Reverse Mortgage Consultant Jobs
Reverse Mortgage Consultant jobs are open across mortgage lending, banking, and financial services, from entry-level loan advisors to senior consultants and sales managers, with specializations in HECM origination, borrower counseling coordination, and wholesale lending. Scan the live roles below and apply to whichever ones fit.
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Join a winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years!
Inspired by hometown values and a commitment to being responsible and caring for each other, Mutual of Omaha Mortgage exists for the benefit of our customers. With this excellent reputation, you will find your customers being more receptive because of our well branded name.
Mutual of Omaha Reverse Mortgage employs a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. We are here to address and solve one of the most significant challenges facing the Baby Boomer Generation today- Financial Preparedness for their retirement years. We are committed to educating Retirees and their families on the value of a product that was created by the U.S. government during President Reagan’s term in Office. The Home Equity Conversion Mortgage (HECM) was designed to utilize the equity in the home as a means to assist a peaceful and secure transition to one’s retirement years. Many Financial Advisors are now realizing the value of this product as one of several key financial planning tools in retirement. Our team is committed to our customers, and we are here to assist on their timeline…not ours. Our Commitment to our customer is an educational process based upon an honest, ethical, and open dialogue.
The Work:
At Mutual of Omaha Reverse Mortgage, Loan Officers are trained to listen and build rapport, in addition to understanding and analyzing the full financial situations of our customers. Our goal is to provide the most appropriate financial solutions to meet each client's specific needs.
The Person:
- Is energetic and outgoing, with excellent communication skills and the ability to be persuasive, with good character and integrity
- Connects quickly with consumers and builds rapport with potential clients
- Exceptional written and verbal communication skills, including excellent following capabilities
- Strong ability and passion for closing deals and negotiating
- Possesses the ability to quickly identify customer's goals and objectives
- Is an ambitious professional motivated by the opportunity for advancement
- Flexible and adaptable, learns and reacts quickly in a fast-paced environment, and has the ability to multi-task
- Strong sense of urgency and initiative to get things done
- Ability to handle high volume of phone calls
- Basic computer and data entry skills
- Valid SAFE and State license or certification strongly preferred
- Sales experience preferred
- College degree preferred, but not mandatory
- One of the best consumer direct compensation plans in the market
- Unstoppable marketing machine with LEADS, LEADS, LEADS
- Ongoing sales training, teaching the most innovative sale methods and daily sales coaching
- Incentive plans, competitions, company paid trips and contests
- Continuous on-going training and internal growth
- Extensive product line – products other lenders don't have.
- Being a part of a dynamic and collaborative corporate culture that drives you to succeed
- 100% Remote!
State/local minimum wage base hourly + Commission, with many top producing loan officers earning six figures.
Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include:
- Vacation — Vacation hours accrue on a per pay period basis. Balance maximums are based on years of service.
- Paid Sick Time — 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.
- 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday)
- Multiple PPO Medical Plans, as well as HDHP eligible plan.
- Dental Coverage
- Vision Coverage
- Company Paid Life Insurance
- 401K with a generous employer match
- Additional Benefits including – Optional Life, FSA, Pet Insurance etc.
- Free Legal Services
- Employee Loan Program
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Reverse Mortgage Consultant Jobs by Experience Level
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Find JobsReverse Mortgage Consultant Job Market
Who's Hiring
- Mutual of Omaha Mortgage17

- New American Funding1

- Guild Mortgage Company1

Top Industries Hiring
- Banking & Financial Services
What Employers Look For
The qualifications that appear most often in reverse mortgage consultant jobs.
- Active NMLS Mortgage Loan Originator license required
- Demonstrated experience originating HECM or reverse mortgage loans
- Strong knowledge of FHA guidelines and HUD reverse mortgage program requirements
- Proven ability to meet monthly loan origination or sales production targets
- Experience with loan origination software and CRM platforms
- Bachelor's degree in finance, business, or a related field preferred
Tips for Your Reverse Mortgage Consultant Job Search
Highlight your HECM origination volume
Reverse mortgage hiring managers care far more about how many HECM loans you've closed than your general mortgage experience. Lead your resume with origination counts and loan types, not just years in the industry.
Get your NMLS license before applying
Most reverse mortgage consultant postings require an active NMLS license as a hard prerequisite. If yours is inactive or tied to a previous employer, transfer or reactivate it before submitting applications so you aren't screened out automatically.
Apply early to roles that fit
Migrate Mate lists reverse mortgage consultant openings from across the United States in one place, so you can find roles that match your experience and apply directly to each listing.
Target lenders with dedicated reverse divisions
Many mortgage companies treat reverse lending as a side product with little support. Search specifically for lenders that have a standalone reverse mortgage division, since those roles offer clearer career paths and more serious origination volume.
Prepare for a compliance-heavy interview
Expect interviewers to ask how you handle borrower suitability concerns and HUD counseling requirements. Walk through a real scenario where you guided a hesitant borrower or coordinated with a third-party counselor to keep a loan on track.
Negotiate your draw structure before accepting
Reverse mortgage consultant compensation often combines a base draw against future commissions with a clawback period. Clarify the draw duration, repayment terms, and commission split before you sign, since these vary widely across employers.
Reverse Mortgage Consultant Jobs: Frequently Asked Questions
Which companies are hiring the most reverse mortgage consultants?
The companies hiring the most reverse mortgage consultants right now include Mutual of Omaha Mortgage, New American Funding, and Guild Mortgage Company, with the largest share of openings in California, Texas, and Michigan, based on current listings on Migrate Mate as of November 2026. Openings at dedicated reverse mortgage lenders tend to stay posted longer than those at general mortgage companies.
How many reverse mortgage consultant jobs are remote?
About 100% of reverse mortgage consultant openings are fully remote or hybrid as of November 2026, with remote arrangements most common in phone-based or wholesale origination roles. Field-based consultants who meet borrowers in person are more likely to be tied to a specific territory or branch location.
How do you become a reverse mortgage consultant?
Start by obtaining your NMLS Mortgage Loan Originator license, which requires completing pre-licensure education, passing the SAFE exam, and meeting your state's specific requirements. From there, most candidates move into reverse mortgage work through a general mortgage lending role, gaining experience with FHA products before specializing in HECM origination. Some lenders also hire candidates from financial planning or elder care backgrounds and provide product-specific training.
Can I get hired as a reverse mortgage consultant with little experience?
Yes, some lenders hire candidates with a valid NMLS license and a background in sales, financial services, or senior care, even without direct reverse mortgage experience. Focus your applications on companies with formal training programs for new reverse mortgage originators. Highlighting experience working with older adults, handling sensitive financial conversations, or closing products in a regulated environment can offset a shorter origination history.
What does the reverse mortgage consultant interview process look like?
Most reverse mortgage consultant interviews include an initial phone screen with a recruiter, followed by one or two rounds with a sales manager or regional director. Expect questions about your NMLS licensing status, origination background, and how you handle borrower objections or family concerns about reverse mortgages. Some employers add a brief role-play exercise where you walk through an initial borrower conversation to assess your compliance awareness and communication style.
Where can I find and apply to reverse mortgage consultant jobs?
You can find and apply to reverse mortgage consultant jobs on Migrate Mate, which lists current openings from across the United States in one place. Search the available roles, identify the ones that match your license type, experience level, and preferred location or remote arrangement, and apply directly to each listing that fits.
See All 19 Reverse Mortgage Consultant Jobs
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