OPT Insurance Analyst Jobs
Insurance Analyst roles frequently qualify for F-1 OPT authorization because the work requires a degree in finance, economics, statistics, or actuarial science. Many insurers and consulting firms hire OPT students for risk modeling, underwriting support, and data analysis. STEM OPT extension eligibility depends on your specific degree classification.
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Get Access To All JobsNature of Work
Nature of Work:
Position No.: 0704P00193
Posting No.: INS27004
Division: Executive
Office Location: 900 Pennsylvania Avenue, Charleston, WV 25302
This job opportunity is not in the classified service and is not covered by the West Virginia Division of Personnel merit system
- The review of insurance company rate, rules, and form filings. These filings consist of multiple types of insurance including homeowners, automobile, workers compensation, medical malpractice, commercial property and liability, health, life, annuities, etc.
- Responsible for the review of form and rate filings in compliance with the WV Code, Regulations, and Guidelines. The analyst will correspond with insurance companies in a professional manner regarding the analysis of their filings. Once the filing review is complete, the analyst will render a disposition of the filing.
- Correspond with insurance company representatives, rating organizations, and other industry professionals on a number of insurance matters such as the state of WV insurance market, WV Code, rules, regulations, guidelines; the proper way to create and code a filing; and the information required to be in a filing in order to conduct a thorough review.
- Analyze and prepare reports for internal and external use. The reports primarily consist of insurance market and filing analysis. Information is obtained from the filings, SERFF, and NAIC I-site system and current legislation.
- Attend agency training and filing reviews. Assist other analysts within other divisions of the OIC with their filings and their interpretation of the WV Code, Rules and Regulations, as needed. Work toward the completion of NAIC Designation Programs: APIR and PIR, as well as attending NAIC conference calls and sub-groups as assigned.
Minimum Qualifications
Training: Bachelor's degree from a regionally accredited college or university.
Substitution: Designation as a Chartered Life Underwriter (CLU), Chartered Property and Casualty Underwriter (CPCU), Chartered Financial Consultant (CHFC) or Fellow of the Life Management Institute (FLMI).
OR
Experience as described below may be substituted for the required training on a year-for-year basis.
Experience: Three (3) years of full-time or equivalent part-time paid employment as an insurance agent, broker, policy examiner, rate analyst, adjuster or investigator with an insurance company or governmental insurance regulatory agency in the areas of life, property and casualty or accident and health or in a technical capacity in an insurance regulatory agency or experience in a mathematical, statistical or actuarial field.
Other Information
Note: CURRENT OR FORMER EMPLOYEES - if you are interested in this job opportunity, you may complete an application at:
Email: Jacqueline.A.Clendenin@wv.gov
Mail: Jacqueline Clendenin, 900 Pennsylvania Avenue, 9th Floor, Charleston, WV 25302
Please include posting number INS27004 on the application
Please note: Applications of current or former state employees that are mailed directly to DOP or completed via DOP’s online method are not forwarded to the OIC.
Come join our team!
We believe our employees deserve the best to make sure they have a great work-life balance. The WV Offices of the Insurance Commissioner offers a great benefit package that includes:
- Holidays - Minimum of 12 paid holidays
- Leave Accrual - Ample Annual (starting at 4.61 hours a pay period) and Sick Leave (5.55 hours a pay period) Accrual
- Medical Insurance - Insurance through Public Employees Insurance Agency (PEIA) with several plan options and Flexible Benefits through Mountaineer Flex Benefits to cover additional needs
- Life Insurance - Free $10,000 Basic Life Insurance and additional life insurance offered at a low cost to you
- Retirement - Mandatory retirement where the employee contributes a portion of their annual salary and the employer also contributes, in addition to an optional 457 deferred compensation retirement plan
Nature of Work
Nature of Work:
Position No.: 0704P00193
Posting No.: INS27004
Division: Executive
Office Location: 900 Pennsylvania Avenue, Charleston, WV 25302
This job opportunity is not in the classified service and is not covered by the West Virginia Division of Personnel merit system
- The review of insurance company rate, rules, and form filings. These filings consist of multiple types of insurance including homeowners, automobile, workers compensation, medical malpractice, commercial property and liability, health, life, annuities, etc.
- Responsible for the review of form and rate filings in compliance with the WV Code, Regulations, and Guidelines. The analyst will correspond with insurance companies in a professional manner regarding the analysis of their filings. Once the filing review is complete, the analyst will render a disposition of the filing.
- Correspond with insurance company representatives, rating organizations, and other industry professionals on a number of insurance matters such as the state of WV insurance market, WV Code, rules, regulations, guidelines; the proper way to create and code a filing; and the information required to be in a filing in order to conduct a thorough review.
- Analyze and prepare reports for internal and external use. The reports primarily consist of insurance market and filing analysis. Information is obtained from the filings, SERFF, and NAIC I-site system and current legislation.
- Attend agency training and filing reviews. Assist other analysts within other divisions of the OIC with their filings and their interpretation of the WV Code, Rules and Regulations, as needed. Work toward the completion of NAIC Designation Programs: APIR and PIR, as well as attending NAIC conference calls and sub-groups as assigned.
Minimum Qualifications
Training: Bachelor's degree from a regionally accredited college or university.
Substitution: Designation as a Chartered Life Underwriter (CLU), Chartered Property and Casualty Underwriter (CPCU), Chartered Financial Consultant (CHFC) or Fellow of the Life Management Institute (FLMI).
OR
Experience as described below may be substituted for the required training on a year-for-year basis.
Experience: Three (3) years of full-time or equivalent part-time paid employment as an insurance agent, broker, policy examiner, rate analyst, adjuster or investigator with an insurance company or governmental insurance regulatory agency in the areas of life, property and casualty or accident and health or in a technical capacity in an insurance regulatory agency or experience in a mathematical, statistical or actuarial field.
Other Information
Note: CURRENT OR FORMER EMPLOYEES - if you are interested in this job opportunity, you may complete an application at:
Email: Jacqueline.A.Clendenin@wv.gov
Mail: Jacqueline Clendenin, 900 Pennsylvania Avenue, 9th Floor, Charleston, WV 25302
Please include posting number INS27004 on the application
Please note: Applications of current or former state employees that are mailed directly to DOP or completed via DOP’s online method are not forwarded to the OIC.
Come join our team!
We believe our employees deserve the best to make sure they have a great work-life balance. The WV Offices of the Insurance Commissioner offers a great benefit package that includes:
- Holidays - Minimum of 12 paid holidays
- Leave Accrual - Ample Annual (starting at 4.61 hours a pay period) and Sick Leave (5.55 hours a pay period) Accrual
- Medical Insurance - Insurance through Public Employees Insurance Agency (PEIA) with several plan options and Flexible Benefits through Mountaineer Flex Benefits to cover additional needs
- Life Insurance - Free $10,000 Basic Life Insurance and additional life insurance offered at a low cost to you
- Retirement - Mandatory retirement where the employee contributes a portion of their annual salary and the employer also contributes, in addition to an optional 457 deferred compensation retirement plan
See all 62+ OPT Insurance Analyst Jobs
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Get Access To All JobsTips for Finding OPT Sponsorship as an Insurance Analyst
Target employers with established OPT hiring pipelines
Large insurers, reinsurance firms, and actuarial consulting groups hire OPT students regularly. Focus your applications on companies with dedicated early-career programs, which are more likely to have HR processes already set up for work authorization paperwork.
Clarify your STEM OPT eligibility before applying
If your degree is in actuarial science, statistics, or a STEM-classified field, you may qualify for a 24-month STEM OPT extension. Confirm your CIP code with your DSO before interviews so you can answer authorization questions confidently and accurately.
Lead with your quantitative skills, not your visa status
Insurance analysts are hired for their ability to model risk, interpret loss ratios, and work with large datasets. Emphasize Excel, SQL, Python, or SAS proficiency upfront. Strong technical skills reduce employer hesitation about sponsorship timelines before you even raise the topic.
Address work authorization proactively but briefly
When asked, state clearly that you have OPT authorization, your end date, and whether you qualify for the STEM extension. Avoid vague answers. Employers who sponsor H-1B visas respond better to candidates who demonstrate they understand the authorization process themselves.
Prioritize roles with actuarial or risk analytics teams
Teams that rely on quantitative analysis tend to be more comfortable navigating visa sponsorship because they value specialized skills. Roles supporting pricing, reserving, or catastrophe modeling are harder to fill and give you more leverage in authorization conversations.
Get your EAD card and OPT start date confirmed before accepting offers
You cannot legally begin work before your OPT start date and EAD card are in hand. Confirm your exact authorization window with your DSO and communicate that timeline clearly to employers to avoid onboarding delays that could affect your offer.
Insurance Analyst OPT: Frequently Asked Questions
Do Insurance Analyst jobs typically qualify for OPT work authorization?
Yes. Insurance Analyst roles generally qualify for OPT because they require a bachelor's degree or higher in a directly related field such as finance, economics, statistics, or actuarial science. The role must be directly related to your degree field. If you studied a STEM-classified major, you may also qualify for the 24-month STEM OPT extension, giving you up to three years of total OPT authorization.
Which degree fields support OPT authorization for Insurance Analyst positions?
Finance, economics, mathematics, statistics, and actuarial science are the most commonly accepted degree fields for Insurance Analyst OPT authorization. Risk management and business analytics degrees can also qualify depending on how the employer defines the role. Your DSO must confirm that your specific degree and the job description are sufficiently related before your OPT application is submitted.
Do insurance employers typically sponsor H-1B visas after OPT ends?
Many large insurers and actuarial consulting firms do sponsor H-1B visas, particularly for analysts in specialized roles like pricing, reserving, and catastrophe modeling. Sponsorship is not guaranteed and varies significantly by employer size and hiring policies. Browsing Insurance Analyst listings on Migrate Mate can help you identify which employers have a track record of hiring international candidates for these roles.
Can I work as a freelance or contract Insurance Analyst on OPT?
Self-employment and contract work are permitted on OPT but come with strict conditions. You must work at least 20 hours per week, and the work must be directly related to your degree. You cannot work for cash without a formal engagement structure. For STEM OPT, self-employment is not permitted. Consult your DSO before accepting any contract or freelance arrangements to ensure you stay in compliance.
How does the 60-day grace period affect my job search as an Insurance Analyst on OPT?
If your OPT employment ends before your authorized period expires, you have a 60-day grace period to find a new role, transfer to a different status, or depart the U.S. You cannot work during the grace period. Insurance Analyst hiring can take four to eight weeks from application to offer, so starting your search early matters. A platform like Migrate Mate can help you identify open roles quickly and filter for employers open to OPT candidates.