Credit and Collections Manager Jobs
Credit and Collections Manager jobs are open across banking, healthcare, retail, and financial services, at every level from team lead to senior manager and director, with specializations in commercial collections, consumer credit, and debt recovery operations. Find a role that fits below and apply directly.
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- Help design, implement and continuously improve the collections process to minimize collection risk while maintaining the customer relationship.
- Provide support to internal customers (Sales Service Reps and Account Managers) through meaningful metrics, standard reports, credit evaluation and collections trends.
- Monitor US & Canadian AR aging reports for assigned customers.
- Expedite collection of receivables for assigned accounts.
- Remove roadblocks through cooperative problem resolution and relationship building.
- Ensure payment remittances are received and processed in a timely and accurate manner.
- Collaboratively work with the AR Cash Applications Analyst to ensure payments or credits on account that are unapplied to invoices are researched and resolved timely.
- Use spreadsheets to analyze discrepancies between customer and company receivable details.
- Communicate with Sales Service Reps and Account Managers to provide information on customer delinquencies and credit issues and participate in the development and implementation of solutions.
- Access and understand D&B and CRM credit reports and provide credit-related input to Management for customer decisions.
- Communicate with customers and document the information obtained from these communications.
- Willingness to cross-train and serve as a backup for the essential functions of other teammates.
- Experience resolving high-volume discrepancies that warrant in-depth investigations and implementing process improvements.
- Energetic, eager to learn, process-improvement driven, well organized and self-motivated.
- Experience in dealing with large customers on a commercial level.
- Good computer and typing skills.
- Excellent verbal and written communication skills, including the ability to effectively communicate with internal and external customers.
- Able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service.
- Able to work independently and complete assignments within parameters of provided instructions, prescribed routines and standard practices.
- Bachelor degree in Business Administration, Accounting or Finance preferred
- Five + years of credit and collections experience, including the evaluation of customer credit
- Working knowledge of SAP business system software is strongly preferred
- Proficient in Microsoft Office applications (Word and Excel) a plus
- Exposure to international collections a plus
- This individual must have commercial experience
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Who's Hiring



Top Industries Hiring
- Agriculture & Farming
- Staffing & Recruiting
- Technology & Software
- Distribution & Wholesale
What Employers Look For
The qualifications that appear most often in credit and collections manager jobs.
- Three or more years of experience managing a collections or accounts receivable team
- Proficiency with collections software and enterprise ERP or billing systems
- Working knowledge of FDCPA, FCRA, and applicable state collections regulations
- Bachelor's degree in finance, accounting, business administration, or a related field
- Demonstrated ability to analyze aging reports and develop recovery strategies
- Experience setting department KPIs and conducting staff performance reviews
Tips for Your Credit and Collections Manager Job Search
Quantify your recovery metrics on resumes
Collections hiring managers want numbers. Replace vague claims with concrete figures: the size of the portfolio you managed, the percentage of aged receivables you recovered, or how much you reduced days sales outstanding. Specific metrics make your resume stand out from generalist finance candidates.
Highlight compliance knowledge in applications
Many postings screen for working knowledge of the Fair Debt Collection Practices Act and state-level collections regulations. If you have direct experience navigating compliance audits or training teams on FDCPA requirements, name it explicitly rather than burying it under general legal experience.
Apply early to roles that fit
Migrate Mate lists credit and collections manager openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Tailor applications for industry-specific credit cycles
Credit and collections workflows differ sharply between healthcare revenue cycle, commercial B2B lending, and consumer retail. When applying, mirror the industry language in the job posting and reference experience specific to that sector's billing or collections environment.
Prepare for scenario-based interview questions
Interviewers in this field often ask how you handled a high-value delinquent account, a dispute escalation, or a staffing shortfall during month-end close. Prepare two or three concrete examples that show how you balanced collections targets with customer relationship preservation.
Negotiate total compensation including performance incentives
Collections manager offers frequently include performance bonuses tied to recovery rates or department targets. Before accepting, ask how the bonus structure is calculated and what percentage of managers in the role historically hit the threshold, so you can evaluate the full offer accurately.
Credit and Collections Manager Jobs: Frequently Asked Questions
Which companies are hiring the most credit and collections managers?
Julius Silvert, EPB, and QUAD are hiring the most credit and collections managers right now, with openings concentrated in Pennsylvania, Illinois, and Ohio, based on current listings on Migrate Mate as of November 2026. Financial services firms, hospital systems, and large retailers consistently post the highest volume of these roles.
How many credit and collections manager jobs are remote?
About 73% of credit and collections manager openings are fully remote or hybrid as of November 2026, reflecting broader finance team flexibility post-pandemic. Roles focused on commercial B2B collections, credit analysis, and portfolio oversight tend to offer more remote arrangements than consumer-facing or on-site collections floor management positions.
How do you become a credit and collections manager?
Most credit and collections managers start in accounts receivable, collections specialist, or credit analyst roles and move into management after demonstrating strong recovery results and leadership. Building familiarity with FDCPA compliance, ERP billing systems, and portfolio reporting is essential. Many employers also look for candidates who have supervised at least a small collections team before promoting to manager.
Can you get hired as a credit and collections manager without direct management experience?
Some employers will consider senior individual contributors who have informally led collections workflows, trained newer staff, or managed high-value account portfolios without a formal management title. Framing that experience accurately on your resume, emphasizing measurable outcomes and cross-functional coordination, can bridge the gap when direct management tenure is limited.
What does the credit and collections manager interview process look like?
Most processes include an initial phone screen with HR, followed by a panel interview with a finance director or CFO covering collections strategy, compliance knowledge, and team management approach. Many employers add a practical component, such as reviewing a sample aging report or discussing how you would handle a specific dispute scenario, before extending an offer.
Where can I find and apply to credit and collections manager jobs?
You can find and apply to credit and collections manager jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your experience and apply directly to each listing.
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