Mid Level Payment Officer Jobs
Mid level payment officer jobs go to professionals ready to own payment processes end to end, mentor junior staff, and make compliance and reconciliation decisions with minimal oversight. Openings are concentrated across Insurance and Investment & Asset Management, with a mix of on-site, remote, and hybrid settings, and employers like Oscar Management Corporation, Excellus BCBS, and Marsh hiring at this level now.
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INTRODUCTION
Join Mizuho as a Payment Platform Implementation Engineer! The Payment and Settlement Technology group is seeking a Payment Platform Implementation Engineer to design, build, and support scalable technology solutions for critical payment processing, settlement, and transaction banking platforms. In this role, you will partner with business, operations, product, and technology teams to deliver secure, resilient, and well-controlled applications that support high-value payments, settlement workflows, regulatory requirements, and ongoing platform modernization initiatives across SWIFT, FED, ACH and other global internal and external channels.
KEY RESPONSIBILITIES
- Design, develop, and maintain Java-based applications and services supporting payment processing, settlement workflows, and transaction banking capabilities across internal and external channels.
- Build and integrate APIs, microservices, and event-driven components that enable secure, resilient, and scalable payment orchestration, validation, enrichment, routing, and status tracking.
- Develop scripts and automation utilities to support application deployment, data analysis, operational support, monitoring, reconciliation, and controlled production support activities.
- Design, query, and optimize relational databases supporting payment transactions, reference data, audit trails, exception handling, and settlement reporting.
- Collaborate with business analysts, operations, risk, compliance, infrastructure, and vendor teams to translate payment-domain requirements into reliable technical solutions with strong controls and traceability.
- Support testing, defect resolution, code reviews, release management, and production readiness activities for payment and settlement platforms, ensuring high availability, security, and regulatory alignment.
QUALIFICATIONS
- Bachelor’s degree in Computer Science, Information Technology, Engineering, or a related field required; Master’s degree in Computer Science preferred.
- Must have hands-on experience working on payment straight-through processing (STP) solutions, including payment initiation, validation, enrichment, routing, settlement, exception handling, and status reporting.
- Strong Java development experience with practical knowledge of APIs, microservices, scripting, relational databases, and production-grade application support.
- Experience with payment platforms, financial messaging, clearing and settlement processes, or banking technology environments preferred.
- Eligibility to work in the local market required.
COMPENSATION
- The expected base salary ranges from $83k-$165k. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
OTHER REQUIREMENTS
Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process.
COMPANY OVERVIEW
Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~ $2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research.
Mizuho Americas offers a competitive total rewards package. We are an EEO/AA Employer - M/F/Disability/Veteran. We participate in the E-Verify program. We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.
INTRODUCTION
Join Mizuho as a Payment Platform Implementation Engineer! The Payment and Settlement Technology group is seeking a Payment Platform Implementation Engineer to design, build, and support scalable technology solutions for critical payment processing, settlement, and transaction banking platforms. In this role, you will partner with business, operations, product, and technology teams to deliver secure, resilient, and well-controlled applications that support high-value payments, settlement workflows, regulatory requirements, and ongoing platform modernization initiatives across SWIFT, FED, ACH and other global internal and external channels.
KEY RESPONSIBILITIES
- Design, develop, and maintain Java-based applications and services supporting payment processing, settlement workflows, and transaction banking capabilities across internal and external channels.
- Build and integrate APIs, microservices, and event-driven components that enable secure, resilient, and scalable payment orchestration, validation, enrichment, routing, and status tracking.
- Develop scripts and automation utilities to support application deployment, data analysis, operational support, monitoring, reconciliation, and controlled production support activities.
- Design, query, and optimize relational databases supporting payment transactions, reference data, audit trails, exception handling, and settlement reporting.
- Collaborate with business analysts, operations, risk, compliance, infrastructure, and vendor teams to translate payment-domain requirements into reliable technical solutions with strong controls and traceability.
- Support testing, defect resolution, code reviews, release management, and production readiness activities for payment and settlement platforms, ensuring high availability, security, and regulatory alignment.
QUALIFICATIONS
- Bachelor’s degree in Computer Science, Information Technology, Engineering, or a related field required; Master’s degree in Computer Science preferred.
- Must have hands-on experience working on payment straight-through processing (STP) solutions, including payment initiation, validation, enrichment, routing, settlement, exception handling, and status reporting.
- Strong Java development experience with practical knowledge of APIs, microservices, scripting, relational databases, and production-grade application support.
- Experience with payment platforms, financial messaging, clearing and settlement processes, or banking technology environments preferred.
- Eligibility to work in the local market required.
COMPENSATION
- The expected base salary ranges from $83k-$165k. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
OTHER REQUIREMENTS
Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process.
COMPANY OVERVIEW
Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~ $2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research.
Mizuho Americas offers a competitive total rewards package. We are an EEO/AA Employer - M/F/Disability/Veteran. We participate in the E-Verify program. We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.
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Mid Level Payment Officer Jobs: Frequently Asked Questions
How do I get a mid level payment officer job?
Position your experience around ownership, not just task completion. Highlight payment processing workflows you managed independently, reconciliation issues you resolved, or compliance improvements you led. Tailor your resume to show measurable impact, such as reducing processing errors or cutting cycle times. Mid level roles reward candidates who demonstrate they can handle accounts with limited supervision and have worked across multiple payment systems or platforms.
Which companies hire mid level payment officers?
Companies hiring mid level payment officers right now include Oscar Management Corporation, Excellus BCBS, and Marsh, based on current listings on Migrate Mate as of November 2026. Hiring at this level comes from a wide range of employers, including financial services firms, healthcare networks, large retailers, and technology companies with high-volume transaction operations.
Are there remote mid level payment officer jobs?
Yes, though availability varies by employer and role type. About 67% of mid level payment officer openings are remote or hybrid as of November 2026, reflecting broader adoption of distributed finance teams. Fully remote roles are more common at companies with established digital payment infrastructure, while on-site positions tend to appear in banking and regulated healthcare settings.
How do I move up to a mid level payment officer role?
Moving from an entry level position to mid level takes consistent demonstration of deeper expertise and broader ownership over time. Build fluency in payment systems, reconciliation processes, and compliance requirements beyond your initial scope. Take on projects that require coordination across teams, document your impact with measurable outcomes, and develop familiarity with regulatory frameworks relevant to your industry. Employers promoting from within look for consistent accuracy and the ability to handle complex accounts independently.
Which industries hire the most mid level payment officers?
Mid Level payment officer roles concentrate in Insurance and Investment & Asset Management, based on current listings on Migrate Mate as of November 2026. These sectors generate high transaction volumes or operate under strict payment compliance requirements, which drives sustained demand for experienced professionals who can manage complex payment cycles with minimal oversight.