Risk Operations Specialist Jobs
Risk Operations Specialist jobs are open across fintech, banking, insurance, and healthtech, from entry-level analyst to senior and lead roles, with specializations in fraud detection, compliance operations, and credit risk. Find a role that fits from the openings below and apply directly.
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Showing 5 of 155+ Risk Operations Specialist jobs
About Ramp
At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it. Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year. Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart. Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.
About The Role
As a Payment Operations Specialist at Ramp, you will play a key role in supporting the day-to-day execution and efficiency of Ramp’s payment operations. You’ll partner closely with the Payments Operations Lead and cross-functional teams across Product, Finance, Customer Support, Risk, and Compliance to ensure smooth and accurate payment processing, issue resolution, and operational excellence. This is a hands-on role focused on coordination, execution, and continuous improvement. You’ll be responsible for helping to maintain accurate payment flows, supporting operational projects, and assisting with cross-functional initiatives that enhance Ramp’s payment systems and risk management processes.
- Support the Payments Operations Lead in the daily management of payment workflows, including ACH, wire transfers, card payments, and Ramp Business Account transactions.
- Monitor and reconcile payment activity, identify discrepancies, and help investigate or resolve transaction issues.
- Coordinate refund and money movement processes and maintain clear communication with internal teams and customers on case status.
- Collaborate with Customer Support, Risk, and Product to resolve user-reported payment or linking issues in a timely and accurate manner.
- Help prepare data and documentation for audits and regulatory reporting.
- Participate in cross-functional projects aimed at improving payment accuracy, reducing operational risk, and scaling payment processes.
- Identify and document operational inefficiencies or gaps and propose potential improvements.
- Maintain accurate process documentation and support knowledge management for the Payments Ops function.
- Provide high-quality internal and external customer support through email and other communication channels.
What You Need
- 2–4 years of experience in Payment Operations, Financial Operations, Treasury Operations, or a related function.
- Working knowledge of ACH, wire transfers, and card payment systems; familiarity with NACHA and SWIFT standards a plus.
- Experience using and building with AI tools to enhance productivity, streamline workflows, or support operational decision-making.
- Strong attention to detail and comfort handling complex reconciliations or operational workflows.
- Excellent organizational skills and the ability to manage multiple priorities in a fast-paced environment.
- Strong written and verbal communication skills; able to coordinate across teams and document processes clearly.
- Analytical and problem-solving mindset with a focus on data accuracy and continuous improvement.
- BA/BS degree or equivalent experience.
Nice-to-Haves
- Experience working in fintech, payments, or high-growth startup environments.
- Familiarity with SQL or basic data analysis tools for investigating issues or building reports.
- Exposure to risk or compliance operations.
- Experience with customer support systems (e.g., Zendesk, Salesforce).
Benefits (for U.S.-based Full-time Employees)
- 100% medical, dental & vision insurance coverage for you + Partially covered for your dependents + One Medical annual membership
- 401k (including employer match on contributions made while employed by Ramp)
- Flexible PTO
- Fertility HRA (up to $10,000 per year)
- Parental Leave
- Unlimited AI token usage
- Pet insurance
- Centralized home-office equipment ordering for all employees
- Health and Wellness stipend
- In-office perks: lunch, snacks, drinks, and more
- Budget for intra-office travel
- Relocation support to NYC or SF (as needed)
Referral Instructions
If you are being referred for the role, please contact that person to apply on your behalf.
Other Notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
Ramp Applicant Privacy Notice
About Ramp
At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it. Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year. Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart. Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.
About The Role
As a Payment Operations Specialist at Ramp, you will play a key role in supporting the day-to-day execution and efficiency of Ramp’s payment operations. You’ll partner closely with the Payments Operations Lead and cross-functional teams across Product, Finance, Customer Support, Risk, and Compliance to ensure smooth and accurate payment processing, issue resolution, and operational excellence. This is a hands-on role focused on coordination, execution, and continuous improvement. You’ll be responsible for helping to maintain accurate payment flows, supporting operational projects, and assisting with cross-functional initiatives that enhance Ramp’s payment systems and risk management processes.
- Support the Payments Operations Lead in the daily management of payment workflows, including ACH, wire transfers, card payments, and Ramp Business Account transactions.
- Monitor and reconcile payment activity, identify discrepancies, and help investigate or resolve transaction issues.
- Coordinate refund and money movement processes and maintain clear communication with internal teams and customers on case status.
- Collaborate with Customer Support, Risk, and Product to resolve user-reported payment or linking issues in a timely and accurate manner.
- Help prepare data and documentation for audits and regulatory reporting.
- Participate in cross-functional projects aimed at improving payment accuracy, reducing operational risk, and scaling payment processes.
- Identify and document operational inefficiencies or gaps and propose potential improvements.
- Maintain accurate process documentation and support knowledge management for the Payments Ops function.
- Provide high-quality internal and external customer support through email and other communication channels.
What You Need
- 2–4 years of experience in Payment Operations, Financial Operations, Treasury Operations, or a related function.
- Working knowledge of ACH, wire transfers, and card payment systems; familiarity with NACHA and SWIFT standards a plus.
- Experience using and building with AI tools to enhance productivity, streamline workflows, or support operational decision-making.
- Strong attention to detail and comfort handling complex reconciliations or operational workflows.
- Excellent organizational skills and the ability to manage multiple priorities in a fast-paced environment.
- Strong written and verbal communication skills; able to coordinate across teams and document processes clearly.
- Analytical and problem-solving mindset with a focus on data accuracy and continuous improvement.
- BA/BS degree or equivalent experience.
Nice-to-Haves
- Experience working in fintech, payments, or high-growth startup environments.
- Familiarity with SQL or basic data analysis tools for investigating issues or building reports.
- Exposure to risk or compliance operations.
- Experience with customer support systems (e.g., Zendesk, Salesforce).
Benefits (for U.S.-based Full-time Employees)
- 100% medical, dental & vision insurance coverage for you + Partially covered for your dependents + One Medical annual membership
- 401k (including employer match on contributions made while employed by Ramp)
- Flexible PTO
- Fertility HRA (up to $10,000 per year)
- Parental Leave
- Unlimited AI token usage
- Pet insurance
- Centralized home-office equipment ordering for all employees
- Health and Wellness stipend
- In-office perks: lunch, snacks, drinks, and more
- Budget for intra-office travel
- Relocation support to NYC or SF (as needed)
Referral Instructions
If you are being referred for the role, please contact that person to apply on your behalf.
Other Notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
Ramp Applicant Privacy Notice
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Find JobsRisk Operations Specialist Job Market
A snapshot from current openings nationwide, updated as new roles post.
Who's Hiring
- CVS Health7
- Ramp5
- Innophos4
- Aledade3
- FujiFilm3
Top Industries Hiring
- Banking & Financial Services20
- Healthcare & Medical Services17
- Investment & Asset Management14
- Biotechnology & Pharmaceuticals13
- Technology & Software10
What Employers Look For
The qualifications that appear most often in risk operations specialist jobs.
- Experience with fraud detection, transaction monitoring, or credit risk workflows
- Proficiency in SQL for querying and analyzing large datasets
- Familiarity with risk tools such as Salesforce, Kount, or proprietary case management systems
- Bachelor's degree in finance, business, economics, or a related field
- Knowledge of AML, KYC, or regulatory compliance frameworks
- Strong written communication skills for documenting case findings and escalations
Tips for Your Risk Operations Specialist Job Search
Quantify fraud losses you prevented
Hiring managers in risk ops want outcomes, not responsibilities. Reframe your resume bullets around dollar amounts of fraud caught, false-positive rates reduced, or case volumes processed. Concrete figures cut through generic claims every other applicant makes.
Tailor your resume to the risk type
Fraud risk, credit risk, and compliance operations are distinct tracks. Read each job posting carefully and mirror its terminology. A resume optimized for fraud detection looks different from one targeting AML or credit underwriting operations.
Apply early to roles that fit
Migrate Mate lists risk operations specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings that name your tools
Risk ops roles vary widely in their tech stack. Filter for postings that mention platforms you already use, such as Salesforce, Kount, Socure, or Tableau. Matching your exact tools to a job's requirements gives your application a concrete edge at the screening stage.
Prepare a case walkthrough for interviews
Most risk ops interviews include a scenario question where you walk through how you'd investigate a suspicious transaction or flag a policy exception. Practicing a structured, step-by-step explanation of a real case you handled will set you apart from candidates who speak only in generalities.
Negotiate using the full compensation picture
Risk ops roles often include performance bonuses tied to fraud recovery metrics or SLA compliance. Before accepting an offer, ask specifically how variable pay is calculated and what a typical payout looks like for someone in your level and function.
Risk Operations Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most risk operations specialists?
The companies hiring the most risk operations specialists right now include CVS Health, Ramp, and Innophos, with the largest share of openings in California, Texas, and New Jersey, based on current listings on Migrate Mate as of June 2026. Fintech platforms and large financial institutions tend to maintain the highest and most consistent hiring volume for this role.
How many risk operations specialist jobs are remote?
About 22% of risk operations specialist openings are fully remote or hybrid as of June 2026, making it one of the more flexible roles in the finance and operations space. Sub-areas like fraud review, transaction monitoring, and compliance case management tend to offer the highest share of remote arrangements, while roles requiring on-site collaboration with legal or underwriting teams are more often in-office.
How do you become a risk operations specialist?
Start by building foundational knowledge in fraud, credit, or compliance operations through a relevant degree or entry-level analyst role. Develop SQL skills and hands-on experience with case management or transaction monitoring tools. Pursue certifications in fraud examination or AML compliance to strengthen your profile. From there, apply to junior risk ops roles and move into specialist positions as you build a portfolio of cases handled and metrics improved.
Can you get a risk operations specialist job with little or no experience?
Yes, entry-level risk operations specialist roles exist, particularly at fintechs and payment processors that hire analysts for fraud review queues. Employers at this level typically prioritize attention to detail, comfort with data, and basic knowledge of fraud or compliance concepts over years of experience. Demonstrating SQL ability, even through a personal project or online course, and framing any customer service or data analysis background in risk-relevant terms will strengthen applications significantly.
What does the risk operations specialist interview process look like?
The process typically begins with a recruiter screen focused on your background and tool familiarity, followed by a hiring manager interview that covers how you approach fraud investigation or risk decisions. Many employers include a technical or analytical exercise, such as reviewing a mock transaction dataset or walking through a case scenario. Final rounds often involve a panel with cross-functional stakeholders from compliance, product, or legal teams who assess your communication and judgment under ambiguous conditions.
Where can I find and apply to risk operations specialist jobs?
You can find and apply to risk operations specialist jobs on Migrate Mate, which lists current openings from across the United States. Find the roles that fit your background and apply directly to each listing from the results on this page.
See All 155+ Risk Operations Specialist Jobs
Jump back to the full list of openings and apply to any risk operations specialist role that fits.
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