OPT Insurance Broker Jobs
Insurance Broker jobs are open to F-1 OPT students with degrees in finance, business, risk management, or economics. Most roles require state licensure, which you can pursue during OPT. Your 12-month work authorization window, extendable to 36 months on STEM OPT, gives you time to build the credentials insurers value.
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INTRODUCTION
At Amwins, we succeed together — and have a good time doing it. We know people don't leave companies. They leave cultures — which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.
First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.
Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.
Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.
At Amwins, we win together — and have a good time doing it.
ABOUT THE ROLE
Join Amwins Access - Admitted Placement Services as an Associate Broker! This is a full-time, in person position in our Roseville, CA office with the potential for a hybrid schedule after training.
The primary function of the Associate Broker is the marketing and placement of commercial lines business. The Associate Broker is responsible for placement of new business submissions and/or remarketing renewal accounts with relevant, competitive insurance carriers and binding the insurance coverage on behalf of Amwins’ retail agencies. The Associate Broker leverages their understanding of the carrier landscape and respective underwriting appetites to determine available markets to help build a profitable book of business.
BASIC QUALIFICATIONS
- 1 year experience as support staff in an office environment or a Bachelor's degree from an accredited four-year university
- Prior insurance experience is a plus!
- Property and Casualty License or ability to earn a license within 90 days (cost reimbursed and study support provided by Amwins)
- Excellent interpersonal communication, customer service mentality, and organizational skills
- Outgoing personality who are quick to learn!
- Excellent computer skills including typing proficiency, Microsoft Office proficiency with an emphasis in Excel spreadsheet
Responsibilities
Each Associate Broker provides vital team functions:
- Market new business submissions and remarket renewal accounts with a customer-oriented focus
- Build relationships with agencies and analyze accounts to prioritize and develop action plans
- Utilize independent judgment and market knowledge to identify and evaluate risk on a case by case and book of business basis
- Liaise with carrier personnel and retail agents daily to assist with placement, retention, and resolution of risks
PREFERRED QUALIFICATIONS
Snapshot of what Amwins provides to our team members:
- Compensation includes a salary commensurate with experience
- Annual bonus potential
- Broad benefits package available
- Most benefits available first day of employment
- Medical, Dental, Vision, Life, etc.
- Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc.
- Generous Paid Time Off and Company Holiday Schedule
- Collaborative, continuing education focused work environment
- Career advancement opportunities
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
COMPENSATION
Pursuant to California regulation, the compensation range for this position is as stated and includes eligibility for performance-based bonuses.
California Pay Range
$70,304 — $72,000 USD
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Get Access To All JobsTips for Finding OPT Sponsorship in Insurance Broker
Get your state insurance license before you apply
Most broker roles require a state Property and Casualty or Life and Health license. You can sit for licensing exams on OPT before starting a job. Having it in hand removes a hiring barrier and signals you're ready to work from day one.
Target independent agencies and regional brokerages
Large national carriers often have rigid hiring pipelines. Independent agencies and mid-size brokerages are more flexible, hire based on fit, and are more likely to engage with OPT timelines. These firms often sponsor H-1B visas for strong performers after OPT ends.
Be transparent about your OPT timeline upfront
Insurance roles involve licensing, onboarding, and book-of-business building that take months. Hiring managers want to know your work authorization window. Framing it clearly early prevents late-stage surprises and builds trust with employers who plan long-term.
Emphasize your EAD card, not your visa status
When discussing work authorization, lead with the Employment Authorization Document. Telling employers you have an EAD is simpler and legally sufficient. It keeps the conversation focused on your ability to work now, rather than visa complexity you haven't yet reached.
Build a book of contacts in your target insurance niche
Commercial lines, employee benefits, and specialty insurance each have distinct employer pools. Connecting with producers and account managers in your target niche builds referrals that matter. Many broker hires happen through personal introductions, not formal job postings.
Use Migrate Mate to find OPT-friendly insurance broker openings
Migrate Mate filters jobs by visa sponsorship willingness, saving you time screening roles that won't work. Browsing Insurance Broker listings there surfaces employers already familiar with OPT and more likely to consider H-1B sponsorship when your authorization period ends.
Insurance Broker OPT: Frequently Asked Questions
Can I work as an Insurance Broker on F-1 OPT?
Yes. F-1 OPT authorizes full-time employment in roles directly related to your degree field. Insurance Broker positions typically qualify for students with degrees in finance, business, risk management, or economics. Your Employment Authorization Document is all the employer needs to verify your right to work during your OPT period.
Do I need a state insurance license to work as a broker on OPT?
Yes, and you can obtain it before or shortly after starting your job. Most states require a Property and Casualty or Life and Health license to legally place insurance products. You can sit for licensing exams while on OPT. Many employers will reimburse exam fees once you're hired, so it's worth asking during the offer stage.
How does STEM OPT extension apply to Insurance Broker roles?
If your degree is in a STEM-designated field such as actuarial science, statistics, or certain finance programs, you may qualify for a 24-month STEM OPT extension after your initial 12 months. The extension requires your employer to be E-Verify enrolled and submit a formal training plan. This gives you up to 36 months of OPT authorization total.
Do insurance employers sponsor H-1B visas for brokers?
Some do, particularly larger brokerages, insurance carriers, and firms in commercial or specialty lines where your role clearly qualifies as a specialty occupation requiring a degree. Independent agencies are less consistent. The best strategy is to identify employers with a history of H-1B sponsorship early. Migrate Mate lets you browse Insurance Broker roles filtered by sponsorship indicators so you can prioritize those employers.
Does working on commission affect my OPT status?
No, commission-based compensation does not affect your OPT eligibility. What matters is that your position is a legitimate, degree-related role with a recognized employer. Commission, salary, or hybrid pay structures are all acceptable. You do need to remain employed full-time and report any employer changes to your DSO within ten days to stay compliant.