Loan Officer Jobs for OPT Students
Loan Officer jobs on OPT are available at banks, credit unions, mortgage companies, and fintech lenders. Most roles require a finance, economics, or business degree, which aligns well with OPT eligibility. Your 12-month OPT window (or 24-month STEM extension if your degree qualifies) gives employers a real runway to evaluate sponsorship.
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Get Access To All JobsAbout the team
At Zillow Home Loans, we’re at the forefront of revolutionizing the home financing experience. As part of our dynamic and fast-growing FinTech company, you'll help reshape how consumers buy, sell, and finance homes, all while working in a collaborative and high-energy environment! As a Mortgage Sales & Support Rep within Zillow Home Loans’ Premier Team, you’ll be part of a collaborative, high-energy group focused on helping homebuyers navigate one of life’s biggest milestones — purchasing a home. The Premier Team supports Zillow’s mission to make home buying and financing easier, more transparent, and more accessible for all. Our team plays a key role in providing exceptional borrower and agent experiences by ensuring every loan moves forward smoothly and efficiently.
About the role
This is an opportunity to launch or grow your mortgage career while contributing directly to Zillow’s mission of transforming the home buying journey. You’ll gain hands-on experience in mortgage origination, lead management, and customer engagement — all while being part of a supportive, in-office team that values learning, collaboration, and excellence.
As a Mortgage Sales & Support Rep, you’ll partner with our Premier Loan Officers to provide a seamless loan origination process while helping to deliver a world-class customer experience. You’ll engage directly with borrowers and real estate agents to provide timely, high-quality support throughout the mortgage journey. Activities include, but are not limited, to responding to borrower and agent inquiries, completing timely follow-ups, and accurately inputting contracts and documentation. This role is ideal for individuals who are motivated by meaningful work, thrive in a fast-paced environment, and are eager to build a career in the mortgage industry — with the goal of transitioning into a Loan Officer role within 4 months of starting.
You Will Get To:
- Deliver a world-class customer experience by enhancing responsiveness and accessibility for customers and real estate agents, while providing exceptional service.
- Support the end-to-end loan origination process — from pre-approval to closing — ensuring accuracy, compliance, and exceptional borrower experiences.
- Manage and follow up on mortgage leads to maximize conversion opportunities and maintain a healthy pipeline.
- Complete a phased four-month learning plan that includes SAFE licensing prep, hands-on practice, and mentorship from experienced Loan Officers and Managers.
- Collaborate with teammates and leaders to identify process improvements and deliver outstanding results.
This role has been categorized as an Office position. “Office” employees regularly work at an existing ZG corporate office for approximately 80 to 100 percent of their time each month. Employees must live within reasonable commuting distance of their designated ZG office. ZG has not defined a reasonable distance, and expects employees will use judgment in determining this for themselves and understand the implications re: time commitment and cost of daily commute.
In California, Connecticut, Maryland, Massachusetts, New Jersey, New York, Washington state, and Washington DC the standard base pay range for this role is $28.70 - $45.90 hourly. This base pay range is specific to these locations and may not be applicable to other locations. Actual amounts will vary depending on experience, performance and location.
Who you are
- 1+ year of experience in sales, customer service, or other client-facing roles; mortgage or financial services experience is a plus but not required.
- Excellent communication and relationship-building skills — with the ability to effectively communicate complex information to customers and real estate agents. You thrive in a collaborative, team-oriented environment.
- High school diploma or equivalent. Bachelor's degree in finance, business, or a related field is preferred.
- Strong attention to detail and organizational skills; able to manage multiple priorities while maintaining accuracy and compliance.
- Growth mindset and willingness to learn complex processes and systems in a fast-paced environment.
- Proficiency in using CRM systems, and other relevant tools.
- Customer-centric mindset with a proactive and problem-solving attitude.
- Comfortable working in-office full-time in Irvine, CA for hands-on collaboration and training. Monday–Friday 8:00 a.m.–5:00 p.m PST.
- Must obtain a SAFE Mortgage Loan Originator license within 90 days of hire (licensing support and training provided).
Here at Zillow, we value the experience and perspective of candidates with non-traditional backgrounds. We encourage you to apply if you have transferable skills or related experiences.
Get to know us
At Zillow, we’re reimagining how people move—through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you’ll be part of a company that's reshaping an industry and helping more people make home a reality.
Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry—and your career—forward, together.
Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law.
Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
About the team
At Zillow Home Loans, we’re at the forefront of revolutionizing the home financing experience. As part of our dynamic and fast-growing FinTech company, you'll help reshape how consumers buy, sell, and finance homes, all while working in a collaborative and high-energy environment! As a Mortgage Sales & Support Rep within Zillow Home Loans’ Premier Team, you’ll be part of a collaborative, high-energy group focused on helping homebuyers navigate one of life’s biggest milestones — purchasing a home. The Premier Team supports Zillow’s mission to make home buying and financing easier, more transparent, and more accessible for all. Our team plays a key role in providing exceptional borrower and agent experiences by ensuring every loan moves forward smoothly and efficiently.
About the role
This is an opportunity to launch or grow your mortgage career while contributing directly to Zillow’s mission of transforming the home buying journey. You’ll gain hands-on experience in mortgage origination, lead management, and customer engagement — all while being part of a supportive, in-office team that values learning, collaboration, and excellence.
As a Mortgage Sales & Support Rep, you’ll partner with our Premier Loan Officers to provide a seamless loan origination process while helping to deliver a world-class customer experience. You’ll engage directly with borrowers and real estate agents to provide timely, high-quality support throughout the mortgage journey. Activities include, but are not limited, to responding to borrower and agent inquiries, completing timely follow-ups, and accurately inputting contracts and documentation. This role is ideal for individuals who are motivated by meaningful work, thrive in a fast-paced environment, and are eager to build a career in the mortgage industry — with the goal of transitioning into a Loan Officer role within 4 months of starting.
You Will Get To:
- Deliver a world-class customer experience by enhancing responsiveness and accessibility for customers and real estate agents, while providing exceptional service.
- Support the end-to-end loan origination process — from pre-approval to closing — ensuring accuracy, compliance, and exceptional borrower experiences.
- Manage and follow up on mortgage leads to maximize conversion opportunities and maintain a healthy pipeline.
- Complete a phased four-month learning plan that includes SAFE licensing prep, hands-on practice, and mentorship from experienced Loan Officers and Managers.
- Collaborate with teammates and leaders to identify process improvements and deliver outstanding results.
This role has been categorized as an Office position. “Office” employees regularly work at an existing ZG corporate office for approximately 80 to 100 percent of their time each month. Employees must live within reasonable commuting distance of their designated ZG office. ZG has not defined a reasonable distance, and expects employees will use judgment in determining this for themselves and understand the implications re: time commitment and cost of daily commute.
In California, Connecticut, Maryland, Massachusetts, New Jersey, New York, Washington state, and Washington DC the standard base pay range for this role is $28.70 - $45.90 hourly. This base pay range is specific to these locations and may not be applicable to other locations. Actual amounts will vary depending on experience, performance and location.
Who you are
- 1+ year of experience in sales, customer service, or other client-facing roles; mortgage or financial services experience is a plus but not required.
- Excellent communication and relationship-building skills — with the ability to effectively communicate complex information to customers and real estate agents. You thrive in a collaborative, team-oriented environment.
- High school diploma or equivalent. Bachelor's degree in finance, business, or a related field is preferred.
- Strong attention to detail and organizational skills; able to manage multiple priorities while maintaining accuracy and compliance.
- Growth mindset and willingness to learn complex processes and systems in a fast-paced environment.
- Proficiency in using CRM systems, and other relevant tools.
- Customer-centric mindset with a proactive and problem-solving attitude.
- Comfortable working in-office full-time in Irvine, CA for hands-on collaboration and training. Monday–Friday 8:00 a.m.–5:00 p.m PST.
- Must obtain a SAFE Mortgage Loan Originator license within 90 days of hire (licensing support and training provided).
Here at Zillow, we value the experience and perspective of candidates with non-traditional backgrounds. We encourage you to apply if you have transferable skills or related experiences.
Get to know us
At Zillow, we’re reimagining how people move—through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you’ll be part of a company that's reshaping an industry and helping more people make home a reality.
Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry—and your career—forward, together.
Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law.
Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
How to Get Visa Sponsorship in Loan Officer
Target employers who already file H-1B petitions
Banks and financial institutions with dedicated compliance teams are far more likely to sponsor visas than small independent brokerages. Look for employers with a documented history of H-1B filings in the financial services sector before applying.
Pursue your NMLS license before interviewing
Most Loan Officer roles require a Mortgage Loan Originator license through NMLS. Completing the pre-licensing coursework and exam before your job search signals readiness and removes a common employer concern about onboarding timelines for OPT candidates.
Frame your international background as a lending asset
Bilingual Loan Officers serving immigrant or non-English-speaking communities are in genuine demand. If you speak Mandarin, Hindi, Spanish, or another language, make that prominent in applications targeting community banks and credit unions with diverse borrower bases.
Apply to fintech lenders alongside traditional banks
Fintech companies originating mortgages or personal loans tend to have legal infrastructure already built for international hiring. They often move faster on sponsorship decisions than large traditional banks with slower HR processes and committee-based approval structures.
Be transparent about your OPT timeline early in conversations
Avoid surprises late in the hiring process. Disclosing your authorization end date during the second interview or after an offer creates friction. Employers who understand the timeline from the start are better positioned to plan sponsorship alongside your onboarding.
Loan Officer jobs are hiring across the US. Find yours.
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Get Access To All JobsFrequently Asked Questions
Can I work as a Loan Officer on OPT?
Yes. Loan Officer roles qualify under OPT as long as your job is directly related to your degree field, typically finance, economics, business, or accounting. You must have a valid EAD card before starting work. If your degree program carries a STEM designation, you may also be eligible for the 24-month STEM OPT extension, giving you up to 36 months of total work authorization.
Do Loan Officer employers typically sponsor H-1B visas?
Sponsorship varies significantly by employer type. Large banks, national mortgage lenders, and established fintech companies with in-house legal teams are most likely to sponsor. Small independent brokerages and community lenders rarely do. Migrate Mate filters Loan Officer listings by sponsorship history, so you can focus your applications on employers who have actually filed H-1B petitions for this role category.
Does working as a Loan Officer on OPT count as qualifying employment for STEM extension?
It depends on your degree. If you graduated from a finance, quantitative economics, or data-focused business program that carries a STEM CIP code, your Loan Officer role may qualify for the 24-month STEM extension. You must confirm your degree program's designation with your DSO and file Form I-765 before your initial OPT expires. Not all business degrees are STEM-designated.
Do I need an NMLS license to work as a Loan Officer on OPT?
Most residential mortgage origination roles require an NMLS Mortgage Loan Originator license, which involves pre-licensing education, a federal exam, a background check, and state registration. OPT students can obtain NMLS licensure, but background check requirements vary by state. Commercial lending and loan analyst roles at banks sometimes do not require NMLS licensure, making them more accessible while you're still building credentials.
How should I track my OPT employment to stay in status as a Loan Officer?
SEVP requires that OPT employment be reported through your school's DSO within 10 days of starting a new job. Your Loan Officer role must be directly related to your degree and constitute at least 20 hours per week to count as qualifying employment. Keep records of your employment dates, employer name, and job duties. Your DSO updates your SEVIS record, and gaps in qualifying employment can affect your visa status.
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