Software Engineer Jobs in Charlotte, NC
Software Engineer jobs in Charlotte are concentrated in Uptown, South End, and the University City corridor, with strong demand across financial technology, healthcare IT, and enterprise software. Wells Fargo, U.S. Bank, and Lowe's Home Improvement are among the employers actively posting right now. Scan the live roles below and apply to whichever ones fit.
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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
This position will be responsible for the analysis, design, testing, development and maintenance of best in class software experiences. The candidate is a self-motivated individual who can collaborate with a team and across the organization. The candidate takes responsibility of the software artifacts produced adhering to U.S. Bank standards in order to ensure minimal impact to the customer experience. The candidate will be adept with the agile software development lifecycle and DevOps principles.
Essential Responsibilities:
Design, develop, test, deploy, and support highly scalable, secure, and resilient applications using Java, Spring Boot, Microservices, and Cloud-Native Architectures.
Lead the design and implementation of Blockchain Connectivity, Digital Asset Servicing, Tokenization, Custody Solutions, Settlement Processing, and Real-Time Payments.
Build and optimize Event-Driven Architectures, APIs, integration services, and high-volume transaction processing platforms.
Develop enterprise solutions for mission-critical financial systems with a focus on Scalability, Performance, Reliability, and Security.
Partner with business, product, architecture, operations, compliance, risk, and security teams to deliver innovative technical solutions.
Drive engineering excellence through Domain-Driven Design (DDD), API-First Development, DevOps, Automation, and Secure Coding Practices.
Lead architecture reviews, code reviews, technical design sessions, and governance activities to ensure alignment with enterprise standards.
Champion Site Reliability Engineering (SRE) principles, proactive monitoring, observability, and continuous platform improvement.
- Bachelor’s degree, or equivalent work experience
- Five to six years of relevant experience
Required Skills & Experience
Advanced expertise in Java, Spring Framework, Spring Boot, REST APIs, Microservices Architecture, and enterprise application development.
Strong experience building and deploying applications on Cloud Platforms with Containerization and Kubernetes.
Expertise in Event-Driven Systems using Apache Kafka or similar messaging technologies.
Deep understanding of Distributed Systems, Object-Oriented Design, Software Design Patterns, and Domain-Driven Design (DDD).
Experience designing and supporting High-Throughput, Low-Latency, and Mission-Critical Transaction Processing Systems.
Strong knowledge of CI/CD Pipelines, Infrastructure Automation, Observability, Monitoring, and modern DevOps Practices.
Understanding of Digital Assets, Blockchain Technologies, Tokenization Platforms, and Enterprise Blockchain Integration.
Knowledge of Stablecoins, Digital Wallets, Tokenized Asset Lifecycles, Custody Models, Settlement Workflows, and Blockchain-Based Transaction Processing.
Passion for Emerging Technologies, innovation, and continuous learning within the digital assets ecosystem.
Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,605.00 - $131,300.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
See All 84 Software Engineer Jobs in Charlotte
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Find Software Engineer JobsSoftware Engineer Job Market in Charlotte
Who's Hiring
- Wells Fargo17

- U.S. Bank13

- Lowe's Home Improvement10

- Intuit7

- The Clearing House Payments Company7T
Top Industries Hiring
- Consulting & Professional Services
Software Engineer Jobs in Charlotte: Frequently Asked Questions
How do I get a software engineer job in Charlotte?
Focus your search on Charlotte's fintech corridor, where banking and payments technology firms hire software engineers at every level, and on the growing healthcare IT cluster tied to the city's major medical systems. South End and Uptown host a dense mix of startups and enterprise tech teams. Candidates who show hands-on experience with cloud platforms, APIs, or data pipelines tend to move faster through Charlotte hiring pipelines.
Which companies hire software engineers in Charlotte?
Charlotte software engineer roles are posted by Wells Fargo, U.S. Bank, and Lowe's Home Improvement and others right now, based on current listings on Migrate Mate as of September 2026. Charlotte's employer mix skews toward large financial institutions with in-house engineering teams, regional healthcare organizations, and a growing base of venture-backed software companies in the South End neighborhood.
Are there remote software engineer jobs in Charlotte?
Yes, software engineering is one of the more remote-friendly disciplines by nature, particularly for roles focused on backend development, cloud infrastructure, and software architecture. About 74% of software engineer openings tied to Charlotte are remote or hybrid as of September 2026, reflecting how broadly distributed tech teams have become. Roles requiring on-site collaboration, such as embedded systems or lab-adjacent positions, tend to stay in person.
How can I get a software engineer job in Charlotte with little or no experience?
The most realistic entry path in Charlotte is through the city's fintech and banking sector, where large institutions run structured rotational and associate engineering programs that actively recruit early-career candidates. Charlotte's growing startup scene in South End also hires junior engineers willing to work across the full stack. Building a portfolio with projects in payment systems, data pipelines, or mobile applications aligns well with what local employers prioritize.
Which industries hire the most software engineers in Charlotte?
Most software engineer openings in Charlotte sit in Consulting & Professional Services, per current listings on Migrate Mate as of September 2026. Charlotte's position as a major U.S. banking hub drives outsized demand from financial services firms building proprietary platforms, while the city's expanding healthcare network and logistics companies add steady hiring volume year-round.
Related Jobs in North Carolina
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