Senior Payment Operations Specialist Jobs
Senior Payment Operations Specialist jobs are open across fintech, banking, payments technology, and financial services, from mid-level analyst to senior and lead roles, with specializations in transaction processing, reconciliation, and payment systems operations. Find a role that fits below and apply directly.
Find JobsOverview
Showing 5 of 51+ Senior Payment Operations Specialist jobs









Payments Operations Manager
Company: Foley Equipment Corp.
Location: O'Fallon, Missouri
Job Type: Full-Time, Permanent
Salary: $90,000–$105,000 per year
Schedule: Monday–Friday, 40 hours per week
About the Position
Foley Equipment Corp. is seeking an experienced and results-driven Payments Operations Manager to oversee and improve the company's payment operations, financial transaction processes, and payment administration functions.
The successful candidate will ensure accurate, timely, and secure payment processing while improving operational efficiency, maintaining financial controls, and leading payment operations personnel.
We are looking for a detail-oriented leader with strong financial operations experience, excellent problem-solving abilities, and the ability to manage complex payment processes.
Key Responsibilities
- Oversee daily payment operations, ensuring accurate and timely processing of financial transactions.
- Manage vendor payments, payment schedules, disbursements, and related financial activities.
- Develop and implement efficient payment processing procedures and internal controls.
- Monitor payment accuracy, transaction exceptions, discrepancies, and reconciliation activities.
- Oversee electronic payments, ACH transactions, wire transfers, and other payment methods.
- Manage relationships with banks, financial institutions, vendors, and payment service providers.
- Lead, supervise, and develop payment operations staff.
- Establish operational performance metrics and monitor team productivity.
- Identify process improvements to reduce errors, delays, and operational costs.
- Ensure compliance with company policies, financial procedures, and applicable regulations.
- Collaborate with accounting, finance, procurement, and other departments.
- Prepare management reports, payment performance summaries, and operational updates.
- Support month-end and year-end financial closing activities.
Qualifications & Requirements
- Bachelor's degree in Finance, Accounting, Business Administration, or a related field preferred.
- 5+ years of experience in payment operations, financial operations, treasury, accounts payable, or related fields.
- Previous management or supervisory experience preferred.
- Strong understanding of payment processing, ACH, wire transfers, electronic payments, and financial reconciliations.
- Experience with accounting systems, ERP platforms, and financial management software.
- Knowledge of internal financial controls, transaction monitoring, and payment security.
- Strong organizational, analytical, and problem-solving skills.
- Excellent communication and leadership abilities.
- Ability to manage multiple priorities and meet financial deadlines.
Compensation & Benefits
- Competitive annual salary of $90,000–$105,000, depending on experience and qualifications.
- Full-time, permanent employment.
- Consistent Monday–Friday schedule.
- Standard 40-hour workweek.
- Professional growth and leadership opportunities.
- Collaborative and professional working environment.
Additional benefits will be discussed during the interview process.
Ideal Candidate
The ideal candidate is a hands-on financial operations leader who understands the complete payment lifecycle, can manage a team effectively, and is committed to accuracy, efficiency, accountability, and continuous improvement.
Candidates with experience managing high-volume payment operations, vendor disbursements, banking relationships, and financial transaction controls are strongly encouraged to apply.
How to Apply
Interested candidates should submit their resume outlining their relevant payment operations experience, leadership background, and qualifications.
Join Foley Equipment Corp. and help lead efficient, reliable, and effective payment operations.
Pay: $90,000.00 - $105,000.00 per year
Benefits:
- 401(k)
- Flexible schedule
- Health insurance
- Health savings account
- Life insurance
- Paid parental leave
- Paid time off
- Parental leave
- Professional development assistance
Work Location: In person
See All 51 Senior Payment Operations Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
Find JobsSenior Payment Operations Specialist Job Market
Who's Hiring



Top Industries Hiring
- Insurance
- Banking & Financial Services
What Employers Look For
The qualifications that appear most often in senior payment operations specialist jobs.
- 3 or more years of experience in payment operations, treasury operations, or transaction processing
- Hands-on experience with ACH, wire transfers, SWIFT, or card payment processing workflows
- Proficiency with payment platforms, core banking systems, or payment gateway integrations
- Strong reconciliation skills including identifying and resolving payment exceptions and breaks
- Familiarity with PCI DSS compliance requirements and payment fraud controls
- Bachelor's degree in finance, accounting, business, or a related field
Tips for Your Senior Payment Operations Specialist Job Search
Quantify your transaction volume experience
Hiring managers want to see scale. On your resume, specify the daily transaction volumes you managed, the payment rails you worked on, and the error or dispute rates you reduced. Vague operations experience won't stand out against candidates who cite specifics.
Highlight certifications in payment systems
Credentials like AAP, CPP, or relevant card network certifications signal that you understand the regulatory and technical layers of payment operations. List these prominently and note the issuing body so recruiters and applicant tracking systems both catch them.
Apply early to roles that fit
Migrate Mate lists senior payment operations specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target job descriptions that name your payment rails
Roles specifying ACH, SWIFT, wire, card processing, or real-time payments each require distinct expertise. Filter your search by the rails you know best so your resume aligns tightly with what the employer is actually trying to solve, not just generic operations experience.
Prepare for a technical reconciliation exercise
Many interview processes for this role include a practical exercise involving a reconciliation discrepancy or a payment exception scenario. Review your process for identifying breaks, escalating unresolved items, and documenting root cause so you can walk through it clearly under interview conditions.
Negotiate around on-call and cutover obligations
Payment operations roles often carry weekend on-call rotations and system migration cutover windows. When you reach the offer stage, ask directly about on-call frequency and compensation, expected cutover schedules, and how incident response is staffed so you can evaluate the full workload.
Senior Payment Operations Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most senior payment operations specialists?
The companies hiring the most senior payment operations specialists right now include Bank of America, Capital One, and Visa, with the largest share of openings in Virginia, Florida, and California, based on current listings on Migrate Mate as of November 2026. Demand is concentrated at banks, payment processors, and fintech platforms managing high transaction volumes.
How many senior payment operations specialist jobs are remote?
About 82% of senior payment operations specialist openings are fully remote or hybrid as of November 2026, with remote availability highest in reconciliation, exception management, and payment monitoring roles. Positions that require direct coordination with treasury, compliance, or banking partners tend to favor in-office or hybrid arrangements more often.
How do you become a senior payment operations specialist?
Start in a payments, treasury, or financial operations analyst role to build hands-on experience with transaction processing and reconciliation. Develop fluency in at least one major payment rail such as ACH, wire, or card processing. Pursue credentials like the AAP or CPP to signal domain depth. Move into senior roles by owning exception resolution processes, contributing to system migrations, and demonstrating familiarity with compliance frameworks like PCI DSS.
Can you get hired as a senior payment operations specialist with limited experience?
Breaking directly into a senior role without operations experience is difficult, but candidates who transition from adjacent functions can move faster. Treasury analysts, accounts receivable specialists, and banking operations associates who can demonstrate reconciliation ownership, payment exception handling, or system integration work are often competitive. Certifications and a clear narrative about your exposure to payment workflows help bridge the gap on a resume.
What does the senior payment operations specialist interview process look like?
Most processes run three to four stages. An initial recruiter screen focuses on your payments background and tools experience. A hiring manager interview covers your reconciliation approach, exception handling, and experience with specific payment rails. Many employers add a practical exercise involving a mock break or discrepancy scenario. Final rounds often include a conversation with compliance, treasury, or a cross-functional stakeholder who will depend on the role.
Where can I find and apply to senior payment operations specialist jobs?
You can find and apply to senior payment operations specialist jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your background and apply directly to each listing.
See All 51 Senior Payment Operations Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
Find Jobs