Finance CPT Jobs in California
Finance F-1 CPT sponsorship jobs in California are concentrated in San Francisco, Los Angeles, and San Jose, where firms like Wells Fargo, BlackRock, and Pacific Premier Bank regularly bring on international students. California's scale as the largest U.S. economy means CPT-eligible roles span investment banking, risk analysis, fintech, and corporate finance across both major institutions and emerging startups.
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Get Access To All JobsAbout Upstart
At Upstart, we're united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that's both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 3,000 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.
We're proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn't mean distant. We're intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you'll have the support to work in the way that works best for you.
If you're energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we'd love to hear from you.
The Role
As an Applied Scientist Intern, you will become a specialist in our models, products, business and/or codebase. You will identify potential problems or opportunities for improvement, communicate these to the team and suggest solutions. This involves self-directed investigation, offline analyses using creative thinking as well as presentation to the ML team. You will receive mentorship from experienced ML practitioners and collaborate closely with the team to improve our products and models.
How you'll make an impact
- Research machine learning and statistical approaches to discover improvements to the predictive performance and/or business value of a model.
- Design, implement, and evaluate model, product, or technical enhancements using rigorous experimentation and validation methods.
- Translate research findings into clear recommendations, documented methodologies, and production-ready solutions.
- Work with your mentor to align stakeholders, and drive next steps.
Minimum Qualifications
- Bachelor. Masters or PHD degree in mathematics, statistics, physics, econometrics, computer science, or a related quantitative field. On track to graduate by 2028.
- Strong fundamentals in statistical, probability, and machine learning theory.
- Ability to perform data analysis and evaluate machine learning or statistical models using Python, as well as basic SQL foundations.
- Intellectual curiosity, humility, drive and teamwork.
- Strong communication skills.
- Ability to use modern agentic tooling (Claude Code, Codex, …) efficiently.
Preferred Qualifications
- Phd in mathematics, statistics, physics, econometrics, computer science, or a related quantitative field. On track to graduate by the summer of 2028.
- Experience in supervised learning, model evaluation, and feature engineering techniques.
- Advanced statistical (frequentist, bayesian, causal) theory/econometrics knowledge.
- Strong coding skills in Python.
Position location This role is Fully Remote
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to still spend high quality time in-person collaborating via regular onsites. To this end, over the course of the internship, you will meet to collaborate once or twice, for 2-4 consecutive days at a time.
What you'll love:
- UHC High Deductible Health Plan (HDHP) for comprehensive medical coverage
- Health Savings Account (HSA) with employer funding of $800 for employee-only coverage or $1,600 when covering dependents
- Medical opt-out credit of $150 per month if the health plan is waived
- Guardian Dental
- Guardian Vision Base
- Short-term and long-term disability coverage; auto-enrolled
- Basic Life and Accident Insurance; auto-enrolled
- Limited Purpose Flexible Spending Account (LFSA)
- Dependent Care Flexible Spending Account (DCFSA)
- Pre-tax commuter benefits
LI-REMOTE
LI-Internship
What you'll love
At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here's what you can expect:
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City
For roles based in Canada, please note that we are not currently able to hire in Quebec.
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com
About Upstart
At Upstart, we're united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that's both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 3,000 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.
We're proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn't mean distant. We're intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you'll have the support to work in the way that works best for you.
If you're energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we'd love to hear from you.
The Role
As an Applied Scientist Intern, you will become a specialist in our models, products, business and/or codebase. You will identify potential problems or opportunities for improvement, communicate these to the team and suggest solutions. This involves self-directed investigation, offline analyses using creative thinking as well as presentation to the ML team. You will receive mentorship from experienced ML practitioners and collaborate closely with the team to improve our products and models.
How you'll make an impact
- Research machine learning and statistical approaches to discover improvements to the predictive performance and/or business value of a model.
- Design, implement, and evaluate model, product, or technical enhancements using rigorous experimentation and validation methods.
- Translate research findings into clear recommendations, documented methodologies, and production-ready solutions.
- Work with your mentor to align stakeholders, and drive next steps.
Minimum Qualifications
- Bachelor. Masters or PHD degree in mathematics, statistics, physics, econometrics, computer science, or a related quantitative field. On track to graduate by 2028.
- Strong fundamentals in statistical, probability, and machine learning theory.
- Ability to perform data analysis and evaluate machine learning or statistical models using Python, as well as basic SQL foundations.
- Intellectual curiosity, humility, drive and teamwork.
- Strong communication skills.
- Ability to use modern agentic tooling (Claude Code, Codex, …) efficiently.
Preferred Qualifications
- Phd in mathematics, statistics, physics, econometrics, computer science, or a related quantitative field. On track to graduate by the summer of 2028.
- Experience in supervised learning, model evaluation, and feature engineering techniques.
- Advanced statistical (frequentist, bayesian, causal) theory/econometrics knowledge.
- Strong coding skills in Python.
Position location This role is Fully Remote
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to still spend high quality time in-person collaborating via regular onsites. To this end, over the course of the internship, you will meet to collaborate once or twice, for 2-4 consecutive days at a time.
What you'll love:
- UHC High Deductible Health Plan (HDHP) for comprehensive medical coverage
- Health Savings Account (HSA) with employer funding of $800 for employee-only coverage or $1,600 when covering dependents
- Medical opt-out credit of $150 per month if the health plan is waived
- Guardian Dental
- Guardian Vision Base
- Short-term and long-term disability coverage; auto-enrolled
- Basic Life and Accident Insurance; auto-enrolled
- Limited Purpose Flexible Spending Account (LFSA)
- Dependent Care Flexible Spending Account (DCFSA)
- Pre-tax commuter benefits
LI-REMOTE
LI-Internship
What you'll love
At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here's what you can expect:
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City
For roles based in Canada, please note that we are not currently able to hire in Quebec.
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com
CPT Finance Job Roles in California
See all Finance CPT Jobs in California
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Search Finance Jobs in CaliforniaFinance CPT Sponsorship Jobs in California: Frequently Asked Questions
Which finance companies sponsor F-1 CPT visas in California?
Large financial institutions with significant California operations, including Wells Fargo, Charles Schwab, and Pacific Premier Bank, have historically taken on F-1 CPT students. Fintech companies based in San Francisco, such as Stripe, Chime, and Ripple, also participate in CPT hiring. Sponsorship is not guaranteed at any employer and depends on whether the role qualifies under your school's CPT authorization criteria and the company's willingness to complete the required paperwork.
Which cities in California have the most finance F-1 CPT sponsorship jobs?
San Francisco and its surrounding Bay Area corridor account for the highest concentration of finance CPT roles, driven by fintech, venture capital, and corporate treasury functions. Los Angeles follows closely, with opportunities in investment management, insurance, and entertainment finance. San Jose and Sacramento also have active hiring in corporate finance and banking operations. Proximity to your university matters, since CPT work must be directly tied to your academic program.
What types of finance roles typically qualify for F-1 CPT sponsorship?
Roles that carry a clear connection to a finance-related academic program are most likely to qualify. Common examples include financial analyst internships, investment research assistant positions, risk management roles, and corporate finance co-ops. Your designated school official determines whether a specific role meets CPT eligibility, not the employer. Positions that appear tangentially related to your major may face scrutiny during DSO review, so alignment between the job description and your coursework matters.
How do I find finance F-1 CPT sponsorship jobs in California?
Migrate Mate is built specifically for international students and filters finance roles in California that are open to F-1 CPT candidates, saving you from manually sorting through postings that do not support work authorization. You can filter by state, visa type, and industry to surface relevant opportunities quickly. Beyond Migrate Mate, your university's career center and on-campus employer events often feature California-based finance firms already familiar with the CPT authorization process.
Are there any California-specific or finance-specific considerations for F-1 CPT sponsorship?
California's size means CPT norms vary noticeably by institution and region. Universities in the UC and CSU systems each have their own CPT authorization timelines and requirements, so starting your DSO conversation at least four to six weeks before your intended start date is advisable. In finance, some regulated roles, particularly those at broker-dealers or investment advisors, may require FINRA licensing examinations that have their own eligibility requirements separate from your visa status. Confirming both the CPT authorization and any licensing prerequisites before accepting an offer avoids complications.