Remote Mortgage Consultant Jobs
Remote mortgage consultant jobs are in active demand across the U.S., with remote-first lenders, distributed financial services firms, and digital banking teams all hiring for this role. Companies bringing on remote mortgage consultants right now include Jobot, Zillow, and AmeriHome Mortgage Company. Scan the live roles below and apply to whichever ones fit.
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ABOUT OUR COMPANY:
The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world. So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial.
Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $135 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners and more.
But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started.
ABOUT OUR WORKPLACE:
Splash is remote-first, and proud of it — though our collections team works in-person at our Arizona location.
We spend our days simplifying financial products and getting them into the hands of people who need them most. Right now, we’re focused on building financial technologies that fundamentally transform how the industry lends.
Although Splash has been around since 2013, we still operate like a startup — fast-paced, nimble, and full of heart. We’re good people who care deeply about doing meaningful work, and we approach challenges with creativity, passion, and urgency.
And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected — even from afar.
At Splash, everything we do is guided by our values:
- Own It – We take full accountability and follow through on commitments.
- Raise the Bar – We move fast, innovate faster, and push through barriers.
- Say the Hard Thing – We speak up with honesty, respect, and a desire to solve problems and make things better.
- Elevate Each Other – We win as a team by lifting each other up.
These values show up in how we work and how we connect — whether we’re collaborating on big projects or bonding over everyday moments. Yes, we even have Slack channels for #kids-and-pets and #food, because we believe being human makes us better teammates.
ABOUT THE ROLE:
Splash Financial is seeking a motivated and customer-obsessed Mortgage Loan Officer (MLO) to join our growing Lending team. In this role, you’ll serve as a trusted advisor to borrowers, guiding them through the mortgage process with empathy, clarity, and confidence. You’ll play a key role in helping our customers achieve their financial goals while delivering an exceptional experience that reflects Splash’s values. As we continue expanding into the mortgage space, you’ll have the opportunity to help shape our strategy, influence new product offerings, and work cross-functionally with operations, product, and compliance teams. This is a unique chance to join a mission-driven fintech company at a pivotal moment in its growth journey. If you're passionate about helping people make smart financial decisions and enjoy a fast-paced, collaborative environment, we want to hear from you!
WHAT YOU’LL DO AT SPLASH:
- Advise customers on mortgage loan products and guide them through the end-to-end application and approval process.
- Build and maintain strong relationships with borrowers, offering consistent and clear communication throughout their journey.
- Collaborate with underwriting and processing teams to ensure timely and accurate loan closings.
- Stay informed of lending regulations, market trends, and mortgage product updates to provide expert guidance.
- Contribute feedback to help refine and improve Splash’s mortgage processes, tools, and customer experience.
WHAT YOU’LL BRING TO SPLASH:
- Must hold California-DRE Real Estate Salesperson License Mortgage Loan Originator (MLO) License Endorsement.
- 1+ years of experience in residential mortgage lending with a track record of meeting or exceeding performance goals.
- Excellent interpersonal and communication skills, with a customer-first mindset.
- Strong knowledge of mortgage products, regulatory requirements, and loan processing workflows.
- Tech-savvy and comfortable using digital tools to manage leads, documentation, and customer interactions.
PAY:
Pay: $35.90 - $44.50 per hour
BENEFITS:
- 401(k)
- Dental insurance
- Health insurance
- Parental leave
- Vision insurance
- Work from home
APPLICATION QUESTION(S):
- Do you currently hold an active California Department of Real Estate (DRE) license?
- If you do hold an active California Department of Real Estate License (DRE), please provide your license number.
WORK LOCATION:
Work Location: Remote
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Find JobsRemote Mortgage Consultant Job Market
Who's Hiring
- Jobot28

- Zillow24

- AmeriHome Mortgage Company10

- AmeriSave Mortgage9

- Fifth Third Bank6

Top Industries Hiring
- Banking & Financial Services36
- Staffing & Recruiting28
- Construction & Real Estate25
- Insurance3
- Agriculture & Farming1
What Employers Look For
The qualifications that appear most often in remote mortgage consultant jobs.
- Active NMLS Mortgage Loan Originator license for applicable states
- Proven experience originating residential or commercial mortgage loans
- Proficiency with loan origination software such as Encompass or Calyx
- Strong knowledge of FHA, VA, conventional, and jumbo loan guidelines
- Ability to analyze borrower financials and evaluate debt-to-income ratios
- Bachelor's degree in finance, business, or a related field preferred
Tips for Your Remote Mortgage Consultant Job Search
Apply early to remote roles that fit
Migrate Mate lists remote mortgage consultant openings from across the U.S. in one place. Search by role, find the listings that match your licensing and experience, and apply directly before competition builds on newer postings.
Show your async communication skills upfront
Remote mortgage employers need to know you can guide borrowers clearly without in-person meetings. Write your cover letter and follow-up emails the way you'd communicate with a client remotely, using plain language and structured explanations that move the process forward without back-and-forth.
Document your remote pipeline management
List the loan origination software, CRM tools, and digital document platforms you've used to manage a mortgage pipeline from a distance. Remote hiring managers want proof you can own the full process without office infrastructure, so name the tools and what you accomplished with them.
Prepare for a fully remote interview process
Remote mortgage consultant interviews often run entirely over video, sometimes across multiple rounds with underwriting, sales, and compliance stakeholders. Practice walking through a borrower scenario on camera, demonstrating how you'd structure the consultation and handle objections without being in the same room.
Match your licensing to the roles you target
Many remote mortgage consultant postings specify required state NMLS licenses. Check each listing for licensing requirements before applying, and note whether the employer supports multi-state licensing for remote consultants who may serve borrowers across state lines.
Remote Mortgage Consultant Jobs: Frequently Asked Questions
How do I get a remote mortgage consultant job?
Target lenders and financial services firms that operate with distributed or fully remote teams, since they have the infrastructure to support remote mortgage consultants from day one. Remote employers screen heavily for self-direction, clear written communication, and the ability to guide borrowers through complex decisions without in-person support. Licensing in your state, a working knowledge of loan origination software, and demonstrated pipeline management give you a clear edge.
Which companies hire remote mortgage consultants?
Companies hiring remote mortgage consultants right now include Jobot, Zillow, and AmeriHome Mortgage Company, based on current remote listings on Migrate Mate as of June 2026. Remote-first lenders, digital mortgage platforms, and distributed retail banking teams make up the bulk of employers offering this role fully remotely.
Can you get a remote mortgage consultant job with no experience?
Yes, but remote entry-level mortgage consultant roles are harder to land because you're expected to work independently from the start without in-office coaching. Your best path is through remote-first lenders or digital mortgage companies that have structured onboarding for new hires. Showing familiarity with loan origination platforms, holding a relevant state license, and demonstrating strong written communication can open doors in place of direct experience.
Do you need a degree for remote mortgage consultant jobs?
Not always. Remote mortgage employers weight your state licensing, hands-on knowledge of mortgage products, and client-facing results more heavily than a specific degree. A track of closed loans, demonstrated ability to manage a remote pipeline, and comfort with digital origination tools carry more practical weight in hiring decisions than your academic background alone.
Which industries hire the most remote mortgage consultants?
Remote mortgage consultant roles concentrate in Banking & Financial Services, Staffing & Recruiting, and Construction & Real Estate, based on current remote listings on Migrate Mate as of June 2026. These sectors rely on distributed teams to serve borrowers across multiple markets without requiring consultants to be physically present in any one location.
See All 117+ Remote Mortgage Consultant Jobs
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