OPT Life Insurance Agent Jobs
Life Insurance Agent roles on OPT are available at independent agencies, captive carriers like State Farm and New York Life, and financial services firms. Most positions are W-2 or commission-based, and your OPT authorization covers both structures. Licensing requirements vary by state but don't affect your work authorization status.
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Get Access To All JobsINTRODUCTION
The CNC (Cracking the Neural Code) Program at Stanford University School of Medicine seeks skilled and motivated Life Science Research Professional 1 (LSRP) to work 100% time. The LSRP will work under general guidance from the Primary Investigator and senior lab members to study neural circuitry of psychiatric conditions such as depression, fear, and anxiety in animal models. The position includes performing a variety of in vitro and in vivo experiments related to animal models of disease, utilizing a variety of surgical, molecular biological, behavioral, histological, and cell culture techniques, as well as mouse colony management.
LSRP will interpret results and make suggestions which may lead to publication. On the job training in specific techniques may be provided. The LSRP may assist in supervising and training new staff and students on techniques as necessary, as well as performing lab management duties such as ordering supplies, maintaining lab records, and adhering to all Stanford safety regulations.
Performance of technical procedures, interpretation of results, recognition of irregularities, recommendations for modification of techniques and approaches will be expected. The LSRP must be self-motivated, a quick learner, technically adept, accurate, efficient, organized and keep detailed records. The ability to work under tight deadlines with general guidance is essential. The LSRP must also have good general basic computer skills (including but not limited to Microsoft Word, Excel and Powerpoint). In addition, the LSRP must have excellent communication skills with the ability to work independently as well as in a team.
CERTIFICATIONS & LICENSES:
None
Physical Requirements:
- Frequently stand, walk, twist, bend, stoop, squat, grasp lightly, use fine manipulation, grasp forcefully, perform desk-based computer tasks, use telephone, write by hand, lift, carry, push and pull objects weighing over 40 pounds.
- Occasionally sit, kneel, crawl, reach and work above shoulders, sort and file paperwork or parts.
- Rarely climb, scrub, sweep, mop, chop and mix or operate hand and foot controls.
- Must have correctible vision to perform duties of the job.
- Ability to bend, squat, kneel, stand, reach above shoulder level, and move on hard surfaces for up to eight hours.
- Ability to lift heavy objects weighing up to 50 pounds.
- Ability to work in a dusty, dirty, and odorous environment.
- Position may require repetitive motion.
Consistent with its obligations under the law, the University will provide reasonable accommodation to any employee with a disability who requires accommodation to perform the essential functions of his or her job.
WORKING CONDITIONS:
- May require working in close proximity to blood borne pathogens.
- May require work in an environment where animals are used for teaching and research.
- Position may at times require the employee to work with or be in areas where hazardous materials and/or infectious diseases are present.
- Employee must perform tasks that require the use of personal protective equipment, such as safety glasses and shoes, protective clothing and gloves, and possibly a respirator.
- May require extended or unusual work hours based on research requirements and business needs.
Core Duties:
- Plan approach to experiments in support of research projects in lab and/or field based on knowledge of scientific theory.
- Independently conduct experiments; maintain detailed records of experiments and outcomes.
- Apply the theories and methods of a life science discipline to interpret and perform analyses of experiment results; offer suggestions regarding modifications to procedures and protocols in collaboration with senior researcher.
- Review literature on an ongoing basis to remain current with new procedures and apply learnings to related research.
- Contribute to publication of findings as needed. Participate in the preparation of written documents, including procedures, presentations, and proposals.
- Help with general lab maintenance as needed; maintain lab stock, manage chemical inventory and safety records, and provide general lab support as needed.
- Assist with orientation and training of new staff or students on lab procedures or techniques.
Minimum Education and Experience
Bachelor's degree in related scientific field.
Knowledge, Skills and Abilities:
- General understanding of scientific principles. Demonstrated performance to use knowledge and skills when needed.
- Demonstrated ability to apply theoretical knowledge of science principals to problem solve work.
- Ability to maintain detailed records of experiments and outcomes.
- General computer skills and ability to quickly learn and master computer programs, databases, and scientific applications.
- Ability to work under deadlines with general guidance.
- Excellent organizational skills and demonstrated ability to accurately complete detailed work.
INTRODUCTION
The CNC (Cracking the Neural Code) Program at Stanford University School of Medicine seeks skilled and motivated Life Science Research Professional 1 (LSRP) to work 100% time. The LSRP will work under general guidance from the Primary Investigator and senior lab members to study neural circuitry of psychiatric conditions such as depression, fear, and anxiety in animal models. The position includes performing a variety of in vitro and in vivo experiments related to animal models of disease, utilizing a variety of surgical, molecular biological, behavioral, histological, and cell culture techniques, as well as mouse colony management.
LSRP will interpret results and make suggestions which may lead to publication. On the job training in specific techniques may be provided. The LSRP may assist in supervising and training new staff and students on techniques as necessary, as well as performing lab management duties such as ordering supplies, maintaining lab records, and adhering to all Stanford safety regulations.
Performance of technical procedures, interpretation of results, recognition of irregularities, recommendations for modification of techniques and approaches will be expected. The LSRP must be self-motivated, a quick learner, technically adept, accurate, efficient, organized and keep detailed records. The ability to work under tight deadlines with general guidance is essential. The LSRP must also have good general basic computer skills (including but not limited to Microsoft Word, Excel and Powerpoint). In addition, the LSRP must have excellent communication skills with the ability to work independently as well as in a team.
CERTIFICATIONS & LICENSES:
None
Physical Requirements:
- Frequently stand, walk, twist, bend, stoop, squat, grasp lightly, use fine manipulation, grasp forcefully, perform desk-based computer tasks, use telephone, write by hand, lift, carry, push and pull objects weighing over 40 pounds.
- Occasionally sit, kneel, crawl, reach and work above shoulders, sort and file paperwork or parts.
- Rarely climb, scrub, sweep, mop, chop and mix or operate hand and foot controls.
- Must have correctible vision to perform duties of the job.
- Ability to bend, squat, kneel, stand, reach above shoulder level, and move on hard surfaces for up to eight hours.
- Ability to lift heavy objects weighing up to 50 pounds.
- Ability to work in a dusty, dirty, and odorous environment.
- Position may require repetitive motion.
Consistent with its obligations under the law, the University will provide reasonable accommodation to any employee with a disability who requires accommodation to perform the essential functions of his or her job.
WORKING CONDITIONS:
- May require working in close proximity to blood borne pathogens.
- May require work in an environment where animals are used for teaching and research.
- Position may at times require the employee to work with or be in areas where hazardous materials and/or infectious diseases are present.
- Employee must perform tasks that require the use of personal protective equipment, such as safety glasses and shoes, protective clothing and gloves, and possibly a respirator.
- May require extended or unusual work hours based on research requirements and business needs.
Core Duties:
- Plan approach to experiments in support of research projects in lab and/or field based on knowledge of scientific theory.
- Independently conduct experiments; maintain detailed records of experiments and outcomes.
- Apply the theories and methods of a life science discipline to interpret and perform analyses of experiment results; offer suggestions regarding modifications to procedures and protocols in collaboration with senior researcher.
- Review literature on an ongoing basis to remain current with new procedures and apply learnings to related research.
- Contribute to publication of findings as needed. Participate in the preparation of written documents, including procedures, presentations, and proposals.
- Help with general lab maintenance as needed; maintain lab stock, manage chemical inventory and safety records, and provide general lab support as needed.
- Assist with orientation and training of new staff or students on lab procedures or techniques.
Minimum Education and Experience
Bachelor's degree in related scientific field.
Knowledge, Skills and Abilities:
- General understanding of scientific principles. Demonstrated performance to use knowledge and skills when needed.
- Demonstrated ability to apply theoretical knowledge of science principals to problem solve work.
- Ability to maintain detailed records of experiments and outcomes.
- General computer skills and ability to quickly learn and master computer programs, databases, and scientific applications.
- Ability to work under deadlines with general guidance.
- Excellent organizational skills and demonstrated ability to accurately complete detailed work.
See all 427+ OPT Life Insurance Agent Jobs
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Get Access To All JobsTips for Finding OPT Sponsorship in Life Insurance Agent
Get your state insurance license before you apply
Most employers won't consider unlicensed candidates. You can sit for the state life insurance exam while on OPT. Passing it before you apply removes the biggest hiring friction and signals you're ready to produce from day one.
Target captive agencies with structured onboarding programs
Large carriers like New York Life, Northwestern Mutual, and MassMutual run formal training programs that include sponsorship support. These programs are built to onboard new agents quickly, which works in your favor as an OPT candidate on a timeline.
Understand how commission-only roles interact with OPT
Commission-only positions are legal under OPT as long as the work is in your field of study. Confirm with your DSO that the role qualifies. Some students overlook this and accept offers without verifying authorization compatibility first.
Emphasize multilingual skills and cultural market access
Agencies actively recruit agents who can serve immigrant communities. If you speak Mandarin, Hindi, Spanish, or another language, lead with that in your application. It's a concrete competitive advantage that directly addresses a gap most domestic candidates can't fill.
Ask about H-1B sponsorship timelines during the first interview
Life insurance agents can qualify for H-1B visa sponsorship under the specialty occupation standard if the role requires a degree. Clarify the employer's sponsorship policy early so you're not deep into the process at an agency that won't support your next visa step.
Build your book of business as early as possible
Employers are far more willing to sponsor OPT and future visa holders who are already generating revenue. Agents who close policies within their first 90 days have measurably stronger sponsorship conversations. Your production numbers matter more than your visa status.
Life Insurance Agent OPT: Frequently Asked Questions
Can F-1 OPT students legally work as life insurance agents in the United States?
Yes. Life insurance agent roles are covered under OPT as long as the position is directly related to your field of study, typically business, finance, economics, or a related major. You must also obtain the required state insurance license before you begin selling. Your OPT work authorization covers both W-2 and commission-based compensation structures, but confirm your specific role qualifies with your DSO before accepting an offer.
Do life insurance employers typically sponsor OPT students for H-1B visas?
Sponsorship varies significantly by employer type. Large captive carriers like New York Life, Northwestern Mutual, and MassMutual are more likely to sponsor than small independent agencies, which often lack the HR infrastructure for visa petitions. The strongest candidates for sponsorship are agents who have already built a client base and demonstrated revenue. You can browse verified sponsoring employers on Migrate Mate to identify who has a history of supporting OPT and H-1B candidates in this field.
Does a life insurance agent role qualify as a specialty occupation for OPT reporting purposes?
It depends on how the role is structured. If the employer requires a bachelor's degree in a specific field such as finance, business administration, or economics, it's more likely to qualify as a specialty occupation. Roles that accept any degree or no degree at all are harder to classify. Work with your DSO to document the degree requirement clearly, and ask the employer for a written job description that specifies the educational requirement before you report the position.
How does the state insurance licensing requirement affect OPT students?
You must pass a state-administered life insurance licensing exam before you can legally sell policies, regardless of your visa status. The licensing process is open to F-1 students on OPT, and most states don't require a Social Security Number to apply for the exam. Processing times range from two to four weeks after you pass. Plan to complete licensing before your OPT start date if possible so you're immediately eligible to work.
What happens to my OPT status if my life insurance role is commission-only and I have a slow month with no income?
OPT does not require a minimum income threshold, but USCIS does require that you are actively engaged in employment related to your field of study. A month with low or no commissions is not automatically a violation, but extended periods without activity could raise questions. Maintain records of your client meetings, applications submitted, and training completed during slow periods. Consult your DSO if you're concerned about a prolonged gap in active work.