OPT Payment Operations Specialist Jobs
Payment Operations Specialist roles sit at the intersection of finance and technology, making them a strong fit for F-1 OPT students with backgrounds in finance, business, or information systems. Most positions qualify as STEM OPT-eligible when housed under a fintech or payments technology team, giving you up to 36 months of work authorization.
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1301 5th Avenue, Seattle Washington
Job Summary
Payments Associates act as the primary day-to-day leaders for analytical and business development support, including pipeline management, financial modeling, payment process analysis, deal audits and bookings, industry research and the preparation of various presentations and documents, relationship reviews, new business pitch material, RFP responses and on-boarding plans. The roles primary responsibility is to interact with Payments Advisors, Market Leads and Line of Business Partners, who own strategic payment engagements with corporate clients and prospects. This role may also own entire transactions and interface directly with clients in presentation, negotiation, and delivery of payment solutions.
Responsibilities
- Work with Payments Advisors, Market Leads and Line of Business Partners to organize and manage Pipelines and prepare for new business deliverables presented to c-suite leaders of corporate clients and prospects that will improve their financial operations
- Generate ideas and analytical materials in support of new client meetings – interact with support partners to garner research and subject matter expertise
- Interact with Fintech partners to solve complex technology solution challenges and facilitate seamless integration to the bank as well as the partner solutions
- Build client industry expertise and apply it towards new partner and solution development – collaborate with the Product & Innovation team to launch appropriate product and solution expansions
- Develop primary relationships with select clients and work with Payments Advisors, Market Leads and Line of Business Partners on appropriate strategy and solution roadmap to drive revenue
- Work with the data and analytics team to build and enhance reporting and analytical mechanisms using Tableau, Salesforce and various industry tools
- Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
- Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key
Education Qualifications
Bachelor's Degree in Business (Accounting, Finance, Economics) or Technical Sciences (Computer Science, Engineer, Physics) (preferred)
Experience Qualifications
1-3 years of experience in business, finance, technology, or relevant fields (required)
Tactical Skills
- Strong Knowledge of Microsoft Office Suite, Salesforce and Tableau
- Strong quantitative skills, including financial modeling and financial statement analysis
- Ability to quickly absorb and leverage developing technology and commercial cash management products and services with an understanding of Fintech, emerging payments methods and financial operations
- Strong critical thinking and problem-solving ability
- Excellent organization, communication, and research skills
- Strong team player; motivated self-starter; manages to deadlines
- Desire to be part of close-knit group operating in an intensive commercial environment
- Financial modeling and strong analytical acumen
- Analyzing and synthesizing large data sets and industry trends
- Strong communication skills (verbal and written)
- Team player with a competitive drive to win and high degree of curiosity
Core Competencies
All KeyBank employees are expected to demonstrate Key’s Values and sustain proficiency in identified Leadership Competencies.
Physical Demands
General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $63,000.00 - $96,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives. Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 07/24/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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Location:
1301 5th Avenue, Seattle Washington
Job Summary
Payments Associates act as the primary day-to-day leaders for analytical and business development support, including pipeline management, financial modeling, payment process analysis, deal audits and bookings, industry research and the preparation of various presentations and documents, relationship reviews, new business pitch material, RFP responses and on-boarding plans. The roles primary responsibility is to interact with Payments Advisors, Market Leads and Line of Business Partners, who own strategic payment engagements with corporate clients and prospects. This role may also own entire transactions and interface directly with clients in presentation, negotiation, and delivery of payment solutions.
Responsibilities
- Work with Payments Advisors, Market Leads and Line of Business Partners to organize and manage Pipelines and prepare for new business deliverables presented to c-suite leaders of corporate clients and prospects that will improve their financial operations
- Generate ideas and analytical materials in support of new client meetings – interact with support partners to garner research and subject matter expertise
- Interact with Fintech partners to solve complex technology solution challenges and facilitate seamless integration to the bank as well as the partner solutions
- Build client industry expertise and apply it towards new partner and solution development – collaborate with the Product & Innovation team to launch appropriate product and solution expansions
- Develop primary relationships with select clients and work with Payments Advisors, Market Leads and Line of Business Partners on appropriate strategy and solution roadmap to drive revenue
- Work with the data and analytics team to build and enhance reporting and analytical mechanisms using Tableau, Salesforce and various industry tools
- Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
- Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key
Education Qualifications
Bachelor's Degree in Business (Accounting, Finance, Economics) or Technical Sciences (Computer Science, Engineer, Physics) (preferred)
Experience Qualifications
1-3 years of experience in business, finance, technology, or relevant fields (required)
Tactical Skills
- Strong Knowledge of Microsoft Office Suite, Salesforce and Tableau
- Strong quantitative skills, including financial modeling and financial statement analysis
- Ability to quickly absorb and leverage developing technology and commercial cash management products and services with an understanding of Fintech, emerging payments methods and financial operations
- Strong critical thinking and problem-solving ability
- Excellent organization, communication, and research skills
- Strong team player; motivated self-starter; manages to deadlines
- Desire to be part of close-knit group operating in an intensive commercial environment
- Financial modeling and strong analytical acumen
- Analyzing and synthesizing large data sets and industry trends
- Strong communication skills (verbal and written)
- Team player with a competitive drive to win and high degree of curiosity
Core Competencies
All KeyBank employees are expected to demonstrate Key’s Values and sustain proficiency in identified Leadership Competencies.
Physical Demands
General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $63,000.00 - $96,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives. Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 07/24/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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Get Access To All JobsTips for Finding OPT Sponsorship as a Payment Operations Specialist
Confirm STEM OPT eligibility before applying
Payment Operations roles under fintech or technology-focused employers often qualify for the 24-month STEM extension. Verify your degree CIP code matches an approved STEM field with your DSO before targeting these positions to maximize your authorized work period.
Target employers with established payments infrastructure
Large payment processors, banks with digital payment divisions, and fintech companies already manage compliance-heavy workforces. These employers understand OPT authorization better than smaller firms and are more likely to have HR processes in place for international hires.
Highlight regulatory and compliance knowledge
Payment operations requires familiarity with ACH, wire transfers, and fraud monitoring frameworks. Demonstrating coursework or internship experience in financial regulations signals you can contribute immediately, which reduces employer hesitation around the cost of sponsoring future H-1B visa status.
Frame your technical skills around payment systems
Proficiency in SQL, ERP platforms, or reconciliation tools like Kyriba or Stripe directly addresses what payment operations teams need. Employers sponsoring OPT students want confidence you'll be productive from day one, so lead with measurable technical capabilities on your resume.
Apply early relative to your OPT start date
Payment operations hiring cycles often include background checks and compliance screenings that add two to four weeks to onboarding. Starting your job search at least 60 days before your OPT authorization begins gives employers enough runway to complete their process without timeline pressure.
Address your OPT timeline proactively in interviews
Payment operations teams plan headcount around operational continuity. Explaining your OPT period clearly, including your STEM extension eligibility and H-1B sponsorship pathway, shows professionalism and helps hiring managers build an accurate picture of your long-term availability.
Payment Operations Specialist OPT: Frequently Asked Questions
Can F-1 OPT students work as Payment Operations Specialists?
Yes. Payment Operations Specialist roles are generally available to F-1 OPT students, provided the position is directly related to your field of study. Students with degrees in finance, accounting, business administration, or information systems typically meet this requirement. STEM-designated degrees may also qualify you for the 24-month STEM OPT extension, giving you up to 36 months of total authorization.
Do Payment Operations Specialist jobs qualify for the STEM OPT extension?
It depends on your degree and the employer's E-Verify enrollment status. If your degree falls under an approved STEM CIP code and your employer participates in E-Verify, your role can qualify for the 24-month extension. Many fintech companies and payment processors are E-Verify enrolled, which makes this career path a practical one for STEM graduates looking to extend their stay.
Where can I find Payment Operations Specialist jobs that are open to OPT students?
Migrate Mate is built specifically for F-1 OPT and international students, so the job listings there are filtered for visa-friendly employers. Searching Migrate Mate for Payment Operations Specialist roles saves time compared to sorting through general job boards where sponsorship willingness is unclear. You can browse by employer type, industry, and authorization requirements to find roles that match your OPT timeline.
What industries hire Payment Operations Specialists on OPT?
The most active hiring comes from fintech companies, commercial banks, payment processors, and e-commerce platforms with large transaction volumes. Healthcare billing firms and SaaS companies with subscription revenue also maintain payment operations teams. These industries tend to have structured HR functions familiar with work authorization requirements, which increases the likelihood of a smooth hiring process for OPT students.
What happens to my OPT authorization if my Payment Operations Specialist role ends before my EAD expires?
F-1 OPT students have a 60-day unemployment grace period after a job ends. During that window, you can search for a new position without violating your status. Payment operations experience transfers well across industries, so re-employment is often faster than in more specialized roles. If you exceed 90 cumulative days of unemployment during standard OPT, your authorization ends, so prioritize finding a new role quickly.