OPT Claims Specialist Jobs
Claims Specialist roles sit squarely within specialty occupation territory, making them a strong fit for OPT authorization. Most positions require a degree in business, finance, or a related field. Your 12-month OPT window (up to 36 months with a STEM extension) gives you real runway to build claims experience and pursue H-1B visa sponsorship.
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INTRODUCTION
Being good neighbors – helping people, investing in our communities, and making the world a better place – is who we are at State Farm. It is at the core of how we operate and the reason for our success. Come join a #1 team and do some good!
ROLE AND RESPONSIBILITIES
Auto Injury is a customer-facing segment handling bodily injury and uninsured/underinsured claims along with property damage claims involving injuries. The Injury segment is on the cutting edge with the use of analytics to support claim employees in developing enhanced skillsets to support and protect our policyholders. Claims will be tiered within Injury based upon their claim characteristics, complexity, and severity. This could range from non-attorney represented bodily injuries, up to attorney represented and/or litigation claims.
Helping people recover from the unexpected can be one of the most rewarding aspects of the Injury claims position. We empower our claim handlers to take ownership of the customer experience, demonstrate learning agility, apply their knowledge, and lead through the eyes of our customers. Responsibilities for this role include:
- Reviewing and analyzing injury claims to determine coverage, liability, and damages
- Conducting thorough investigations by gathering relevant information, interviewing involved parties, and reviewing supporting documentation
- Evaluating medical records, police reports, and other related documents to assess the extent of injuries and liability
- Negotiating settlements with claimants, ensuring fair compensation is provided within policy limits
- Documenting all claim activities, maintaining accurate records, and preparing reports as required
- Collaborating with internal teams, including legal, medical, and risk assessment, to ensure proper claim handling
- Claims employees may occasionally deal with difficult and emotional investigations which include traumatic injury and loss of life
- Handling may include lawsuits and/or demands as well as working with Attorneys
This is a hybrid position which allows you to spend some of your time working from home as well as some time working collaboratively in-office. During the job training period you may have a higher percentage of time spent in-office to support your learning experience.
Hours of operation are continually evaluated and may change based on business need. Successful candidates are able and willing to work flexible work shifts and may be asked to work overtime and/or irregular hours.
BASIC QUALIFICATIONS
Competitive candidates demonstrate the following:
- Prior claim handling experience
- Strong written and verbal communication skills
- Strong critical thinking and decision-making skills
- Ability to multi-task across technical platforms
- Strong organizational and time management skills
- Effective negotiation skills
- Ability to work collaboratively in a team environment while also being self-motivated and able to work independently
- Identification of complexities that may require coordination with independent experts, vendors, or defense counsel
- Bachelor's Degree
Claim handling experience including:
- Bodily injury and property damage liability claims, as well as uninsured or underinsured motorist coverage claims
- Verification of coverage, legal liability, and extent of damage to persons and property by using knowledge of policies, procedures, laws, statutes, and insurance regulations
- Litigation experience
ADDITIONAL DETAILS
- Employees must successfully complete all required training, including applicable proficiency and licensing exam(s), and background checks required of various state(s).
- State Farm recently implemented new pre-employment assessments. Candidates that have previously taken an assessment may be asked to participate in additional testing.
OUR BENEFITS
Because work-life balance is a priority at State Farm, compensation is based on our standard 38:45-hour work week!
- Potential starting salary range: $66,071.85-$83,535.93
- Starting salary will be based on skills, background, and experience
- High end of the range limited to applicants with significant relevant experience
- Potential yearly incentive pay up to 15% of base salary
At State Farm, we offer more than just a paycheck. Check out our suite of benefits designed to give you the flexibility you need to take care of you and your family!
- Get Paid! On top of our competitive pay, you are eligible for an annual raise and bonus.
- Stay Well! Focus on you and your family’s health with our robust health and wellbeing programs. State Farm pays most of your healthcare premium, and we offer multiple healthcare plan options, including a high deductible plan. All medical plans provide 100% coverage for in-network preventative care, AND you and your family have access to vision, dental, telemedicine, 24/7 mental health professionals, and much more!
- Develop and Grow! Take advantage of educational benefits like industry leading training programs, top-notch tuition assistance programs, employee resource groups, and mentoring.
- Plan Ahead! Plan for those big moments in life with benefits like fertility/IVF/adoption assistance, college coaching, national discount programs, interactive monthly financial workshops, free financial coaching, and more. You can also start a savings account or consider financing through our State Farm Federal Credit Union!
- Take a Little “You” Time! You will have access to our generous time off policies designed so you can plan around holidays, family events, volunteering, or just to take a relaxing day off. With the opportunity to initially earn up to 20 days annually plus parental leave, paid holidays, celebration day, life leave (40 hours/year), bereavement leave, and community service/education support days, there will be plenty of time for you!
- Give Back! We offer several ways to give back through our Matching Gift Program, Good Neighbor Grant Program, and the Employee Assistance Fund.
- Finish Strong! Plan for retirement using free financial advisors and a 401(k) plan with company contributions of up to 7% of your salary.
Visit our State Farm Careers page for more information on our benefits, locations, and the hiring process of joining the State Farm team!
See all 56+ OPT Claims Specialist Jobs
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Get Access To All JobsTips for Finding OPT Sponsorship as a Claims Specialist
Target insurers and third-party administrators with H-1B track records
Large insurance carriers and TPAs file H-1B visa petitions regularly. Focusing your search on employers with a history of sponsorship dramatically improves your odds of converting OPT employment into long-term work authorization after your window closes.
Frame your degree as a specialty occupation qualification
Claims Specialist roles require theoretical and practical application of business, finance, or risk management principles. Emphasize how your degree directly maps to the role's analytical demands, which is exactly what USCIS evaluates for specialty occupation status.
Start H-1B conversations with HR before your OPT expires
H-1B filing happens in April for an October start. If your OPT ends mid-year, you need a sponsor committed at least six months prior. Raise sponsorship early, not after an offer is extended, to avoid timeline conflicts.
Apply for a STEM extension if your degree qualifies
Business analytics, actuarial science, and statistics degrees often qualify for the 24-month STEM OPT extension. That extra time gives you a second H-1B lottery entry and more runway to find a sponsoring employer in the claims space.
Highlight claims software proficiency in your applications
Employers hiring on OPT want candidates who reduce onboarding time. Proficiency in Guidewire, Salesforce, or similar claims management platforms signals immediate productivity and makes sponsorship investment feel lower-risk to hesitant hiring managers.
Use your CPT or internship experience as proof of specialty work
If you completed a claims-related internship during school, document the analytical and investigative responsibilities clearly on your resume. Prior specialty occupation work strengthens your H-1B petition and shows employers you already understand the role.
Claims Specialist OPT: Frequently Asked Questions
Can I work as a Claims Specialist on OPT?
Yes, Claims Specialist roles generally qualify as specialty occupations under OPT rules because they require a bachelor's degree or higher in a specific field such as business, finance, or risk management. Your employment must be directly related to your degree, so ensure the role's posted requirements align with what you studied before accepting an offer.
Does a Claims Specialist job qualify for STEM OPT extension?
It depends on your degree, not the job title. If you graduated with a degree in a STEM-designated field, such as actuarial science, statistics, or business analytics, you can apply for the 24-month STEM OPT extension regardless of your job title. Check the DHS STEM Designated Degree Program List to confirm your CIP code qualifies before applying.
How do I find Claims Specialist jobs that sponsor OPT students?
Migrate Mate is built specifically for F-1 OPT students and surfaces Claims Specialist roles at employers open to sponsoring international candidates. Filtering by OPT-friendly employers saves significant time compared to applying broadly and discovering sponsorship limitations late in the process, after multiple interview rounds.
What happens to my OPT authorization if my Claims Specialist job ends?
You enter a 60-day grace period once your employment ends. During that window you can find a new OPT-qualifying role, transfer to a different visa status, or prepare to depart the United States. Your new job must still be related to your degree field. If you find another qualifying Claims Specialist or similar role within 60 days, you can continue on the same OPT authorization without reapplying.
Do Claims Specialist employers typically sponsor H-1B visas?
Large insurance carriers, managed care organizations, and third-party administrators sponsor H-1B visas more consistently than smaller firms. Regional insurers and boutique claims consultancies are less predictable. When evaluating an offer, ask HR directly whether they have sponsored H-1B petitions in the past three years, and request to see their OFLC disclosure data filings if you want to verify before committing.