OPT Payment Operations Specialist Jobs
Payment Operations Specialist roles sit at the intersection of finance and technology, making them a strong fit for F-1 OPT students with backgrounds in finance, business, or information systems. Most positions qualify as STEM OPT-eligible when housed under a fintech or payments technology team, giving you up to 36 months of work authorization.
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Get Access To All JobsLOCATION:
Chicago, IL
Albuquerque, NM
Helena, MT
Richardson, TX
Tulsa, OK
COMPENSATION:
- Compensation: $69,800.00 - $125,900.00
- Exact compensation may vary based on skills, experience, and location
At HCSC, our employees are the cornerstone of our business and the foundation to our success. We empower employees with curated development plans that foster growth and promote rewarding, fulfilling careers.
Join HCSC and be part of a purpose-driven company that will invest in your professional development.
This position is responsible for driving implementation of PI-owned projects, reporting status and risks. While working with cross-functional teams, responsible for identifying new payment integrity opportunities. Responsible for tracking and reporting KPIs and impact metrics, working with the PI Program Manager to draft communications on PI project progress, impact, value, and ROI.
REQUIRED JOB QUALIFICATIONS:
- Bachelor's degree and 3 years of business requirement experience OR 7 years of business requirements experience in health insurance operational functions or relevant experience
- Knowledge of and experience in payer operations
- Implementation experience
- Clear and concise interpersonal, verbal and written communication skills
- PC proficiency with Microsoft applications including access, excel, word and power point
PREFERRED JOB QUALIFICATIONS:
- Healthcare background
- Project Management experience
- Experience managing vendor contracts
- Advanced excel experience
WORK ARRANGEMENT:
This is a Flex (Hybrid) role: 3 days in office; 2 days remote.
HCSC EMPLOYMENT STATEMENT:
We are an Equal Opportunity Employment employer dedicated to providing a welcoming environment where the unique differences of our employees are respected and valued. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected characteristics. We are a drug-free and smoke-free workplace. Employment may be contingent upon successful completion of drug screening in accordance with applicable law.
To learn more about available benefits, please visit https://careers.hcsc.com/totalrewards (opens in new window)
Flex employees are expected to be in the office a minimum of three days a week. Management will have discretion to modify an employee's weekly schedule for exigent circumstances.
LOCATION:
Chicago, IL
Albuquerque, NM
Helena, MT
Richardson, TX
Tulsa, OK
COMPENSATION:
- Compensation: $69,800.00 - $125,900.00
- Exact compensation may vary based on skills, experience, and location
At HCSC, our employees are the cornerstone of our business and the foundation to our success. We empower employees with curated development plans that foster growth and promote rewarding, fulfilling careers.
Join HCSC and be part of a purpose-driven company that will invest in your professional development.
This position is responsible for driving implementation of PI-owned projects, reporting status and risks. While working with cross-functional teams, responsible for identifying new payment integrity opportunities. Responsible for tracking and reporting KPIs and impact metrics, working with the PI Program Manager to draft communications on PI project progress, impact, value, and ROI.
REQUIRED JOB QUALIFICATIONS:
- Bachelor's degree and 3 years of business requirement experience OR 7 years of business requirements experience in health insurance operational functions or relevant experience
- Knowledge of and experience in payer operations
- Implementation experience
- Clear and concise interpersonal, verbal and written communication skills
- PC proficiency with Microsoft applications including access, excel, word and power point
PREFERRED JOB QUALIFICATIONS:
- Healthcare background
- Project Management experience
- Experience managing vendor contracts
- Advanced excel experience
WORK ARRANGEMENT:
This is a Flex (Hybrid) role: 3 days in office; 2 days remote.
HCSC EMPLOYMENT STATEMENT:
We are an Equal Opportunity Employment employer dedicated to providing a welcoming environment where the unique differences of our employees are respected and valued. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected characteristics. We are a drug-free and smoke-free workplace. Employment may be contingent upon successful completion of drug screening in accordance with applicable law.
To learn more about available benefits, please visit https://careers.hcsc.com/totalrewards (opens in new window)
Flex employees are expected to be in the office a minimum of three days a week. Management will have discretion to modify an employee's weekly schedule for exigent circumstances.
See all OPT Payment Operations Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new OPT Payment Operations Specialist Jobs.
Get Access To All JobsTips for Finding OPT Sponsorship as a Payment Operations Specialist
Confirm STEM OPT eligibility before applying
Payment Operations roles under fintech or technology-focused employers often qualify for the 24-month STEM extension. Verify your degree CIP code matches an approved STEM field with your DSO before targeting these positions to maximize your authorized work period.
Target employers with established payments infrastructure
Large payment processors, banks with digital payment divisions, and fintech companies already manage compliance-heavy workforces. These employers understand OPT authorization better than smaller firms and are more likely to have HR processes in place for international hires.
Highlight regulatory and compliance knowledge
Payment operations requires familiarity with ACH, wire transfers, and fraud monitoring frameworks. Demonstrating coursework or internship experience in financial regulations signals you can contribute immediately, which reduces employer hesitation around the cost of sponsoring future H-1B visa status.
Frame your technical skills around payment systems
Proficiency in SQL, ERP platforms, or reconciliation tools like Kyriba or Stripe directly addresses what payment operations teams need. Employers sponsoring OPT students want confidence you'll be productive from day one, so lead with measurable technical capabilities on your resume.
Apply early relative to your OPT start date
Payment operations hiring cycles often include background checks and compliance screenings that add two to four weeks to onboarding. Starting your job search at least 60 days before your OPT authorization begins gives employers enough runway to complete their process without timeline pressure.
Address your OPT timeline proactively in interviews
Payment operations teams plan headcount around operational continuity. Explaining your OPT period clearly, including your STEM extension eligibility and H-1B sponsorship pathway, shows professionalism and helps hiring managers build an accurate picture of your long-term availability.
Payment Operations Specialist OPT: Frequently Asked Questions
Can F-1 OPT students work as Payment Operations Specialists?
Yes. Payment Operations Specialist roles are generally available to F-1 OPT students, provided the position is directly related to your field of study. Students with degrees in finance, accounting, business administration, or information systems typically meet this requirement. STEM-designated degrees may also qualify you for the 24-month STEM OPT extension, giving you up to 36 months of total authorization.
Do Payment Operations Specialist jobs qualify for the STEM OPT extension?
It depends on your degree and the employer's E-Verify enrollment status. If your degree falls under an approved STEM CIP code and your employer participates in E-Verify, your role can qualify for the 24-month extension. Many fintech companies and payment processors are E-Verify enrolled, which makes this career path a practical one for STEM graduates looking to extend their stay.
Where can I find Payment Operations Specialist jobs that are open to OPT students?
Migrate Mate is built specifically for F-1 OPT and international students, so the job listings there are filtered for visa-friendly employers. Searching Migrate Mate for Payment Operations Specialist roles saves time compared to sorting through general job boards where sponsorship willingness is unclear. You can browse by employer type, industry, and authorization requirements to find roles that match your OPT timeline.
What industries hire Payment Operations Specialists on OPT?
The most active hiring comes from fintech companies, commercial banks, payment processors, and e-commerce platforms with large transaction volumes. Healthcare billing firms and SaaS companies with subscription revenue also maintain payment operations teams. These industries tend to have structured HR functions familiar with work authorization requirements, which increases the likelihood of a smooth hiring process for OPT students.
What happens to my OPT authorization if my Payment Operations Specialist role ends before my EAD expires?
F-1 OPT students have a 60-day unemployment grace period after a job ends. During that window, you can search for a new position without violating your status. Payment operations experience transfers well across industries, so re-employment is often faster than in more specialized roles. If you exceed 90 cumulative days of unemployment during standard OPT, your authorization ends, so prioritize finding a new role quickly.