OPT Fraud Analyst Jobs
Fraud Analyst roles fall squarely within specialty occupation territory, making them a strong fit for F-1 OPT authorization. Most positions require a degree in finance, statistics, criminal justice, or a related field. Your 12-month OPT window, or 24-month STEM extension if eligible, gives you real runway to build experience and secure H-1B visa sponsorship.
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About Moda
Founded in Oregon in 1955, Moda is proud to be a company of real people committed to quality. Today, like then, we’re focused on building a better future for healthcare. That starts by offering outstanding coverage to our members, compassionate support to our community and comprehensive benefits to our employees. It keeps going by connecting with neighbors to create healthy spaces and places, together. Moda values diversity and inclusion in our workplace. We aim to demonstrate our commitment to diversity through all our business practices and invite applications from candidates that share our commitment to this diversity. Our diverse experiences and perspectives help us become a stronger organization. Let’s be better together.
Position Summary
This is a FT hybrid position based in Portland, Oregon. The Dental Fraud and Abuse Investigator is responsible for providing accurate and appropriate documentation, research and resolution of written correspondence received from providers and potential Fraud and Abuse investigations under minimal supervision and ensure all resolution letters are in accordance with Delta Dental standards.
Pay Range
$25.58 - $28.78 hourly (depending on experience)
Actual pay is based on qualifications. Applicants who do not exceed the minimum qualifications will only be eligible for the low end of the pay range.
Benefits:
- Medical, Dental, Vision, Pharmacy, Life, & Disability
- 401K- Matching
- FSA
- Employee Assistance Program
- PTO and Company Paid Holidays
Required Skills, Experience & Education:
- Bachelor’s degree or equivalent work experience.
- 2 years of experience as a Claim Support or Customer Service Representative preferred.
- Typing proficiency of 25 wpm & 10-key proficiency of 105 kspm net on a computer keypad.
- Demonstrated knowledge of dental terminology, multiple benefit plans, and products.
- Ability to meet correspondence review timelines.
- Knowledge and understanding of correspondence and fraud and abuse procedures.
- Detail oriented and proven initiative, analytical, and problem-solving abilities.
- Highly effective organizational skills with the ability to prioritize and meet deadlines.
- Strong reading, verbal, written and interpersonal communication skills.
- Must be able to work independently, as well as part of a team, dealings with all levels of staff, members, providers, and external customers in a professional manner.
- Ability to work under pressure and exhibit flexibility in changing priorities.
- Working knowledge of dental terminology.
- Proficiency in Moda Health operating systems.
- Demonstrated proficiency in computer applications such as Word, and Excel.
- Ability to maintain confidentiality and project a professional business image.
- Ability to communicate positively, patiently, and courteously.
- Ability to come into work on time and daily.
Primary Functions:
- Coordinates interpreting contracts/handbooks, and policies and understands overall dental health plan processes.
- Utilizes guidelines to conduct extensive research and analyzes correspondence and/or fraud and abuse cases pertinent to dental claims to make decisions.
- Reviews clinical records for completeness and determines if the case is related to an administrative policy or clinical decision. Creates packet for clinical decisions for dental consultants/clinicians to review. Will review all administrative policies to respond directly to those.
- Independently assesses, investigates, and resolves difficult issues by utilizing company and industry knowledge of operational areas and all established policies and procedures.
- Organizes the volume of work and maintains a constant caseload. Monitors day to day compliance of cases to ensure that the various state and federal mandated response time frames are met.
- Communicates in writing or telephone call with members, providers, or attorneys regarding claims and policies about Moda Dental Health benefit plans. Requests additional information such as chart notes or other clinical from providers as needed.
- Accurately enters all correspondence and fraud and abuse cases into the appropriate tracking systems as needed for various reporting and auditing requirements.
- Consults with management staff on problem cases and interfaces with interdepartmental personnel in resolving provider correspondence and fraud and abuse questions.
- Responsible for ensuring the correspondence for fraud and abuse cases are completely resolved which may include reaching out to other departments.
- Prepares all cases upon receipt of the correspondence or fraud and abuse case.
- Researches and responds to all dental provider correspondence.
- Performs all primary functions of a dental claims support processor level II which would include adjusting any claims based on outcome of various types of reviews.
- Other duties as assigned.
Working Conditions & Contact with Others
- Office environment with extensive close PC and keyboard use, constant sitting, and frequent phone communication. Must be able to navigate multiple computer screens. A reliable, high-speed, hard-wired internet connection required to support remote or hybrid work. Must be comfortable being on camera for virtual training and meetings. Work in excess of standard workweek, including evenings and occasional weekends, to meet business need.
- Internally with dental claims, customer service, membership accounting, and other internal departments. Externally with providers, members, dental consultants, and others.
Together, we can be more. We can be better.
Moda Health seeks to allow equal employment opportunities for all qualified persons without regard to race, religion, color, age, sex, sexual orientation, national origin, marital status, disability, veteran status or any other status protected by law. This is applicable to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absences, compensation, and training.
For more information regarding accommodations please direct your questions to Kristy Nehler or Danielle Baker via our humanresources@modahealth.com email.
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Get Access To All JobsTips for Finding OPT Sponsorship as a Fraud Analyst
Target financial services and fintech employers
Banks, credit unions, insurance companies, and fintech startups hire fraud analysts at scale and have established H-1B visa sponsorship pipelines. These employers are far more likely to have immigration counsel on retainer and existing processes for sponsoring OPT candidates.
Emphasize your analytical tools proficiency
Fraud teams use SQL, Python, SAS, and machine learning models to flag suspicious transactions. Highlighting specific tools in your resume signals technical depth and reduces employer hesitation around training investment, which directly addresses a common sponsorship objection.
Quantify your fraud detection impact
Employers respond to numbers. Frame past experience around measurable outcomes: false positive reduction rates, dollar amounts recovered, or model accuracy improvements. Concrete metrics make your contribution legible to hiring managers and strengthen the case for sponsoring you.
Clarify your OPT timeline upfront with recruiters
Know your exact OPT end date and STEM extension eligibility before outreach. Recruiters need to know how much runway you have. Framing it confidently, rather than apologetically, signals professionalism and removes ambiguity from early conversations about authorization status.
Pursue relevant certifications to stand out
Credentials like the Certified Fraud Examiner designation signal commitment to the field and reduce employer risk perception. Even in-progress certifications demonstrate initiative and can differentiate you from candidates with similar degrees but less demonstrated domain focus.
Apply through OPT-friendly job boards
General job boards surface thousands of roles but rarely filter for sponsorship willingness. Migrate Mate is built specifically for OPT and visa-sponsored roles, which means the employers you find there have already signaled openness to hiring international candidates.
Fraud Analyst OPT: Frequently Asked Questions
Does a Fraud Analyst role qualify as a specialty occupation for OPT?
Yes, Fraud Analyst positions typically qualify as specialty occupations because they require a bachelor's degree or higher in a specific field such as finance, accounting, statistics, or computer science. USCIS evaluates each role individually, so the job description matters. Roles emphasizing data analysis, financial investigation, or risk modeling are the strongest fits.
Can I work as a Fraud Analyst on STEM OPT extension?
Yes, if your degree is in a STEM-designated field such as computer science, statistics, mathematics, or information systems, you may be eligible for the 24-month STEM OPT extension after your initial 12 months. Fraud Analyst roles increasingly rely on machine learning and data science, which strengthens the STEM nexus. Confirm your degree's CIP code with your DSO before applying.
How do I find Fraud Analyst jobs where employers are open to OPT sponsorship?
The most efficient approach is to use a job board that filters specifically for visa-friendly employers. Migrate Mate is designed for F-1 OPT students and surfaces roles where employers have already indicated willingness to sponsor. Beyond the job board, large financial institutions and fintech companies with dedicated immigration programs are your strongest targets.
What degree backgrounds do employers accept for Fraud Analyst roles on OPT?
Finance, accounting, economics, statistics, computer science, and criminal justice are the most common qualifying degrees. Data-heavy fraud roles at fintechs frequently accept mathematics or information systems backgrounds as well. The key is demonstrating that your coursework directly relates to the analytical or investigative work the role requires, which also supports the specialty occupation determination for H-1B filing.
What happens to my Fraud Analyst job if I don't win the H-1B lottery?
If you don't clear the H-1B lottery, your OPT authorization ends when your current period expires. Some employers will explore alternatives like the O-1A visa for candidates with exceptional experience or, if applicable, the TN visa for Canadian and Mexican nationals. It's worth having this conversation with your employer early so both sides can plan rather than reacting at the last minute.