Remote Risk Operations Specialist Jobs
Remote risk operations specialist jobs are actively listed across the U.S. at remote-first firms, distributed fintech teams, and digital-first financial services companies. Employers hiring remote risk operations specialists right now include M&T Bank, Gallagher, and Insmed Incorporated. Scan the live roles below and apply to whichever ones fit.
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This is a Buffalo, NY based position requiring onsite work four days a week, with the flexibility to work from home one day a week.
Senior Risk Manager – Technology & Enterprise Operations
The Senior Risk Manager is a key member of the Technology & Enterprise Operations First Line Risk team, serving as the primary risk advisor to various consumer lending operations and technology domains, including Retail Servicing, Customer Asset Management (CAM), and Consumer, Business & Retail Banking Technology. In this role, you will build trusted partnerships with business leaders, Front Office Risk Officers, and cross-functional stakeholders to proactively identify, assess, and manage operational, technology, regulatory, and emerging risks. The successful candidate will champion a culture of continuous risk advisement, embedding risk-informed decision making into business processes, strategic initiatives, and day-to-day operations rather than relying on reactive risk management practices.
The successful candidate will lead and execute multiple risk initiatives, drive effective governance and reporting practices, enhance risk frameworks and controls, and ensure alignment with the Bank's risk appetite and regulatory expectations. This position is responsible for influencing risk-informed decision making, promoting operational resilience, and strengthening sustainable risk management practices across the organization.
Primary Responsibilities
- Serve as the primary risk advisor to assigned Technology & Enterprise Operations business lines, providing strategic guidance on operational, technology, compliance, regulatory, and emerging risks.
- Build trusted partnerships with Operations leadership, frontline Risk Officers, and cross-functional stakeholders to strengthen risk awareness and decision-making.
- Promote a culture of proactive risk advisement, embedding risk considerations into business processes, initiatives, and strategic planning activities.
- Lead risk assessments and evaluate controls to identify opportunities to mitigate risk, enhance governance, and improve operational effectiveness.
- Drive multiple risk initiatives and remediation efforts, ensuring timely execution and sustainable outcomes.
- Develop and maintain meaningful risk reporting, metrics, and Key Risk Indicators (KRIs) that provide actionable insights to senior management.
- Partner with business and risk teams to ensure compliance with applicable regulatory requirements, policies, and enterprise risk management standards.
- Prepare and present risk-related reporting and recommendations to senior leadership and governance committees.
- Identify opportunities to streamline processes, strengthen controls, and improve efficiency across risk management activities.
- Support audit, regulatory, and issue management activities, ensuring timely resolution of findings and adherence to internal control standards.
- Provide leadership, coaching, and guidance to risk professionals and project teams as applicable. Promote an environment that supports belonging and reflects the M&T Bank brand.
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Scope of Responsibilities
This position provides risk leadership and oversight across designated Technology & Enterprise Operations business domains, including various consumer lending operations and technology domains, including Retail Servicing, Customer Asset Management, and Consumer, Business & Retail Banking Technology. The role partners extensively with senior business leaders, frontline Risk Officers, Compliance, Audit, and other Risk Management functions to ensure effective risk governance, operational resilience, and strategic alignment with enterprise risk objectives.
Supervisory/Managerial Responsibilities
- Lead and develop a team of four or more risk professionals. Responsible for establishing the strategic direction of the function and building organizational capabilities to support a growing risk advisory model, with potential expansion of the team as business needs evolve.
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Education and Experience Required
- Bachelor's degree and a minimum of nine years of experience in Risk Management, Operations, Audit, Compliance, or a related discipline.
- Demonstrated experience providing risk advisory support to business leaders and cross-functional teams in a highly regulated environment.
- Experience leading complex initiatives and influencing stakeholders across multiple business functions.
- Strong understanding of risk management frameworks, governance practices, regulatory expectations, and internal controls.
- Exceptional verbal and written communication skills with the ability to effectively engage audiences at all organizational levels. Proven ability to build trusted relationships, drive consensus, and achieve results in a complex environment.
#LI-111
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $128,900.00 - $214,900.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.Location
Buffalo, New York, United States of AmericaSee All 7 Remote Risk Operations Specialist Jobs
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What Employers Look For
The qualifications that appear most often in remote risk operations specialist jobs.
- Experience with fraud detection, transaction monitoring, or credit risk workflows
- Proficiency in SQL for querying and analyzing large datasets
- Familiarity with risk tools such as Salesforce, Kount, or proprietary case management systems
- Bachelor's degree in finance, business, economics, or a related field
- Knowledge of AML, KYC, or regulatory compliance frameworks
- Strong written communication skills for documenting case findings and escalations
Tips for Your Remote Risk Operations Specialist Job Search
Apply early to remote roles that fit
Migrate Mate lists remote risk operations specialist openings from across the U.S. in one place. Check it regularly and apply directly to roles that match your skills, since remote positions at distributed teams fill fast when the fit is clear.
Prove async communication in your application
Remote risk operations teams run almost entirely through written communication. Submit a cover letter or work sample that shows you can document a risk finding, escalate a case, or summarize an investigation clearly and concisely without a back-and-forth meeting.
Highlight tools remote risk teams actually use
Call out your hands-on experience with fraud detection platforms, case management systems, and identity verification tools in your resume. Remote employers scan for these specifics because distributed risk operations teams can't afford a learning curve on core tooling.
Prepare for asynchronous remote interview formats
Many remote-first companies use recorded video screens or written scenario assessments before a live interview. Practice walking through a fraud or operational risk case in writing, explaining your reasoning step by step as if your interviewer isn't in the same time zone.
Remote Risk Operations Specialist Jobs: Frequently Asked Questions
How do I get a remote risk operations specialist job?
Target remote-first companies and distributed financial services teams, where risk operations specialists are embedded in fully remote workflows from day one. Remote employers screen hard for self-direction, clear written communication, and hands-on skills like fraud detection, case management, and compliance tooling. A portfolio of resolved cases, process improvements you owned, or documentation you wrote for a distributed team will set you apart from candidates who only list job titles.
Which companies hire remote risk operations specialists?
Employers currently hiring remote risk operations specialists include M&T Bank, Gallagher, and Insmed Incorporated, per current remote listings on Migrate Mate as of November 2026. Remote-first fintech platforms, digital banking companies, and distributed insurance operations teams make up the bulk of remote hiring for this role.
Can you get a remote risk operations specialist job with no experience?
Yes, but remote entry-level risk operations roles are harder to land because you must work independently from the start without in-person coaching. Fintech startups and digital payments companies are more likely to hire entry-level remote candidates than traditional banks. You can open the door by showing completed coursework in fraud or compliance, familiarity with case management tools, and any project where you identified and resolved a risk-related problem on your own.
Do you need a degree for remote risk operations specialist jobs?
Not always. Many remote employers weigh demonstrated skills and real work output over a formal degree for risk operations specialists. Proficiency with fraud detection platforms, clear documentation of cases you've managed, and a record of catching or resolving operational risk issues often carry more weight than a diploma, particularly at remote-first fintech and digital payments companies that evaluate candidates on practical output.
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