Senior Level Underwriter Jobs
Senior level underwriter jobs place experienced professionals in charge of complex risk decisions, portfolio oversight, and the junior staff or project teams that carry out day-to-day underwriting work. Openings are concentrated across on-site, remote, and hybrid settings in Insurance, Banking & Financial Services, and Construction & Real Estate, with employers like Liberty Mutual Insurance, AmeriHome Mortgage Company, and Western Alliance Bank hiring at this level now.
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Description
Works independently and autonomously on all but the most complex accounts/cases (subject to required process oversight). Underwrites policies within underwriting authority. Makes decisions on whether to accept business by making analytical, data-driven decisions based on data and information provided, including pricing the risk. In parts of North America more likely to underwrite complex/unusual policies - or those of high individual line size - policies assessed will focus on those of high complexity and/or larger size.
Responsibilities
- Manages portfolio of brokers/agents & clients.
- Leverages market presence and expertise to develop and underwrite profitable business, acting as a representative for Liberty.
- Has relationships with senior/market-leading brokers and/or key agents.
- Maintains a strong market presence, including established relationships with agents and brokers.
- Looks to strengthen these relationships and develop new ones.
- Articulates key coverage differences with a high degree of detail.
- Provides significant input into the business and marketing planning process, including advanced data-driven insights from portfolio analysis.
- Participates in projects across departments designed to drive underwriting and process excellence (e.g., member of a working team).
- Models effective collaboration across teams, stakeholders and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in North America).
- Has strong knowledge of key legal cases, legislation and regulation impacting area(s) of underwriting expertise.
- Shares knowledge based on technical expertise, including providing external thought-leadership.
- Mentors, coaches, and trains other underwriters and internal partners.
Qualifications
- Degree in Business or equivalent typically required
- A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience
- CPCU or professional insurance designation preferred
- Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility
- Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes
- Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders
- Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
- Proven track record of developing and underwriting profitable business
About us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
- California
- Los Angeles Incorporated
- Los Angeles Unincorporated
- Philadelphia
- San Francisco
Description
Works independently and autonomously on all but the most complex accounts/cases (subject to required process oversight). Underwrites policies within underwriting authority. Makes decisions on whether to accept business by making analytical, data-driven decisions based on data and information provided, including pricing the risk. In parts of North America more likely to underwrite complex/unusual policies - or those of high individual line size - policies assessed will focus on those of high complexity and/or larger size.
Responsibilities
- Manages portfolio of brokers/agents & clients.
- Leverages market presence and expertise to develop and underwrite profitable business, acting as a representative for Liberty.
- Has relationships with senior/market-leading brokers and/or key agents.
- Maintains a strong market presence, including established relationships with agents and brokers.
- Looks to strengthen these relationships and develop new ones.
- Articulates key coverage differences with a high degree of detail.
- Provides significant input into the business and marketing planning process, including advanced data-driven insights from portfolio analysis.
- Participates in projects across departments designed to drive underwriting and process excellence (e.g., member of a working team).
- Models effective collaboration across teams, stakeholders and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in North America).
- Has strong knowledge of key legal cases, legislation and regulation impacting area(s) of underwriting expertise.
- Shares knowledge based on technical expertise, including providing external thought-leadership.
- Mentors, coaches, and trains other underwriters and internal partners.
Qualifications
- Degree in Business or equivalent typically required
- A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience
- CPCU or professional insurance designation preferred
- Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility
- Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes
- Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders
- Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
- Proven track record of developing and underwriting profitable business
About us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
- California
- Los Angeles Incorporated
- Los Angeles Unincorporated
- Philadelphia
- San Francisco
See All 44 Senior Level Underwriter Jobs
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Who's Hiring
Top Industries Hiring
- Insurance27
- Banking & Financial Services15
- Construction & Real Estate2
- Investment & Asset Management2
- Science & Research1
Senior Level Underwriter Jobs: Frequently Asked Questions
How do I get a senior level underwriter job?
Employers hiring at the senior level look for candidates who can own underwriting decisions end-to-end, not just execute them. Demonstrating experience managing a book of business, developing underwriting guidelines, and mentoring junior staff gives candidates a clear edge. Specialization in a complex line, such as excess and surplus, reinsurance, or specialty commercial, is a strong differentiator at this stage.
Which companies hire senior level underwriters?
Companies hiring senior level underwriters right now include Liberty Mutual Insurance, AmeriHome Mortgage Company, and Western Alliance Bank, based on current listings on Migrate Mate as of September 2026. Hiring at this level comes from a mix of major carriers, Lloyd's syndicates, regional insurers, and specialty managing general agents that need experienced underwriters to lead lines of business and manage broker relationships.
Are there remote senior level underwriter jobs?
Yes, though availability varies by line of business and employer. About 49% of senior level underwriter openings are remote or hybrid as of September 2026, reflecting insurer appetite for experienced talent regardless of location. Specialty and surplus lines roles, as well as reinsurance positions, tend to offer more location flexibility than standard personal or commercial lines.
What makes an underwriter role senior level?
A senior level underwriter role is defined by autonomous decision-making authority, accountability for portfolio performance, and leadership responsibility. Senior underwriters set underwriting strategy for a line or territory, approve risk outside standard guidelines, and mentor or review the work of junior colleagues. The role centers on owning outcomes, not just processing submissions.
Which industries hire the most senior level underwriters?
Senior level underwriter roles concentrate in Insurance, Banking & Financial Services, and Construction & Real Estate, based on current listings on Migrate Mate as of September 2026. These sectors drive hiring because they involve large, complex, or specialized risks that require experienced judgment, deep product knowledge, and established broker or client relationships that a senior underwriter brings.