Mid Level Underwriting Specialist Jobs
Mid level underwriting specialist jobs go to professionals ready to own complex accounts end to end, mentor junior analysts, and deliver risk decisions with limited oversight. Roles run across Insurance, Banking & Financial Services, and Investment & Asset Management, with on-site, hybrid, and remote openings at employers like Corebridge Financial, GEICO, and AIG hiring at this level now.
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Showing 5 of 93+ Mid Level Underwriting Specialist jobs
Vice President, Commercial Underwriting
Los Angeles, CA
POSITION SUMMARY:
Responsible for managing the underwriting process of multifamily, commercial real estate and commercial loans in accordance with the guidelines, policies and procedures set forth by the Bank. Manage Underwriters of multifamily, commercial real estate loans and commercial loans. Work with a team of lending professionals to originate loans for the Bank’s portfolio in accordance with the Bank's policies and procedures.
ESSENTIAL JOB FUNCTIONS:
- Management
- Manage Underwriters of multifamily, commercial real estate and commercial loans
- Ensures Underwriters complete clear and detailed analysis based on a thorough understanding of debt service ratios, cash flow, appraisals, credit analysis, CAP rates, etc.
- Ensures the multifamily, commercial real estate and commercial underwriting process complies with all regulations and the Bank's policies and procedures in order to protect the Bank and achieve satisfactory ratings from internal and external auditors.
- Manages appraisal, environmental and inspection process to ensure compliance with the Bank's policies and procedures. Secures and reviews appraisals, environment reviews and inspection reports, independent of Underwriters, to ensure property qualifies as security for the loan requested.
- Provides input to improve Banks policies and procedures to ensure effective credit management.
- Prepares and presents a summary of the commercial real estate multi-family markets in which the Bank operates to the Senior Loan Committee.
- Teamwork
- Interfaces with Loan Consultants, brokers and management in preparing loan packages for Senior Loan Committee approval.
- Answers inquiries regarding the Bank's current loan programs, policies and pricing.
- Works closely with loan processors and funders to ensure effective completion of the loan origination process.
- Performs other duties to support the overall Lending Department as assigned.
- REGULATORY KNOWLEDGE:
- Equal Credit Opportunity Act (Regulation B)
- Fair Housing Act
- Home Mortgage Disclosure Act (Regulation C)
- Flood Disaster Protection Act
- Bank Secrecy Act
MINIMUM QUALIFICATIONS:
- A minimum of 5-years of multi-family residential underwriting experience
- A thorough understanding of 5-75 multi-family units and commercial real estate underwriting guidelines and process
- Ability to manage people and foster teamwork
- Excellent analytical skills
- The ability to handle multiple tasks while meeting deadlines
- Good organizational skills
- Excellent verbal and written communication skills
- Advanced computer skills
- High School Diploma required, Bachelor Degree preferred
- A high level understanding of compliance regulations.
The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodations when necessary.
OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status.
Pay Rate/Range: $5,000 - 5,400 Which annualizes to $130,000 - 140,400
Vice President, Commercial Underwriting
Los Angeles, CA
POSITION SUMMARY:
Responsible for managing the underwriting process of multifamily, commercial real estate and commercial loans in accordance with the guidelines, policies and procedures set forth by the Bank. Manage Underwriters of multifamily, commercial real estate loans and commercial loans. Work with a team of lending professionals to originate loans for the Bank’s portfolio in accordance with the Bank's policies and procedures.
ESSENTIAL JOB FUNCTIONS:
- Management
- Manage Underwriters of multifamily, commercial real estate and commercial loans
- Ensures Underwriters complete clear and detailed analysis based on a thorough understanding of debt service ratios, cash flow, appraisals, credit analysis, CAP rates, etc.
- Ensures the multifamily, commercial real estate and commercial underwriting process complies with all regulations and the Bank's policies and procedures in order to protect the Bank and achieve satisfactory ratings from internal and external auditors.
- Manages appraisal, environmental and inspection process to ensure compliance with the Bank's policies and procedures. Secures and reviews appraisals, environment reviews and inspection reports, independent of Underwriters, to ensure property qualifies as security for the loan requested.
- Provides input to improve Banks policies and procedures to ensure effective credit management.
- Prepares and presents a summary of the commercial real estate multi-family markets in which the Bank operates to the Senior Loan Committee.
- Teamwork
- Interfaces with Loan Consultants, brokers and management in preparing loan packages for Senior Loan Committee approval.
- Answers inquiries regarding the Bank's current loan programs, policies and pricing.
- Works closely with loan processors and funders to ensure effective completion of the loan origination process.
- Performs other duties to support the overall Lending Department as assigned.
- REGULATORY KNOWLEDGE:
- Equal Credit Opportunity Act (Regulation B)
- Fair Housing Act
- Home Mortgage Disclosure Act (Regulation C)
- Flood Disaster Protection Act
- Bank Secrecy Act
MINIMUM QUALIFICATIONS:
- A minimum of 5-years of multi-family residential underwriting experience
- A thorough understanding of 5-75 multi-family units and commercial real estate underwriting guidelines and process
- Ability to manage people and foster teamwork
- Excellent analytical skills
- The ability to handle multiple tasks while meeting deadlines
- Good organizational skills
- Excellent verbal and written communication skills
- Advanced computer skills
- High School Diploma required, Bachelor Degree preferred
- A high level understanding of compliance regulations.
The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodations when necessary.
OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status.
Pay Rate/Range: $5,000 - 5,400 Which annualizes to $130,000 - 140,400
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Find JobsMid Level Underwriting Specialist Job Market
Who's Hiring
- Corebridge Financial32
- GEICO13
- AIG7
- The Hanover Insurance4
- Zurich Insurance3
Top Industries Hiring
- Insurance79
- Banking & Financial Services18
- Investment & Asset Management13
- Technology & Software3
- Consulting & Professional Services2
Mid Level Underwriting Specialist Jobs: Frequently Asked Questions
How do I get a mid level underwriting specialist job?
Position your experience around ownership and outcomes: highlight accounts you managed independently, risk decisions you made without escalation, and any process improvements you led. Tailor your resume to show depth in a specific line of business rather than breadth, and demonstrate familiarity with underwriting systems and compliance standards. Hiring managers at this level want proof you can carry a book with minimal supervision.
Which companies hire mid level underwriting specialists?
Companies hiring mid level underwriting specialists right now include Corebridge Financial, GEICO, and AIG, based on current listings on Migrate Mate as of June 2026. Hiring at this level comes from a mix of regional carriers, national insurers, and specialty markets that need experienced underwriters who can manage accounts independently without senior oversight on every decision.
Are there remote mid level underwriting specialist jobs?
Yes, remote and hybrid options are well established at this experience level. About 68% of mid level underwriting specialist openings are remote or hybrid as of June 2026, reflecting how much of the underwriting workflow, from submission review to coverage decisions, translates cleanly to distributed teams with the right systems access.
How do I move up to a mid level underwriting specialist role?
Moving from entry level to mid level comes from deliberately deepening your expertise in a specific coverage area, taking on accounts with greater complexity, and demonstrating that your decisions hold up under review. Building a record of independent case handling, learning your carrier's risk appetite, and contributing to process or pricing discussions signals that you are ready to step out of a junior support role and into full account ownership.
Which industries hire the most mid level underwriting specialists?
Mid Level underwriting specialist roles concentrate in Insurance, Banking & Financial Services, and Investment & Asset Management, based on current listings on Migrate Mate as of June 2026. These sectors drive consistent hiring at the mid level because their risk profiles, regulatory requirements, and claim volumes demand experienced underwriters who can evaluate complex submissions and make defensible decisions without constant escalation.