Vice President Loan Officer Jobs
Vice President Loan Officer jobs are open across commercial banks, credit unions, mortgage companies, and community lenders, from senior loan officer to managing director level, with specializations in commercial lending, residential mortgage, and consumer credit. Find a role that fits below and apply directly.
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The Opportunity: We are seeking a VP, Commercial Loan Officer to join our team in the Longwood / Winter Park / Orlando, Florida area. This role is responsible for proactively seeking new deposits and loans while building client relationships. Excellent communication, strong analytical skills and customer relations are an integral part of the role. Manage an existing portfolio with respect to annual reviews, past due and client retention.
What You'll Do:
Business Development & Relationship Management
- Proactively identify and develop new business banking relationships with a focus on deposit and lending growth.
- Grow and manage a portfolio of commercial clients, delivering tailored financial guidance and creative lending solutions that meet their evolving needs.
- Connect clients with a full suite of business banking services including lending, deposits, Treasury Management, and SBA programs to help their businesses thrive.
- Build strong partnerships with business owners, centers of influence, and professional networks to generate referrals and drive meaningful growth.
- Represent DFCU in the community and make a real and lasting impact by helping local businesses succeed.
- Analyze and underwrite credit requests in accordance with DFCU’s policies and risk appetite, structuring thoughtful and strategic solutions.
- Monitor loan covenants, past due accounts, and renewal timelines to ensure portfolio health and risk mitigation.
- Collaborate closely with internal partners—including Business Banking Assistants and Loan Documentation teams—to streamline processing and deliver exceptional client experience.
- Work cross-functionally with Retail, Treasury, and Lending teams to deliver value through joint calling efforts and holistic financial solutions.
- Prepare detailed call plans and post-call reviews that translate client goals into actionable next steps.
- Stay informed on market trends, industry shifts, and client opportunities to remain a trusted advisor and thought partner.
- Ensure compliance with internal policies, credit standards, and regulatory requirements.
- Complete all required professional development and compliance training to support continuous growth.
- Bachelor's degree in business, finance or related field.
- Seven years lending or sales experience in the financial services industry.
- Three - five years commercial lending and credit underwriting experience.
- Demonstrated high performance in sales goal attainment.
- Demonstrated community involvement.
- High level of accuracy and attention to detail.
- Proficient in Microsoft 365.
- Demonstrated analytical and problem-solving skills.
- Able to initiate and embrace change.
- Excellent interpersonal skills, including written and verbal communication, and ability to work in a team environment.
- Incentive/bonus program
- Potential for a hybrid work schedule
- 401k plan match, dollar for dollar up to 4%
- 401k additional employer contribution after one year at 5%
- Medical, dental and vision insurance effective date of hire
- Health savings account (HSA)
- Flexible spending accounts for medical and dependent care expenses
- Adoption assistance for qualified expenses maximum $10,000 per child
- Wellness initiatives and reimbursements
- Pre-paid legal services plan
- Identity protection plan
- Accident supplemental plan
- Short & long term disability plans paid for by company
- Company provided basic life insurance of $50,000 plus supplemental for employee, spouse and child
- Pet Insurance
- Free financial planning assistance
- Numerous fun employee events throughout the year
- Volunteer and community engagement opportunities
- Employee loan discounts (closed-end loans)
- Discounts with local and national companies through DFCU Perks
- Service / anniversary awards
- Employee discounts for company logo wear
- Employee referral payouts for recruiting your friends and family
- Paid lunch time
- Tuition reimbursement / Education assistance
- Ongoing training opportunities
- Leadership development program
- Paid time off
- Paid holidays (13 per year)
- Flexible scheduling for students
Vice President Loan Officer Jobs by Experience Level
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Who's Hiring



What Employers Look For
The qualifications that appear most often in vice president loan officer jobs.
- Five or more years of loan origination or commercial lending experience
- Active NMLS Mortgage Loan Originator license or ability to obtain one
- Demonstrated ability to build and manage a client referral network
- Proficiency in loan origination software and core banking systems
- Strong knowledge of underwriting guidelines, credit analysis, and regulatory compliance
- Bachelor's degree in finance, business, or a related field
Tips for Your Vice President Loan Officer Job Search
Quantify your loan portfolio performance
Hiring managers for VP-level lending roles want numbers, not descriptions. Pull your funded volume, approval rates, and portfolio growth figures from the last two to three years and lead your resume bullets with those metrics instead of generic duties.
Highlight your NMLS license prominently
Your NMLS Mortgage Loan Originator license number belongs near the top of your resume, not buried in a credentials section. Many applicant tracking systems screen for it early, and omitting it can cost you an interview before anyone reads your experience.
Target openings by loan type specialty
Job listings distinguish sharply between commercial real estate, residential mortgage, SBA, and consumer lending. Applying to roles that match your specialty book of business makes your application far more competitive than a general VP lending search.
Apply early to roles that fit
Migrate Mate lists vice president loan officer openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for a credit presentation round
Many banks add a credit memo or case study exercise before the final interview. Practice walking through a real loan structure you originated, explaining underwriting rationale, risk mitigants, and pricing decisions out loud as if presenting to a credit committee.
Negotiate total compensation, not just base
VP loan officer offers often include production bonuses, draw structures, or override arrangements that vary widely by institution. Ask for the full compensation breakdown in writing before comparing offers, since base salary alone rarely reflects total earning potential in this role.
Vice President Loan Officer Jobs: Frequently Asked Questions
Which companies are hiring the most vice president loan officers?
The companies hiring the most vice president loan officers right now include DFCU Financial, Open Bank, and Bluestone Bank, with the largest share of openings in Minnesota, California, and Florida, based on current listings on Migrate Mate as of November 2026. Regional banks and credit unions account for a significant portion of active postings alongside national mortgage lenders.
How many vice president loan officer jobs are remote?
About 100% of vice president loan officer openings are fully remote or hybrid as of November 2026, with remote arrangements most common in residential mortgage origination and consumer lending roles. Commercial real estate and community bank positions tend to require in-person client relationship work and are more likely to be on-site.
How do you become a vice president loan officer?
Start in a loan officer or credit analyst role at a bank, credit union, or mortgage company to build origination and underwriting experience. Obtain your NMLS license, grow a referral network with realtors or business clients, and consistently exceed production targets. Demonstrating leadership over a team or book of business is typically what triggers a VP promotion.
Can you get hired as a vice president loan officer with limited experience?
Breaking into a VP loan officer role with limited experience is difficult because most employers expect a proven production history. The most practical path is to build several years of origination volume as a loan officer, earn your NMLS license, and pursue VP opportunities at smaller community banks or credit unions, which often promote from within on a faster timeline than large institutions.
What does the vice president loan officer interview process look like?
Most employers start with a recruiter or HR phone screen, followed by a hiring manager interview focused on your production history, loan types, and client acquisition strategy. A second round often involves a credit committee presentation or case study where you walk through a sample deal. Final rounds typically include meetings with senior leadership and a compensation discussion.
Where can I find and apply to vice president loan officer jobs?
You can find and apply to vice president loan officer jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your lending specialty and experience level, then apply directly to each listing from the job page.
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