Personal Banker Jobs for OPT Students
Personal Banker jobs are actively hiring F-1 OPT students with finance, business, or economics degrees. Most roles qualify as specialty occupations for OPT authorization. Banking employers increasingly sponsor H-1B visas, making this a strong field for students seeking long-term U.S. work authorization after their OPT period ends.
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Get Access To All JobsJob Req Id:
26949114
Location(s):
Miami, Florida, United States
Job Type:
On-Site/Resident
Posted:
Mar. 25, 2026
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
The Personal Banker SAFE Act is an entry level position responsible for the assistance in the execution of sales, products or service activities in coordination with the customer service team. The overall objective of this role is to foster relations with customers to build loyalty and to help increase sales to individual consumer clients.
Responsibilities:
- Work with business credit requests less than $250K, recognize/refer larger lending opportunities and cross sell treasury and related small business products
- Build referral business opportunities through Centers of Influence (COIs) and the Member Get Member (MGM) Program
- Assist in strategies to grow the small business client and implement appropriate sales plans to target Book of Business customers
- Deliver client services/outbound calls/inbound calls to acquire new relationships and deepen existing relationships through the cross-sell of relevant products and services while delivering remarkable client experience
- Provide Tellers and other branch staff with coaching and guidance on products and special programs, identifying client needs, and providing appropriate referrals
- Recognize transaction needs of clients, educate clients on all service and digital channels and leverage technology/marketing tools available to uncover opportunities, and present product offers/financial solutions
- Understand and comply with Citibank policies, standards and procedures
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications
- 0-2 years of relevant experience
- Previous banking, retail, or sales experience preferred
- Knowledge of Smart Banking tools and technologies
- NMLS registration; Safe Act compliant
- Consistently demonstrates clear and concise written and verbal communication skills
- Bilingual English/Spanish Speaking Preferred
Education:
Bachelor's Degree/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Consumer Sales
Job Family:
Branch Sales
Time Type:
Full time
Primary Location:
Miami Florida United States
Primary Location Full Time Salary Range:
$50,600.00 - $70,600.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Apr 24, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Job Req Id:
26949114
Location(s):
Miami, Florida, United States
Job Type:
On-Site/Resident
Posted:
Mar. 25, 2026
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
The Personal Banker SAFE Act is an entry level position responsible for the assistance in the execution of sales, products or service activities in coordination with the customer service team. The overall objective of this role is to foster relations with customers to build loyalty and to help increase sales to individual consumer clients.
Responsibilities:
- Work with business credit requests less than $250K, recognize/refer larger lending opportunities and cross sell treasury and related small business products
- Build referral business opportunities through Centers of Influence (COIs) and the Member Get Member (MGM) Program
- Assist in strategies to grow the small business client and implement appropriate sales plans to target Book of Business customers
- Deliver client services/outbound calls/inbound calls to acquire new relationships and deepen existing relationships through the cross-sell of relevant products and services while delivering remarkable client experience
- Provide Tellers and other branch staff with coaching and guidance on products and special programs, identifying client needs, and providing appropriate referrals
- Recognize transaction needs of clients, educate clients on all service and digital channels and leverage technology/marketing tools available to uncover opportunities, and present product offers/financial solutions
- Understand and comply with Citibank policies, standards and procedures
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications
- 0-2 years of relevant experience
- Previous banking, retail, or sales experience preferred
- Knowledge of Smart Banking tools and technologies
- NMLS registration; Safe Act compliant
- Consistently demonstrates clear and concise written and verbal communication skills
- Bilingual English/Spanish Speaking Preferred
Education:
Bachelor's Degree/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Consumer Sales
Job Family:
Branch Sales
Time Type:
Full time
Primary Location:
Miami Florida United States
Primary Location Full Time Salary Range:
$50,600.00 - $70,600.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Apr 24, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
How to Get Visa Sponsorship in Personal Banker
Target banks with H-1B sponsorship history
Large national and regional banks file H-1B petitions regularly. Research employers who have sponsored international candidates before, since they already have internal processes in place and are far less likely to reject OPT candidates over visa complexity concerns.
Emphasize your finance or business degree
Personal Banker roles qualify as specialty occupations when tied to a relevant degree. Explicitly connect your economics, finance, or business background to the role in your resume and cover letter to reinforce OPT eligibility and strengthen the sponsorship case for future H-1B petitions.
Disclose your OPT status early but strategically
Mention OPT authorization during the recruiter screen, not in your application. This avoids early filtering while giving hiring managers accurate information. Frame it positively: you're fully authorized to work now, with a clear H-1B sponsorship pathway available before your OPT expires.
Pursue STEM OPT extension if your degree qualifies
Finance and business programs at some universities carry STEM designation, qualifying graduates for a 24-month OPT extension. Confirm your program's CIP code with your DSO. A three-year total OPT window significantly improves your H-1B lottery odds before your status expires.
Obtain relevant certifications before applying
Series 6, Series 63, or Notary certification signals serious professional intent to banking employers. Certifications make your application stronger regardless of visa status and demonstrate commitment to a banking career, which directly supports future H-1B sponsorship conversations with management.
Browse OPT-friendly Personal Banker openings on Migrate Mate
General job boards don't filter for visa sponsorship willingness. Migrate Mate surfaces Personal Banker roles from employers open to OPT candidates, saving you hours of research and reducing the risk of wasting applications on employers who won't consider international candidates.
Personal Banker jobs are hiring across the US. Find yours.
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Get Access To All JobsFrequently Asked Questions
Do Personal Banker jobs qualify for F-1 OPT work authorization?
Yes. Personal Banker roles typically qualify for OPT because they require a bachelor's degree in a related field such as finance, business, or economics. Your work must directly relate to your degree to satisfy OPT's practical training requirement. Confirm the connection with your Designated School Official before accepting an offer to ensure it meets USCIS requirements.
Can I work as a Personal Banker on STEM OPT extension?
Only if your undergraduate or graduate degree carries a STEM CIP code. Finance and accounting programs at some universities qualify, but many standard business degrees do not. Check with your DSO to confirm whether your specific program is STEM-designated. If it qualifies, the 24-month extension gives you additional time to secure H-1B sponsorship from your banking employer.
How do I find Personal Banker employers who sponsor OPT and H-1B visas?
Migrate Mate is built specifically for this search. Unlike general job boards, it focuses on employers open to international candidates on OPT and willing to sponsor H-1B visas. Large regional and national banks with established international hiring programs are your strongest targets, as they already have immigration counsel on retainer and internal sponsorship workflows.
What happens to my Personal Banker job if I don't win the H-1B lottery?
Your OPT authorization ends when your EAD expires, typically 12 months after graduation. If you don't win the H-1B lottery, you'll need to stop working unless you have a STEM extension or another visa option. Some banking employers will explore alternatives like O-1 visas for candidates with strong credentials. Discuss contingency plans with your employer well before the lottery results come out in March.
Do banks require licensing before hiring Personal Bankers on OPT?
Most entry-level Personal Banker roles don't require you to hold licenses before starting, but many banks will sponsor you for Series 6 and Series 63 exams within your first few months. Some positions handling securities products require FINRA licensing, which banks typically support internally. Confirm licensing timelines during the offer stage so they align with your OPT work authorization period.
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