plans to renew and refresh through vacation, personal leave, holidays, and parental leave.
- On-site gym and free fitness classes to help our employees meet their health goals.
- Opportunities to give to the community.
Salary to be determined by education, experience, knowledge, skills and abilities of applicant, internal equity, and alignment with market data.
Kingston Technology Co., Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law.
If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Kingston Technology Co., Inc. Human Resources Representative.
Position Summary:
We are seeking an energetic, analytical, and self-motivated professional with at least 5 years of experience to join our Finance team. This role offers broad exposure to credit risk management, corporate insurance, treasury operations, cash flow management, and contract review, with opportunities for professional growth and future leadership. Salary $106K-125K
ESSENTIAL FUNCTIONS:
- Credit & Risk Management: Assess customer creditworthiness, establish credit limits, monitor exposure, and provide credit recommendations to support sound business decisions.
- Insurance & Risk Mitigation: Coordinate global insurance programs, manage renewals and claims, and ensure appropriate coverage for business operations and contractual requirements.
- Treasury & Cash Flow: Prepare cash flow forecasts, optimize working capital, support banking relationships and financing agreements, monitor foreign exchange exposure, and assist with liquidity planning and treasury reporting.
- Contract & Manufacturing Support: Review customer and supplier contracts for financial and risk exposure, collaborate with cross-functional teams on negotiations, and support funding and cash flow needs for supply chain and manufacturing operations.
GUIDELINES (ABILITIES, KNOWLEDGE, AND SKILLS):
- Strong financial statement analysis, commercial credit, cash management, and working capital knowledge.
- Excellent analytical, problem-solving, communication, and organizational skills.
- A proactive, detail-oriented professional who thrives in a fast-paced environment.
- Builds strong cross-functional relationships.
- Manages competing priorities.
- Eager to expand their expertise and grow into a broader leadership role.
EDUCATION/EXPERIENCE:
- Bachelor’s degree in Finance, Business, Economics, or a related field.
- At least 5 years of experience in credit, treasury, risk management, insurance, financial analysis, or corporate finance.
- Advanced Microsoft Excel skills; ERP experience (SAP, Oracle, or similar) preferred.
Preferred:
- Experience in technology, electronics manufacturing, supply chain, or international business; familiarity with commercial credit platforms, foreign exchange, or trade finance.
- Mandarin proficiency is a plus.
BENEFITS:
We offer a competitive compensation, health insurance, profit sharing and 401k matching to help you and your family build a healthy and secure future.
- Group healthcare choices that include a 100% employer paid option for employees and eligible dependents to provide strong support for employee well-being and preventative care, including comprehensive medical, dental, vision, and flexible savings account plans.
- A generous 401(K) plan with immediate matching contributions that helps build future financial security through a 401(k) plan with employer matching.
- Generous paid time off plans to renew and refresh through vacation, personal leave, holidays, and parental leave.
- On-site gym and free fitness classes to help our employees meet their health goals.
- Opportunities to give to the community.
Salary to be determined by education, experience, knowledge, skills and abilities of applicant, internal equity, and alignment with market data.
Kingston Technology Co., Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law.
If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Kingston Technology Co., Inc. Human Resources Representative.
See all 689+ OPT Credit Risk Manager Jobs
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Get Access To All JobsTips for Finding OPT Sponsorship as a Credit Risk Manager
Target banks and financial institutions with established sponsorship track records
Large commercial banks, credit card issuers, and financial services firms sponsor credit risk roles far more consistently than smaller lenders. Focus your search on institutions with dedicated risk departments where H-1B visa sponsorship is a standard part of hiring.
Highlight quantitative modeling credentials prominently
Credit risk managers are hired for their ability to build and validate risk models. Emphasize Python, R, SAS, or SQL proficiency alongside any experience with PD, LGD, or EAD models. Quantitative depth signals specialty occupation status and supports future sponsorship.
Apply for a STEM OPT extension if your degree qualifies
Degrees in statistics, applied mathematics, financial engineering, or computer science typically qualify for a 24-month STEM extension. That gives you 36 months total, covering two full H-1B lottery cycles and significantly improving your sponsorship odds.
Get your timing right with H-1B filing windows
H-1B cap-subject petitions are filed in April for an October 1 start. Map your OPT end date against these windows early. If your authorization expires before October 1, ask your employer about cap-gap coverage, which extends your status automatically.
Frame your role clearly as a specialty occupation in interviews
When sponsorship comes up, be direct: credit risk management requires a specific bachelor's degree or higher in a related field, which satisfies the specialty occupation standard. Employers who understand this are far less likely to hesitate on sponsorship grounds.
Build relationships within risk and compliance teams during your OPT period
Internal advocates matter when sponsorship decisions get made. Demonstrating value within your risk team, contributing to model validation projects, and earning visible results gives managers a concrete reason to push for your H-1B when the window opens.
Credit Risk Manager OPT: Frequently Asked Questions
Does a Credit Risk Manager role qualify as a specialty occupation for H-1B sponsorship?
Yes. Credit risk management requires at least a bachelor's degree in finance, economics, statistics, or a related quantitative field, which satisfies the specialty occupation definition USCIS applies to H-1B petitions. Roles centered on model development, portfolio analysis, or regulatory capital calculations have a strong foundation for sponsorship. Employers in banking and financial services regularly sponsor this role.
Which employers are most likely to sponsor OPT students in credit risk roles?
Large commercial banks, credit card companies, auto lenders, and insurance firms with dedicated risk divisions are the most consistent sponsors. These institutions have established immigration programs and regularly file H-1B petitions for quantitative risk professionals. You can browse credit risk roles from OPT-friendly employers directly on Migrate Mate, which filters for positions open to F-1 students.
Can I work as a Credit Risk Manager on a STEM OPT extension?
Yes, if your underlying degree is in a STEM-designated field such as statistics, financial engineering, applied mathematics, or computer science. The STEM extension adds 24 months to your standard 12-month OPT, giving you 36 months total. Your employer must be enrolled in E-Verify, and you need to submit a formal training plan using Form I-983 through your designated school official.
What happens to my work authorization if my OPT expires while my H-1B is pending?
If your employer files your H-1B petition before your OPT expires and the petition is timely filed, cap-gap protection automatically extends your F-1 status and OPT work authorization until October 1. This applies only to cap-subject H-1B petitions filed during the regular April filing window. Your designated school official can issue an updated I-20 reflecting the cap-gap extension.
What should I look for in a Credit Risk Manager job posting to assess sponsorship likelihood?
Phrases like 'will consider OPT and H-1B candidates,' 'immigration assistance available,' or 'E-Verify employer' are positive signals. Avoid postings that state 'must be authorized to work without sponsorship.' Roles at large financial institutions with formal HR infrastructure are more likely to sponsor than boutique firms. Reviewing the employer's historical H-1B filing data from public DOL disclosure records can also confirm past sponsorship activity.