Insurance Broker Jobs for OPT Students
Insurance Broker jobs are open to F-1 OPT students with degrees in finance, business, risk management, or economics. Most roles require state licensure, which you can pursue during OPT. Your 12-month work authorization window, extendable to 36 months on STEM OPT, gives you time to build the credentials insurers value.
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Get Access To All JobsCome join our team!
There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.
Headquartered in San Francisco and founded in 2007, our company has over 3,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees.
Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!
JOB OVERVIEW:
Our Risk Management team is hiring a Senior Risk Management Analyst (aka Insurance Brokerage Specialist) to join its large, complex casualty insurance division. This is a technical, detail-oriented role that supports brokers and senior brokers through the analysis, placement, and ongoing servicing of larger, loss‑ratable and loss‑sensitive casualty programs.
The position includes hands-on technical work and defined deliverables for both internal stakeholders (brokers, senior brokers, and risk management teams) and external partners, including clients and insurance carriers/underwriters. Initially, the role is supportive of a high-performing and dynamic team, focused on technical support, deliverable coordination, and supporting the team on overall service execution. As individuals progress, the role evolves to include more direct interaction with insurance markets and clients, with increasing ownership of technical and client-facing responsibilities.
LOCATION: Hybrid - 3 days a week in New York City, NY or Greenwich, CT
WHAT WE'RE LOOKING FOR:
- REQUIRED: At least 2+ years of experience working in the insurance industry.
- Candidates with strong proficiency in software programs, such as the full Microsoft Office Suite - particularly Excel and PowerPoint. Experience using AI programs - particularly CoPilot - is preferred.
- High attention to detail and the ability to stay organized and on top of deadlines while operating in a fast-paced environment.
- Takes ownership of tasks and results.
- Adept at problem-solving as well as critical thinking.
- Strong communication skills - both written and verbal.
- Positive and outgoing disposition, eager to work as a team but also functions well working independently.
WHAT YOU’LL DO:
A detailed list of job duties includes (but is not limited to):
- Coordinate and issue certificates of insurance and auto-identification cards
- Create, issue and track invoices, ensuring timely payment and remittance
- Request and complete various insurance notices and forms
- Create schedules of insurance and program schematics
- Assist with the preparation of insurance submissions (collect, review and package qualitative information, as well as quantitative data)
- Build, analyze and summarize exposure and loss data
- Prepare internal and external deliverables used in client and carrier renewal discussions and presentations
- Assist with special projects and client requests
- Perform such other duties as may be assigned by the company at its discretion from time to time
WHAT YOU’LL BRING:
- Strong written and verbal communication skills and organizational skills
- Close attention to detail and an inquisitive nature
- Strong interpersonal skills to foster relationships with colleagues, insurance carrier underwriting and processing departments, and clients
- Ability to work independently and meet deadlines
- Ability to prioritize and manage multiple projects/assignments and communicate with team members across various offices
- Desire to work in a collaborative, team-oriented environment
Credentials and Experience
- Associate or Bachelor’s Degree is required
- Working knowledge of insurance terms and basic coverage
- 2+ years of insurance industry experience is required
- Strong skillset in Microsoft Office Software (Word, Excel, PowerPoint, and Outlook) and AI utilization
- Property & Casualty Broker’s License (preferred or within 90 days of hire)
COMPENSATION:
The national average hourly rate for this role is $40.00 - $55.00 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.
WHY EPIC:
EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:
- Generous Paid Time off
- Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
- Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
- Generous employee referral bonus program of $1,500 per hired referral
- Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
- Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
- Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
- Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
- Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
- 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!
- EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation
- We’re in the top 10 of property/casualty agencies according to “Insurance Journal”
EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf.
Massachusetts G.L.c. 149 section 19B (b) requires the following statement: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Come join our team!
There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.
Headquartered in San Francisco and founded in 2007, our company has over 3,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees.
Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!
JOB OVERVIEW:
Our Risk Management team is hiring a Senior Risk Management Analyst (aka Insurance Brokerage Specialist) to join its large, complex casualty insurance division. This is a technical, detail-oriented role that supports brokers and senior brokers through the analysis, placement, and ongoing servicing of larger, loss‑ratable and loss‑sensitive casualty programs.
The position includes hands-on technical work and defined deliverables for both internal stakeholders (brokers, senior brokers, and risk management teams) and external partners, including clients and insurance carriers/underwriters. Initially, the role is supportive of a high-performing and dynamic team, focused on technical support, deliverable coordination, and supporting the team on overall service execution. As individuals progress, the role evolves to include more direct interaction with insurance markets and clients, with increasing ownership of technical and client-facing responsibilities.
LOCATION: Hybrid - 3 days a week in New York City, NY or Greenwich, CT
WHAT WE'RE LOOKING FOR:
- REQUIRED: At least 2+ years of experience working in the insurance industry.
- Candidates with strong proficiency in software programs, such as the full Microsoft Office Suite - particularly Excel and PowerPoint. Experience using AI programs - particularly CoPilot - is preferred.
- High attention to detail and the ability to stay organized and on top of deadlines while operating in a fast-paced environment.
- Takes ownership of tasks and results.
- Adept at problem-solving as well as critical thinking.
- Strong communication skills - both written and verbal.
- Positive and outgoing disposition, eager to work as a team but also functions well working independently.
WHAT YOU’LL DO:
A detailed list of job duties includes (but is not limited to):
- Coordinate and issue certificates of insurance and auto-identification cards
- Create, issue and track invoices, ensuring timely payment and remittance
- Request and complete various insurance notices and forms
- Create schedules of insurance and program schematics
- Assist with the preparation of insurance submissions (collect, review and package qualitative information, as well as quantitative data)
- Build, analyze and summarize exposure and loss data
- Prepare internal and external deliverables used in client and carrier renewal discussions and presentations
- Assist with special projects and client requests
- Perform such other duties as may be assigned by the company at its discretion from time to time
WHAT YOU’LL BRING:
- Strong written and verbal communication skills and organizational skills
- Close attention to detail and an inquisitive nature
- Strong interpersonal skills to foster relationships with colleagues, insurance carrier underwriting and processing departments, and clients
- Ability to work independently and meet deadlines
- Ability to prioritize and manage multiple projects/assignments and communicate with team members across various offices
- Desire to work in a collaborative, team-oriented environment
Credentials and Experience
- Associate or Bachelor’s Degree is required
- Working knowledge of insurance terms and basic coverage
- 2+ years of insurance industry experience is required
- Strong skillset in Microsoft Office Software (Word, Excel, PowerPoint, and Outlook) and AI utilization
- Property & Casualty Broker’s License (preferred or within 90 days of hire)
COMPENSATION:
The national average hourly rate for this role is $40.00 - $55.00 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.
WHY EPIC:
EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:
- Generous Paid Time off
- Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
- Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
- Generous employee referral bonus program of $1,500 per hired referral
- Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
- Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
- Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
- Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
- Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
- 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!
- EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation
- We’re in the top 10 of property/casualty agencies according to “Insurance Journal”
EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf.
Massachusetts G.L.c. 149 section 19B (b) requires the following statement: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
How to Get Visa Sponsorship in Insurance Broker
Get your state insurance license before you apply
Most broker roles require a state Property and Casualty or Life and Health license. You can sit for licensing exams on OPT before starting a job. Having it in hand removes a hiring barrier and signals you're ready to work from day one.
Target independent agencies and regional brokerages
Large national carriers often have rigid hiring pipelines. Independent agencies and mid-size brokerages are more flexible, hire based on fit, and are more likely to engage with OPT timelines. These firms often sponsor H-1B visas for strong performers after OPT ends.
Be transparent about your OPT timeline upfront
Insurance roles involve licensing, onboarding, and book-of-business building that take months. Hiring managers want to know your work authorization window. Framing it clearly early prevents late-stage surprises and builds trust with employers who plan long-term.
Emphasize your EAD card, not your visa status
When discussing work authorization, lead with the Employment Authorization Document. Telling employers you have an EAD is simpler and legally sufficient. It keeps the conversation focused on your ability to work now, rather than visa complexity you haven't yet reached.
Build a book of contacts in your target insurance niche
Commercial lines, employee benefits, and specialty insurance each have distinct employer pools. Connecting with producers and account managers in your target niche builds referrals that matter. Many broker hires happen through personal introductions, not formal job postings.
Use Migrate Mate to find OPT-friendly insurance broker openings
Migrate Mate filters jobs by visa sponsorship willingness, saving you time screening roles that won't work. Browsing Insurance Broker listings there surfaces employers already familiar with OPT and more likely to consider H-1B sponsorship when your authorization period ends.
Insurance Broker jobs are hiring across the US. Find yours.
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Get Access To All JobsFrequently Asked Questions
Can I work as an Insurance Broker on F-1 OPT?
Yes. F-1 OPT authorizes full-time employment in roles directly related to your degree field. Insurance Broker positions typically qualify for students with degrees in finance, business, risk management, or economics. Your Employment Authorization Document is all the employer needs to verify your right to work during your OPT period.
Do I need a state insurance license to work as a broker on OPT?
Yes, and you can obtain it before or shortly after starting your job. Most states require a Property and Casualty or Life and Health license to legally place insurance products. You can sit for licensing exams while on OPT. Many employers will reimburse exam fees once you're hired, so it's worth asking during the offer stage.
How does STEM OPT extension apply to Insurance Broker roles?
If your degree is in a STEM-designated field such as actuarial science, statistics, or certain finance programs, you may qualify for a 24-month STEM OPT extension after your initial 12 months. The extension requires your employer to be E-Verify enrolled and submit a formal training plan. This gives you up to 36 months of OPT authorization total.
Do insurance employers sponsor H-1B visas for brokers?
Some do, particularly larger brokerages, insurance carriers, and firms in commercial or specialty lines where your role clearly qualifies as a specialty occupation requiring a degree. Independent agencies are less consistent. The best strategy is to identify employers with a history of H-1B sponsorship early. Migrate Mate lets you browse Insurance Broker roles filtered by sponsorship indicators so you can prioritize those employers.
Does working on commission affect my OPT status?
No, commission-based compensation does not affect your OPT eligibility. What matters is that your position is a legitimate, degree-related role with a recognized employer. Commission, salary, or hybrid pay structures are all acceptable. You do need to remain employed full-time and report any employer changes to your DSO within ten days to stay compliant.
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