Risk Manager Jobs in San Francisco, CA
Risk Manager jobs in San Francisco are concentrated in the Financial District, SoMa, and Mission Bay, with strong demand across financial services, technology, and healthcare. Companies actively hiring include EY, Visa, and Airwallex. Scan the live roles below and apply to whichever ones fit.
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About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Job Description
Visa is looking for a product-minded risk leader to support a portfolio that includes stablecoin and crypto initiatives, AI-enabled agentic commerce, Visa Pay, Visa Accept and other emerging payment capabilities.
You will work with product teams from early concept through launch and ongoing monitoring. Your role is to identify the risks that matter, bring the right experts together, and help the business make timely, well-informed decisions without adding unnecessary friction.
This is a strong fit for someone who enjoys learning new business models and technologies, asking thoughtful questions, and creating structure where the answer is not obvious. Deep experience in every product area is not expected. We value demonstrated expertise in one or more relevant domains and the ability to learn quickly across the portfolio.
What you will do:
Partner with emerging product teams:
- Build trusted relationships across Product, Technology, Treasury, Legal, Compliance, Cybersecurity, Data and AI Governance, Client Services and regional teams.
- Engage early in product roadmaps, design choices, partner models and market launches so material risks can be addressed before options narrow.
- Translate complex product, technology, regulatory and ecosystem questions into clear decisions, actions and leadership asks.
Lead product risk decisions:
- Lead product risk reviews for new products, pilots, feature changes, partnerships and market launches. A product risk review is Visa’s structured process for identifying material risks and required mitigations before a product or significant change moves forward.
- Determine the right level of risk review, risk acceptance, control assessment and escalation for each initiative, based on materiality and product maturity.
- Document material risks, mitigations, accountable owners, decision points and post-launch monitoring expectations.
Strengthen operational and enterprise risk management:
- Lead or support Risk and Control Self-Assessments (RCSAs), including process scoping, risk identification, control design, issues and remediation plans.
- Assess whether controls are practical and fit for purpose by reviewing ownership, frequency, evidence, escalation and effectiveness.
- Maintain a forward-looking portfolio view of risks, control gaps, key risk indicators, risk acceptances, mitigation commitments and emerging themes.
- Keep enterprise risk records current and drive timely follow-through on mitigation actions.
Apply judgment to new and evolving risks:
- Evaluate emerging payments, digital assets, AI-enabled commerce and related technologies by separating material exposure from theoretical concern.
- Connect strategic and ecosystem implications with the detailed operating processes and controls needed for safe execution.
- Reuse effective risk and control patterns across products while adapting the approach to the maturity, scale and context of each initiative.
What will help you succeed:
We are interested in high-potential leaders from risk, fintech, payments, digital assets, product, technology, consulting or other relevant backgrounds. You do not need to have followed a traditional risk career path.
ATTRIBUTE:
WHAT IT LOOKS LIKE:
- Curiosity and learning agility: You can get smart quickly on unfamiliar products, technologies, regulations and business models, then ask the questions that move the work forward.
- Product and commercial mindset: You understand how products are designed, launched and scaled, and you connect risk recommendations to customer and business outcomes.
- Practical risk judgment: You focus on material exposure, proportionate controls and clear decisions rather than applying process for its own sake.
- Influence and collaboration: You can challenge constructively, build alignment across disciplines and move work forward without relying on formal authority.
- Clear communication: You can turn complex issues into concise, decision-oriented narratives for product teams and senior leaders.
- AI-forward approach: You are willing to use AI and automation responsibly to improve analysis, documentation, reporting and day-to-day effectiveness.
This role is a Hybrid position to be located in our San Francisco, CA office location. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.
Qualifications
Basic Qualifications:
- 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD
- Experience evaluating complex business, product, technology or operational risks and translating findings into clear recommendations.
- Demonstrated ability to work across functions and influence stakeholders at different levels.
- Experience creating or improving frameworks, governance, controls, operating processes or decision mechanisms in an evolving environment.
- Strong written and verbal communication skills.
- Experience working in a regulated, global or highly cross-functional environment.
Preferred Qualifications:
- 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
- Degree in business, Finance, Risk Management, Technology, Engineering, Economics, Computer Science, or a related field, or equivalent practical experience.
- 7 or more years of relevant experience in product, risk, payments, fintech, digital assets, technology, financial services, consulting or a related field.
- Experience with one or more of the following: digital payments, stablecoins or crypto, blockchain, AI or agentic systems, fintech platforms, APIs, fraud, disputes, treasury or regulated product launches.
- Familiarity with product risk reviews, enterprise or operational risk management, Risk and Control Self-Assessments, control design, issue management or risk acceptance. .
Information for US Applicants
Work Hours
Varies upon the needs of the department.
Travel Requirements
This position requires travel 5-10% of the time.
Mental/Physical Requirements
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law, including the requirements of Article 49 of the San Francisco Police Code.About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Job Description
Visa is looking for a product-minded risk leader to support a portfolio that includes stablecoin and crypto initiatives, AI-enabled agentic commerce, Visa Pay, Visa Accept and other emerging payment capabilities.
You will work with product teams from early concept through launch and ongoing monitoring. Your role is to identify the risks that matter, bring the right experts together, and help the business make timely, well-informed decisions without adding unnecessary friction.
This is a strong fit for someone who enjoys learning new business models and technologies, asking thoughtful questions, and creating structure where the answer is not obvious. Deep experience in every product area is not expected. We value demonstrated expertise in one or more relevant domains and the ability to learn quickly across the portfolio.
What you will do:
Partner with emerging product teams:
- Build trusted relationships across Product, Technology, Treasury, Legal, Compliance, Cybersecurity, Data and AI Governance, Client Services and regional teams.
- Engage early in product roadmaps, design choices, partner models and market launches so material risks can be addressed before options narrow.
- Translate complex product, technology, regulatory and ecosystem questions into clear decisions, actions and leadership asks.
Lead product risk decisions:
- Lead product risk reviews for new products, pilots, feature changes, partnerships and market launches. A product risk review is Visa’s structured process for identifying material risks and required mitigations before a product or significant change moves forward.
- Determine the right level of risk review, risk acceptance, control assessment and escalation for each initiative, based on materiality and product maturity.
- Document material risks, mitigations, accountable owners, decision points and post-launch monitoring expectations.
Strengthen operational and enterprise risk management:
- Lead or support Risk and Control Self-Assessments (RCSAs), including process scoping, risk identification, control design, issues and remediation plans.
- Assess whether controls are practical and fit for purpose by reviewing ownership, frequency, evidence, escalation and effectiveness.
- Maintain a forward-looking portfolio view of risks, control gaps, key risk indicators, risk acceptances, mitigation commitments and emerging themes.
- Keep enterprise risk records current and drive timely follow-through on mitigation actions.
Apply judgment to new and evolving risks:
- Evaluate emerging payments, digital assets, AI-enabled commerce and related technologies by separating material exposure from theoretical concern.
- Connect strategic and ecosystem implications with the detailed operating processes and controls needed for safe execution.
- Reuse effective risk and control patterns across products while adapting the approach to the maturity, scale and context of each initiative.
What will help you succeed:
We are interested in high-potential leaders from risk, fintech, payments, digital assets, product, technology, consulting or other relevant backgrounds. You do not need to have followed a traditional risk career path.
ATTRIBUTE:
WHAT IT LOOKS LIKE:
- Curiosity and learning agility: You can get smart quickly on unfamiliar products, technologies, regulations and business models, then ask the questions that move the work forward.
- Product and commercial mindset: You understand how products are designed, launched and scaled, and you connect risk recommendations to customer and business outcomes.
- Practical risk judgment: You focus on material exposure, proportionate controls and clear decisions rather than applying process for its own sake.
- Influence and collaboration: You can challenge constructively, build alignment across disciplines and move work forward without relying on formal authority.
- Clear communication: You can turn complex issues into concise, decision-oriented narratives for product teams and senior leaders.
- AI-forward approach: You are willing to use AI and automation responsibly to improve analysis, documentation, reporting and day-to-day effectiveness.
This role is a Hybrid position to be located in our San Francisco, CA office location. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.
Qualifications
Basic Qualifications:
- 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD
- Experience evaluating complex business, product, technology or operational risks and translating findings into clear recommendations.
- Demonstrated ability to work across functions and influence stakeholders at different levels.
- Experience creating or improving frameworks, governance, controls, operating processes or decision mechanisms in an evolving environment.
- Strong written and verbal communication skills.
- Experience working in a regulated, global or highly cross-functional environment.
Preferred Qualifications:
- 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
- Degree in business, Finance, Risk Management, Technology, Engineering, Economics, Computer Science, or a related field, or equivalent practical experience.
- 7 or more years of relevant experience in product, risk, payments, fintech, digital assets, technology, financial services, consulting or a related field.
- Experience with one or more of the following: digital payments, stablecoins or crypto, blockchain, AI or agentic systems, fintech platforms, APIs, fraud, disputes, treasury or regulated product launches.
- Familiarity with product risk reviews, enterprise or operational risk management, Risk and Control Self-Assessments, control design, issue management or risk acceptance. .
Information for US Applicants
Work Hours
Varies upon the needs of the department.
Travel Requirements
This position requires travel 5-10% of the time.
Mental/Physical Requirements
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law, including the requirements of Article 49 of the San Francisco Police Code.See All 119+ Risk Manager Jobs in San Francisco
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Who's Hiring
Top Industries Hiring
- Accounting & Auditing
- Science & Research
- Technology & Software
- Banking & Financial Services
- Investment & Asset Management
Risk Manager Jobs in San Francisco: Frequently Asked Questions
How do I get a risk manager job in San Francisco?
Focus your search on the Financial District and SoMa, where banks, asset managers, fintech firms, and large tech companies cluster their risk functions. Candidates with experience in enterprise risk, credit risk, or operational risk frameworks tend to stand out in this market. A background in financial services regulation or technology risk gives you a real edge over generalist applicants competing for the same roles.
Which companies hire risk managers in San Francisco?
Companies currently hiring risk managers in San Francisco include EY, Visa, and Airwallex, per current listings on Migrate Mate as of September 2026. San Francisco's employer mix skews heavily toward large financial institutions, global banks with West Coast headquarters, and growth-stage tech companies building out compliance and risk infrastructure.
Are there remote risk manager jobs in San Francisco?
Yes, though availability depends on the role type: analytical and enterprise risk positions tend to offer more flexibility, while operational and on-site risk roles typically require in-person presence. About 94% of risk manager openings tied to San Francisco are remote or hybrid as of September 2026, reflecting the city's tech-forward employer base. Model validation, credit risk analysis, and policy-focused roles see the most remote availability locally.
How can I get a risk manager job in San Francisco with little or no experience?
The most realistic entry path is through a risk analyst or compliance analyst role at one of San Francisco's mid-size fintech companies or regional banks, which tend to hire junior candidates and develop them internally. Mission Bay biotech firms and SoMa-based insurtech startups also hire entry-level risk associates. A relevant certification, a finance or quantitative degree, and familiarity with GRC tools will separate you from other entry-level applicants in this competitive market.
Which industries hire the most risk managers in San Francisco?
Most risk manager openings in San Francisco sit in Accounting & Auditing, Science & Research, and Technology & Software, per current listings on Migrate Mate as of September 2026. San Francisco's concentration of global banks, fintech unicorns, and healthcare systems creates sustained demand for risk professionals who can work across regulatory, operational, and financial risk functions.
Related Jobs in California
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